{"id":"https://openalex.org/W779456184","doi":null,"title":"\u964d\u4f4e\u4fe1\u7528\u98ce\u9669\u662f\uff02\u4eba\u4eba\u8d37\uff02\u7684\u5173\u952e","display_name":"\u964d\u4f4e\u4fe1\u7528\u98ce\u9669\u662f\uff02\u4eba\u4eba\u8d37\uff02\u7684\u5173\u952e","publication_year":2012,"publication_date":"2012-01-01","ids":{"openalex":"https://openalex.org/W779456184","mag":"779456184"},"language":"zh","primary_location":{"id":"mag:779456184","doi":null,"is_oa":false,"landing_page_url":"http://www.cqvip.com/QK/93072A/201208/42919861.html","pdf_url":null,"source":{"id":"https://openalex.org/S4306544950","display_name":"\u534e\u4e1c\u79d1\u6280","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"\u534e\u4e1c\u79d1\u6280","raw_type":null},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5002156280","display_name":"\u9ad8\u4e50","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"\u9ad8\u4e50","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5002156280"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0988081,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":"8","first_page":"6","last_page":"6"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9951000213623047,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9951000213623047,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.002899999963119626,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.000699999975040555,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.7089999914169312},{"id":"https://openalex.org/keywords/online-lending-platforms","display_name":"online lending platforms","score":0.7620000243186951},{"id":"https://openalex.org/keywords/peer-to-peer-lending","display_name":"peer-to-peer lending","score":0.7979999780654907},{"id":"https://openalex.org/keywords/small-and-medium-sized-enterprises","display_name":"small and medium-sized enterprises","score":0.6269999742507935},{"id":"https://openalex.org/keywords/consumer-credit","display_name":"consumer credit","score":0.4950000047683716},{"id":"https://openalex.org/keywords/uncollateralized-loans","display_name":"uncollateralized loans","score":0.7110000252723694},{"id":"https://openalex.org/keywords/low-income-borrowers","display_name":"low-income borrowers","score":0.8069999814033508},{"id":"https://openalex.org/keywords/credit-monitoring","display_name":"credit monitoring","score":0.3479999899864197}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.32191598415374756}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:779456184","doi":null,"is_oa":false,"landing_page_url":"http://www.cqvip.com/QK/93072A/201208/42919861.html","pdf_url":null,"source":{"id":"https://openalex.org/S4306544950","display_name":"\u534e\u4e1c\u79d1\u6280","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"\u534e\u4e1c\u79d1\u6280","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W213317071","https://openalex.org/W2337817813","https://openalex.org/W7016524735","https://openalex.org/W2313958920","https://openalex.org/W6995841272","https://openalex.org/W971684962","https://openalex.org/W2470286581","https://openalex.org/W2281218691","https://openalex.org/W2752632016","https://openalex.org/W1035237725"],"abstract_inverted_index":{"\u5728\u4e0a\u6b21\u6742\u5fd7\u4e2d\uff0c\u6709\u5173\u201c\u4eba\u4eba\u8d37\u201d\u878d\u8d44\u6a21\u5f0f\u662f\u4ee4\u4eba\u6df1\u53d7\u542f\u53d1\u4fe1\u7528\u662f\u8bda\u5b9e\u4fe1\u7528\u662f\u5e02\u573a\u4ea4\u6613\u7684\u57fa\u672c\u539f\u5219\uff0c\u5728\u91d1\u878d\u5e02\u573a\u4e2d\uff0c\u4fe1\u7528\u5219\u663e\u5f97\u5c24\u4e3a\u91cd\u8981\uff0c\u662f\u501f\u8d37\u53cc\u65b9\u6700\u4e3a\u5173\u952e\u7684\u94fe\u63a5\u70b9\uff0c\u4f5c\u4e3a\u6c11\u95f4\u878d\u8d44\u7684\u4e00\u79cd\u7f51\u7edc\u5e73\u53f0\u6a21\u5f0f\uff0c\uff02\u4eba\u4eba\u8d37\uff02\u80fd\u591f\u6709\u6548\u5e2e\u52a9\u89e3\u51b3\u4e2d\u5c0f\u4f01\u4e1a\u4ee5\u53ca\u4e2a\u4eba\u7684\u8d44\u91d1\u94fe\u6682\u65f6\u6027\u77ed\u7f3a\u7684\u56f0\u5883\u3002\u7136\u800c\uff0c\u7531\u4e8e\u8fd9\u79cd\u5c0f\u989d\u4fe1\u8d37\u7684\u65b9\u5f0f\uff0c\u901a\u8fc7\u7f51\u7edc\u4fe1\u8d37\u4e2d\u4ecb\u8fdb\u884c\u4ea4\u6613\uff0c\u501f\u6b3e\u4eba\u65e0\u9700\u63d0\u4f9b\u4efb\u4f55\u62b5\u62bc\u4e14\u591a\u4e3a\u4f4e\u6536\u5165\u4eba\u7fa4\uff0c\u501f\u8d37\u6b3e\u9879\u7684\u5b9e\u9645\u7528\u9014\u4e5f\u96be\u4ee5\u76d1\u63a7\uff0c\u56e0\u6b64\uff0c\u4fe1\u8d37\u98ce\u9669\u660e\u663e\u9ad8\u4e8e\u5176\u4ed6\u91d1\u878d\u673a\u6784\u3002":[0]},"counts_by_year":[],"updated_date":"2025-10-10T17:16:08.811792","created_date":"2016-06-24T00:00:00"}
