{"id":"https://openalex.org/W4411080184","doi":"https://doi.org/10.1007/s10660-025-09988-w","title":"Unraveling the influence of digital financial system and shadow banking on commercial banks' profitability","display_name":"Unraveling the influence of digital financial system and shadow banking on commercial banks' profitability","publication_year":2025,"publication_date":"2025-06-06","ids":{"openalex":"https://openalex.org/W4411080184","doi":"https://doi.org/10.1007/s10660-025-09988-w"},"language":"en","primary_location":{"id":"doi:10.1007/s10660-025-09988-w","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10660-025-09988-w","pdf_url":null,"source":{"id":"https://openalex.org/S205929853","display_name":"Electronic Commerce Research","issn_l":"1389-5753","issn":["1389-5753","1572-9362"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Electronic Commerce Research","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5026695931","display_name":"Michael Yao\u2010Ping Peng","orcid":"https://orcid.org/0000-0003-2601-8017"},"institutions":[{"id":"https://openalex.org/I14894300","display_name":"Foshan University","ror":"https://ror.org/02xvvvp28","country_code":"CN","type":"education","lineage":["https://openalex.org/I14894300"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Michael Yao-Ping Peng","raw_affiliation_strings":["School of Management, Foshan University, Foshan, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Management, Foshan University, Foshan, China","institution_ids":["https://openalex.org/I14894300"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5117849723","display_name":"Sarah Nawazish","orcid":null},"institutions":[{"id":"https://openalex.org/I142204992","display_name":"University of Lahore","ror":"https://ror.org/051jrjw38","country_code":"PK","type":"education","lineage":["https://openalex.org/I142204992"]}],"countries":["PK"],"is_corresponding":false,"raw_author_name":"Sarah Nawazish","raw_affiliation_strings":["University of Lahore, Lahore, Pakistan"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Lahore, Lahore, Pakistan","institution_ids":["https://openalex.org/I142204992"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5089323415","display_name":"Florin Boghean","orcid":"https://orcid.org/0000-0003-3786-776X"},"institutions":[{"id":"https://openalex.org/I12012874","display_name":"\u015etefan cel Mare University of Suceava","ror":"https://ror.org/035pkj773","country_code":"RO","type":"education","lineage":["https://openalex.org/I12012874"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Boghean Florin","raw_affiliation_strings":["Faculty of Economics, Administration and Business, Stefan Cel Mare University of Suceava, Suceava, Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics, Administration and Business, Stefan Cel Mare University of Suceava, Suceava, Romania","institution_ids":["https://openalex.org/I12012874"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5052210454","display_name":"Andrei Octavian Paraschivescu","orcid":"https://orcid.org/0000-0002-1771-921X"},"institutions":[{"id":"https://openalex.org/I4210144646","display_name":"Universitatea George Bacovia Bacau","ror":"https://ror.org/04yh8vz11","country_code":"RO","type":"education","lineage":["https://openalex.org/I4210144646"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Andrei Octavian Paraschivescu","raw_affiliation_strings":["Teaching and Research Department, Faculty of Economics, Law and Administrative Sciences, George Bacovia University, Bacau, Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Teaching and Research Department, Faculty of Economics, Law and Administrative Sciences, George Bacovia University, Bacau, Romania","institution_ids":["https://openalex.org/I4210144646"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5116388907","display_name":"Violeta Hazaparu","orcid":null},"institutions":[{"id":"https://openalex.org/I4210144646","display_name":"Universitatea George Bacovia Bacau","ror":"https://ror.org/04yh8vz11","country_code":"RO","type":"education","lineage":["https://openalex.org/I4210144646"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Violeta Hazaparu","raw_affiliation_strings":["Teaching and Research Department, Faculty of Economics, Law and Administrative Sciences, George Bacovia University, Bacau, Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Teaching and Research Department, Faculty of Economics, Law and Administrative Sciences, George Bacovia University, Bacau, Romania","institution_ids":["https://openalex.org/I4210144646"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5001231369","display_name":"Florin Radu","orcid":"https://orcid.org/0000-0003-2153-4100"},"institutions":[{"id":"https://openalex.org/I4210144646","display_name":"Universitatea George Bacovia Bacau","ror":"https://ror.org/04yh8vz11","country_code":"RO","type":"education","lineage":["https://openalex.org/I4210144646"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Florin Radu","raw_affiliation_strings":["Teaching and Research Department, Faculty of Economics, Law and Administrative Sciences, George Bacovia University, Bacau, Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Teaching and Research Department, Faculty of Economics, Law and Administrative Sciences, George Bacovia University, Bacau, Romania","institution_ids":["https://openalex.org/I4210144646"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5107630279","display_name":"Gabriela Daniela Bordeianu","orcid":"https://orcid.org/0000-0001-7286-1633"},"institutions":[{"id":"https://openalex.org/I4210144646","display_name":"Universitatea George Bacovia Bacau","ror":"https://ror.org/04yh8vz11","country_code":"RO","type":"education","lineage":["https://openalex.org/I4210144646"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Gabriela Daniela Bordeianu","raw_affiliation_strings":["Teaching and Research Department, Faculty of Economics, Law and Administrative Sciences, George Bacovia University, Bacau, Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Teaching and Research Department, Faculty of Economics, Law and Administrative Sciences, George Bacovia University, Bacau, Romania","institution_ids":["https://openalex.org/I4210144646"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5016606049","display_name":"Carmen Boghean","orcid":"https://orcid.org/0000-0002-6818-6388"},"institutions":[{"id":"https://openalex.org/I12012874","display_name":"\u015etefan cel Mare University of Suceava","ror":"https://ror.org/035pkj773","country_code":"RO","type":"education","lineage":["https://openalex.org/I12012874"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Boghean Carmen","raw_affiliation_strings":["Faculty of Economics, Administration and Business, Stefan Cel Mare University of Suceava, Suceava, Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics, Administration and Business, Stefan Cel Mare University of Suceava, Suceava, Romania","institution_ids":["https://openalex.org/I12012874"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5117727647","display_name":"Faur Flaviu Casian","orcid":null},"institutions":[{"id":"https://openalex.org/I64956957","display_name":"Aurel Vlaicu University of Arad","ror":"https://ror.org/05w5rsy15","country_code":"RO","type":"education","lineage":["https://openalex.org/I64956957"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Faur Flaviu Casian","raw_affiliation_strings":["Aurel Vlaicu University of Arad, Arad, Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Aurel Vlaicu University of Arad, Arad, Romania","institution_ids":["https://openalex.org/I64956957"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5117849721","display_name":"Bil\u0163i Raluca-Simina","orcid":null},"institutions":[{"id":"https://openalex.org/I64956957","display_name":"Aurel Vlaicu University of Arad","ror":"https://ror.org/05w5rsy15","country_code":"RO","type":"education","lineage":["https://openalex.org/I64956957"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Bil\u0163i Raluca-Simina","raw_affiliation_strings":["Aurel Vlaicu University of Arad, Arad, Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Aurel Vlaicu University of Arad, Arad, Romania","institution_ids":["https://openalex.org/I64956957"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5117849722","display_name":"Rusu Corina-Maria","orcid":null},"institutions":[{"id":"https://openalex.org/I64956957","display_name":"Aurel Vlaicu University of Arad","ror":"https://ror.org/05w5rsy15","country_code":"RO","type":"education","lineage":["https://openalex.org/I64956957"]}],"countries":["RO"],"is_corresponding":false,"raw_author_name":"Rusu Corina-Maria","raw_affiliation_strings":["Aurel Vlaicu University of Arad, Arad, Romania"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Aurel Vlaicu University of Arad, Arad, Romania","institution_ids":["https://openalex.org/I64956957"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5046792481","display_name":"Malik Shahzad Shabbir","orcid":"https://orcid.org/0000-0003-1393-2897"},"institutions":[{"id":"https://openalex.org/I4210158000","display_name":"ILMA University","ror":"https://ror.org/05fj0h750","country_code":"PK","type":"education","lineage":["https://openalex.org/I4210158000"]}],"countries":["PK"],"is_corresponding":true,"raw_author_name":"Malik Shahzad Shabbir","raw_affiliation_strings":["Department of Management Sciences, ILMA University, Karachi, Pakistan"],"raw_orcid":"https://orcid.org/0000-0003-1393-2897","affiliations":[{"raw_affiliation_string":"Department of Management Sciences, ILMA University, Karachi, Pakistan","institution_ids":["https://openalex.org/I4210158000"]}]}],"institutions":[],"countries_distinct_count":3,"institutions_distinct_count":12,"corresponding_author_ids":["https://openalex.org/A5046792481"],"corresponding_institution_ids":["https://openalex.org/I4210158000"],"apc_list":{"value":2290,"currency":"EUR","value_usd":2890},"apc_paid":null,"fwci":3.9427,"has_fulltext":false,"cited_by_count":2,"citation_normalized_percentile":{"value":0.92786127,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":91,"max":98},"biblio":{"volume":"26","issue":"2","first_page":"2453","last_page":"2465"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9993000030517578,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9993000030517578,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9958000183105469,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9876000285148621,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/profitability-index","display_name":"Profitability index","score":0.7551761865615845},{"id":"https://openalex.org/keywords/shadow","display_name":"Shadow (psychology)","score":0.6395792961120605},{"id":"https://openalex.org/keywords/shadow-banking-system","display_name":"Shadow banking system","score":0.6389758586883545},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.6321274042129517},{"id":"https://openalex.org/keywords/financial-system","display_name":"Financial system","score":0.5840601325035095},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.40336212515830994}],"concepts":[{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.7551761865615845},{"id":"https://openalex.org/C117797892","wikidata":"https://www.wikidata.org/wiki/Q286363","display_name":"Shadow (psychology)","level":2,"score":0.6395792961120605},{"id":"https://openalex.org/C2781151444","wikidata":"https://www.wikidata.org/wiki/Q962143","display_name":"Shadow banking system","level":3,"score":0.6389758586883545},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6321274042129517},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5840601325035095},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.40336212515830994},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.0},{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.0},{"id":"https://openalex.org/C542102704","wikidata":"https://www.wikidata.org/wiki/Q183257","display_name":"Psychotherapist","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/s10660-025-09988-w","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10660-025-09988-w","pdf_url":null,"source":{"id":"https://openalex.org/S205929853","display_name":"Electronic Commerce Research","issn_l":"1389-5753","issn":["1389-5753","1572-9362"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Electronic Commerce Research","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.4399999976158142}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":79,"referenced_works":["https://openalex.org/W111443356","https://openalex.org/W134010939","https://openalex.org/W1095521710","https://openalex.org/W1991686437","https://openalex.org/W2019869599","https://openalex.org/W2065013359","https://openalex.org/W2072442272","https://openalex.org/W2172726983","https://openalex.org/W2304055600","https://openalex.org/W2319718234","https://openalex.org/W2606704068","https://openalex.org/W2775046122","https://openalex.org/W2788515785","https://openalex.org/W2908225531","https://openalex.org/W2910153453","https://openalex.org/W2927456032","https://openalex.org/W2945880012","https://openalex.org/W2947760679","https://openalex.org/W2953752347","https://openalex.org/W2960670377","https://openalex.org/W2988493629","https://openalex.org/W2999382625","https://openalex.org/W3008599585","https://openalex.org/W3048390781","https://openalex.org/W3084676317","https://openalex.org/W3090742753","https://openalex.org/W3121927992","https://openalex.org/W3124167266","https://openalex.org/W3124466767","https://openalex.org/W3126113144","https://openalex.org/W3161830556","https://openalex.org/W3192848823","https://openalex.org/W4213177895","https://openalex.org/W4220754743","https://openalex.org/W4220968399","https://openalex.org/W4229547051","https://openalex.org/W4229843452","https://openalex.org/W4232608233","https://openalex.org/W4233245143","https://openalex.org/W4235454424","https://openalex.org/W4236055831","https://openalex.org/W4243717695","https://openalex.org/W4245404815","https://openalex.org/W4253778968","https://openalex.org/W4255063346","https://openalex.org/W4256425141","https://openalex.org/W4296877252","https://openalex.org/W4298068812","https://openalex.org/W4311305975","https://openalex.org/W4319991427","https://openalex.org/W4320403988","https://openalex.org/W4321485627","https://openalex.org/W4323074366","https://openalex.org/W4324044576","https://openalex.org/W4361000637","https://openalex.org/W4362608748","https://openalex.org/W4363678136","https://openalex.org/W4365814821","https://openalex.org/W4366550449","https://openalex.org/W4389085145","https://openalex.org/W4390024555","https://openalex.org/W4390740917","https://openalex.org/W4391244205","https://openalex.org/W4392456819","https://openalex.org/W4392948512","https://openalex.org/W4396887588","https://openalex.org/W4399454330","https://openalex.org/W4399614689","https://openalex.org/W4400617684","https://openalex.org/W4401672738","https://openalex.org/W4403416300","https://openalex.org/W4404356556","https://openalex.org/W4406479842","https://openalex.org/W4406871406","https://openalex.org/W4406973618","https://openalex.org/W4407132946","https://openalex.org/W4407858518","https://openalex.org/W6700564987","https://openalex.org/W6815259761"],"related_works":["https://openalex.org/W2364510222","https://openalex.org/W3010384070","https://openalex.org/W2210030559","https://openalex.org/W1991686437","https://openalex.org/W2887190244","https://openalex.org/W3165771773","https://openalex.org/W2387195539","https://openalex.org/W4390949644","https://openalex.org/W3124446882","https://openalex.org/W208929840"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1}],"updated_date":"2026-03-31T06:02:25.137627","created_date":"2025-10-10T00:00:00"}
