{"id":"https://openalex.org/W7225792597","doi":"https://doi.org/10.21203/rs.3.rs-11482193/v1","title":"Mediation gap between mental accounting and financial education evidenced by a scoping review","display_name":"Mediation gap between mental accounting and financial education evidenced by a scoping review","publication_year":2026,"publication_date":"2026-11-11","ids":{"openalex":"https://openalex.org/W7225792597","doi":"https://doi.org/10.21203/rs.3.rs-11482193/v1"},"language":"en","primary_location":{"id":"doi:10.21203/rs.3.rs-11482193/v1","doi":"https://doi.org/10.21203/rs.3.rs-11482193/v1","is_oa":true,"landing_page_url":"https://doi.org/10.21203/rs.3.rs-11482193/v1","pdf_url":null,"source":{"id":"https://openalex.org/S4306525896","display_name":"Research Square","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Research Square","raw_type":"posted-content"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.21203/rs.3.rs-11482193/v1","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5161435907","display_name":"Da Silva Moraes","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I21606457","display_name":"Universidade Estadual de Feira de Santana","ror":"https://ror.org/04ygk5j35","country_code":"BR","type":"education","lineage":["https://openalex.org/I21606457"]}],"countries":["BR"],"is_corresponding":true,"raw_author_name":"Da Silva Moraes","raw_affiliation_strings":["State University of Feira de Santana (UEFS), Feira de Santana"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"State University of Feira de Santana (UEFS), Feira de Santana","institution_ids":["https://openalex.org/I21606457"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5035047235","display_name":"Ione Aparecida Silva da Cruz","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I21606457","display_name":"Universidade Estadual de Feira de Santana","ror":"https://ror.org/04ygk5j35","country_code":"BR","type":"education","lineage":["https://openalex.org/I21606457"]}],"countries":["BR"],"is_corresponding":false,"raw_author_name":"Ione Aparecida Silva Cruz","raw_affiliation_strings":["State University of Feira de Santana (UEFS), Feira de Santana"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"State University of Feira de Santana (UEFS), Feira de Santana","institution_ids":["https://openalex.org/I21606457"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5149219346","display_name":"Luiz Diego Vidal Santos","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I21606457","display_name":"Universidade Estadual de Feira de Santana","ror":"https://ror.org/04ygk5j35","country_code":"BR","type":"education","lineage":["https://openalex.org/I21606457"]}],"countries":["BR"],"is_corresponding":false,"raw_author_name":"Luiz Diego Vidal Santos","raw_affiliation_strings":["State University of Feira de Santana (UEFS), Feira de Santana"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"State University of Feira de Santana (UEFS), Feira de Santana","institution_ids":["https://openalex.org/I21606457"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5034710422","display_name":"T\u00e2nia Cristina Azevedo","orcid":"https://orcid.org/0000-0003-4242-4576","observed_orcids":["https://orcid.org/0000-0003-4242-4576"]},"institutions":[{"id":"https://openalex.org/I21606457","display_name":"Universidade Estadual de Feira de Santana","ror":"https://ror.org/04ygk5j35","country_code":"BR","type":"education","lineage":["https://openalex.org/I21606457"]}],"countries":["BR"],"is_corresponding":false,"raw_author_name":"T\u00e2nia Cristina Azevedo","raw_affiliation_strings":["State University of Feira de Santana (UEFS), Feira de Santana"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"State University of Feira de Santana (UEFS), Feira de Santana","institution_ids":["https://openalex.org/I21606457"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5161435907"],"corresponding_institution_ids":["https://openalex.org/I21606457"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9390000104904175,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9390000104904175,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.0340999998152256,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.025800000876188278,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[],"concepts":[{"id":"https://openalex.org/C159144042","wikidata":"https://www.wikidata.org/wiki/Q1107958","display_name":"Mental accounting","level":2,"score":0.8296999931335449},{"id":"https://openalex.org/C9354725","wikidata":"https://www.wikidata.org/wiki/Q286017","display_name":"Operationalization","level":2,"score":0.602400004863739},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.5691999793052673},{"id":"https://openalex.org/C544937707","wikidata":"https://www.wikidata.org/wiki/Q949180","display_name":"Financial accounting","level":3,"score":0.5295000076293945},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5024999976158142},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.49300000071525574},{"id":"https://openalex.org/C198082294","wikidata":"https://www.wikidata.org/wiki/Q3399648","display_name":"Position (finance)","level":2,"score":0.4772999882698059},{"id":"https://openalex.org/C71199308","wikidata":"https://www.wikidata.org/wiki/Q2990807","display_name":"Accounting management","level":3,"score":0.47530001401901245},{"id":"https://openalex.org/C128769094","wikidata":"https://www.wikidata.org/wiki/Q1779838","display_name":"Accounting standard","level":4,"score":0.42170000076293945},{"id":"https://openalex.org/C27415008","wikidata":"https://www.wikidata.org/wiki/Q7256382","display_name":"Psychological intervention","level":2,"score":0.41190001368522644},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.40369999408721924},{"id":"https://openalex.org/C179420905","wikidata":"https://www.wikidata.org/wiki/Q223871","display_name":"Mediation","level":2,"score":0.4007999897003174},{"id":"https://openalex.org/C9652623","wikidata":"https://www.wikidata.org/wiki/Q190109","display_name":"Field (mathematics)","level":2,"score":0.3982999920845032},{"id":"https://openalex.org/C163867264","wikidata":"https://www.wikidata.org/wiki/Q4672792","display_name":"Accounting information system","level":2,"score":0.3260999917984009},{"id":"https://openalex.org/C134362201","wikidata":"https://www.wikidata.org/wiki/Q317309","display_name":"Mental health","level":2,"score":0.3188000023365021},{"id":"https://openalex.org/C2982912361","wikidata":"https://www.wikidata.org/wiki/Q1851867","display_name":"Mental model","level":2,"score":0.3181999921798706},{"id":"https://openalex.org/C182306322","wikidata":"https://www.wikidata.org/wiki/Q1779371","display_name":"Order (exchange)","level":2,"score":0.2985999882221222},{"id":"https://openalex.org/C2780801425","wikidata":"https://www.wikidata.org/wiki/Q5164392","display_name":"Construct (python library)","level":2,"score":0.29649999737739563},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.27880001068115234},{"id":"https://openalex.org/C510755694","wikidata":"https://www.wikidata.org/wiki/Q281095","display_name":"Financial regulation","level":2,"score":0.2777999937534332},{"id":"https://openalex.org/C126415523","wikidata":"https://www.wikidata.org/wiki/Q7233247","display_name":"Positive accounting","level":4,"score":0.26260000467300415},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.25940001010894775},{"id":"https://openalex.org/C74275925","wikidata":"https://www.wikidata.org/wiki/Q2990807","display_name":"Management accounting","level":2,"score":0.25040000677108765}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.21203/rs.3.rs-11482193/v1","doi":"https://doi.org/10.21203/rs.3.rs-11482193/v1","is_oa":true,"landing_page_url":"https://doi.org/10.21203/rs.3.rs-11482193/v1","pdf_url":null,"source":{"id":"https://openalex.org/S4306525896","display_name":"Research Square","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Research Square","raw_type":"posted-content"}],"best_oa_location":{"id":"doi:10.21203/rs.3.rs-11482193/v1","doi":"https://doi.org/10.21203/rs.3.rs-11482193/v1","is_oa":true,"landing_page_url":"https://doi.org/10.21203/rs.3.rs-11482193/v1","pdf_url":null,"source":{"id":"https://openalex.org/S4306525896","display_name":"Research Square","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Research Square","raw_type":"posted-content"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":46,"referenced_works":["https://openalex.org/W2023096695","https://openalex.org/W2023548979","https://openalex.org/W2027716222","https://openalex.org/W2075950485","https://openalex.org/W2084154288","https://openalex.org/W2096452841","https://openalex.org/W2107067966","https://openalex.org/W2124733286","https://openalex.org/W2131568786","https://openalex.org/W2162104843","https://openalex.org/W2322618287","https://openalex.org/W2530610374","https://openalex.org/W2583661453","https://openalex.org/W2605982093","https://openalex.org/W2740749042","https://openalex.org/W2753386893","https://openalex.org/W2889955477","https://openalex.org/W2891378911","https://openalex.org/W2901669506","https://openalex.org/W2903580088","https://openalex.org/W2919551495","https://openalex.org/W2995096323","https://openalex.org/W2997960800","https://openalex.org/W3011865677","https://openalex.org/W3092419658","https://openalex.org/W3095583164","https://openalex.org/W3125685058","https://openalex.org/W3174322130","https://openalex.org/W3205473651","https://openalex.org/W3208413768","https://openalex.org/W4231090218","https://openalex.org/W4310178573","https://openalex.org/W4319602312","https://openalex.org/W4380483453","https://openalex.org/W4398764097","https://openalex.org/W4399221999","https://openalex.org/W4402236738","https://openalex.org/W4405258716","https://openalex.org/W4406270787","https://openalex.org/W4407002948","https://openalex.org/W4409506187","https://openalex.org/W4410653421","https://openalex.org/W4411210042","https://openalex.org/W4412153305","https://openalex.org/W4412509996","https://openalex.org/W7130342116"],"related_works":[],"abstract_inverted_index":{"Abstract":[0],"Financial":[1],"education":[2,75,97,157,182,207,220],"is":[3,51,104,195],"a":[4,83,110,236],"central":[5],"instrument":[6,238],"of":[7,23,36,49,82,123,131,199],"policies":[8],"aimed":[9,60],"at":[10],"household":[11],"financial":[12,27,74,96,156,181,206],"well-being,":[13],"yet":[14],"meta-analytic":[15],"evidence":[16],"shows":[17],"that":[18,47,216,226],"standalone":[19],"interventions":[20],"explain":[21],"little":[22],"the":[24,34,37,56,63,92,114,120,128,135,139,146,171,190,200,217,223],"variance":[25],"in":[26,40,86,113,149,154,163,168,174,197],"behavior.":[28,230],"Formal":[29],"knowledge,":[30],"however,":[31],"passes":[32],"through":[33,66,98,138],"filter":[35],"mental":[38,71,165,187,193,224],"accounts":[39],"which":[41,67],"each":[42],"person":[43],"sorts":[44],"resources,":[45],"so":[46,215],"part":[48],"what":[50],"taught":[52],"may":[53],"never":[54],"reach":[55],"decision.":[57],"This":[58],"study":[59],"to":[61,88,101,213,229],"map":[62,137],"analytical":[64,161],"configurations":[65],"Scopus-indexed":[68],"research":[69],"links":[70,227],"accounting":[72,166,188,194,225],"and":[73,78,126,170,192],"between":[76],"2015":[77],"2025,":[79],"by":[80],"means":[81],"scoping":[84],"review,":[85],"order":[87],"estimate":[89],"how":[90],"often":[91],"pathway":[93],"running":[94],"from":[95],"mental-account":[99,240],"structure":[100],"observed":[102],"behavior":[103],"actually":[105],"tested.":[106],"Following":[107],"PRISMA-ScR,":[108],"with":[109,186,235],"protocol":[111],"registered":[112],"Open":[115],"Science":[116],"Framework,":[117],"we":[118],"read":[119],"full":[121],"text":[122],"139":[124,201],"articles":[125],"coded":[127],"functional":[129],"role":[130],"both":[132],"constructs,":[133],"synthesizing":[134],"resulting":[136],"Theory\u2013Context\u2013Characteristics\u2013Methods":[140],"framework.":[141],"The":[142,176,231],"two":[143],"constructs":[144],"share":[145],"same":[147],"model":[148],"fewer":[150],"than":[151],"one":[152],"article":[153],"five,":[155],"alone":[158],"receives":[159],"an":[160,184],"position":[162],"51.1%,":[164],"mediates":[167],"2.9%,":[169],"complete":[172],"pathway,":[173],"1.4%.":[175],"modal":[177],"configuration":[178],"(30.2%)":[179],"measures":[180],"as":[183],"outcome":[185],"outside":[189],"model,":[191],"operationalized":[196],"40":[198],"articles,":[202],"against":[203],"97":[204],"for":[205,239],"(OR":[208],"5.7;":[209],"95%":[210],"CI":[211],"3.3":[212],"9.9),":[214],"field":[218],"assesses":[219],"without":[221],"measuring":[222],"knowledge":[228],"agenda":[232],"thus":[233],"begins":[234],"validated":[237],"structure.":[241],"JEL":[242],"Classification:":[243],"D14":[244],"\u00b7":[245,247],"G41":[246],"G53":[248]},"counts_by_year":[],"updated_date":"2026-11-12T12:28:57.059296","created_date":"2026-11-12T00:00:00"}
