{"id":"https://openalex.org/W1438331395","doi":"https://doi.org/10.1007/978-3-642-29873-8_16","title":"Effects of Borrower-Defined Conditions in the Online Peer-to-Peer Lending Market","display_name":"Effects of Borrower-Defined Conditions in the Online Peer-to-Peer Lending Market","publication_year":2012,"publication_date":"2012-01-01","ids":{"openalex":"https://openalex.org/W1438331395","doi":"https://doi.org/10.1007/978-3-642-29873-8_16","mag":"1438331395"},"language":"en","primary_location":{"id":"doi:10.1007/978-3-642-29873-8_16","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-642-29873-8_16","pdf_url":null,"source":{"id":"https://openalex.org/S4210177767","display_name":"Lecture notes in business information processing","issn_l":"1865-1348","issn":["1865-1348","1865-1356"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Business Information Processing","raw_type":"book-chapter"},"type":"book-chapter","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5007032668","display_name":"Jiaxian Qiu","orcid":null},"institutions":[{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Jiaxian Qiu","raw_affiliation_strings":["Key Lab of Financial Intelligence and Financial Engineering, Southwestern University of Finance and Economics, Chengdu, 611130, China"],"affiliations":[{"raw_affiliation_string":"Key Lab of Financial Intelligence and Financial Engineering, Southwestern University of Finance and Economics, Chengdu, 611130, China","institution_ids":["https://openalex.org/I204831749"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5100808183","display_name":"Zhangxi Lin","orcid":null},"institutions":[{"id":"https://openalex.org/I12315562","display_name":"Texas Tech University","ror":"https://ror.org/0405mnx93","country_code":"US","type":"education","lineage":["https://openalex.org/I12315562"]},{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]}],"countries":["CN","US"],"is_corresponding":false,"raw_author_name":"Zhangxi Lin","raw_affiliation_strings":["Center for Advanced Analytics and Business Intelligence, Texas Tech University, Lubbock, TX, 79409-2101, USA","Key Lab of Financial Intelligence and Financial Engineering, Southwestern University of Finance and Economics, Chengdu, 611130, China"],"affiliations":[{"raw_affiliation_string":"Center for Advanced Analytics and Business Intelligence, Texas Tech University, Lubbock, TX, 79409-2101, USA","institution_ids":["https://openalex.org/I12315562"]},{"raw_affiliation_string":"Key Lab of Financial Intelligence and Financial Engineering, Southwestern University of Finance and Economics, Chengdu, 611130, China","institution_ids":["https://openalex.org/I204831749"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5103569453","display_name":"Binjie Luo","orcid":null},"institutions":[{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]},{"id":"https://openalex.org/I12315562","display_name":"Texas Tech University","ror":"https://ror.org/0405mnx93","country_code":"US","type":"education","lineage":["https://openalex.org/I12315562"]}],"countries":["CN","US"],"is_corresponding":false,"raw_author_name":"Binjie Luo","raw_affiliation_strings":["Center for Advanced Analytics and Business Intelligence, Texas Tech University, Lubbock, TX, 79409-2101, USA","Key Lab of Financial Intelligence and Financial Engineering, Southwestern University of Finance and Economics, Chengdu, 611130, China"],"affiliations":[{"raw_affiliation_string":"Center for Advanced Analytics and Business Intelligence, Texas Tech University, Lubbock, TX, 79409-2101, USA","institution_ids":["https://openalex.org/I12315562"]},{"raw_affiliation_string":"Key Lab of Financial Intelligence and Financial Engineering, Southwestern University of Finance and Economics, Chengdu, 611130, China","institution_ids":["https://openalex.org/I204831749"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5007032668"],"corresponding_institution_ids":["https://openalex.org/I204831749"],"apc_list":null,"apc_paid":null,"fwci":1.2161,"has_fulltext":false,"cited_by_count":9,"citation_normalized_percentile":{"value":0.8261979,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":null,"issue":null,"first_page":"167","last_page":"179"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9998999834060669,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11903","display_name":"Private Equity and Venture Capital","score":0.9954000115394592,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9944999814033508,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/peer-to-peer","display_name":"Peer-to-peer","score":0.6959673762321472},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.48692071437835693},{"id":"https://openalex.org/keywords/monetary-economics","display_name":"Monetary economics","score":0.32656437158584595},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.28745341300964355},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.27263689041137695},{"id":"https://openalex.org/keywords/world-wide-web","display_name":"World Wide Web","score":0.18106627464294434}],"concepts":[{"id":"https://openalex.org/C534932454","wikidata":"https://www.wikidata.org/wiki/Q161410","display_name":"Peer-to-peer","level":2,"score":0.6959673762321472},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.48692071437835693},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.32656437158584595},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.28745341300964355},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.27263689041137695},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.18106627464294434}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/978-3-642-29873-8_16","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-642-29873-8_16","pdf_url":null,"source":{"id":"https://openalex.org/S4210177767","display_name":"Lecture notes in business information processing","issn_l":"1865-1348","issn":["1865-1348","1865-1356"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Business Information Processing","raw_type":"book-chapter"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":17,"referenced_works":["https://openalex.org/W9532953","https://openalex.org/W2004168223","https://openalex.org/W2035546030","https://openalex.org/W2042731036","https://openalex.org/W2054722462","https://openalex.org/W2092899467","https://openalex.org/W2114683899","https://openalex.org/W2124433912","https://openalex.org/W2125326971","https://openalex.org/W2154373885","https://openalex.org/W2161693416","https://openalex.org/W2169573502","https://openalex.org/W2992951845","https://openalex.org/W3011752145","https://openalex.org/W3018169290","https://openalex.org/W3022339544","https://openalex.org/W3123383317"],"related_works":["https://openalex.org/W4386786389","https://openalex.org/W154757022","https://openalex.org/W2378667976","https://openalex.org/W1774020937","https://openalex.org/W2765153054","https://openalex.org/W2596173151","https://openalex.org/W3213789065","https://openalex.org/W3080576469","https://openalex.org/W2138500388","https://openalex.org/W4231340554"],"abstract_inverted_index":null,"counts_by_year":[{"year":2021,"cited_by_count":4},{"year":2018,"cited_by_count":2},{"year":2016,"cited_by_count":1},{"year":2014,"cited_by_count":1},{"year":2012,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}
