{"id":"https://openalex.org/W4403339661","doi":"https://doi.org/10.1007/978-3-031-71412-2_17","title":"Advancing Financial Inclusion and Data Ethics: The Role of Alternative Credit Scoring","display_name":"Advancing Financial Inclusion and Data Ethics: The Role of Alternative Credit Scoring","publication_year":2024,"publication_date":"2024-10-11","ids":{"openalex":"https://openalex.org/W4403339661","doi":"https://doi.org/10.1007/978-3-031-71412-2_17"},"language":"en","primary_location":{"id":"doi:10.1007/978-3-031-71412-2_17","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-031-71412-2_17","pdf_url":null,"source":{"id":"https://openalex.org/S2764900261","display_name":"Communications in computer and information science","issn_l":"1865-0929","issn":["1865-0929","1865-0937"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Communications in Computer and Information Science","raw_type":"book-chapter"},"type":"book-chapter","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5109816812","display_name":"Keoitshepile Machikape","orcid":null},"institutions":[{"id":"https://openalex.org/I69552723","display_name":"University of Pretoria","ror":"https://ror.org/00g0p6g84","country_code":"ZA","type":"education","lineage":["https://openalex.org/I69552723"]}],"countries":["ZA"],"is_corresponding":false,"raw_author_name":"Keoitshepile Machikape","raw_affiliation_strings":["Department of Informatics, University of Pretoria, Pretoria, South Africa"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Informatics, University of Pretoria, Pretoria, South Africa","institution_ids":["https://openalex.org/I69552723"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5073106705","display_name":"Deborah Oluwadele","orcid":null},"institutions":[{"id":"https://openalex.org/I69552723","display_name":"University of Pretoria","ror":"https://ror.org/00g0p6g84","country_code":"ZA","type":"education","lineage":["https://openalex.org/I69552723"]}],"countries":["ZA"],"is_corresponding":true,"raw_author_name":"Deborah Oluwadele","raw_affiliation_strings":["Department of Informatics, University of Pretoria, Pretoria, South Africa"],"raw_orcid":"https://orcid.org/0000-0002-1425-8278","affiliations":[{"raw_affiliation_string":"Department of Informatics, University of Pretoria, Pretoria, South Africa","institution_ids":["https://openalex.org/I69552723"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5073106705"],"corresponding_institution_ids":["https://openalex.org/I69552723"],"apc_list":null,"apc_paid":null,"fwci":4.5216,"has_fulltext":false,"cited_by_count":5,"citation_normalized_percentile":{"value":0.95441067,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":95,"max":98},"biblio":{"volume":null,"issue":null,"first_page":"229","last_page":"241"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9966999888420105,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9966999888420105,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.989799976348877,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9847000241279602,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/inclusion","display_name":"Inclusion (mineral)","score":0.5295014381408691},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"Financial inclusion","score":0.4229123592376709},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.3525872230529785},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.3318657875061035},{"id":"https://openalex.org/keywords/accounting","display_name":"Accounting","score":0.3253308832645416},{"id":"https://openalex.org/keywords/finance","display_name":"Finance","score":0.22382673621177673},{"id":"https://openalex.org/keywords/sociology","display_name":"Sociology","score":0.13806486129760742},{"id":"https://openalex.org/keywords/social-science","display_name":"Social science","score":0.12910109758377075},{"id":"https://openalex.org/keywords/financial-services","display_name":"Financial services","score":0.11066913604736328}],"concepts":[{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.5295014381408691},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.4229123592376709},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.3525872230529785},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3318657875061035},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.3253308832645416},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.22382673621177673},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.13806486129760742},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.12910109758377075},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.11066913604736328}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/978-3-031-71412-2_17","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-031-71412-2_17","pdf_url":null,"source":{"id":"https://openalex.org/S2764900261","display_name":"Communications in computer and information science","issn_l":"1865-0929","issn":["1865-0929","1865-0937"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Communications in Computer and Information Science","raw_type":"book-chapter"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.7699999809265137,"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":34,"referenced_works":["https://openalex.org/W2088048599","https://openalex.org/W2581454555","https://openalex.org/W2687982834","https://openalex.org/W2746407727","https://openalex.org/W2794772509","https://openalex.org/W2799673465","https://openalex.org/W2804638224","https://openalex.org/W2896796252","https://openalex.org/W2902857329","https://openalex.org/W2918821272","https://openalex.org/W2985066636","https://openalex.org/W3015337523","https://openalex.org/W3016988754","https://openalex.org/W3028645543","https://openalex.org/W3044323082","https://openalex.org/W3092584855","https://openalex.org/W3121588992","https://openalex.org/W3126370939","https://openalex.org/W3128248245","https://openalex.org/W3131504076","https://openalex.org/W3146887355","https://openalex.org/W3162669490","https://openalex.org/W3167356453","https://openalex.org/W3203155100","https://openalex.org/W3207076070","https://openalex.org/W3208971898","https://openalex.org/W4206558721","https://openalex.org/W4221103032","https://openalex.org/W4285596328","https://openalex.org/W4286850364","https://openalex.org/W4297535508","https://openalex.org/W4312127937","https://openalex.org/W4380272561","https://openalex.org/W4385647238"],"related_works":["https://openalex.org/W4391375266","https://openalex.org/W2748952813","https://openalex.org/W1561270765","https://openalex.org/W2402855523","https://openalex.org/W2908048260","https://openalex.org/W3149895238","https://openalex.org/W2535032341","https://openalex.org/W2492263259","https://openalex.org/W2913771048","https://openalex.org/W1870823270"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":4}],"updated_date":"2026-06-13T06:13:01.061226","created_date":"2025-10-10T00:00:00"}
