{"id":"https://openalex.org/W2043337006","doi":"https://doi.org/10.1007/s10660-014-9138-3","title":"The moderating role of income on consumers\u2019 preferences and usage for online and offline payment methods","display_name":"The moderating role of income on consumers\u2019 preferences and usage for online and offline payment methods","publication_year":2014,"publication_date":"2014-02-11","ids":{"openalex":"https://openalex.org/W2043337006","doi":"https://doi.org/10.1007/s10660-014-9138-3","mag":"2043337006"},"language":"en","primary_location":{"id":"doi:10.1007/s10660-014-9138-3","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10660-014-9138-3","pdf_url":null,"source":{"id":"https://openalex.org/S205929853","display_name":"Electronic Commerce Research","issn_l":"1389-5753","issn":["1389-5753","1572-9362"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Electronic Commerce Research","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5040152979","display_name":"Eric W.K. See-To","orcid":"https://orcid.org/0000-0001-9864-7328"},"institutions":[{"id":"https://openalex.org/I14243506","display_name":"Hong Kong Polytechnic University","ror":"https://ror.org/0030zas98","country_code":"HK","type":"education","lineage":["https://openalex.org/I14243506"]}],"countries":["HK"],"is_corresponding":false,"raw_author_name":"Eric W. K. See-To","raw_affiliation_strings":["Department of Industrial & Systems Engineering, The Hong Kong Polytechnic University, Hung Hom, Kowloon, Hong Kong","Department of Industrial and Systems Engineering, The Hong Kong Polytechnic University, Kowloon, Hong Kong,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Industrial & Systems Engineering, The Hong Kong Polytechnic University, Hung Hom, Kowloon, Hong Kong","institution_ids":["https://openalex.org/I14243506"]},{"raw_affiliation_string":"Department of Industrial and Systems Engineering, The Hong Kong Polytechnic University, Kowloon, Hong Kong,","institution_ids":["https://openalex.org/I14243506"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5006679927","display_name":"Savvas Papagiannidis","orcid":"https://orcid.org/0000-0003-0799-491X"},"institutions":[{"id":"https://openalex.org/I84884186","display_name":"Newcastle University","ror":"https://ror.org/01kj2bm70","country_code":"GB","type":"education","lineage":["https://openalex.org/I84884186"]}],"countries":["GB"],"is_corresponding":true,"raw_author_name":"Savvas Papagiannidis","raw_affiliation_strings":["Newcastle University Business School, 5 Barrack Road, Newcastle upon Tyne , NE1 4SE, UK","Newcastle University Business School, 5 Barrack Road, Newcastle upon Tyne\u00a0, NE1 4SE, UK","Newcastle University Business School, Newcastle upon Tyne , UK NE1 4SE#TAB#"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Newcastle University Business School, 5 Barrack Road, Newcastle upon Tyne , NE1 4SE, UK","institution_ids":["https://openalex.org/I84884186"]},{"raw_affiliation_string":"Newcastle University Business School, 5 Barrack Road, Newcastle upon Tyne\u00a0, NE1 4SE, UK","institution_ids":["https://openalex.org/I84884186"]},{"raw_affiliation_string":"Newcastle University Business School, Newcastle upon Tyne , UK NE1 4SE#TAB#","institution_ids":["https://openalex.org/I84884186"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5007117877","display_name":"J. Christopher Westland","orcid":"https://orcid.org/0000-0003-2224-4543"},"institutions":[{"id":"https://openalex.org/I39422238","display_name":"University of Illinois Chicago","ror":"https://ror.org/02mpq6x41","country_code":"US","type":"education","lineage":["https://openalex.org/I39422238"]},{"id":"https://openalex.org/I4210133369","display_name":"Decision Sciences (United States)","ror":"https://ror.org/03gcvf773","country_code":"US","type":"company","lineage":["https://openalex.org/I4210133369"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"J. Christopher Westland","raw_affiliation_strings":["Department of Information and Decision Sciences, University of Illinois at Chicago, 2400 University Hall, 601 South Morgan Street, MC 294, Chicago, IL , 60607-7124, USA","Department of Information and Decision Sciences, University of Illinois at Chicago, 2400 University Hall, 601 South Morgan Street, MC 294, Chicago, IL\u00a0, 60607-7124, USA","Department of Information and Decision Sciences, University of Illinois at Chicago, Chicago, USA 60607-7124#TAB#"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Information and Decision Sciences, University of Illinois at Chicago, 2400 University Hall, 601 South Morgan Street, MC 294, Chicago, IL , 60607-7124, USA","institution_ids":["https://openalex.org/I39422238"]},{"raw_affiliation_string":"Department of Information and Decision Sciences, University of Illinois at Chicago, 2400 University Hall, 601 South Morgan Street, MC 294, Chicago, IL\u00a0, 60607-7124, USA","institution_ids":["https://openalex.org/I39422238","https://openalex.org/I4210133369"]},{"raw_affiliation_string":"Department of Information and Decision Sciences, University of Illinois at Chicago, Chicago, USA 60607-7124#TAB#","institution_ids":["https://openalex.org/I39422238"]}]}],"institutions":[],"countries_distinct_count":3,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5006679927"],"corresponding_institution_ids":["https://openalex.org/I84884186"],"apc_list":{"value":2290,"currency":"EUR","value_usd":2890},"apc_paid":null,"fwci":2.6498,"has_fulltext":false,"cited_by_count":29,"citation_normalized_percentile":{"value":0.92552154,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":"14","issue":"2","first_page":"189","last_page":"213"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9995999932289124,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9995999932289124,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11437","display_name":"Digital Platforms and Economics","score":0.9987999796867371,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10609","display_name":"Digital Marketing and Social Media","score":0.9957000017166138,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/payment","display_name":"Payment","score":0.8006563782691956},{"id":"https://openalex.org/keywords/attractiveness","display_name":"Attractiveness","score":0.7116426825523376},{"id":"https://openalex.org/keywords/cash","display_name":"Cash","score":0.6580175757408142},{"id":"https://openalex.org/keywords/database-transaction","display_name":"Database transaction","score":0.6162660121917725},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.6015987992286682},{"id":"https://openalex.org/keywords/debit-card","display_name":"Debit card","score":0.5829237699508667},{"id":"https://openalex.org/keywords/credit-card","display_name":"Credit card","score":0.581826388835907},{"id":"https://openalex.org/keywords/perception","display_name":"Perception","score":0.5624337196350098},{"id":"https://openalex.org/keywords/e-commerce","display_name":"E-commerce","score":0.5380091071128845},{"id":"https://openalex.org/keywords/online-and-offline","display_name":"Online and offline","score":0.5350649952888489},{"id":"https://openalex.org/keywords/mobile-payment","display_name":"Mobile payment","score":0.5161145925521851},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.4848366975784302},{"id":"https://openalex.org/keywords/advertising","display_name":"Advertising","score":0.3659646213054657},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.1644740104675293},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.15333670377731323},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.1079358160495758},{"id":"https://openalex.org/keywords/psychology","display_name":"Psychology","score":0.10766550898551941},{"id":"https://openalex.org/keywords/database","display_name":"Database","score":0.07977837324142456}],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.8006563782691956},{"id":"https://openalex.org/C31173074","wikidata":"https://www.wikidata.org/wiki/Q2632514","display_name":"Attractiveness","level":2,"score":0.7116426825523376},{"id":"https://openalex.org/C2778083465","wikidata":"https://www.wikidata.org/wiki/Q693464","display_name":"Cash","level":2,"score":0.6580175757408142},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.6162660121917725},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6015987992286682},{"id":"https://openalex.org/C2777303138","wikidata":"https://www.wikidata.org/wiki/Q13499","display_name":"Debit card","level":4,"score":0.5829237699508667},{"id":"https://openalex.org/C2983355114","wikidata":"https://www.wikidata.org/wiki/Q161380","display_name":"Credit card","level":3,"score":0.581826388835907},{"id":"https://openalex.org/C26760741","wikidata":"https://www.wikidata.org/wiki/Q160402","display_name":"Perception","level":2,"score":0.5624337196350098},{"id":"https://openalex.org/C78597825","wikidata":"https://www.wikidata.org/wiki/Q484847","display_name":"E-commerce","level":2,"score":0.5380091071128845},{"id":"https://openalex.org/C2780102126","wikidata":"https://www.wikidata.org/wiki/Q10928179","display_name":"Online and offline","level":2,"score":0.5350649952888489},{"id":"https://openalex.org/C160949748","wikidata":"https://www.wikidata.org/wiki/Q1365703","display_name":"Mobile payment","level":3,"score":0.5161145925521851},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.4848366975784302},{"id":"https://openalex.org/C112698675","wikidata":"https://www.wikidata.org/wiki/Q37038","display_name":"Advertising","level":1,"score":0.3659646213054657},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1644740104675293},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.15333670377731323},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.1079358160495758},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.10766550898551941},{"id":"https://openalex.org/C77088390","wikidata":"https://www.wikidata.org/wiki/Q8513","display_name":"Database","level":1,"score":0.07977837324142456},{"id":"https://openalex.org/C169760540","wikidata":"https://www.wikidata.org/wiki/Q207011","display_name":"Neuroscience","level":1,"score":0.0},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C11171543","wikidata":"https://www.wikidata.org/wiki/Q41630","display_name":"Psychoanalysis","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1007/s10660-014-9138-3","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10660-014-9138-3","pdf_url":null,"source":{"id":"https://openalex.org/S205929853","display_name":"Electronic Commerce Research","issn_l":"1389-5753","issn":["1389-5753","1572-9362"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Electronic Commerce Research","raw_type":"journal-article"},{"id":"pmh:oai:commons.ln.edu.hk:sw_master-7276","is_oa":false,"landing_page_url":"https://commons.ln.edu.hk/sw_master/6165","pdf_url":null,"source":{"id":"https://openalex.org/S4377196536","display_name":"Digital Commons - Lingnan (Lingnan University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I165488957","host_organization_name":"Lingnan University","host_organization_lineage":["https://openalex.org/I165488957"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Staff Publications","raw_type":"text"},{"id":"pmh:oai:ira.lib.polyu.edu.hk:10397/23544","is_oa":false,"landing_page_url":"http://hdl.handle.net/10397/23544","pdf_url":null,"source":{"id":"https://openalex.org/S4306400205","display_name":"PolyU Institutional Research Archive (Hong Kong Polytechnic University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I14243506","host_organization_name":"Hong Kong Polytechnic University","host_organization_lineage":["https://openalex.org/I14243506"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Journal/Magazine Article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":61,"referenced_works":["https://openalex.org/W935393156","https://openalex.org/W1499782738","https://openalex.org/W1503436739","https://openalex.org/W1548408014","https://openalex.org/W1552749006","https://openalex.org/W1559269151","https://openalex.org/W1566783630","https://openalex.org/W1570182486","https://openalex.org/W1583272277","https://openalex.org/W1596158847","https://openalex.org/W1915982299","https://openalex.org/W1977501590","https://openalex.org/W1982136062","https://openalex.org/W1982957012","https://openalex.org/W1983823387","https://openalex.org/W1985609507","https://openalex.org/W1990513740","https://openalex.org/W1993073132","https://openalex.org/W1994947160","https://openalex.org/W2033943395","https://openalex.org/W2035729188","https://openalex.org/W2038744707","https://openalex.org/W2041027386","https://openalex.org/W2048520377","https://openalex.org/W2054399359","https://openalex.org/W2054753204","https://openalex.org/W2064069214","https://openalex.org/W2072770274","https://openalex.org/W2075874006","https://openalex.org/W2091631293","https://openalex.org/W2096789830","https://openalex.org/W2097966576","https://openalex.org/W2099735831","https://openalex.org/W2100379340","https://openalex.org/W2100415229","https://openalex.org/W2109582854","https://openalex.org/W2127501069","https://openalex.org/W2128319316","https://openalex.org/W2133592485","https://openalex.org/W2137354992","https://openalex.org/W2141030549","https://openalex.org/W2152559284","https://openalex.org/W2166024366","https://openalex.org/W2170017523","https://openalex.org/W2209399469","https://openalex.org/W2214930546","https://openalex.org/W2299024719","https://openalex.org/W2315385136","https://openalex.org/W2333645279","https://openalex.org/W2992024389","https://openalex.org/W3121475420","https://openalex.org/W3123323264","https://openalex.org/W3124472811","https://openalex.org/W3125262066","https://openalex.org/W3195354891","https://openalex.org/W4232163289","https://openalex.org/W4232685510","https://openalex.org/W4243359032","https://openalex.org/W6624708393","https://openalex.org/W6635079892","https://openalex.org/W6991482516"],"related_works":["https://openalex.org/W4372347231","https://openalex.org/W2034011091","https://openalex.org/W4234755516","https://openalex.org/W1802856086","https://openalex.org/W3147241122","https://openalex.org/W2245344613","https://openalex.org/W2142163337","https://openalex.org/W3124427673","https://openalex.org/W1561026001","https://openalex.org/W3154070162"],"abstract_inverted_index":null,"counts_by_year":[{"year":2024,"cited_by_count":6},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":5},{"year":2021,"cited_by_count":1},{"year":2020,"cited_by_count":4},{"year":2019,"cited_by_count":4},{"year":2018,"cited_by_count":4},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":1},{"year":2015,"cited_by_count":1}],"updated_date":"2026-06-19T15:47:20.252518","created_date":"2025-10-10T00:00:00"}
