{"id":"https://openalex.org/W89121749","doi":null,"title":"THE IMPACT OF NORTH CAROLINA'S ANTI-PREDATORY LENDING LAW: A DESCRIPTIVE ASSESSMENT","display_name":"THE IMPACT OF NORTH CAROLINA'S ANTI-PREDATORY LENDING LAW: A DESCRIPTIVE ASSESSMENT","publication_year":2003,"publication_date":"2003-01-01","ids":{"openalex":"https://openalex.org/W89121749","mag":"89121749"},"language":"en","primary_location":{"id":"pmh:oai:digitalstatelibnc.contentdm.oclc.org:p249901coll22/638255","doi":null,"is_oa":false,"landing_page_url":"http://digitalstatelibnc.contentdm.oclc.org/u?/p249901coll22,638255","pdf_url":null,"source":{"id":"https://openalex.org/S7407064232","display_name":"North Carolina Digital Collections, Department of Natural and Cultural Resources","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"North Carolina State Documents Collection. State Library of North Carolina","raw_type":"Text"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5005662887","display_name":"Roberto G. Quercia","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Roberto G. Quercia","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5005662887"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":6.9394,"has_fulltext":false,"cited_by_count":17,"citation_normalized_percentile":{"value":0.96252178,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":93},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.28220000863075256,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.28220000863075256,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.20340000092983246,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.1404999941587448,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/predatory-lending","display_name":"predatory lending","score":0.8730000257492065},{"id":"https://openalex.org/keywords/north-carolina","display_name":"North Carolina","score":0.597000002861023},{"id":"https://openalex.org/keywords/consumer-credit","display_name":"consumer credit","score":0.4569999873638153},{"id":"https://openalex.org/keywords/lending-regulation","display_name":"lending regulation","score":0.37599998712539673},{"id":"https://openalex.org/keywords/consumer-protection","display_name":"consumer protection","score":0.421999990940094}],"concepts":[{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.5299661755561829},{"id":"https://openalex.org/C3020212850","wikidata":"https://www.wikidata.org/wiki/Q1456","display_name":"South carolina","level":2,"score":0.4419710040092468},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.35796764492988586},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.302872896194458},{"id":"https://openalex.org/C3116431","wikidata":"https://www.wikidata.org/wiki/Q31728","display_name":"Public administration","level":1,"score":0.12337943911552429}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:digitalstatelibnc.contentdm.oclc.org:p249901coll22/638255","doi":null,"is_oa":false,"landing_page_url":"http://digitalstatelibnc.contentdm.oclc.org/u?/p249901coll22,638255","pdf_url":null,"source":{"id":"https://openalex.org/S7407064232","display_name":"North Carolina Digital Collections, Department of Natural and Cultural Resources","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"North Carolina State Documents Collection. State Library of North Carolina","raw_type":"Text"},{"id":"mag:89121749","doi":null,"is_oa":false,"landing_page_url":"https://www.responsiblelending.org/media-center/press-releases/archives/PredLendingStudy.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":4,"referenced_works":["https://openalex.org/W1994736273","https://openalex.org/W2085598364","https://openalex.org/W2136334300","https://openalex.org/W2185189723"],"related_works":["https://openalex.org/W1900677081","https://openalex.org/W7052188823","https://openalex.org/W7011790077","https://openalex.org/W7042816224","https://openalex.org/W2909471628","https://openalex.org/W7005644978","https://openalex.org/W7057815699","https://openalex.org/W7024906043","https://openalex.org/W7050212057","https://openalex.org/W7033548579"],"abstract_inverted_index":null,"counts_by_year":[{"year":2020,"cited_by_count":1},{"year":2018,"cited_by_count":1}],"updated_date":"2026-11-03T10:50:19.383937","created_date":"2016-06-24T00:00:00"}