{"id":"https://openalex.org/W3180454886","doi":"https://doi.org/10.1007/978-3-030-80713-9_52","title":"Micro Loans to Over-Indebtedness, Causes and Consequences, Perspective on Youth Spending","display_name":"Micro Loans to Over-Indebtedness, Causes and Consequences, Perspective on Youth Spending","publication_year":2021,"publication_date":"2021-01-01","ids":{"openalex":"https://openalex.org/W3180454886","doi":"https://doi.org/10.1007/978-3-030-80713-9_52","mag":"3180454886"},"language":"en","primary_location":{"id":"doi:10.1007/978-3-030-80713-9_52","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-030-80713-9_52","pdf_url":null,"source":{"id":"https://openalex.org/S4210169156","display_name":"Lecture notes in networks and systems","issn_l":"2367-3370","issn":["2367-3370","2367-3389"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319972","host_organization_name":"Springer International Publishing","host_organization_lineage":["https://openalex.org/P4310319972","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer International Publishing","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Networks and Systems","raw_type":"book-chapter"},"type":"conference-paper","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5038527574","display_name":"Jukka Rantala","orcid":"https://orcid.org/0000-0001-5260-6029"},"institutions":[{"id":"https://openalex.org/I16231767","display_name":"Turku University of Applied Sciences","ror":"https://ror.org/04s0yt949","country_code":"FI","type":"education","lineage":["https://openalex.org/I16231767"]}],"countries":["FI"],"is_corresponding":true,"raw_author_name":"Jukka Rantala","raw_affiliation_strings":["Turku University of Applied Sciences, Joukahaisenkatu 3, 20520, Turku, Finland"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Turku University of Applied Sciences, Joukahaisenkatu 3, 20520, Turku, Finland","institution_ids":["https://openalex.org/I16231767"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5029431179","display_name":"Henri Untinen","orcid":null},"institutions":[{"id":"https://openalex.org/I16231767","display_name":"Turku University of Applied Sciences","ror":"https://ror.org/04s0yt949","country_code":"FI","type":"education","lineage":["https://openalex.org/I16231767"]}],"countries":["FI"],"is_corresponding":false,"raw_author_name":"Henri Untinen","raw_affiliation_strings":["Turku University of Applied Sciences, Turku, Finland"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Turku University of Applied Sciences, Turku, Finland","institution_ids":["https://openalex.org/I16231767"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5051315495","display_name":"Maria Yllik\u00e4inen","orcid":null},"institutions":[{"id":"https://openalex.org/I16231767","display_name":"Turku University of Applied Sciences","ror":"https://ror.org/04s0yt949","country_code":"FI","type":"education","lineage":["https://openalex.org/I16231767"]}],"countries":["FI"],"is_corresponding":false,"raw_author_name":"Maria Yllik\u00e4inen","raw_affiliation_strings":["Turku University of Applied Sciences, Turku, Finland"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Turku University of Applied Sciences, Turku, Finland","institution_ids":["https://openalex.org/I16231767"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5033432499","display_name":"Timo Holopainen","orcid":"https://orcid.org/0000-0002-2698-9457"},"institutions":[{"id":"https://openalex.org/I16231767","display_name":"Turku University of Applied Sciences","ror":"https://ror.org/04s0yt949","country_code":"FI","type":"education","lineage":["https://openalex.org/I16231767"]}],"countries":["FI"],"is_corresponding":false,"raw_author_name":"Timo Holopainen","raw_affiliation_strings":["Turku University of Applied Sciences, Turku, Finland"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Turku University of Applied Sciences, Turku, Finland","institution_ids":["https://openalex.org/I16231767"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5038527574"],"corresponding_institution_ids":["https://openalex.org/I16231767"],"apc_list":null,"apc_paid":null,"fwci":3.0703,"has_fulltext":false,"cited_by_count":3,"citation_normalized_percentile":{"value":0.90712851,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":94},"biblio":{"volume":null,"issue":null,"first_page":"413","last_page":"420"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9758999943733215,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9758999943733215,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9664000272750854,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9210000038146973,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/attractiveness","display_name":"Attractiveness","score":0.8312880992889404},{"id":"https://openalex.org/keywords/perspective","display_name":"Perspective (graphical)","score":0.7545832395553589},{"id":"https://openalex.org/keywords/event","display_name":"Event (particle physics)","score":0.5348749160766602},{"id":"https://openalex.org/keywords/constant","display_name":"Constant (computer programming)","score":0.41695499420166016},{"id":"https://openalex.org/keywords/psychology","display_name":"Psychology","score":0.38024258613586426},{"id":"https://openalex.org/keywords/mathematics-education","display_name":"Mathematics education","score":0.33900803327560425},{"id":"https://openalex.org/keywords/economics","display_name":"Economics","score":0.3250640630722046},{"id":"https://openalex.org/keywords/marketing","display_name":"Marketing","score":0.320048987865448},{"id":"https://openalex.org/keywords/computer-science","display_name":"Computer science","score":0.27239125967025757},{"id":"https://openalex.org/keywords/business","display_name":"Business","score":0.26559704542160034},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"Artificial intelligence","score":0.09411081671714783}],"concepts":[{"id":"https://openalex.org/C31173074","wikidata":"https://www.wikidata.org/wiki/Q2632514","display_name":"Attractiveness","level":2,"score":0.8312880992889404},{"id":"https://openalex.org/C12713177","wikidata":"https://www.wikidata.org/wiki/Q1900281","display_name":"Perspective (graphical)","level":2,"score":0.7545832395553589},{"id":"https://openalex.org/C2779662365","wikidata":"https://www.wikidata.org/wiki/Q5416694","display_name":"Event (particle physics)","level":2,"score":0.5348749160766602},{"id":"https://openalex.org/C2777027219","wikidata":"https://www.wikidata.org/wiki/Q1284190","display_name":"Constant (computer programming)","level":2,"score":0.41695499420166016},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.38024258613586426},{"id":"https://openalex.org/C145420912","wikidata":"https://www.wikidata.org/wiki/Q853077","display_name":"Mathematics education","level":1,"score":0.33900803327560425},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3250640630722046},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.320048987865448},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.27239125967025757},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.26559704542160034},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.09411081671714783},{"id":"https://openalex.org/C62520636","wikidata":"https://www.wikidata.org/wiki/Q944","display_name":"Quantum mechanics","level":1,"score":0.0},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0},{"id":"https://openalex.org/C11171543","wikidata":"https://www.wikidata.org/wiki/Q41630","display_name":"Psychoanalysis","level":1,"score":0.0},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1007/978-3-030-80713-9_52","is_oa":false,"landing_page_url":"https://doi.org/10.1007/978-3-030-80713-9_52","pdf_url":null,"source":{"id":"https://openalex.org/S4210169156","display_name":"Lecture notes in networks and systems","issn_l":"2367-3370","issn":["2367-3370","2367-3389"],"is_oa":false,"is_in_doaj":false,"is_core":true,"host_organization":"https://openalex.org/P4310319972","host_organization_name":"Springer International Publishing","host_organization_lineage":["https://openalex.org/P4310319972","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer International Publishing","Springer Nature"],"type":"book series"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Lecture Notes in Networks and Systems","raw_type":"book-chapter"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","score":0.44999998807907104,"display_name":"Decent work and economic growth"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":4,"referenced_works":["https://openalex.org/W2003870900","https://openalex.org/W2012194056","https://openalex.org/W2896528829","https://openalex.org/W3038323767"],"related_works":["https://openalex.org/W4200508654","https://openalex.org/W4375829797","https://openalex.org/W2577455382","https://openalex.org/W2398900508","https://openalex.org/W4245080958","https://openalex.org/W1966920876","https://openalex.org/W2362921324","https://openalex.org/W2359525282","https://openalex.org/W3014762097","https://openalex.org/W3208363075"],"abstract_inverted_index":null,"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":1},{"year":2021,"cited_by_count":1}],"updated_date":"2026-08-04T08:18:43.703281","created_date":"2025-10-10T00:00:00"}
