{"id":"https://openalex.org/W2564744000","doi":"https://doi.org/10.1007/s10796-017-9751-5","title":"Who can get money? Evidence from the Chinese peer-to-peer lending platform","display_name":"Who can get money? Evidence from the Chinese peer-to-peer lending platform","publication_year":2017,"publication_date":"2017-03-28","ids":{"openalex":"https://openalex.org/W2564744000","doi":"https://doi.org/10.1007/s10796-017-9751-5","mag":"2564744000"},"language":"en","primary_location":{"id":"doi:10.1007/s10796-017-9751-5","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10796-017-9751-5","pdf_url":null,"source":{"id":"https://openalex.org/S181659395","display_name":"Information Systems Frontiers","issn_l":"1387-3326","issn":["1387-3326","1572-9419"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Information Systems Frontiers","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://www.pure.ed.ac.uk/ws/files/75449763/TaoEtalISF2017WhoCanGetMoney.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5053509220","display_name":"Qizhi Tao","orcid":"https://orcid.org/0000-0003-2997-3984"},"institutions":[{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Qizhi Tao","raw_affiliation_strings":["School of Finance, Southwestern University of Finance and Economics, Chengdu, 611130, China"],"affiliations":[{"raw_affiliation_string":"School of Finance, Southwestern University of Finance and Economics, Chengdu, 611130, China","institution_ids":["https://openalex.org/I204831749"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5110984303","display_name":"Yizhe Dong","orcid":null},"institutions":[{"id":"https://openalex.org/I195460627","display_name":"University of Aberdeen","ror":"https://ror.org/016476m91","country_code":"GB","type":"education","lineage":["https://openalex.org/I195460627"]}],"countries":["GB"],"is_corresponding":true,"raw_author_name":"Yizhe Dong","raw_affiliation_strings":["Business School, University of Aberdeen, Dunbar Street, Aberdeen, AB24 3QY, UK"],"affiliations":[{"raw_affiliation_string":"Business School, University of Aberdeen, Dunbar Street, Aberdeen, AB24 3QY, UK","institution_ids":["https://openalex.org/I195460627"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5009906898","display_name":"Ziming Lin","orcid":null},"institutions":[{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Ziming Lin","raw_affiliation_strings":["School of Finance, Southwestern University of Finance and Economics, Chengdu, 611130, China"],"affiliations":[{"raw_affiliation_string":"School of Finance, Southwestern University of Finance and Economics, Chengdu, 611130, China","institution_ids":["https://openalex.org/I204831749"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5110984303"],"corresponding_institution_ids":["https://openalex.org/I195460627"],"apc_list":{"value":2290,"currency":"EUR","value_usd":2890},"apc_paid":null,"fwci":7.402,"has_fulltext":false,"cited_by_count":84,"citation_normalized_percentile":{"value":0.96878852,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":100},"biblio":{"volume":"19","issue":"3","first_page":"425","last_page":"441"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.996399998664856,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9819999933242798,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.7982738614082336},{"id":"https://openalex.org/keywords/peer-to-peer","display_name":"Peer-to-peer","score":0.7696774005889893},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.6642162203788757},{"id":"https://openalex.org/keywords/sample","display_name":"Sample (material)","score":0.4866984188556671},{"id":"https://openalex.org/keywords/interest-rate","display_name":"Interest rate","score":0.4778825342655182},{"id":"https://openalex.org/keywords/monetary-economics","display_name":"Monetary economics","score":0.3367130756378174},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.3336300253868103},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.1840997338294983},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.17926153540611267},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.11444658041000366}],"concepts":[{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.7982738614082336},{"id":"https://openalex.org/C534932454","wikidata":"https://www.wikidata.org/wiki/Q161410","display_name":"Peer-to-peer","level":2,"score":0.7696774005889893},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6642162203788757},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.4866984188556671},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.4778825342655182},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.3367130756378174},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3336300253868103},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.1840997338294983},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.17926153540611267},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.11444658041000366},{"id":"https://openalex.org/C43617362","wikidata":"https://www.wikidata.org/wiki/Q170050","display_name":"Chromatography","level":1,"score":0.0},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.1007/s10796-017-9751-5","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10796-017-9751-5","pdf_url":null,"source":{"id":"https://openalex.org/S181659395","display_name":"Information Systems Frontiers","issn_l":"1387-3326","issn":["1387-3326","1572-9419"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Information Systems Frontiers","raw_type":"journal-article"},{"id":"pmh:oai:pure.ed.ac.uk:publications/58e5b79f-07b9-4d76-bd37-625d9878f20b","is_oa":true,"landing_page_url":"http://hdl.handle.net/20.500.11820/58e5b79f-07b9-4d76-bd37-625d9878f20b","pdf_url":"https://www.pure.ed.ac.uk/ws/files/75449763/TaoEtalISF2017WhoCanGetMoney.pdf","source":{"id":"https://openalex.org/S4406922455","display_name":"Edinburgh Research Explorer","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":""},{"id":"pmh:oai:pure.ed.ac.uk:publications/58e5b79f-07b9-4d76-bd37-625d9878f20b","is_oa":true,"landing_page_url":"https://www.research.ed.ac.uk/en/publications/58e5b79f-07b9-4d76-bd37-625d9878f20b","pdf_url":"https://www.pure.ed.ac.uk/ws/files/75449763/TaoEtalISF2017WhoCanGetMoney.pdf","source":{"id":"https://openalex.org/S4406922455","display_name":"Edinburgh Research Explorer","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Tao, Q, Dong, Y & Lin, Z 2017, 'Who can get money? Evidence from the Chinese peer-to-peer lending platform', Information Systems Frontiers, vol. 19, no. 3, pp. 425-441. https://doi.org/10.1007/s10796-017-9751-5","raw_type":"info:eu-repo/semantics/publishedVersion"},{"id":"pmh:oai:RePEc:spr:infosf:v:19:y:2017:i:3:d:10.1007_s10796-017-9751-5","is_oa":false,"landing_page_url":"http://link.springer.com/10.1007/s10796-017-9751-5","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":{"id":"pmh:oai:pure.ed.ac.uk:publications/58e5b79f-07b9-4d76-bd37-625d9878f20b","is_oa":true,"landing_page_url":"http://hdl.handle.net/20.500.11820/58e5b79f-07b9-4d76-bd37-625d9878f20b","pdf_url":"https://www.pure.ed.ac.uk/ws/files/75449763/TaoEtalISF2017WhoCanGetMoney.pdf","source":{"id":"https://openalex.org/S4406922455","display_name":"Edinburgh Research Explorer","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":""},"sustainable_development_goals":[],"awards":[{"id":"https://openalex.org/G8951484681","display_name":null,"funder_award_id":"Grant","funder_id":"https://openalex.org/F4320335787","funder_display_name":"Fundamental Research Funds for the Central Universities"}],"funders":[{"id":"https://openalex.org/F4320335787","display_name":"Fundamental Research Funds for the Central Universities","ror":null}],"has_content":{"pdf":true,"grobid_xml":false},"content_urls":{"pdf":"https://content.openalex.org/works/W2564744000.pdf"},"referenced_works_count":43,"referenced_works":["https://openalex.org/W92008699","https://openalex.org/W430137803","https://openalex.org/W802374166","https://openalex.org/W1546523058","https://openalex.org/W1565956528","https://openalex.org/W1589634605","https://openalex.org/W1727710429","https://openalex.org/W1757067785","https://openalex.org/W1836875240","https://openalex.org/W1977270613","https://openalex.org/W1992751099","https://openalex.org/W2018188846","https://openalex.org/W2060164253","https://openalex.org/W2086775044","https://openalex.org/W2100098186","https://openalex.org/W2108491286","https://openalex.org/W2115880453","https://openalex.org/W2124433912","https://openalex.org/W2135485260","https://openalex.org/W2141975087","https://openalex.org/W2144540821","https://openalex.org/W2167112577","https://openalex.org/W2167161877","https://openalex.org/W2215139283","https://openalex.org/W2223267428","https://openalex.org/W2226699390","https://openalex.org/W2241539725","https://openalex.org/W2293342966","https://openalex.org/W2480415230","https://openalex.org/W2516388568","https://openalex.org/W2519396792","https://openalex.org/W2577932382","https://openalex.org/W3122016244","https://openalex.org/W3122758652","https://openalex.org/W3123058726","https://openalex.org/W3123383317","https://openalex.org/W3124171143","https://openalex.org/W3124284538","https://openalex.org/W3125859517","https://openalex.org/W3125964543","https://openalex.org/W4233551533","https://openalex.org/W4253721364","https://openalex.org/W4290016560"],"related_works":["https://openalex.org/W1185300216","https://openalex.org/W3123593166","https://openalex.org/W4311510390","https://openalex.org/W2383903712","https://openalex.org/W3134530148","https://openalex.org/W3124619474","https://openalex.org/W2382520748","https://openalex.org/W2586099358","https://openalex.org/W3125639979","https://openalex.org/W1855389205"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":10},{"year":2024,"cited_by_count":6},{"year":2023,"cited_by_count":18},{"year":2022,"cited_by_count":9},{"year":2021,"cited_by_count":21},{"year":2020,"cited_by_count":10},{"year":2019,"cited_by_count":4},{"year":2018,"cited_by_count":4},{"year":2017,"cited_by_count":1}],"updated_date":"2026-03-23T07:41:27.035349","created_date":"2025-10-10T00:00:00"}