{"id":"https://openalex.org/W7117998738","doi":"https://doi.org/10.1007/978-3-032-12801-0_22","title":"Blockchain-Based Microlending for Financial Inclusivity: A Literature Review of Its Privacy and Trust","display_name":"Blockchain-Based Microlending for Financial Inclusivity: A Literature Review of Its Privacy and Trust","publication_year":2026,"publication_date":"2026-01-01","ids":{"openalex":"https://openalex.org/W7117998738","doi":"https://doi.org/10.1007/978-3-032-12801-0_22"},"language":"en","primary_location":{"id":"doi:10.1007/978-3-032-12801-0_22","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-032-12801-0_22","pdf_url":null,"source":{"id":"https://openalex.org/S106296714","display_name":"Lecture notes in computer science","issn_l":"0302-9743","issn":["0302-9743","1611-3349"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Computer Science","raw_type":"book-chapter"},"type":"book-chapter","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5093433231","display_name":"Gian-Luca G\u00fcc\u00fck","orcid":"https://orcid.org/0009-0002-2093-7397"},"institutions":[{"id":"https://openalex.org/I159176309","display_name":"Universit\u00e4t Hamburg","ror":"https://ror.org/00g30e956","country_code":"DE","type":"education","lineage":["https://openalex.org/I159176309"]}],"countries":["DE"],"is_corresponding":true,"raw_author_name":"Gian-Luca G\u00fcc\u00fck","raw_affiliation_strings":["University of Hamburg, Hamburg, Germany"],"raw_orcid":"https://orcid.org/0009-0002-2093-7397","affiliations":[{"raw_affiliation_string":"University of Hamburg, Hamburg, Germany","institution_ids":["https://openalex.org/I159176309"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5010622375","display_name":"Stephan Leible","orcid":"https://orcid.org/0000-0002-8742-4505"},"institutions":[{"id":"https://openalex.org/I159176309","display_name":"Universit\u00e4t Hamburg","ror":"https://ror.org/00g30e956","country_code":"DE","type":"education","lineage":["https://openalex.org/I159176309"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Stephan Leible","raw_affiliation_strings":["University of Hamburg, Hamburg, Germany"],"raw_orcid":"https://orcid.org/0000-0002-8742-4505","affiliations":[{"raw_affiliation_string":"University of Hamburg, Hamburg, Germany","institution_ids":["https://openalex.org/I159176309"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5121820919","display_name":"Yining Shi","orcid":null},"institutions":[{"id":"https://openalex.org/I177802217","display_name":"University of Mannheim","ror":"https://ror.org/031bsb921","country_code":"DE","type":"education","lineage":["https://openalex.org/I177802217"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Yining Shi","raw_affiliation_strings":["University of Mannheim, Baden-W\u00fcrttemberg, Germany"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Mannheim, Baden-W\u00fcrttemberg, Germany","institution_ids":["https://openalex.org/I177802217"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5094044500","display_name":"Constantin von Brackel-Schmidt","orcid":null},"institutions":[{"id":"https://openalex.org/I159176309","display_name":"Universit\u00e4t Hamburg","ror":"https://ror.org/00g30e956","country_code":"DE","type":"education","lineage":["https://openalex.org/I159176309"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Constantin von Brackel-Schmidt","raw_affiliation_strings":["University of Hamburg, Hamburg, Germany"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Hamburg, Hamburg, Germany","institution_ids":["https://openalex.org/I159176309"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5038131243","display_name":"Janick Edinger","orcid":"https://orcid.org/0000-0002-9392-2922"},"institutions":[{"id":"https://openalex.org/I159176309","display_name":"Universit\u00e4t Hamburg","ror":"https://ror.org/00g30e956","country_code":"DE","type":"education","lineage":["https://openalex.org/I159176309"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Janick Edinger","raw_affiliation_strings":["University of Hamburg, Hamburg, Germany"],"raw_orcid":"https://orcid.org/0000-0002-9392-2922","affiliations":[{"raw_affiliation_string":"University of Hamburg, Hamburg, Germany","institution_ids":["https://openalex.org/I159176309"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":5,"corresponding_author_ids":["https://openalex.org/A5093433231"],"corresponding_institution_ids":["https://openalex.org/I159176309"],"apc_list":{"value":5000,"currency":"EUR","value_usd":5392},"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.12657092,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"326","last_page":"342"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.49399998784065247,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.49399998784065247,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.17399999499320984,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.09120000153779984,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/microfinance","display_name":"Microfinance","score":0.9325000047683716},{"id":"https://openalex.org/keywords/trustworthiness","display_name":"Trustworthiness","score":0.6018999814987183},{"id":"https://openalex.org/keywords/bridge","display_name":"Bridge (graph theory)","score":0.5519999861717224},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.5483999848365784},{"id":"https://openalex.org/keywords/intersection","display_name":"Intersection (aeronautics)","score":0.527400016784668},{"id":"https://openalex.org/keywords/face","display_name":"Face (sociological concept)","score":0.521399974822998},{"id":"https://openalex.org/keywords/work","display_name":"Work (physics)","score":0.4713999927043915}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.9325000047683716},{"id":"https://openalex.org/C153701036","wikidata":"https://www.wikidata.org/wiki/Q659974","display_name":"Trustworthiness","level":2,"score":0.6018999814987183},{"id":"https://openalex.org/C100776233","wikidata":"https://www.wikidata.org/wiki/Q2532492","display_name":"Bridge (graph theory)","level":2,"score":0.5519999861717224},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5486000180244446},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5483999848365784},{"id":"https://openalex.org/C64543145","wikidata":"https://www.wikidata.org/wiki/Q162942","display_name":"Intersection (aeronautics)","level":2,"score":0.527400016784668},{"id":"https://openalex.org/C2779304628","wikidata":"https://www.wikidata.org/wiki/Q3503480","display_name":"Face (sociological concept)","level":2,"score":0.521399974822998},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.4713999927043915},{"id":"https://openalex.org/C2779687700","wikidata":"https://www.wikidata.org/wiki/Q20514253","display_name":"Blockchain","level":2,"score":0.45500001311302185},{"id":"https://openalex.org/C2777262119","wikidata":"https://www.wikidata.org/wiki/Q932143","display_name":"Microinsurance","level":3,"score":0.4503999948501587},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3944000005722046},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.38749998807907104},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.3718999922275543},{"id":"https://openalex.org/C39549134","wikidata":"https://www.wikidata.org/wiki/Q133080","display_name":"Public relations","level":1,"score":0.3517000079154968},{"id":"https://openalex.org/C108827166","wikidata":"https://www.wikidata.org/wiki/Q175975","display_name":"Internet privacy","level":1,"score":0.2985999882221222},{"id":"https://openalex.org/C14224292","wikidata":"https://www.wikidata.org/wiki/Q13600188","display_name":"Conceptual framework","level":2,"score":0.29499998688697815},{"id":"https://openalex.org/C123201435","wikidata":"https://www.wikidata.org/wiki/Q456632","display_name":"Information privacy","level":2,"score":0.2904999852180481},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.2728999853134155},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.260699987411499},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.2590999901294708},{"id":"https://openalex.org/C2780103759","wikidata":"https://www.wikidata.org/wiki/Q5264375","display_name":"Design science","level":2,"score":0.2540000081062317},{"id":"https://openalex.org/C13606891","wikidata":"https://www.wikidata.org/wiki/Q2623243","display_name":"Conceptual model","level":2,"score":0.2515999972820282}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/978-3-032-12801-0_22","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-032-12801-0_22","pdf_url":null,"source":{"id":"https://openalex.org/S106296714","display_name":"Lecture notes in computer science","issn_l":"0302-9743","issn":["0302-9743","1611-3349"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Computer Science","raw_type":"book-chapter"}],"best_oa_location":null,"sustainable_development_goals":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":48,"referenced_works":["https://openalex.org/W1543685054","https://openalex.org/W1565333386","https://openalex.org/W1964259944","https://openalex.org/W1977270613","https://openalex.org/W2026371044","https://openalex.org/W2027523250","https://openalex.org/W2058810434","https://openalex.org/W2092718852","https://openalex.org/W2336079952","https://openalex.org/W2392113277","https://openalex.org/W2425051923","https://openalex.org/W2570854358","https://openalex.org/W2585752668","https://openalex.org/W2622621570","https://openalex.org/W2756149219","https://openalex.org/W2769791059","https://openalex.org/W2795321837","https://openalex.org/W2901598045","https://openalex.org/W2922160082","https://openalex.org/W2929082880","https://openalex.org/W2946002728","https://openalex.org/W2974678080","https://openalex.org/W2976799000","https://openalex.org/W2981310185","https://openalex.org/W3011765788","https://openalex.org/W3121889917","https://openalex.org/W3122636688","https://openalex.org/W3123358952","https://openalex.org/W3123850831","https://openalex.org/W3159026468","https://openalex.org/W4211133793","https://openalex.org/W4240179553","https://openalex.org/W4283079721","https://openalex.org/W4287121198","https://openalex.org/W4306152082","https://openalex.org/W4312084440","https://openalex.org/W4318815875","https://openalex.org/W4319321895","https://openalex.org/W4383068872","https://openalex.org/W4384662743","https://openalex.org/W4394904089","https://openalex.org/W4401559127","https://openalex.org/W4403792698","https://openalex.org/W4405878092","https://openalex.org/W4408337682","https://openalex.org/W4408535830","https://openalex.org/W4410112153","https://openalex.org/W4410129191"],"related_works":[],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-01-02T23:15:32.796280","created_date":"2026-01-02T00:00:00"}