{"id":"https://openalex.org/W4389240370","doi":"https://doi.org/10.1007/s10660-023-09782-6","title":"Analysis of constraints and their impact on adopting digital FinTech techniques in banks","display_name":"Analysis of constraints and their impact on adopting digital FinTech techniques in banks","publication_year":2023,"publication_date":"2023-12-01","ids":{"openalex":"https://openalex.org/W4389240370","doi":"https://doi.org/10.1007/s10660-023-09782-6"},"language":"en","primary_location":{"id":"doi:10.1007/s10660-023-09782-6","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10660-023-09782-6","pdf_url":null,"source":{"id":"https://openalex.org/S205929853","display_name":"Electronic Commerce Research","issn_l":"1389-5753","issn":["1389-5753","1572-9362"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Electronic Commerce Research","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5062726830","display_name":"Hussein Ahmed Alshari","orcid":"https://orcid.org/0000-0001-7153-4876"},"institutions":[{"id":"https://openalex.org/I165259314","display_name":"Dr. Babasaheb Ambedkar Marathwada University","ror":"https://ror.org/033pfj584","country_code":"IN","type":"education","lineage":["https://openalex.org/I165259314"]},{"id":"https://openalex.org/I288216842","display_name":"Thamar University","ror":"https://ror.org/04tsbkh63","country_code":"YE","type":"education","lineage":["https://openalex.org/I288216842"]}],"countries":["IN","YE"],"is_corresponding":true,"raw_author_name":"Hussein Ahmed Alshari","raw_affiliation_strings":["Department of Business Administration, Thamar University, Dhamar, Yemen","Department of Commerce, Dr. Babasaheb Ambedkar, Marathwada University, Aurangabad, India"],"raw_orcid":"https://orcid.org/0000-0001-7153-4876","affiliations":[{"raw_affiliation_string":"Department of Business Administration, Thamar University, Dhamar, Yemen","institution_ids":["https://openalex.org/I288216842"]},{"raw_affiliation_string":"Department of Commerce, Dr. Babasaheb Ambedkar, Marathwada University, Aurangabad, India","institution_ids":["https://openalex.org/I165259314"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5021952817","display_name":"M. A. Lokhande","orcid":null},"institutions":[{"id":"https://openalex.org/I165259314","display_name":"Dr. Babasaheb Ambedkar Marathwada University","ror":"https://ror.org/033pfj584","country_code":"IN","type":"education","lineage":["https://openalex.org/I165259314"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"M. A. Lokhande","raw_affiliation_strings":["Department of Commerce, Dr. Babasaheb Ambedkar, Marathwada University, Aurangabad, India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Commerce, Dr. Babasaheb Ambedkar, Marathwada University, Aurangabad, India","institution_ids":["https://openalex.org/I165259314"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5062726830"],"corresponding_institution_ids":["https://openalex.org/I165259314","https://openalex.org/I288216842"],"apc_list":{"value":2290,"currency":"EUR","value_usd":2890},"apc_paid":null,"fwci":2.1975,"has_fulltext":false,"cited_by_count":7,"citation_normalized_percentile":{"value":0.89358491,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":95,"max":99},"biblio":{"volume":"25","issue":"4","first_page":"3131","last_page":"3164"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9997000098228455,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9997000098228455,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9970999956130981,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9843000173568726,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/pace","display_name":"Pace","score":0.6479433178901672},{"id":"https://openalex.org/keywords/fintech","display_name":"FinTech","score":0.5985255241394043},{"id":"https://openalex.org/keywords/politics","display_name":"Politics","score":0.5518157482147217},{"id":"https://openalex.org/keywords/structural-equation-modeling","display_name":"Structural equation modeling","score":0.5335695147514343},{"id":"https://openalex.org/keywords/big-data","display_name":"Big data","score":0.5272459387779236},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5088098645210266},{"id":"https://openalex.org/keywords/industrial-organization","display_name":"Industrial organization","score":0.4465310275554657},{"id":"https://openalex.org/keywords/cloud-computing","display_name":"Cloud computing","score":0.43671587109565735},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.34612569212913513},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.30289649963378906},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.2836933732032776},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.217259019613266},{"id":"https://openalex.org/keywords/political-science","display_name":"Political science","score":0.1858082413673401},{"id":"https://openalex.org/keywords/data-mining","display_name":"Data mining","score":0.11393982172012329},{"id":"https://openalex.org/keywords/geography","display_name":"Geography","score":0.09936925768852234}],"concepts":[{"id":"https://openalex.org/C2777526511","wikidata":"https://www.wikidata.org/wiki/Q691543","display_name":"Pace","level":2,"score":0.6479433178901672},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.5985255241394043},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.5518157482147217},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.5335695147514343},{"id":"https://openalex.org/C75684735","wikidata":"https://www.wikidata.org/wiki/Q858810","display_name":"Big data","level":2,"score":0.5272459387779236},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5088098645210266},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.4465310275554657},{"id":"https://openalex.org/C79974875","wikidata":"https://www.wikidata.org/wiki/Q483639","display_name":"Cloud computing","level":2,"score":0.43671587109565735},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.34612569212913513},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.30289649963378906},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.2836933732032776},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.217259019613266},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.1858082413673401},{"id":"https://openalex.org/C124101348","wikidata":"https://www.wikidata.org/wiki/Q172491","display_name":"Data mining","level":1,"score":0.11393982172012329},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.09936925768852234},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.0},{"id":"https://openalex.org/C13280743","wikidata":"https://www.wikidata.org/wiki/Q131089","display_name":"Geodesy","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/s10660-023-09782-6","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10660-023-09782-6","pdf_url":null,"source":{"id":"https://openalex.org/S205929853","display_name":"Electronic Commerce Research","issn_l":"1389-5753","issn":["1389-5753","1572-9362"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Electronic Commerce Research","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":87,"referenced_works":["https://openalex.org/W281062073","https://openalex.org/W1967770202","https://openalex.org/W1988050849","https://openalex.org/W2016224482","https://openalex.org/W2039590927","https://openalex.org/W2078961368","https://openalex.org/W2090552208","https://openalex.org/W2114966691","https://openalex.org/W2116305749","https://openalex.org/W2122912498","https://openalex.org/W2128101897","https://openalex.org/W2163544552","https://openalex.org/W2170551713","https://openalex.org/W2184393953","https://openalex.org/W2223470559","https://openalex.org/W2249595199","https://openalex.org/W2279801853","https://openalex.org/W2548853445","https://openalex.org/W2551658670","https://openalex.org/W2569542945","https://openalex.org/W2592061521","https://openalex.org/W2596533443","https://openalex.org/W2603785580","https://openalex.org/W2615121265","https://openalex.org/W2620021247","https://openalex.org/W2736383532","https://openalex.org/W2740904601","https://openalex.org/W2762041969","https://openalex.org/W2767191388","https://openalex.org/W2768636149","https://openalex.org/W2783412853","https://openalex.org/W2802603712","https://openalex.org/W2883902219","https://openalex.org/W2890401449","https://openalex.org/W2890997949","https://openalex.org/W2891091038","https://openalex.org/W2897745460","https://openalex.org/W2899766515","https://openalex.org/W2901413092","https://openalex.org/W2901501036","https://openalex.org/W2905811773","https://openalex.org/W2920759707","https://openalex.org/W2938537307","https://openalex.org/W2944182823","https://openalex.org/W2950750906","https://openalex.org/W2954849019","https://openalex.org/W2955829435","https://openalex.org/W2973248724","https://openalex.org/W2975230369","https://openalex.org/W2989739431","https://openalex.org/W2989784488","https://openalex.org/W2995576379","https://openalex.org/W2998053746","https://openalex.org/W3001207206","https://openalex.org/W3012474497","https://openalex.org/W3016542114","https://openalex.org/W3021500824","https://openalex.org/W3033189764","https://openalex.org/W3089179745","https://openalex.org/W3091479663","https://openalex.org/W3093568298","https://openalex.org/W3095395324","https://openalex.org/W3111996729","https://openalex.org/W3126288553","https://openalex.org/W3127008256","https://openalex.org/W3133666137","https://openalex.org/W3137481732","https://openalex.org/W3137521493","https://openalex.org/W3148965628","https://openalex.org/W3150973655","https://openalex.org/W3154357457","https://openalex.org/W3154797103","https://openalex.org/W3162458371","https://openalex.org/W3172252564","https://openalex.org/W3191306535","https://openalex.org/W3200468334","https://openalex.org/W3211620672","https://openalex.org/W4213071166","https://openalex.org/W4246394261","https://openalex.org/W4252145085","https://openalex.org/W4255510697","https://openalex.org/W4294566606","https://openalex.org/W4300031723","https://openalex.org/W4321643926","https://openalex.org/W6602550886","https://openalex.org/W6721727967","https://openalex.org/W6767940262"],"related_works":["https://openalex.org/W2386723501","https://openalex.org/W2387879414","https://openalex.org/W2390304029","https://openalex.org/W2354923724","https://openalex.org/W2303173273","https://openalex.org/W2146830340","https://openalex.org/W4288601434","https://openalex.org/W2377101853","https://openalex.org/W2362180844","https://openalex.org/W2024934382"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":3}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}