{"id":"https://openalex.org/W4408055967","doi":"https://doi.org/10.1007/s10479-025-06528-5","title":"An ensemble learning model with dynamic sampling and feature fusion network for class sparsity in credit risk classification","display_name":"An ensemble learning model with dynamic sampling and feature fusion network for class sparsity in credit risk classification","publication_year":2025,"publication_date":"2025-02-27","ids":{"openalex":"https://openalex.org/W4408055967","doi":"https://doi.org/10.1007/s10479-025-06528-5"},"language":"en","primary_location":{"id":"doi:10.1007/s10479-025-06528-5","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10479-025-06528-5","pdf_url":null,"source":{"id":"https://openalex.org/S57667410","display_name":"Annals of Operations Research","issn_l":"0254-5330","issn":["0254-5330","1572-9338"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Annals of Operations Research","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5069378775","display_name":"Changhua He","orcid":"https://orcid.org/0000-0002-9300-1939"},"institutions":[{"id":"https://openalex.org/I151727225","display_name":"Harbin Engineering University","ror":"https://ror.org/03x80pn82","country_code":"CN","type":"education","lineage":["https://openalex.org/I151727225"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Changhua He","raw_affiliation_strings":["School of Economics and Management, Harbin Engineering University, Harbin, 150001, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Economics and Management, Harbin Engineering University, Harbin, 150001, China","institution_ids":["https://openalex.org/I151727225"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5058109866","display_name":"Lean Yu","orcid":"https://orcid.org/0000-0002-8035-4938"},"institutions":[{"id":"https://openalex.org/I151727225","display_name":"Harbin Engineering University","ror":"https://ror.org/03x80pn82","country_code":"CN","type":"education","lineage":["https://openalex.org/I151727225"]},{"id":"https://openalex.org/I24185976","display_name":"Sichuan University","ror":"https://ror.org/011ashp19","country_code":"CN","type":"education","lineage":["https://openalex.org/I24185976"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Lean Yu","raw_affiliation_strings":["Business School, Sichuan University, Chengdu, 610065, China","School of Economics and Management, Harbin Engineering University, Harbin, 150001, China"],"raw_orcid":"https://orcid.org/0000-0002-8035-4938","affiliations":[{"raw_affiliation_string":"Business School, Sichuan University, Chengdu, 610065, China","institution_ids":["https://openalex.org/I24185976"]},{"raw_affiliation_string":"School of Economics and Management, Harbin Engineering University, Harbin, 150001, China","institution_ids":["https://openalex.org/I151727225"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5075503327","display_name":"Xi Xi","orcid":"https://orcid.org/0000-0002-5522-543X"},"institutions":[{"id":"https://openalex.org/I78988378","display_name":"Renmin University of China","ror":"https://ror.org/041pakw92","country_code":"CN","type":"education","lineage":["https://openalex.org/I78988378"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Xi Xi","raw_affiliation_strings":["School of Information, Renmin University of China, Beijing, 100872, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Information, Renmin University of China, Beijing, 100872, China","institution_ids":["https://openalex.org/I78988378"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5100462595","display_name":"Xiaoming Zhang","orcid":"https://orcid.org/0000-0002-9732-7450"},"institutions":[{"id":"https://openalex.org/I59649739","display_name":"Jiangxi University of Finance and Economics","ror":"https://ror.org/03efmyj29","country_code":"CN","type":"education","lineage":["https://openalex.org/I59649739"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Xiaoming Zhang","raw_affiliation_strings":["School of Information Management and Mathematics, Jiangxi University of Finance and Economics, Nanchang, 330032, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Information Management and Mathematics, Jiangxi University of Finance and Economics, Nanchang, 330032, China","institution_ids":["https://openalex.org/I59649739"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5101803358","display_name":"Chuanbin Liu","orcid":"https://orcid.org/0000-0002-2821-3767"},"institutions":[{"id":"https://openalex.org/I903614036","display_name":"Ministry of Higher Education and Scientific Research","ror":"https://ror.org/00kab6t91","country_code":"AE","type":"government","lineage":["https://openalex.org/I903614036"]}],"countries":["AE"],"is_corresponding":false,"raw_author_name":"Chuanbin Liu","raw_affiliation_strings":["Center for Scientific Research and Development (CSRD) in Higher Education Institutes, Ministry of Education, Beijing, 100086, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Center for Scientific Research and Development (CSRD) in Higher Education Institutes, Ministry of Education, Beijing, 100086, China","institution_ids":["https://openalex.org/I903614036"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":5,"corresponding_author_ids":["https://openalex.org/A5058109866"],"corresponding_institution_ids":["https://openalex.org/I151727225","https://openalex.org/I24185976"],"apc_list":{"value":2990,"currency":"USD","value_usd":2990},"apc_paid":null,"fwci":2.2876,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.85216148,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":"353","issue":"2","first_page":"761","last_page":"791"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9993000030517578,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9993000030517578,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11396","display_name":"Artificial Intelligence in Healthcare","score":0.9025999903678894,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/class","display_name":"Class (philosophy)","score":0.716480016708374},{"id":"https://openalex.org/keywords/theory-of-computation","display_name":"Theory of computation","score":0.6830917000770569},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.671473503112793},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.6556239724159241},{"id":"https://openalex.org/keywords/feature","display_name":"Feature (linguistics)","score":0.6415804624557495},{"id":"https://openalex.org/keywords/ensemble-learning","display_name":"Ensemble learning","score":0.6375349164009094},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.5567359328269958},{"id":"https://openalex.org/keywords/credit-risk","display_name":"Credit risk","score":0.5057425498962402},{"id":"https://openalex.org/keywords/pattern-recognition","display_name":"Pattern recognition (psychology)","score":0.4269596338272095},{"id":"https://openalex.org/keywords/feature-learning","display_name":"Feature learning","score":0.41911616921424866},{"id":"https://openalex.org/keywords/algorithm","display_name":"Algorithm","score":0.1800248622894287},{"id":"https://openalex.org/keywords/actuarial-science","display_name":"Actuarial science","score":0.09532970190048218},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.08163449168205261}],"concepts":[{"id":"https://openalex.org/C2777212361","wikidata":"https://www.wikidata.org/wiki/Q5127848","display_name":"Class (philosophy)","level":2,"score":0.716480016708374},{"id":"https://openalex.org/C24858836","wikidata":"https://www.wikidata.org/wiki/Q844718","display_name":"Theory of computation","level":2,"score":0.6830917000770569},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.671473503112793},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.6556239724159241},{"id":"https://openalex.org/C2776401178","wikidata":"https://www.wikidata.org/wiki/Q12050496","display_name":"Feature (linguistics)","level":2,"score":0.6415804624557495},{"id":"https://openalex.org/C45942800","wikidata":"https://www.wikidata.org/wiki/Q245652","display_name":"Ensemble learning","level":2,"score":0.6375349164009094},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.5567359328269958},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.5057425498962402},{"id":"https://openalex.org/C153180895","wikidata":"https://www.wikidata.org/wiki/Q7148389","display_name":"Pattern recognition (psychology)","level":2,"score":0.4269596338272095},{"id":"https://openalex.org/C59404180","wikidata":"https://www.wikidata.org/wiki/Q17013334","display_name":"Feature learning","level":2,"score":0.41911616921424866},{"id":"https://openalex.org/C11413529","wikidata":"https://www.wikidata.org/wiki/Q8366","display_name":"Algorithm","level":1,"score":0.1800248622894287},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.09532970190048218},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.08163449168205261},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/s10479-025-06528-5","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10479-025-06528-5","pdf_url":null,"source":{"id":"https://openalex.org/S57667410","display_name":"Annals of Operations Research","issn_l":"0254-5330","issn":["0254-5330","1572-9338"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Annals of Operations Research","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.49000000953674316,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"}],"awards":[{"id":"https://openalex.org/G4723963366","display_name":null,"funder_award_id":"72361014","funder_id":"https://openalex.org/F4320321001","funder_display_name":"National Natural Science Foundation of China"}],"funders":[{"id":"https://openalex.org/F4320321001","display_name":"National Natural Science Foundation of China","ror":"https://ror.org/01h0zpd94"}],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":57,"referenced_works":["https://openalex.org/W1528428636","https://openalex.org/W1565746575","https://openalex.org/W1941659294","https://openalex.org/W1976035027","https://openalex.org/W1978167252","https://openalex.org/W1988753456","https://openalex.org/W2052611008","https://openalex.org/W2104167780","https://openalex.org/W2107138773","https://openalex.org/W2107686700","https://openalex.org/W2111854888","https://openalex.org/W2114298973","https://openalex.org/W2118978333","https://openalex.org/W2131816657","https://openalex.org/W2136256517","https://openalex.org/W2148143831","https://openalex.org/W2168508521","https://openalex.org/W2296719434","https://openalex.org/W2606176882","https://openalex.org/W2766296277","https://openalex.org/W2793304295","https://openalex.org/W2884561390","https://openalex.org/W2887979259","https://openalex.org/W2890702224","https://openalex.org/W2898085636","https://openalex.org/W2908173773","https://openalex.org/W2917459525","https://openalex.org/W2936503027","https://openalex.org/W2963446712","https://openalex.org/W2963613787","https://openalex.org/W2964050365","https://openalex.org/W2977674461","https://openalex.org/W3009609110","https://openalex.org/W3013460382","https://openalex.org/W3014524176","https://openalex.org/W3014666486","https://openalex.org/W3031232306","https://openalex.org/W3035054804","https://openalex.org/W3042203110","https://openalex.org/W3095606640","https://openalex.org/W3101704389","https://openalex.org/W3135286407","https://openalex.org/W3142849873","https://openalex.org/W3183082635","https://openalex.org/W3212971488","https://openalex.org/W4210680043","https://openalex.org/W4220717373","https://openalex.org/W4293718652","https://openalex.org/W4300537824","https://openalex.org/W4318698624","https://openalex.org/W4362469857","https://openalex.org/W4365510574","https://openalex.org/W4381997116","https://openalex.org/W4386520690","https://openalex.org/W4396772571","https://openalex.org/W4401863605","https://openalex.org/W6739901393"],"related_works":["https://openalex.org/W2064563243","https://openalex.org/W4250775169","https://openalex.org/W3147584709","https://openalex.org/W3034338377","https://openalex.org/W4309231192","https://openalex.org/W2905271011","https://openalex.org/W3164948662","https://openalex.org/W4289536128","https://openalex.org/W3153597579","https://openalex.org/W4298151006"],"abstract_inverted_index":null,"counts_by_year":[{"year":2025,"cited_by_count":1}],"updated_date":"2026-07-23T08:03:31.855105","created_date":"2025-10-10T00:00:00"}
