{"id":"https://openalex.org/W77096118","doi":null,"title":"An empirical examination of cultural biases in interpersonal economic exchange","display_name":"An empirical examination of cultural biases in interpersonal economic exchange","publication_year":2012,"publication_date":"2012-01-01","ids":{"openalex":"https://openalex.org/W77096118","mag":"77096118"},"language":"en","primary_location":{"id":"mag:77096118","doi":null,"is_oa":false,"landing_page_url":"https://aisel.aisnet.org/cgi/viewcontent.cgi?article=1062&context=icis2012","pdf_url":null,"source":{"id":"https://openalex.org/S4306419566","display_name":"International Conference on Information Systems","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"conference"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"International Conference on Information Systems","raw_type":null},"volume":null,"type":"conference-paper","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5057319034","display_name":"Gordon Burtch","orcid":"https://orcid.org/0000-0001-9798-1113","observed_orcids":["https://orcid.org/0000-0001-9798-1113"]},"institutions":[{"id":"https://openalex.org/I84392919","display_name":"Temple University","ror":"https://ror.org/00kx1jb78","country_code":"US","type":"education","lineage":["https://openalex.org/I84392919"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Gordon Burtch","raw_affiliation_strings":["Temple University"],"raw_orcid":"https://orcid.org/0000-0001-9798-1113","affiliations":[{"raw_affiliation_string":"Temple University","institution_ids":["https://openalex.org/I84392919"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5073770532","display_name":"Anindya Ghose","orcid":"https://orcid.org/0000-0002-6499-8944","observed_orcids":["https://orcid.org/0000-0002-6499-8944"]},"institutions":[{"id":"https://openalex.org/I57206974","display_name":"New York University","ror":"https://ror.org/0190ak572","country_code":"US","type":"education","lineage":["https://openalex.org/I57206974"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Anindya Ghose","raw_affiliation_strings":["New York University"],"raw_orcid":"https://orcid.org/0000-0002-6499-8944","affiliations":[{"raw_affiliation_string":"New York University","institution_ids":["https://openalex.org/I57206974"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5037935758","display_name":"Sunil Wattal","orcid":"https://orcid.org/0000-0003-4078-5052","observed_orcids":["https://orcid.org/0000-0003-4078-5052"]},"institutions":[{"id":"https://openalex.org/I84392919","display_name":"Temple University","ror":"https://ror.org/00kx1jb78","country_code":"US","type":"education","lineage":["https://openalex.org/I84392919"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Sunil Wattal","raw_affiliation_strings":["[Temple University]"],"raw_orcid":"https://orcid.org/0000-0003-4078-5052","affiliations":[{"raw_affiliation_string":"[Temple University]","institution_ids":["https://openalex.org/I84392919"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":4,"citation_normalized_percentile":{"value":0.00568182,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":93},"biblio":{"volume":null,"issue":null,"first_page":"3329","last_page":"3346"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12312","display_name":"Culture, Economy, and Development Studies","score":0.3822999894618988,"subfield":{"id":"https://openalex.org/subfields/3303","display_name":"Development"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12312","display_name":"Culture, Economy, and Development Studies","score":0.3822999894618988,"subfield":{"id":"https://openalex.org/subfields/3303","display_name":"Development"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11454","display_name":"Cultural Differences and Values","score":0.2175000011920929,"subfield":{"id":"https://openalex.org/subfields/3207","display_name":"Social Psychology"},"field":{"id":"https://openalex.org/fields/32","display_name":"Psychology"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.1940000057220459,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/cultural-bias","display_name":"cultural bias","score":0.6970000267028809},{"id":"https://openalex.org/keywords/peer-to-peer-lending","display_name":"peer-to-peer lending","score":0.800000011920929},{"id":"https://openalex.org/keywords/microcredit","display_name":"microcredit","score":0.7419999837875366},{"id":"https://openalex.org/keywords/cultural-similarity","display_name":"cultural similarity","score":0.6650000214576721},{"id":"https://openalex.org/keywords/bounded-rationality","display_name":"bounded rationality","score":0.765999972820282},{"id":"https://openalex.org/keywords/online-marketplaces","display_name":"online marketplaces","score":0.7490000128746033},{"id":"https://openalex.org/keywords/cultural-awareness","display_name":"cultural awareness","score":0.414000004529953}],"concepts":[{"id":"https://openalex.org/C2781249084","wikidata":"https://www.wikidata.org/wiki/Q908656","display_name":"Preference","level":2,"score":0.6388130187988281},{"id":"https://openalex.org/C164850336","wikidata":"https://www.wikidata.org/wiki/Q3685487","display_name":"Interpersonal communication","level":2,"score":0.6283040642738342},{"id":"https://openalex.org/C58694771","wikidata":"https://www.wikidata.org/wiki/Q814385","display_name":"Bounded rationality","level":2,"score":0.6021788120269775},{"id":"https://openalex.org/C201717286","wikidata":"https://www.wikidata.org/wiki/Q938185","display_name":"Rationality","level":2,"score":0.48474714159965515},{"id":"https://openalex.org/C192209626","wikidata":"https://www.wikidata.org/wiki/Q190909","display_name":"Focus (optics)","level":2,"score":0.4405355453491211},{"id":"https://openalex.org/C37773902","wikidata":"https://www.wikidata.org/wiki/Q970594","display_name":"Cultural bias","level":2,"score":0.4261641800403595},{"id":"https://openalex.org/C125209646","wikidata":"https://www.wikidata.org/wiki/Q1338878","display_name":"Cultural diversity","level":2,"score":0.4228888750076294},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.41737306118011475},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3959529995918274},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.23855143785476685},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.23454907536506653},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.21959349513053894},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.18319755792617798},{"id":"https://openalex.org/C120665830","wikidata":"https://www.wikidata.org/wiki/Q14620","display_name":"Optics","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:77096118","doi":null,"is_oa":false,"landing_page_url":"https://aisel.aisnet.org/cgi/viewcontent.cgi?article=1062&context=icis2012","pdf_url":null,"source":{"id":"https://openalex.org/S4306419566","display_name":"International Conference on Information Systems","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"conference"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"International Conference on Information Systems","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/10","score":0.5676000118255615,"display_name":"Reduced inequalities"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":55,"referenced_works":["https://openalex.org/W69895720","https://openalex.org/W119814415","https://openalex.org/W158727920","https://openalex.org/W647311709","https://openalex.org/W1528910937","https://openalex.org/W1644145788","https://openalex.org/W1793835931","https://openalex.org/W1972698480","https://openalex.org/W1976429703","https://openalex.org/W1980573833","https://openalex.org/W2003588506","https://openalex.org/W2017810225","https://openalex.org/W2018866006","https://openalex.org/W2029972378","https://openalex.org/W2032091634","https://openalex.org/W2041672432","https://openalex.org/W2042012671","https://openalex.org/W2043787485","https://openalex.org/W2052937628","https://openalex.org/W2058576880","https://openalex.org/W2086676398","https://openalex.org/W2087204809","https://openalex.org/W2094052362","https://openalex.org/W2095637091","https://openalex.org/W2098300360","https://openalex.org/W2098657653","https://openalex.org/W2101134179","https://openalex.org/W2111222789","https://openalex.org/W2118936359","https://openalex.org/W2134608134","https://openalex.org/W2142406664","https://openalex.org/W2151039981","https://openalex.org/W2152293554","https://openalex.org/W2155426269","https://openalex.org/W2155595349","https://openalex.org/W2158067228","https://openalex.org/W2160775836","https://openalex.org/W2165789759","https://openalex.org/W2166140580","https://openalex.org/W2170819292","https://openalex.org/W2266582532","https://openalex.org/W2285786022","https://openalex.org/W2313454277","https://openalex.org/W2329029318","https://openalex.org/W2737730055","https://openalex.org/W3021197892","https://openalex.org/W3122087883","https://openalex.org/W3122125470","https://openalex.org/W3122386646","https://openalex.org/W3122650512","https://openalex.org/W3122935004","https://openalex.org/W3123751977","https://openalex.org/W3123795730","https://openalex.org/W3124284538","https://openalex.org/W3125393355"],"related_works":["https://openalex.org/W2871500835","https://openalex.org/W3125005799","https://openalex.org/W2142699502","https://openalex.org/W4285144040","https://openalex.org/W7140359838","https://openalex.org/W2151607493","https://openalex.org/W1985447852","https://openalex.org/W1553854503","https://openalex.org/W3213789786","https://openalex.org/W3036890330"],"abstract_inverted_index":{"Economic":[0],"trade":[1,42],"between":[2,82],"individuals,":[3],"supported":[4],"by":[5],"an":[6,13,93],"array":[7],"of":[8,16,53,76,104,135],"global":[9,18],"electronic":[10],"marketplaces,":[11],"comprises":[12],"ever-growing":[14],"proportion":[15],"the":[17,31,36,51,74,87,139],"economy.":[19],"Prominent":[20],"online":[21],"companies":[22],"like":[23],"eBay,":[24],"Amazon":[25],"and":[26,72,107],"Freelancer.com":[27],"regularly":[28],"afford":[29],"individuals":[30],"opportunity":[32],"to":[33,59,70,102,124],"engage":[34],"others":[35],"world":[37],"over.":[38],"Importantly,":[39],"however,":[40],"such":[41],"has":[43],"may":[44],"introduce":[45],"new":[46],"hurdles.":[47],"Though":[48],"technology":[49],"reduces":[50],"role":[52],"distance,":[54],"it":[55],"does":[56],"very":[57],"little":[58],"mitigate":[60],"cultural":[61,77,128],"differences.":[62],"As":[63],"such,":[64],"in":[65,147],"this":[66],"study,":[67],"we":[68,109,118],"seek":[69],"identify":[71],"quantify":[73],"effects":[75],"differences":[78,129],"on":[79],"economic":[80],"exchange":[81],"individuals.":[83],"We":[84],"focus":[85],"upon":[86],"world\u2019s":[88],"largest":[89],"micro-lending":[90],"website,":[91],"employing":[92],"aggregate":[94],"dataset":[95],"that":[96,111,120],"incorporates":[97],"three":[98],"million":[99],"loans.":[100],"Referring":[101],"theories":[103],"bounded":[105],"rationality":[106],"cyber-balkanization,":[108],"demonstrate":[110],"lenders":[112,121],"prefer":[113],"culturally":[114],"similar":[115,142],"borrowers.":[116],"Further,":[117],"find":[119],"only":[122],"appear":[123],"concern":[125],"themselves":[126],"with":[127],"insofar":[130],"as":[131,138],"they":[132],"are":[133],"aware":[134],"those":[136],"differences,":[137],"preference":[140],"for":[141],"borrowers":[143],"is":[144],"much":[145],"stronger":[146],"local":[148],"lending.":[149]},"counts_by_year":[{"year":2023,"cited_by_count":1},{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":1},{"year":2017,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2016-06-24T00:00:00"}