{"id":"https://openalex.org/W2023003828","doi":"https://doi.org/10.1007/s10115-012-0572-z","title":"Customer credit scoring based on HMM/GMDH hybrid model","display_name":"Customer credit scoring based on HMM/GMDH hybrid model","publication_year":2012,"publication_date":"2012-10-17","ids":{"openalex":"https://openalex.org/W2023003828","doi":"https://doi.org/10.1007/s10115-012-0572-z","mag":"2023003828"},"language":"en","primary_location":{"id":"doi:10.1007/s10115-012-0572-z","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10115-012-0572-z","pdf_url":null,"source":{"id":"https://openalex.org/S81770430","display_name":"Knowledge and Information Systems","issn_l":"0219-1377","issn":["0219-1377","0219-3116"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Knowledge and Information Systems","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5014359331","display_name":"Geer Teng","orcid":"https://orcid.org/0000-0001-5148-8139"},"institutions":[{"id":"https://openalex.org/I24185976","display_name":"Sichuan University","ror":"https://ror.org/011ashp19","country_code":"CN","type":"education","lineage":["https://openalex.org/I24185976"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Ge-Er Teng","raw_affiliation_strings":["Business School of Sichuan University, Chengdu, 610064, China","Business School of Sichuan University, Chengdu, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Business School of Sichuan University, Chengdu, 610064, China","institution_ids":["https://openalex.org/I24185976"]},{"raw_affiliation_string":"Business School of Sichuan University, Chengdu, China","institution_ids":["https://openalex.org/I24185976"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5102858461","display_name":"Changzheng He","orcid":"https://orcid.org/0000-0002-8578-841X"},"institutions":[{"id":"https://openalex.org/I24185976","display_name":"Sichuan University","ror":"https://ror.org/011ashp19","country_code":"CN","type":"education","lineage":["https://openalex.org/I24185976"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Chang-Zheng He","raw_affiliation_strings":["Business School of Sichuan University, Chengdu, 610064, China","Business School of Sichuan University, Chengdu, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Business School of Sichuan University, Chengdu, 610064, China","institution_ids":["https://openalex.org/I24185976"]},{"raw_affiliation_string":"Business School of Sichuan University, Chengdu, China","institution_ids":["https://openalex.org/I24185976"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5068860197","display_name":"Jin Xiao","orcid":"https://orcid.org/0000-0002-9369-6267"},"institutions":[{"id":"https://openalex.org/I24185976","display_name":"Sichuan University","ror":"https://ror.org/011ashp19","country_code":"CN","type":"education","lineage":["https://openalex.org/I24185976"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Jin Xiao","raw_affiliation_strings":["Business School of Sichuan University, Chengdu, 610064, China","Business School of Sichuan University, Chengdu, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Business School of Sichuan University, Chengdu, 610064, China","institution_ids":["https://openalex.org/I24185976"]},{"raw_affiliation_string":"Business School of Sichuan University, Chengdu, China","institution_ids":["https://openalex.org/I24185976"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5022183918","display_name":"Xiaoyi Jiang","orcid":"https://orcid.org/0000-0001-7678-9528"},"institutions":[{"id":"https://openalex.org/I22465464","display_name":"University of M\u00fcnster","ror":"https://ror.org/00pd74e08","country_code":"DE","type":"education","lineage":["https://openalex.org/I22465464"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Xiao-Yi Jiang","raw_affiliation_strings":["Department of Mathematics and Computer Science, University of M\u00fcnster, Einsteinstra\u00dfe 62, 48149 , M\u00fcnster, Germany","Department of Mathematics and Computer Science, University of M\u00fcnster, M\u00fcnster, Germany"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Mathematics and Computer Science, University of M\u00fcnster, Einsteinstra\u00dfe 62, 48149 , M\u00fcnster, Germany","institution_ids":["https://openalex.org/I22465464"]},{"raw_affiliation_string":"Department of Mathematics and Computer Science, University of M\u00fcnster, M\u00fcnster, Germany","institution_ids":["https://openalex.org/I22465464"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5102858461"],"corresponding_institution_ids":["https://openalex.org/I24185976"],"apc_list":{"value":3190,"currency":"USD","value_usd":3190},"apc_paid":null,"fwci":2.912,"has_fulltext":false,"cited_by_count":31,"citation_normalized_percentile":{"value":0.9196328,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":91,"max":98},"biblio":{"volume":"36","issue":"3","first_page":"731","last_page":"747"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9937999844551086,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9937999844551086,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.9746000170707703,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T14351","display_name":"Statistical and Computational Modeling","score":0.921500027179718,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/hidden-markov-model","display_name":"Hidden Markov model","score":0.9328277111053467},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.719135582447052},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.47996950149536133},{"id":"https://openalex.org/keywords/conditional-independence","display_name":"Conditional independence","score":0.4320392906665802},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.4119933545589447},{"id":"https://openalex.org/keywords/pattern-recognition","display_name":"Pattern recognition (psychology)","score":0.38208630681037903},{"id":"https://openalex.org/keywords/speech-recognition","display_name":"Speech recognition","score":0.37723708152770996},{"id":"https://openalex.org/keywords/data-mining","display_name":"Data mining","score":0.3237595856189728}],"concepts":[{"id":"https://openalex.org/C23224414","wikidata":"https://www.wikidata.org/wiki/Q176769","display_name":"Hidden Markov model","level":2,"score":0.9328277111053467},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.719135582447052},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.47996950149536133},{"id":"https://openalex.org/C79772020","wikidata":"https://www.wikidata.org/wiki/Q5159264","display_name":"Conditional independence","level":2,"score":0.4320392906665802},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.4119933545589447},{"id":"https://openalex.org/C153180895","wikidata":"https://www.wikidata.org/wiki/Q7148389","display_name":"Pattern recognition (psychology)","level":2,"score":0.38208630681037903},{"id":"https://openalex.org/C28490314","wikidata":"https://www.wikidata.org/wiki/Q189436","display_name":"Speech recognition","level":1,"score":0.37723708152770996},{"id":"https://openalex.org/C124101348","wikidata":"https://www.wikidata.org/wiki/Q172491","display_name":"Data mining","level":1,"score":0.3237595856189728}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/s10115-012-0572-z","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10115-012-0572-z","pdf_url":null,"source":{"id":"https://openalex.org/S81770430","display_name":"Knowledge and Information Systems","issn_l":"0219-1377","issn":["0219-1377","0219-3116"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Knowledge and Information Systems","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":46,"referenced_works":["https://openalex.org/W943204654","https://openalex.org/W1499226581","https://openalex.org/W1521044776","https://openalex.org/W1553939018","https://openalex.org/W1964142593","https://openalex.org/W1965763857","https://openalex.org/W1967821608","https://openalex.org/W1968023063","https://openalex.org/W1969621320","https://openalex.org/W1972845249","https://openalex.org/W1977286842","https://openalex.org/W1980770954","https://openalex.org/W1989243818","https://openalex.org/W1990113270","https://openalex.org/W1991529651","https://openalex.org/W1993922907","https://openalex.org/W1995364627","https://openalex.org/W1995953281","https://openalex.org/W2000656248","https://openalex.org/W2014915963","https://openalex.org/W2032375313","https://openalex.org/W2039860729","https://openalex.org/W2040118574","https://openalex.org/W2040884411","https://openalex.org/W2058988827","https://openalex.org/W2062063985","https://openalex.org/W2062398653","https://openalex.org/W2089811952","https://openalex.org/W2091416646","https://openalex.org/W2093829413","https://openalex.org/W2096266510","https://openalex.org/W2110871230","https://openalex.org/W2117352691","https://openalex.org/W2125838338","https://openalex.org/W2126734246","https://openalex.org/W2127189681","https://openalex.org/W2129380562","https://openalex.org/W2140539590","https://openalex.org/W2153635508","https://openalex.org/W2156373089","https://openalex.org/W2160053034","https://openalex.org/W2368449798","https://openalex.org/W2551151849","https://openalex.org/W2995825788","https://openalex.org/W3120740533","https://openalex.org/W6611528966"],"related_works":["https://openalex.org/W2364370872","https://openalex.org/W2136763963","https://openalex.org/W2109705048","https://openalex.org/W2940588515","https://openalex.org/W1909151225","https://openalex.org/W2160030256","https://openalex.org/W1521297879","https://openalex.org/W4253235840","https://openalex.org/W3151937861","https://openalex.org/W2122922410"],"abstract_inverted_index":null,"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":4},{"year":2022,"cited_by_count":5},{"year":2021,"cited_by_count":2},{"year":2020,"cited_by_count":2},{"year":2019,"cited_by_count":4},{"year":2018,"cited_by_count":2},{"year":2017,"cited_by_count":3},{"year":2016,"cited_by_count":2},{"year":2015,"cited_by_count":4}],"updated_date":"2026-08-21T09:56:20.448147","created_date":"2025-10-10T00:00:00"}
