{"id":"https://openalex.org/W2954874457","doi":"https://doi.org/10.1007/s12525-019-00352-z","title":"Emergence of collective digital innovations through the process of control\u00a0point driven network reconfiguration and reframing: the case of mobile payment","display_name":"Emergence of collective digital innovations through the process of control\u00a0point driven network reconfiguration and reframing: the case of mobile payment","publication_year":2019,"publication_date":"2019-06-28","ids":{"openalex":"https://openalex.org/W2954874457","doi":"https://doi.org/10.1007/s12525-019-00352-z","mag":"2954874457"},"language":"en","primary_location":{"id":"doi:10.1007/s12525-019-00352-z","is_oa":true,"landing_page_url":"https://doi.org/10.1007/s12525-019-00352-z","pdf_url":"https://link.springer.com/content/pdf/10.1007/s12525-019-00352-z.pdf","source":{"id":"https://openalex.org/S137519996","display_name":"Electronic Markets","issn_l":"1019-6781","issn":["1019-6781","1422-8890"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Electronic Markets","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://link.springer.com/content/pdf/10.1007/s12525-019-00352-z.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5078830938","display_name":"Boriana Rukanova","orcid":"https://orcid.org/0000-0003-0254-5787"},"institutions":[{"id":"https://openalex.org/I98358874","display_name":"Delft University of Technology","ror":"https://ror.org/02e2c7k09","country_code":"NL","type":"education","lineage":["https://openalex.org/I98358874"]}],"countries":["NL"],"is_corresponding":true,"raw_author_name":"Boriana Rukanova","raw_affiliation_strings":["Faculty of Technology, Policy and Management, TU Delft, Building 31, Jaffalaan 5, 2628, BX, Delft, The Netherlands"],"raw_orcid":"https://orcid.org/0000-0003-0254-5787","affiliations":[{"raw_affiliation_string":"Faculty of Technology, Policy and Management, TU Delft, Building 31, Jaffalaan 5, 2628, BX, Delft, The Netherlands","institution_ids":["https://openalex.org/I98358874"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5053800383","display_name":"Mark de Reuver","orcid":"https://orcid.org/0000-0002-6302-7185"},"institutions":[{"id":"https://openalex.org/I98358874","display_name":"Delft University of Technology","ror":"https://ror.org/02e2c7k09","country_code":"NL","type":"education","lineage":["https://openalex.org/I98358874"]}],"countries":["NL"],"is_corresponding":false,"raw_author_name":"Mark de Reuver","raw_affiliation_strings":["Faculty of Technology, Policy and Management, TU Delft, Building 31, Jaffalaan 5, 2628, BX, Delft, The Netherlands"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Technology, Policy and Management, TU Delft, Building 31, Jaffalaan 5, 2628, BX, Delft, The Netherlands","institution_ids":["https://openalex.org/I98358874"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5075924773","display_name":"Stefan Henningsson","orcid":"https://orcid.org/0000-0003-3865-7086"},"institutions":[{"id":"https://openalex.org/I180519160","display_name":"Copenhagen Business School","ror":"https://ror.org/04sppb023","country_code":"DK","type":"education","lineage":["https://openalex.org/I180519160"]}],"countries":["DK"],"is_corresponding":false,"raw_author_name":"Stefan Henningsson","raw_affiliation_strings":["Copenhagen Business School, Frederiksberg, Denmark"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Copenhagen Business School, Frederiksberg, Denmark","institution_ids":["https://openalex.org/I180519160"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5037103487","display_name":"Fatemeh Nikayin","orcid":null},"institutions":[{"id":"https://openalex.org/I98358874","display_name":"Delft University of Technology","ror":"https://ror.org/02e2c7k09","country_code":"NL","type":"education","lineage":["https://openalex.org/I98358874"]}],"countries":["NL"],"is_corresponding":false,"raw_author_name":"Fatemeh Nikayin","raw_affiliation_strings":["Faculty of Technology, Policy and Management, TU Delft, Building 31, Jaffalaan 5, 2628, BX, Delft, The Netherlands"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Technology, Policy and Management, TU Delft, Building 31, Jaffalaan 5, 2628, BX, Delft, The Netherlands","institution_ids":["https://openalex.org/I98358874"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5111499387","display_name":"Yao-Hua Tan","orcid":null},"institutions":[{"id":"https://openalex.org/I98358874","display_name":"Delft University of Technology","ror":"https://ror.org/02e2c7k09","country_code":"NL","type":"education","lineage":["https://openalex.org/I98358874"]}],"countries":["NL"],"is_corresponding":false,"raw_author_name":"Yao-Hua Tan","raw_affiliation_strings":["Faculty of Technology, Policy and Management, TU Delft, Building 31, Jaffalaan 5, 2628, BX, Delft, The Netherlands"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Technology, Policy and Management, TU Delft, Building 31, Jaffalaan 5, 2628, BX, Delft, The Netherlands","institution_ids":["https://openalex.org/I98358874"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5078830938"],"corresponding_institution_ids":["https://openalex.org/I98358874"],"apc_list":{"value":3190,"currency":"USD","value_usd":3190},"apc_paid":{"value":3190,"currency":"USD","value_usd":3190},"fwci":2.3352,"has_fulltext":true,"cited_by_count":12,"citation_normalized_percentile":{"value":0.90238232,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":97},"biblio":{"volume":"30","issue":"1","first_page":"107","last_page":"129"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11437","display_name":"Digital Platforms and Economics","score":0.9991000294685364,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11437","display_name":"Digital Platforms and Economics","score":0.9991000294685364,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10003","display_name":"Innovation and Knowledge Management","score":0.9966999888420105,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13402","display_name":"Business Strategy and Innovation","score":0.9898999929428101,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/cognitive-reframing","display_name":"Cognitive reframing","score":0.8664474487304688},{"id":"https://openalex.org/keywords/control-reconfiguration","display_name":"Control reconfiguration","score":0.6456805467605591},{"id":"https://openalex.org/keywords/commercialization","display_name":"Commercialization","score":0.638849139213562},{"id":"https://openalex.org/keywords/framing","display_name":"Framing (construction)","score":0.6226515769958496},{"id":"https://openalex.org/keywords/process","display_name":"Process (computing)","score":0.44165560603141785},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.4400445818901062},{"id":"https://openalex.org/keywords/control","display_name":"Control (management)","score":0.43962281942367554},{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.4395899176597595},{"id":"https://openalex.org/keywords/knowledge-management","display_name":"Knowledge management","score":0.3805006146430969},{"id":"https://openalex.org/keywords/process-management","display_name":"Process management","score":0.33415281772613525},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.2945311367511749},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.2847094237804413},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.21654334664344788},{"id":"https://openalex.org/keywords/engineering","display_name":"Engineering","score":0.16898062825202942},{"id":"https://openalex.org/keywords/management","display_name":"Management","score":0.10121902823448181}],"concepts":[{"id":"https://openalex.org/C187029079","wikidata":"https://www.wikidata.org/wiki/Q958679","display_name":"Cognitive reframing","level":2,"score":0.8664474487304688},{"id":"https://openalex.org/C119701452","wikidata":"https://www.wikidata.org/wiki/Q5165881","display_name":"Control reconfiguration","level":2,"score":0.6456805467605591},{"id":"https://openalex.org/C2780625559","wikidata":"https://www.wikidata.org/wiki/Q5152592","display_name":"Commercialization","level":2,"score":0.638849139213562},{"id":"https://openalex.org/C169087156","wikidata":"https://www.wikidata.org/wiki/Q2131593","display_name":"Framing (construction)","level":2,"score":0.6226515769958496},{"id":"https://openalex.org/C98045186","wikidata":"https://www.wikidata.org/wiki/Q205663","display_name":"Process (computing)","level":2,"score":0.44165560603141785},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4400445818901062},{"id":"https://openalex.org/C2775924081","wikidata":"https://www.wikidata.org/wiki/Q55608371","display_name":"Control (management)","level":2,"score":0.43962281942367554},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.4395899176597595},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.3805006146430969},{"id":"https://openalex.org/C195094911","wikidata":"https://www.wikidata.org/wiki/Q14167904","display_name":"Process management","level":1,"score":0.33415281772613525},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.2945311367511749},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.2847094237804413},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.21654334664344788},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.16898062825202942},{"id":"https://openalex.org/C187736073","wikidata":"https://www.wikidata.org/wiki/Q2920921","display_name":"Management","level":1,"score":0.10121902823448181},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.0},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.0},{"id":"https://openalex.org/C66938386","wikidata":"https://www.wikidata.org/wiki/Q633538","display_name":"Structural engineering","level":1,"score":0.0},{"id":"https://openalex.org/C149635348","wikidata":"https://www.wikidata.org/wiki/Q193040","display_name":"Embedded system","level":1,"score":0.0},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.0}],"mesh":[],"locations_count":5,"locations":[{"id":"doi:10.1007/s12525-019-00352-z","is_oa":true,"landing_page_url":"https://doi.org/10.1007/s12525-019-00352-z","pdf_url":"https://link.springer.com/content/pdf/10.1007/s12525-019-00352-z.pdf","source":{"id":"https://openalex.org/S137519996","display_name":"Electronic Markets","issn_l":"1019-6781","issn":["1019-6781","1422-8890"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Electronic Markets","raw_type":"journal-article"},{"id":"pmh:oai:research-api.cbs.dk:openaire_cris_publications/6dfa1f6e-14ac-4af6-8f67-5c1eb006bce2","is_oa":true,"landing_page_url":"https://research.cbs.dk/en/publications/6dfa1f6e-14ac-4af6-8f67-5c1eb006bce2","pdf_url":null,"source":{"id":"https://openalex.org/S4306401458","display_name":"CBS Research Portal (Copenhagen Business School)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I180519160","host_organization_name":"Copenhagen Business School","host_organization_lineage":["https://openalex.org/I180519160"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Rukanova, B, de Reuver, M, Henningsson, S, Nikayin, F & Tan, Y H 2020, 'Emergence of Collective Digital Innovations through the Process of Control\u00a0Point Driven Network Reconfiguration and Reframing : The Case of Mobile Payment', Electronic Markets, vol. 30, no. 1, pp. 107-129. https://doi.org/10.1007/s12525-019-00352-z","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:RePEc:spr:elmark:v:30:y:2020:i:1:d:10.1007_s12525-019-00352-z","is_oa":false,"landing_page_url":"http://link.springer.com/10.1007/s12525-019-00352-z","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:pure.atira.dk:openaire_cris_publications/6dfa1f6e-14ac-4af6-8f67-5c1eb006bce2","is_oa":true,"landing_page_url":"http://hdl.handle.net/10398/6dfa1f6e-14ac-4af6-8f67-5c1eb006bce2","pdf_url":null,"source":{"id":"https://openalex.org/S4306401458","display_name":"CBS Research Portal (Copenhagen Business School)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I180519160","host_organization_name":"Copenhagen Business School","host_organization_lineage":["https://openalex.org/I180519160"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":""},{"id":"pmh:oai:tudelft.nl:uuid:153daddf-dcdb-45d7-81a7-59b244216c7c","is_oa":false,"landing_page_url":"http://resolver.tudelft.nl/uuid:153daddf-dcdb-45d7-81a7-59b244216c7c","pdf_url":null,"source":{"id":"https://openalex.org/S4306400906","display_name":"Research Repository (Delft University of Technology)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I98358874","host_organization_name":"Delft University of Technology","host_organization_lineage":["https://openalex.org/I98358874"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"journal article"}],"best_oa_location":{"id":"doi:10.1007/s12525-019-00352-z","is_oa":true,"landing_page_url":"https://doi.org/10.1007/s12525-019-00352-z","pdf_url":"https://link.springer.com/content/pdf/10.1007/s12525-019-00352-z.pdf","source":{"id":"https://openalex.org/S137519996","display_name":"Electronic Markets","issn_l":"1019-6781","issn":["1019-6781","1422-8890"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Electronic Markets","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/9","display_name":"Industry, innovation and infrastructure","score":0.6499999761581421}],"awards":[{"id":"https://openalex.org/G4798568464","display_name":"Consistently Optimised Resilient Secure Global Supply-Chains","funder_award_id":"603993","funder_id":"https://openalex.org/F4320320300","funder_display_name":"European Commission"},{"id":"https://openalex.org/G5620463593","display_name":null,"funder_award_id":"603993","funder_id":"https://openalex.org/F4320338353","funder_display_name":"FP7 Security"}],"funders":[{"id":"https://openalex.org/F4320320300","display_name":"European Commission","ror":"https://ror.org/00k4n6c32"},{"id":"https://openalex.org/F4320338353","display_name":"FP7 Security","ror":null}],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W2954874457.pdf","grobid_xml":"https://content.openalex.org/works/W2954874457.grobid-xml"},"referenced_works_count":69,"referenced_works":["https://openalex.org/W71721748","https://openalex.org/W108736144","https://openalex.org/W174598537","https://openalex.org/W178716781","https://openalex.org/W252959711","https://openalex.org/W271526086","https://openalex.org/W633673870","https://openalex.org/W844863369","https://openalex.org/W1481031935","https://openalex.org/W1531706745","https://openalex.org/W1573877699","https://openalex.org/W1592955475","https://openalex.org/W1603445188","https://openalex.org/W1607120742","https://openalex.org/W1985579102","https://openalex.org/W1987885259","https://openalex.org/W2014831132","https://openalex.org/W2021805645","https://openalex.org/W2041336488","https://openalex.org/W2044217257","https://openalex.org/W2046516603","https://openalex.org/W2046719101","https://openalex.org/W2050401924","https://openalex.org/W2052980568","https://openalex.org/W2054033634","https://openalex.org/W2056163811","https://openalex.org/W2057023996","https://openalex.org/W2073310694","https://openalex.org/W2075284967","https://openalex.org/W2075763914","https://openalex.org/W2078860536","https://openalex.org/W2080685245","https://openalex.org/W2083036435","https://openalex.org/W2095654817","https://openalex.org/W2102033203","https://openalex.org/W2106713015","https://openalex.org/W2116132371","https://openalex.org/W2120946983","https://openalex.org/W2126070475","https://openalex.org/W2126840412","https://openalex.org/W2134310663","https://openalex.org/W2137240809","https://openalex.org/W2137519507","https://openalex.org/W2137650964","https://openalex.org/W2148277253","https://openalex.org/W2151020819","https://openalex.org/W2154082045","https://openalex.org/W2156236309","https://openalex.org/W2156464206","https://openalex.org/W2158182105","https://openalex.org/W2159767386","https://openalex.org/W2170689222","https://openalex.org/W2279438569","https://openalex.org/W2324683806","https://openalex.org/W2345435760","https://openalex.org/W2605853943","https://openalex.org/W2613702260","https://openalex.org/W2780863850","https://openalex.org/W2799670133","https://openalex.org/W2799906547","https://openalex.org/W2884295076","https://openalex.org/W3111678550","https://openalex.org/W3121175530","https://openalex.org/W3121685513","https://openalex.org/W4300460767","https://openalex.org/W4388113701","https://openalex.org/W4391965190","https://openalex.org/W6646758662","https://openalex.org/W6826230775"],"related_works":["https://openalex.org/W2061896288","https://openalex.org/W1965599462","https://openalex.org/W2025581759","https://openalex.org/W2256481674","https://openalex.org/W4386136016","https://openalex.org/W4207047620","https://openalex.org/W2053746055","https://openalex.org/W2021250846","https://openalex.org/W2952017657","https://openalex.org/W2765750487"],"abstract_inverted_index":{"Decentralized":[0],"digital":[1,9,17,37,70,85,111,161],"technologies":[2],"require":[3],"multiple":[4,24],"organizations":[5,62],"to":[6,39,41,68,72,92,98,132],"collectively":[7],"create":[8],"innovations.":[10],"Control":[11],"over":[12],"the":[13,96,106,123,144,148],"resources":[14],"required":[15],"for":[16,137],"innovations":[18,38,71,97,112,162],"is":[19,56],"often":[20],"therefore":[21],"dispersed":[22],"among":[23],"actors.":[25,156],"Actors":[26],"may":[27],"have":[28,130],"conflicting":[29],"interests":[30],"and":[31,66,140,182],"business":[32],"models":[33],"which":[34],"cause":[35],"collective":[36,52,84,110,168],"come":[40],"a":[42,102,115,165],"standstill.":[43],"While":[44],"existing":[45],"research":[46],"suggests":[47],"various":[48],"factors":[49],"that":[50,171],"block":[51],"innovation":[53,86,169],"processes,":[54],"there":[55],"still":[57],"little":[58],"understanding":[59],"of":[60,108,119,147,167],"how":[61,128,160],"can":[63],"overcome":[64,88],"standstills,":[65],"progress":[67,93],"bringing":[69,95],"market.":[73],"The":[74,157],"main":[75],"question":[76],"addressed":[77],"in":[78,90,94,122],"this":[79],"paper":[80],"is:":[81],"How":[82],"do":[83],"initiatives":[87],"standstills":[89],"order":[91],"market?":[99],"We":[100],"offer":[101],"novel":[103],"perspective":[104],"on":[105,114],"process":[107],"developing":[109],"based":[113],"longitudinal":[116],"case":[117,126],"study":[118],"mobile":[120,149],"banking":[121],"Netherlands.":[124],"Our":[125],"shows":[127,159],"parties":[129],"collaborated":[131],"learn":[133],"about":[134],"new":[135],"opportunities":[136],"distributing":[138],"control":[139,177],"framing":[141],"solutions,":[142],"while":[143],"actual":[145],"commercialization":[146],"payment":[150],"solutions":[151],"was":[152],"performed":[153],"by":[154],"individual":[155],"framework":[158],"emerge":[163],"through":[164,176],"series":[166],"processes":[170],"build":[172],"upon":[173],"each":[174],"other":[175],"point":[178],"driven":[179],"network":[180],"reconfiguration":[181],"reframing.":[183]},"counts_by_year":[{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":2},{"year":2021,"cited_by_count":2},{"year":2020,"cited_by_count":4}],"updated_date":"2026-07-29T09:40:50.615796","created_date":"2025-10-10T00:00:00"}