{"id":"https://openalex.org/W2511478541","doi":"https://doi.org/10.1007/978-3-319-45408-5_18","title":"Creditworthiness Analysis in E-Financing Businesses - A Cross-Business Approach","display_name":"Creditworthiness Analysis in E-Financing Businesses - A Cross-Business Approach","publication_year":2016,"publication_date":"2016-01-01","ids":{"openalex":"https://openalex.org/W2511478541","doi":"https://doi.org/10.1007/978-3-319-45408-5_18","mag":"2511478541"},"language":"en","primary_location":{"id":"doi:10.1007/978-3-319-45408-5_18","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-319-45408-5_18","pdf_url":null,"source":{"id":"https://openalex.org/S4210177767","display_name":"Lecture notes in business information processing","issn_l":"1865-1348","issn":["1865-1348","1865-1356"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Business Information Processing","raw_type":"book-chapter"},"type":"book-chapter","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5101451174","display_name":"Kun Liang","orcid":null},"institutions":[{"id":"https://openalex.org/I16365422","display_name":"Hefei University of Technology","ror":"https://ror.org/02czkny70","country_code":"CN","type":"education","lineage":["https://openalex.org/I16365422"]},{"id":"https://openalex.org/I12315562","display_name":"Texas Tech University","ror":"https://ror.org/0405mnx93","country_code":"US","type":"education","lineage":["https://openalex.org/I12315562"]}],"countries":["CN","US"],"is_corresponding":true,"raw_author_name":"Kun Liang","raw_affiliation_strings":["Jerry S. Rawls College of Business Administration, Texas Tech University, 703 Flint Ave, Lubbock, TX, 79409, USA","Shcool of Management, Hefei University of Technology, 193 Tunxi Road, Hefei, 230009, China","Jerry S. Rawls College of Business Administration, Texas Tech University, Lubbock, USA","Shcool of Management, Hefei University of Technology, Hefei, China"],"affiliations":[{"raw_affiliation_string":"Jerry S. Rawls College of Business Administration, Texas Tech University, 703 Flint Ave, Lubbock, TX, 79409, USA","institution_ids":["https://openalex.org/I12315562"]},{"raw_affiliation_string":"Shcool of Management, Hefei University of Technology, 193 Tunxi Road, Hefei, 230009, China","institution_ids":["https://openalex.org/I16365422"]},{"raw_affiliation_string":"Jerry S. Rawls College of Business Administration, Texas Tech University, Lubbock, USA","institution_ids":["https://openalex.org/I12315562"]},{"raw_affiliation_string":"Shcool of Management, Hefei University of Technology, Hefei, China","institution_ids":["https://openalex.org/I16365422"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5100808183","display_name":"Zhangxi Lin","orcid":null},"institutions":[{"id":"https://openalex.org/I12315562","display_name":"Texas Tech University","ror":"https://ror.org/0405mnx93","country_code":"US","type":"education","lineage":["https://openalex.org/I12315562"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Zhangxi Lin","raw_affiliation_strings":["Jerry S. Rawls College of Business Administration, Texas Tech University, 703 Flint Ave, Lubbock, TX, 79409, USA","Jerry S. Rawls College of Business Administration, Texas Tech University, Lubbock, USA"],"affiliations":[{"raw_affiliation_string":"Jerry S. Rawls College of Business Administration, Texas Tech University, 703 Flint Ave, Lubbock, TX, 79409, USA","institution_ids":["https://openalex.org/I12315562"]},{"raw_affiliation_string":"Jerry S. Rawls College of Business Administration, Texas Tech University, Lubbock, USA","institution_ids":["https://openalex.org/I12315562"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5086820539","display_name":"Zelin Jia","orcid":null},"institutions":[{"id":"https://openalex.org/I12315562","display_name":"Texas Tech University","ror":"https://ror.org/0405mnx93","country_code":"US","type":"education","lineage":["https://openalex.org/I12315562"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Zelin Jia","raw_affiliation_strings":["Jerry S. Rawls College of Business Administration, Texas Tech University, 703 Flint Ave, Lubbock, TX, 79409, USA","Jerry S. Rawls College of Business Administration, Texas Tech University, Lubbock, USA"],"affiliations":[{"raw_affiliation_string":"Jerry S. Rawls College of Business Administration, Texas Tech University, 703 Flint Ave, Lubbock, TX, 79409, USA","institution_ids":["https://openalex.org/I12315562"]},{"raw_affiliation_string":"Jerry S. Rawls College of Business Administration, Texas Tech University, Lubbock, USA","institution_ids":["https://openalex.org/I12315562"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5023611552","display_name":"Cuiqing Jiang","orcid":"https://orcid.org/0000-0001-6492-4550"},"institutions":[{"id":"https://openalex.org/I16365422","display_name":"Hefei University of Technology","ror":"https://ror.org/02czkny70","country_code":"CN","type":"education","lineage":["https://openalex.org/I16365422"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Cuiqing Jiang","raw_affiliation_strings":["Shcool of Management, Hefei University of Technology, 193 Tunxi Road, Hefei, 230009, China","Shcool of Management, Hefei University of Technology, Hefei, China"],"affiliations":[{"raw_affiliation_string":"Shcool of Management, Hefei University of Technology, 193 Tunxi Road, Hefei, 230009, China","institution_ids":["https://openalex.org/I16365422"]},{"raw_affiliation_string":"Shcool of Management, Hefei University of Technology, Hefei, China","institution_ids":["https://openalex.org/I16365422"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5101198198","display_name":"Jiangtao Qiu","orcid":null},"institutions":[{"id":"https://openalex.org/I12315562","display_name":"Texas Tech University","ror":"https://ror.org/0405mnx93","country_code":"US","type":"education","lineage":["https://openalex.org/I12315562"]},{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]}],"countries":["CN","US"],"is_corresponding":false,"raw_author_name":"Jiangtao Qiu","raw_affiliation_strings":["Jerry S. Rawls College of Business Administration, Texas Tech University, 703 Flint Ave, Lubbock, TX, 79409, USA","School of Economic Information Engineering, Southwestern University of Finance and Economics, 55 Guanghuacun Road, Chengdu, 610074, China","Jerry S. Rawls College of Business Administration, Texas Tech University, Lubbock, USA","School of Economic Information Engineering, Southwestern University of Finance and Economics, Chengdu, China"],"affiliations":[{"raw_affiliation_string":"Jerry S. Rawls College of Business Administration, Texas Tech University, 703 Flint Ave, Lubbock, TX, 79409, USA","institution_ids":["https://openalex.org/I12315562"]},{"raw_affiliation_string":"School of Economic Information Engineering, Southwestern University of Finance and Economics, 55 Guanghuacun Road, Chengdu, 610074, China","institution_ids":["https://openalex.org/I204831749"]},{"raw_affiliation_string":"Jerry S. Rawls College of Business Administration, Texas Tech University, Lubbock, USA","institution_ids":["https://openalex.org/I12315562"]},{"raw_affiliation_string":"School of Economic Information Engineering, Southwestern University of Finance and Economics, Chengdu, China","institution_ids":["https://openalex.org/I204831749"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":5,"corresponding_author_ids":["https://openalex.org/A5101451174"],"corresponding_institution_ids":["https://openalex.org/I12315562","https://openalex.org/I16365422"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.18681319,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":94},"biblio":{"volume":null,"issue":null,"first_page":"181","last_page":"185"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9987000226974487,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9987000226974487,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.9979000091552734,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9890999794006348,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/consistency","display_name":"Consistency (knowledge bases)","score":0.6504353880882263},{"id":"https://openalex.org/keywords/scarcity","display_name":"Scarcity","score":0.6175855994224548},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.5947574377059937},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.4852173626422882},{"id":"https://openalex.org/keywords/business-model","display_name":"Business model","score":0.43007326126098633},{"id":"https://openalex.org/keywords/business-analysis","display_name":"Business analysis","score":0.41939204931259155},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.26457375288009644},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.19876113533973694},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.13426458835601807},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.07926294207572937},{"id":"https://openalex.org/keywords/microeconomics","display_name":"Microeconomics","score":0.0674753487110138}],"concepts":[{"id":"https://openalex.org/C2776436953","wikidata":"https://www.wikidata.org/wiki/Q5163215","display_name":"Consistency (knowledge bases)","level":2,"score":0.6504353880882263},{"id":"https://openalex.org/C109747225","wikidata":"https://www.wikidata.org/wiki/Q815758","display_name":"Scarcity","level":2,"score":0.6175855994224548},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5947574377059937},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4852173626422882},{"id":"https://openalex.org/C4216890","wikidata":"https://www.wikidata.org/wiki/Q815823","display_name":"Business model","level":2,"score":0.43007326126098633},{"id":"https://openalex.org/C189076506","wikidata":"https://www.wikidata.org/wiki/Q1518232","display_name":"Business analysis","level":3,"score":0.41939204931259155},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.26457375288009644},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.19876113533973694},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.13426458835601807},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.07926294207572937},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.0674753487110138}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/978-3-319-45408-5_18","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-319-45408-5_18","pdf_url":null,"source":{"id":"https://openalex.org/S4210177767","display_name":"Lecture notes in business information processing","issn_l":"1865-1348","issn":["1865-1348","1865-1356"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Business Information Processing","raw_type":"book-chapter"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.6499999761581421}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":6,"referenced_works":["https://openalex.org/W216218111","https://openalex.org/W1598636498","https://openalex.org/W2032505876","https://openalex.org/W2032570903","https://openalex.org/W2131816657","https://openalex.org/W4252799962"],"related_works":["https://openalex.org/W2760540399","https://openalex.org/W2909889173","https://openalex.org/W1879908103","https://openalex.org/W2012795729","https://openalex.org/W2578109257","https://openalex.org/W4239254559","https://openalex.org/W2739982025","https://openalex.org/W2947329542","https://openalex.org/W2891538753","https://openalex.org/W3197551843"],"abstract_inverted_index":null,"counts_by_year":[{"year":2023,"cited_by_count":1}],"updated_date":"2025-11-06T03:46:38.306776","created_date":"2025-10-10T00:00:00"}
