{"id":"https://openalex.org/W123784411","doi":"https://doi.org/10.1007/978-94-007-2903-2_3","title":"Privacy for Loan Applicants Versus Predictive Power for Loan Providers: Is It Possible to Bridge the Gap?","display_name":"Privacy for Loan Applicants Versus Predictive Power for Loan Providers: Is It Possible to Bridge the Gap?","publication_year":2012,"publication_date":"2012-01-01","ids":{"openalex":"https://openalex.org/W123784411","doi":"https://doi.org/10.1007/978-94-007-2903-2_3","mag":"123784411"},"language":"en","primary_location":{"id":"doi:10.1007/978-94-007-2903-2_3","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-94-007-2903-2_3","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"European Data Protection: In Good Health?","raw_type":"book-chapter"},"type":"book-chapter","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5088602341","display_name":"Charlene Jennett","orcid":null},"institutions":[{"id":"https://openalex.org/I45129253","display_name":"University College London","ror":"https://ror.org/02jx3x895","country_code":"GB","type":"education","lineage":["https://openalex.org/I124357947","https://openalex.org/I45129253"]}],"countries":["GB"],"is_corresponding":true,"raw_author_name":"Charlene Jennett","raw_affiliation_strings":["Department of Computer Science, University College London (UCL), Gower Street, WC1E 6BT, London, UK"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science, University College London (UCL), Gower Street, WC1E 6BT, London, UK","institution_ids":["https://openalex.org/I45129253"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5021229178","display_name":"Miguel Malheiros","orcid":null},"institutions":[{"id":"https://openalex.org/I45129253","display_name":"University College London","ror":"https://ror.org/02jx3x895","country_code":"GB","type":"education","lineage":["https://openalex.org/I124357947","https://openalex.org/I45129253"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Miguel Malheiros","raw_affiliation_strings":["Department of Computer Science, University College London (UCL), Gower Street, WC1E 6BT, London, UK"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science, University College London (UCL), Gower Street, WC1E 6BT, London, UK","institution_ids":["https://openalex.org/I45129253"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5084265393","display_name":"Sacha Brostoff","orcid":null},"institutions":[{"id":"https://openalex.org/I45129253","display_name":"University College London","ror":"https://ror.org/02jx3x895","country_code":"GB","type":"education","lineage":["https://openalex.org/I124357947","https://openalex.org/I45129253"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"Sacha Brostoff","raw_affiliation_strings":["Department of Computer Science, University College London (UCL), Gower Street, WC1E 6BT, London, UK"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science, University College London (UCL), Gower Street, WC1E 6BT, London, UK","institution_ids":["https://openalex.org/I45129253"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5108226584","display_name":"M. Angela Sasse","orcid":"https://orcid.org/0000-0003-1823-5505"},"institutions":[{"id":"https://openalex.org/I45129253","display_name":"University College London","ror":"https://ror.org/02jx3x895","country_code":"GB","type":"education","lineage":["https://openalex.org/I124357947","https://openalex.org/I45129253"]}],"countries":["GB"],"is_corresponding":false,"raw_author_name":"M. Angela Sasse","raw_affiliation_strings":["Department of Computer Science, University College London (UCL), Gower Street, WC1E 6BT, London, UK"],"affiliations":[{"raw_affiliation_string":"Department of Computer Science, University College London (UCL), Gower Street, WC1E 6BT, London, UK","institution_ids":["https://openalex.org/I45129253"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5088602341"],"corresponding_institution_ids":["https://openalex.org/I45129253"],"apc_list":null,"apc_paid":null,"fwci":4.2071,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.93333544,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":94},"biblio":{"volume":null,"issue":null,"first_page":"35","last_page":"51"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11045","display_name":"Privacy, Security, and Data Protection","score":0.989300012588501,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11045","display_name":"Privacy, Security, and Data Protection","score":0.989300012588501,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12392","display_name":"Sharing Economy and Platforms","score":0.9817000031471252,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9706000089645386,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/loan","display_name":"Loan","score":0.7968502044677734},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5805092453956604},{"id":"https://openalex.org/keywords/transparency","display_name":"Transparency (behavior)","score":0.5124035477638245},{"id":"https://openalex.org/keywords/actuarial-science","display_name":"Actuarial science","score":0.4901677072048187},{"id":"https://openalex.org/keywords/phone","display_name":"Phone","score":0.47963863611221313},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.3480480909347534},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.10044407844543457},{"id":"https://openalex.org/keywords/computer-security","display_name":"Computer security","score":0.09322050213813782}],"concepts":[{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.7968502044677734},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5805092453956604},{"id":"https://openalex.org/C2780233690","wikidata":"https://www.wikidata.org/wiki/Q535347","display_name":"Transparency (behavior)","level":2,"score":0.5124035477638245},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.4901677072048187},{"id":"https://openalex.org/C2778707766","wikidata":"https://www.wikidata.org/wiki/Q202064","display_name":"Phone","level":2,"score":0.47963863611221313},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3480480909347534},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.10044407844543457},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.09322050213813782},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1007/978-94-007-2903-2_3","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-94-007-2903-2_3","pdf_url":null,"source":null,"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"European Data Protection: In Good Health?","raw_type":"book-chapter"},{"id":"pmh:oai:eprints.ucl.ac.uk.OAI2:1377078","is_oa":false,"landing_page_url":"http://discovery.ucl.ac.uk/1377078/","pdf_url":null,"source":{"id":"https://openalex.org/S4306400024","display_name":"UCL Discovery (University College London)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"host_organization":"https://openalex.org/I45129253","host_organization_name":"University College London","host_organization_lineage":["https://openalex.org/I45129253"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"    In:  European Data Protection: In Good Health? (pp. 35-51).    (2012)     ","raw_type":"Book chapter"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":10,"referenced_works":["https://openalex.org/W29374636","https://openalex.org/W1498728415","https://openalex.org/W1538573233","https://openalex.org/W1979290264","https://openalex.org/W1992004164","https://openalex.org/W1993938397","https://openalex.org/W2110862792","https://openalex.org/W2163303570","https://openalex.org/W2258435849","https://openalex.org/W2273307200"],"related_works":["https://openalex.org/W4382930947","https://openalex.org/W3152382318","https://openalex.org/W3004686567","https://openalex.org/W2738656338","https://openalex.org/W2555400967","https://openalex.org/W3214759741","https://openalex.org/W3081288631","https://openalex.org/W3174876210","https://openalex.org/W2388458847","https://openalex.org/W2086121498"],"abstract_inverted_index":null,"counts_by_year":[{"year":2023,"cited_by_count":1},{"year":2020,"cited_by_count":1},{"year":2013,"cited_by_count":1},{"year":2012,"cited_by_count":1}],"updated_date":"2026-04-04T16:13:02.066488","created_date":"2025-10-10T00:00:00"}