{"id":"https://openalex.org/W3199131930","doi":"https://doi.org/10.1007/978-981-16-1781-2_54","title":"Using Big Data to Compare Classification Models for Household Credit Rating in Kuwait","display_name":"Using Big Data to Compare Classification Models for Household Credit Rating in Kuwait","publication_year":2021,"publication_date":"2021-09-09","ids":{"openalex":"https://openalex.org/W3199131930","doi":"https://doi.org/10.1007/978-981-16-1781-2_54","mag":"3199131930"},"language":"en","primary_location":{"id":"doi:10.1007/978-981-16-1781-2_54","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-981-16-1781-2_54","pdf_url":null,"source":{"id":"https://openalex.org/S4210169156","display_name":"Lecture notes in networks and systems","issn_l":"2367-3370","issn":["2367-3370","2367-3389"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319972","host_organization_name":"Springer International Publishing","host_organization_lineage":["https://openalex.org/P4310319972","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer International Publishing","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Networks and Systems","raw_type":"book-chapter"},"type":"book-chapter","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://dspace.lib.cranfield.ac.uk/handle/1826/17069","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5089475757","display_name":"Najla Albarrak","orcid":"https://orcid.org/0000-0003-1502-7268"},"institutions":[{"id":"https://openalex.org/I82284825","display_name":"Cranfield University","ror":"https://ror.org/05cncd958","country_code":"GB","type":"education","lineage":["https://openalex.org/I82284825"]}],"countries":["GB"],"is_corresponding":true,"raw_author_name":"Najla Albarrak","raw_affiliation_strings":["Central Bank of Kuwait, Safat, Kuwait","Cranfield University, Cranfield, UK"],"raw_orcid":"https://orcid.org/0000-0003-1502-7268","affiliations":[{"raw_affiliation_string":"Central Bank of Kuwait, Safat, Kuwait","institution_ids":[]},{"raw_affiliation_string":"Cranfield University, Cranfield, UK","institution_ids":["https://openalex.org/I82284825"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5046690805","display_name":"Hessa Alsanousi","orcid":"https://orcid.org/0000-0001-5820-3781"},"institutions":[{"id":"https://openalex.org/I82284825","display_name":"Cranfield University","ror":"https://ror.org/05cncd958","country_code":"GB","type":"education","lineage":["https://openalex.org/I82284825"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Hessa Alsanousi","raw_affiliation_strings":["Central Bank of Kuwait, Safat, Kuwait","Cranfield University, Cranfield, UK"],"raw_orcid":"https://orcid.org/0000-0001-5820-3781","affiliations":[{"raw_affiliation_string":"Central Bank of Kuwait, Safat, Kuwait","institution_ids":[]},{"raw_affiliation_string":"Cranfield University, Cranfield, UK","institution_ids":["https://openalex.org/I82284825"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5001931146","display_name":"Irene Moulitsas","orcid":"https://orcid.org/0000-0003-0947-9495"},"institutions":[{"id":"https://openalex.org/I82284825","display_name":"Cranfield University","ror":"https://ror.org/05cncd958","country_code":"GB","type":"education","lineage":["https://openalex.org/I82284825"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Irene Moulitsas","raw_affiliation_strings":["Cranfield University, Cranfield, UK"],"raw_orcid":"https://orcid.org/0000-0003-0947-9495","affiliations":[{"raw_affiliation_string":"Cranfield University, Cranfield, UK","institution_ids":["https://openalex.org/I82284825"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5031298177","display_name":"Salvatore Filippone","orcid":"https://orcid.org/0000-0002-5859-7538"},"institutions":[{"id":"https://openalex.org/I116067653","display_name":"University of Rome Tor Vergata","ror":"https://ror.org/02p77k626","country_code":"IT","type":"education","lineage":["https://openalex.org/I116067653"]},{"id":"https://openalex.org/I82284825","display_name":"Cranfield University","ror":"https://ror.org/05cncd958","country_code":"GB","type":"education","lineage":["https://openalex.org/I82284825"]}],"countries":["GB","IT"],"is_corresponding":false,"raw_author_name":"Salvatore Filippone","raw_affiliation_strings":["Cranfield University, Cranfield, UK","University of Rome Tor Vergata, Roma, Italy"],"raw_orcid":"https://orcid.org/0000-0002-5859-7538","affiliations":[{"raw_affiliation_string":"Cranfield University, Cranfield, UK","institution_ids":["https://openalex.org/I82284825"]},{"raw_affiliation_string":"University of Rome Tor Vergata, Roma, Italy","institution_ids":["https://openalex.org/I116067653"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5089475757"],"corresponding_institution_ids":["https://openalex.org/I82284825"],"apc_list":null,"apc_paid":null,"fwci":3.1643,"has_fulltext":false,"cited_by_count":3,"citation_normalized_percentile":{"value":0.92237884,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":95},"biblio":{"volume":null,"issue":null,"first_page":"609","last_page":"618"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9994000196456909,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9994000196456909,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11652","display_name":"Imbalanced Data Classification Techniques","score":0.998199999332428,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.9817000031471252,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/naive-bayes-classifier","display_name":"Naive Bayes classifier","score":0.6314642429351807},{"id":"https://openalex.org/keywords/credit-rating","display_name":"Credit rating","score":0.6042723655700684},{"id":"https://openalex.org/keywords/decision-tree","display_name":"Decision tree","score":0.5898663401603699},{"id":"https://openalex.org/keywords/logistic-regression","display_name":"Logistic regression","score":0.568916380405426},{"id":"https://openalex.org/keywords/milestone","display_name":"Milestone","score":0.5488609671592712},{"id":"https://openalex.org/keywords/support-vector-machine","display_name":"Support vector machine","score":0.5400193333625793},{"id":"https://openalex.org/keywords/big-data","display_name":"Big data","score":0.4589579701423645},{"id":"https://openalex.org/keywords/black-box","display_name":"Black box","score":0.44895848631858826},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.4327990710735321},{"id":"https://openalex.org/keywords/credit-risk","display_name":"Credit risk","score":0.4168930947780609},{"id":"https://openalex.org/keywords/actuarial-science","display_name":"Actuarial science","score":0.39151522517204285},{"id":"https://openalex.org/keywords/econometrics","display_name":"Econometrics","score":0.37815383076667786},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.37105607986450195},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.3333092927932739},{"id":"https://openalex.org/keywords/machine-learning","display_name":"Machine learning","score":0.33131325244903564},{"id":"https://openalex.org/keywords/data-mining","display_name":"Data mining","score":0.2589453160762787},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.21390077471733093},{"id":"https://openalex.org/keywords/geography","display_name":"Geography","score":0.1494518220424652}],"concepts":[{"id":"https://openalex.org/C52001869","wikidata":"https://www.wikidata.org/wiki/Q812530","display_name":"Naive Bayes classifier","level":3,"score":0.6314642429351807},{"id":"https://openalex.org/C205208723","wikidata":"https://www.wikidata.org/wiki/Q372765","display_name":"Credit rating","level":2,"score":0.6042723655700684},{"id":"https://openalex.org/C84525736","wikidata":"https://www.wikidata.org/wiki/Q831366","display_name":"Decision tree","level":2,"score":0.5898663401603699},{"id":"https://openalex.org/C151956035","wikidata":"https://www.wikidata.org/wiki/Q1132755","display_name":"Logistic regression","level":2,"score":0.568916380405426},{"id":"https://openalex.org/C120060458","wikidata":"https://www.wikidata.org/wiki/Q10145","display_name":"Milestone","level":2,"score":0.5488609671592712},{"id":"https://openalex.org/C12267149","wikidata":"https://www.wikidata.org/wiki/Q282453","display_name":"Support vector machine","level":2,"score":0.5400193333625793},{"id":"https://openalex.org/C75684735","wikidata":"https://www.wikidata.org/wiki/Q858810","display_name":"Big data","level":2,"score":0.4589579701423645},{"id":"https://openalex.org/C94966114","wikidata":"https://www.wikidata.org/wiki/Q29256","display_name":"Black box","level":2,"score":0.44895848631858826},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.4327990710735321},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.4168930947780609},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.39151522517204285},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.37815383076667786},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.37105607986450195},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.3333092927932739},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.33131325244903564},{"id":"https://openalex.org/C124101348","wikidata":"https://www.wikidata.org/wiki/Q172491","display_name":"Data mining","level":1,"score":0.2589453160762787},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.21390077471733093},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.1494518220424652},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.1007/978-981-16-1781-2_54","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-981-16-1781-2_54","pdf_url":null,"source":{"id":"https://openalex.org/S4210169156","display_name":"Lecture notes in networks and systems","issn_l":"2367-3370","issn":["2367-3370","2367-3389"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319972","host_organization_name":"Springer International Publishing","host_organization_lineage":["https://openalex.org/P4310319972","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer International Publishing","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Networks and Systems","raw_type":"book-chapter"},{"id":"pmh:oai:art.torvergata.it:2108/326003","is_oa":false,"landing_page_url":"https://hdl.handle.net/2108/326003","pdf_url":null,"source":{"id":"https://openalex.org/S4306400993","display_name":"Cineca Institutional Research Information System (Tor Vergata University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I116067653","host_organization_name":"University of Rome Tor Vergata","host_organization_lineage":["https://openalex.org/I116067653"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"info:eu-repo/semantics/conferenceObject"},{"id":"pmh:oai:dspace.lib.cranfield.ac.uk:1826/17069","is_oa":true,"landing_page_url":"https://dspace.lib.cranfield.ac.uk/handle/1826/17069","pdf_url":null,"source":{"id":"https://openalex.org/S4306401778","display_name":"CERES (Cranfield University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I82284825","host_organization_name":"Cranfield University","host_organization_lineage":["https://openalex.org/I82284825"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Article"},{"id":"pmh:oai:dspace.lib.cranfield.ac.uk:1826/17070","is_oa":true,"landing_page_url":"https://dspace.lib.cranfield.ac.uk/handle/1826/17070","pdf_url":null,"source":{"id":"https://openalex.org/S4306401778","display_name":"CERES (Cranfield University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I82284825","host_organization_name":"Cranfield University","host_organization_lineage":["https://openalex.org/I82284825"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Conference paper"}],"best_oa_location":{"id":"pmh:oai:dspace.lib.cranfield.ac.uk:1826/17069","is_oa":true,"landing_page_url":"https://dspace.lib.cranfield.ac.uk/handle/1826/17069","pdf_url":null,"source":{"id":"https://openalex.org/S4306401778","display_name":"CERES (Cranfield University)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I82284825","host_organization_name":"Cranfield University","host_organization_lineage":["https://openalex.org/I82284825"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"Article"},"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":13,"referenced_works":["https://openalex.org/W1982120517","https://openalex.org/W2052611008","https://openalex.org/W2056221673","https://openalex.org/W2058308089","https://openalex.org/W2070493638","https://openalex.org/W2096945460","https://openalex.org/W2183386925","https://openalex.org/W2291834012","https://openalex.org/W2911455822","https://openalex.org/W2948179392","https://openalex.org/W2949829362","https://openalex.org/W3123209568","https://openalex.org/W3124669976"],"related_works":["https://openalex.org/W4321636153","https://openalex.org/W3186233728","https://openalex.org/W4383535405","https://openalex.org/W4281846282","https://openalex.org/W1470425429","https://openalex.org/W3018390422","https://openalex.org/W4377964522","https://openalex.org/W4384345534","https://openalex.org/W4291177832","https://openalex.org/W4386263996"],"abstract_inverted_index":null,"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2021-09-27T00:00:00"}
