{"id":"https://openalex.org/W802173729","doi":null,"title":"A Model of Digital Payment Infrastructure Formation and Development: The EU Regulator's Perspective","display_name":"A Model of Digital Payment Infrastructure Formation and Development: The EU Regulator's Perspective","publication_year":2014,"publication_date":"2014-01-01","ids":{"openalex":"https://openalex.org/W802173729","mag":"802173729"},"language":"en","primary_location":{"id":"pmh:oai:research-api.cbs.dk:openaire_cris_publications/87789ca3-9b59-44f6-bd8e-357306b6a7b9","doi":null,"is_oa":false,"landing_page_url":"https://hdl.handle.net/10398/87789ca3-9b59-44f6-bd8e-357306b6a7b9","pdf_url":null,"source":{"id":"https://openalex.org/S4306401458","display_name":"CBS Research Portal (Copenhagen Business School)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I180519160","host_organization_name":"Copenhagen Business School","host_organization_lineage":["https://openalex.org/I180519160"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Staykova, K & Damsgaard, J 2014, A Model of Digital Payment Infrastructure Formation and Development : The EU Regulator's Perspective. in C S\u00f8rensen & Y Yoo (eds), Proceedings: 13th International Conference on Mobile Business, ICMB 2014., 16, Association for Information Systems. AIS Electronic Library (AISeL), Atlanta, GA, International Conference on Mobile Business. Proceedings, vol. 13, ICMB 2014, London, United Kingdom, 04/06/2014.","raw_type":"info:eu-repo/semantics/conferenceObject"},"volume":null,"type":"conference-paper","indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5019550314","display_name":"Kalina Staykova","orcid":"https://orcid.org/0000-0002-0215-0921","observed_orcids":["https://orcid.org/0000-0002-0215-0921"]},"institutions":[{"id":"https://openalex.org/I180519160","display_name":"Copenhagen Business School","ror":"https://ror.org/04sppb023","country_code":"DK","type":"education","lineage":["https://openalex.org/I180519160"]}],"countries":["DK"],"is_corresponding":false,"raw_author_name":"Kalina Staykova","raw_affiliation_strings":["Copenhagen Business School, Copenhagen, Denmark"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Copenhagen Business School, Copenhagen, Denmark","institution_ids":["https://openalex.org/I180519160"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5108127116","display_name":"Jan Damsgaard","orcid":"https://orcid.org/0000-0002-7504-1937","observed_orcids":["https://orcid.org/0000-0002-7504-1937"]},"institutions":[{"id":"https://openalex.org/I180519160","display_name":"Copenhagen Business School","ror":"https://ror.org/04sppb023","country_code":"DK","type":"education","lineage":["https://openalex.org/I180519160"]}],"countries":["DK"],"is_corresponding":false,"raw_author_name":"Jan Damsgaard","raw_affiliation_strings":["Copenhagen Business School, Copenhagen, Denmark"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Copenhagen Business School, Copenhagen, Denmark","institution_ids":["https://openalex.org/I180519160"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I180519160"],"apc_list":null,"apc_paid":null,"fwci":4.5294,"has_fulltext":false,"cited_by_count":13,"citation_normalized_percentile":{"value":0.94622279,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":null,"issue":null,"first_page":"14","last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.4984999895095825,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.4984999895095825,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11437","display_name":"Digital Platforms and Economics","score":0.2581000030040741,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.20059999823570251,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/digital-payment-infrastructure","display_name":"digital payment infrastructure","score":0.9860000014305115},{"id":"https://openalex.org/keywords/payment-regulation","display_name":"payment regulation","score":0.6290000081062317},{"id":"https://openalex.org/keywords/disruptive-innovation","display_name":"disruptive innovation","score":0.6909999847412109},{"id":"https://openalex.org/keywords/incumbent-firms","display_name":"incumbent firms","score":0.5600000023841858},{"id":"https://openalex.org/keywords/market-transformation","display_name":"market transformation","score":0.6380000114440918},{"id":"https://openalex.org/keywords/evolutionary-dynamics","display_name":"evolutionary dynamics","score":0.5860000252723694},{"id":"https://openalex.org/keywords/payment-platforms","display_name":"payment platforms","score":0.6240000128746033},{"id":"https://openalex.org/keywords/technology-discontinuity","display_name":"technology discontinuity","score":0.5690000057220459},{"id":"https://openalex.org/keywords/mobile-payment","display_name":"mobile payment","score":0.49399998784065247}],"concepts":[{"id":"https://openalex.org/C6929976","wikidata":"https://www.wikidata.org/wiki/Q3771881","display_name":"Regulator","level":3,"score":0.7700319290161133},{"id":"https://openalex.org/C12713177","wikidata":"https://www.wikidata.org/wiki/Q1900281","display_name":"Perspective (graphical)","level":2,"score":0.6692883968353271},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.6328174471855164},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5073959231376648},{"id":"https://openalex.org/C2776542497","wikidata":"https://www.wikidata.org/wiki/Q5266672","display_name":"Development (topology)","level":2,"score":0.4459395110607147},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.3141442537307739},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.20545759797096252},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.17763876914978027},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.1544927954673767},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.0839841365814209},{"id":"https://openalex.org/C104317684","wikidata":"https://www.wikidata.org/wiki/Q7187","display_name":"Gene","level":2,"score":0.0},{"id":"https://openalex.org/C55493867","wikidata":"https://www.wikidata.org/wiki/Q7094","display_name":"Biochemistry","level":1,"score":0.0},{"id":"https://openalex.org/C134306372","wikidata":"https://www.wikidata.org/wiki/Q7754","display_name":"Mathematical analysis","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:research-api.cbs.dk:openaire_cris_publications/87789ca3-9b59-44f6-bd8e-357306b6a7b9","doi":null,"is_oa":false,"landing_page_url":"https://hdl.handle.net/10398/87789ca3-9b59-44f6-bd8e-357306b6a7b9","pdf_url":null,"source":{"id":"https://openalex.org/S4306401458","display_name":"CBS Research Portal (Copenhagen Business School)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I180519160","host_organization_name":"Copenhagen Business School","host_organization_lineage":["https://openalex.org/I180519160"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Staykova, K & Damsgaard, J 2014, A Model of Digital Payment Infrastructure Formation and Development : The EU Regulator's Perspective. in C S\u00f8rensen & Y Yoo (eds), Proceedings: 13th International Conference on Mobile Business, ICMB 2014., 16, Association for Information Systems. AIS Electronic Library (AISeL), Atlanta, GA, International Conference on Mobile Business. Proceedings, vol. 13, ICMB 2014, London, United Kingdom, 04/06/2014.","raw_type":"info:eu-repo/semantics/conferenceObject"},{"id":"mag:802173729","doi":null,"is_oa":false,"landing_page_url":"https://aisel.aisnet.org/icmb2014/14/","pdf_url":null,"source":{"id":"https://openalex.org/S4306419685","display_name":"International Conference on Mobile Business","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"conference"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"International Conference on Mobile Business","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/9","display_name":"Industry, innovation and infrastructure","score":0.7207000255584717},{"id":"https://metadata.un.org/sdg/16","display_name":"Peace, justice, and strong institutions","score":0.666700005531311}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":16,"referenced_works":["https://openalex.org/W406127498","https://openalex.org/W1496588938","https://openalex.org/W1550375751","https://openalex.org/W1560160683","https://openalex.org/W1607130037","https://openalex.org/W1981733426","https://openalex.org/W2016553163","https://openalex.org/W2036734037","https://openalex.org/W2040062374","https://openalex.org/W2122720690","https://openalex.org/W2138038737","https://openalex.org/W2142044297","https://openalex.org/W2150689877","https://openalex.org/W2487477171","https://openalex.org/W2505509937","https://openalex.org/W2943585788"],"related_works":["https://openalex.org/W2185377355","https://openalex.org/W2917115509","https://openalex.org/W2522340942","https://openalex.org/W4416001633","https://openalex.org/W7160321899","https://openalex.org/W3153848510","https://openalex.org/W3154088358","https://openalex.org/W3185879226","https://openalex.org/W2952260911","https://openalex.org/W7199815329"],"abstract_inverted_index":{"The":[0,94],"payment":[1,92,104,148],"field":[2],"is":[3,22,32,64,68,138],"being":[4],"rapidly":[5,69],"transformed.":[6],"New":[7],"players":[8],"have":[9],"emerged":[10],"and":[11,27,30,49,55,85,99,113,131,157],"are":[12,127],"threatening":[13],"the":[14,18,35,39,43,46,53,59,62,90,97,102,111,144,147,150,153,160],"well-established":[15,72],"positions":[16],"of":[17,38,58,77,89,101,118,134,146,155],"incumbents.":[19],"This":[20],"process":[21],"driven":[23],"by":[24,34,122,129,140],"technology":[25],"change":[26,44,125],"market":[28,66],"forces,":[29],"it":[31,51],"shaped":[33],"increasing":[36],"role":[37],"regulator.":[40],"When":[41],"considering":[42],"in":[45],"regulatory":[47],"environment":[48],"combining":[50],"with":[52,106],"disruptive":[54],"innovative":[56],"nature":[57,145],"mobile":[60],"phone,":[61],"result":[63],"a":[65,75,81,107],"that":[67],"transforming":[70],"from":[71],"structure":[73],"into":[74],"state":[76],"flux.":[78],"We":[79],"build":[80],"model":[82,95],"to":[83],"understand":[84],"explain":[86],"this":[87],"transformation":[88],"digital":[91,103],"infrastructure.":[93],"captures":[96],"formation":[98],"development":[100],"infrastructure":[105],"particular":[108],"emphasis":[109],"on":[110],"regulator\u00b4s":[112],"innovator\u2019s":[114],"perspective.":[115],"It":[116],"consists":[117],"four":[119],"stages":[120],"characterized":[121],"slow":[123],"incremental":[124],"which":[126],"followed":[128],"short":[130],"rapid":[132],"bursts":[133],"discontinuity.":[135,161],"Each":[136],"stage":[137],"portrayed":[139],"its":[141],"evolutionary":[142],"dynamics,":[143],"platform,":[149],"legal":[151],"implications,":[152],"level":[154],"competition,":[156],"what":[158],"drives":[159]},"counts_by_year":[{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":2},{"year":2017,"cited_by_count":2},{"year":2016,"cited_by_count":3},{"year":2015,"cited_by_count":3}],"updated_date":"2026-09-26T08:19:03.415552","created_date":"2016-06-24T00:00:00"}
