{"id":"https://openalex.org/W2971988020","doi":"https://doi.org/10.1007/s00779-019-01275-4","title":"An active and dynamic credit reporting system for SMEs in China","display_name":"An active and dynamic credit reporting system for SMEs in China","publication_year":2019,"publication_date":"2019-09-04","ids":{"openalex":"https://openalex.org/W2971988020","doi":"https://doi.org/10.1007/s00779-019-01275-4","mag":"2971988020"},"language":"en","primary_location":{"id":"doi:10.1007/s00779-019-01275-4","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s00779-019-01275-4","pdf_url":null,"source":{"id":"https://openalex.org/S58126648","display_name":"Personal and Ubiquitous Computing","issn_l":"1617-4909","issn":["1617-4909","1617-4917"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Personal and Ubiquitous Computing","raw_type":"journal-article"},"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5041013734","display_name":"Yunchuan Sun","orcid":"https://orcid.org/0000-0001-6064-3380"},"institutions":[{"id":"https://openalex.org/I25254941","display_name":"Beijing Normal University","ror":"https://ror.org/022k4wk35","country_code":"CN","type":"education","lineage":["https://openalex.org/I25254941"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Yunchuan Sun","raw_affiliation_strings":["Business School, Beijing Normal University, Beijing, 100875, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Business School, Beijing Normal University, Beijing, 100875, China","institution_ids":["https://openalex.org/I25254941"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5026194331","display_name":"Xiaoping Zeng","orcid":"https://orcid.org/0000-0003-4641-3970"},"institutions":[{"id":"https://openalex.org/I25254941","display_name":"Beijing Normal University","ror":"https://ror.org/022k4wk35","country_code":"CN","type":"education","lineage":["https://openalex.org/I25254941"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Xiaoping Zeng","raw_affiliation_strings":["Business School, Beijing Normal University, Beijing, 100875, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Business School, Beijing Normal University, Beijing, 100875, China","institution_ids":["https://openalex.org/I25254941"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5018157197","display_name":"Xuegang Cui","orcid":null},"institutions":[{"id":"https://openalex.org/I25254941","display_name":"Beijing Normal University","ror":"https://ror.org/022k4wk35","country_code":"CN","type":"education","lineage":["https://openalex.org/I25254941"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Xuegang Cui","raw_affiliation_strings":["Business School, Beijing Normal University, Beijing, 100875, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Business School, Beijing Normal University, Beijing, 100875, China","institution_ids":["https://openalex.org/I25254941"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5005149886","display_name":"Guangzhi Zhang","orcid":"https://orcid.org/0000-0003-4968-5322"},"institutions":[{"id":"https://openalex.org/I25254941","display_name":"Beijing Normal University","ror":"https://ror.org/022k4wk35","country_code":"CN","type":"education","lineage":["https://openalex.org/I25254941"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Guangzhi Zhang","raw_affiliation_strings":["School of Artificial Intelligence, Beijing Normal University, Beijing, 100875, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Artificial Intelligence, Beijing Normal University, Beijing, 100875, China","institution_ids":["https://openalex.org/I25254941"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5030902303","display_name":"Rongfang Bie","orcid":"https://orcid.org/0000-0002-9971-7698"},"institutions":[{"id":"https://openalex.org/I25254941","display_name":"Beijing Normal University","ror":"https://ror.org/022k4wk35","country_code":"CN","type":"education","lineage":["https://openalex.org/I25254941"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Rongfang Bie","raw_affiliation_strings":["School of Artificial Intelligence, Beijing Normal University, Beijing, 100875, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Artificial Intelligence, Beijing Normal University, Beijing, 100875, China","institution_ids":["https://openalex.org/I25254941"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":5,"corresponding_author_ids":["https://openalex.org/A5018157197"],"corresponding_institution_ids":["https://openalex.org/I25254941"],"apc_list":{"value":2490,"currency":"EUR","value_usd":3090},"apc_paid":null,"fwci":1.2137,"has_fulltext":false,"cited_by_count":13,"citation_normalized_percentile":{"value":0.83588541,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":"25","issue":"6","first_page":"989","last_page":"1000"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9957000017166138,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9957000017166138,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9936000108718872,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9872999787330627,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/china","display_name":"China","score":0.6830077171325684},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.5464769601821899},{"id":"https://openalex.org/keywords/information-asymmetry","display_name":"Information asymmetry","score":0.48538529872894287},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.4755104184150696},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.4430442750453949},{"id":"https://openalex.org/keywords/face","display_name":"Face (sociological concept)","score":0.4356478154659271}],"concepts":[{"id":"https://openalex.org/C191935318","wikidata":"https://www.wikidata.org/wiki/Q148","display_name":"China","level":2,"score":0.6830077171325684},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5464769601821899},{"id":"https://openalex.org/C137577040","wikidata":"https://www.wikidata.org/wiki/Q431965","display_name":"Information asymmetry","level":2,"score":0.48538529872894287},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4755104184150696},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4430442750453949},{"id":"https://openalex.org/C2779304628","wikidata":"https://www.wikidata.org/wiki/Q3503480","display_name":"Face (sociological concept)","level":2,"score":0.4356478154659271},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/s00779-019-01275-4","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s00779-019-01275-4","pdf_url":null,"source":{"id":"https://openalex.org/S58126648","display_name":"Personal and Ubiquitous Computing","issn_l":"1617-4909","issn":["1617-4909","1617-4917"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Personal and Ubiquitous Computing","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[{"id":"https://openalex.org/F4320306076","display_name":"National Science Foundation","ror":"https://ror.org/021nxhr62"}],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":35,"referenced_works":["https://openalex.org/W1968832883","https://openalex.org/W1991013599","https://openalex.org/W2000432868","https://openalex.org/W2005294649","https://openalex.org/W2032305868","https://openalex.org/W2059447090","https://openalex.org/W2069489381","https://openalex.org/W2081977080","https://openalex.org/W2085422494","https://openalex.org/W2092080713","https://openalex.org/W2107894429","https://openalex.org/W2138280481","https://openalex.org/W2139115838","https://openalex.org/W2152078350","https://openalex.org/W2154187126","https://openalex.org/W2156357252","https://openalex.org/W2165248990","https://openalex.org/W2179914051","https://openalex.org/W2197981476","https://openalex.org/W2222723904","https://openalex.org/W2273893358","https://openalex.org/W2340244074","https://openalex.org/W2346858507","https://openalex.org/W2403788329","https://openalex.org/W2527800909","https://openalex.org/W2730245908","https://openalex.org/W2751112874","https://openalex.org/W2790332046","https://openalex.org/W2924433237","https://openalex.org/W3122744061","https://openalex.org/W3123662086","https://openalex.org/W3124197748","https://openalex.org/W3125036286","https://openalex.org/W3125703888","https://openalex.org/W3126075742"],"related_works":["https://openalex.org/W2350270224","https://openalex.org/W2354620178","https://openalex.org/W600967366","https://openalex.org/W2383989146","https://openalex.org/W2351486628","https://openalex.org/W2390481881","https://openalex.org/W2791039681","https://openalex.org/W2483714098","https://openalex.org/W2901234653","https://openalex.org/W2804125163"],"abstract_inverted_index":null,"counts_by_year":[{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":5},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":2},{"year":2020,"cited_by_count":1}],"updated_date":"2026-06-19T15:47:20.252518","created_date":"2025-10-10T00:00:00"}
