{"id":"https://openalex.org/W7225761642","doi":"https://doi.org/10.56201/ijaes.v10.no10.2024.pg106.119","title":"Effect of Agricultural Credit on Small Scale Rice Farmers in Southern Taraba State, Nigeria","display_name":"Effect of Agricultural Credit on Small Scale Rice Farmers in Southern Taraba State, Nigeria","publication_year":2026,"publication_date":"2026-11-10","ids":{"openalex":"https://openalex.org/W7225761642","doi":"https://doi.org/10.56201/ijaes.v10.no10.2024.pg106.119"},"language":"en","primary_location":{"id":"doi:10.56201/ijaes.v10.no10.2024.pg106.119","doi":"https://doi.org/10.56201/ijaes.v10.no10.2024.pg106.119","is_oa":false,"landing_page_url":"https://doi.org/10.56201/ijaes.v10.no10.2024.pg106.119","pdf_url":null,"source":{"id":"https://openalex.org/S4387281523","display_name":"INTERNATIONAL JOURNAL OF AGRICULTURE AND EARTH SCIENCE","issn_l":"2489-0081","issn":["2489-0081","2695-1894"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"INTERNATIONAL JOURNAL OF AGRICULTURE AND EARTH SCIENCE","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5161366076","display_name":"Ornan Terngu","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3133101575","display_name":"Taraba State University","ror":"https://ror.org/000548d77","country_code":"NG","type":"education","lineage":["https://openalex.org/I3133101575"]}],"countries":["NG"],"is_corresponding":true,"raw_author_name":"Ornan Terngu","raw_affiliation_strings":["Faculty of Agriculture, Taraba State University, Jalingo, Nigeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Agriculture, Taraba State University, Jalingo, Nigeria","institution_ids":["https://openalex.org/I3133101575"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5161366076"],"corresponding_institution_ids":["https://openalex.org/I3133101575"],"apc_list":null,"apc_paid":null,"fwci":4.3258,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.886176,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":null,"issue":null,"first_page":"106","last_page":"106"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.47360000014305115,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.47360000014305115,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11805","display_name":"Agricultural economics and policies","score":0.219200000166893,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13508","display_name":"Agricultural Economics and Practices","score":0.13539999723434448,"subfield":{"id":"https://openalex.org/subfields/1100","display_name":"General Agricultural and Biological Sciences"},"field":{"id":"https://openalex.org/fields/11","display_name":"Agricultural and Biological Sciences"},"domain":{"id":"https://openalex.org/domains/1","display_name":"Life Sciences"}}],"keywords":[],"concepts":[{"id":"https://openalex.org/C118518473","wikidata":"https://www.wikidata.org/wiki/Q11451","display_name":"Agriculture","level":2,"score":0.6427000164985657},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6301000118255615},{"id":"https://openalex.org/C37621935","wikidata":"https://www.wikidata.org/wiki/Q3606845","display_name":"Agricultural science","level":1,"score":0.5910000205039978},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.58160001039505},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.5266000032424927},{"id":"https://openalex.org/C2778348673","wikidata":"https://www.wikidata.org/wiki/Q739302","display_name":"Production (economics)","level":2,"score":0.5210000276565552},{"id":"https://openalex.org/C2778755073","wikidata":"https://www.wikidata.org/wiki/Q10858537","display_name":"Scale (ratio)","level":2,"score":0.5156000256538391},{"id":"https://openalex.org/C48824518","wikidata":"https://www.wikidata.org/wiki/Q396340","display_name":"Agricultural economics","level":1,"score":0.503000020980835},{"id":"https://openalex.org/C2781354955","wikidata":"https://www.wikidata.org/wiki/Q11920938","display_name":"Marital status","level":3,"score":0.4878999888896942},{"id":"https://openalex.org/C152877465","wikidata":"https://www.wikidata.org/wiki/Q208042","display_name":"Regression analysis","level":2,"score":0.4537000060081482},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4406000077724457},{"id":"https://openalex.org/C20353970","wikidata":"https://www.wikidata.org/wiki/Q1056998","display_name":"Simple random sample","level":3,"score":0.42899999022483826},{"id":"https://openalex.org/C2991963186","wikidata":"https://www.wikidata.org/wiki/Q5090","display_name":"Rice farming","level":3,"score":0.4284000098705292},{"id":"https://openalex.org/C2779530757","wikidata":"https://www.wikidata.org/wiki/Q1207505","display_name":"Quality (philosophy)","level":2,"score":0.33160001039505005},{"id":"https://openalex.org/C128383755","wikidata":"https://www.wikidata.org/wiki/Q3816336","display_name":"Agricultural productivity","level":3,"score":0.3278000056743622},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3224000036716461},{"id":"https://openalex.org/C129848803","wikidata":"https://www.wikidata.org/wiki/Q2564360","display_name":"Sample size determination","level":2,"score":0.32199999690055847},{"id":"https://openalex.org/C45355965","wikidata":"https://www.wikidata.org/wiki/Q1643441","display_name":"Socioeconomics","level":1,"score":0.30219998955726624},{"id":"https://openalex.org/C5733905","wikidata":"https://www.wikidata.org/wiki/Q10744315","display_name":"Survey sampling","level":3,"score":0.29330000281333923},{"id":"https://openalex.org/C139134214","wikidata":"https://www.wikidata.org/wiki/Q3652044","display_name":"Multistage sampling","level":2,"score":0.2849000096321106},{"id":"https://openalex.org/C2775831186","wikidata":"https://www.wikidata.org/wiki/Q1746361","display_name":"Small farm","level":3,"score":0.2773999869823456},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.2766000032424927},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.2538999915122986}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.56201/ijaes.v10.no10.2024.pg106.119","doi":"https://doi.org/10.56201/ijaes.v10.no10.2024.pg106.119","is_oa":false,"landing_page_url":"https://doi.org/10.56201/ijaes.v10.no10.2024.pg106.119","pdf_url":null,"source":{"id":"https://openalex.org/S4387281523","display_name":"INTERNATIONAL JOURNAL OF AGRICULTURE AND EARTH SCIENCE","issn_l":"2489-0081","issn":["2489-0081","2695-1894"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"INTERNATIONAL JOURNAL OF AGRICULTURE AND EARTH SCIENCE","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":[],"abstract_inverted_index":{"This":[0,216,260],"study":[1,23,38,47,74],"determined":[2],"the":[3,22,27,37,41,46,50,73,107,131,146,152,166,172,227,248,251,257,283,336],"effect":[4,268],"of":[5,21,32,52,82,106,130,136,169,185,188,201,214,229,238,247],"agricultural":[6,53,284,289],"credit":[7,42,54,71,149,161,170,263,297,316],"on":[8,269,288],"small":[9,270],"scale":[10,272],"rice":[11,34,57,66,84,230,252],"farmers":[12,35,67,85,273,276,279,310,324,330],"in":[13,36,45,72,220,226,250,335,341],"Southern":[14],"Taraba":[15],"State,":[16],"Nigeria.":[17],"The":[18,114,155,175,236],"specific":[19],"objectives":[20],"were":[24,77,109,112,122,151,165,193,254],"to":[25,60,70,224,307,311,314,323],"describe":[26],"socio":[28],"\u2013":[29,271],"economic":[30],"characteristics":[31],"small-scale":[33,56,65,173],"area,":[39,48],"identify":[40,61],"sources":[43,150,168,317],"available":[44],"determine":[49],"influence":[51],"among":[55,171],"producers":[58],"and":[59,93,99,120,125,141,160,163,190,195,208,295,318,339],"constraints":[62],"faced":[63],"by":[64,256],"with":[68,325],"regard":[69],"area.":[75],"Data":[76],"collected":[78],"from":[79],"a":[80,265],"sample":[81],"139":[83],"selected":[86],"through":[87],"multi-stage":[88],"sampling":[89],"procedure":[90],"using":[91,95],"questionnaire":[92],"analyzed":[94],"simple":[96],"descriptive":[97],"statistics":[98],"regression":[100,176],"analysis.":[101],"Results":[102],"revealed":[103],"that":[104,180,218,245,262],"76%":[105],"respondents":[108,132],"male,":[110],"67%":[111],"married.":[113],"mean":[115],"household":[116],"size,":[117,182],"farm":[118,181,333,343],"size":[119],"age":[121],"50%,":[123],"37%":[124],"30%":[126],"respectively.":[127],"Most":[128],"(81%)":[129],"had":[133],"one":[134],"form":[135],"formal":[137],"education":[138],"or":[139,274,281],"another":[140],"family":[142,204],"land":[143],"(48%)":[144],"was":[145,206,241],"dominant.":[147],"Informal":[148],"majority":[153],"(75%).":[154],"results":[156,178],"also":[157],"indicated":[158,179],"thrift":[159],"(25%)":[162],"friends/relatives":[164],"dominated":[167],"farmers.":[174],"analysis":[177],"fertilizer,":[183],"quality":[184],"seed,":[186],"amount":[187],"loan":[189,303,319],"marital":[191],"status":[192],"positive":[194,207,267],"statistically":[196,209],"significant":[197,210],"at":[198,211],"5%":[199],"level":[200,213],"significance,":[202],"while":[203],"labour":[205],"1%":[212],"significance.":[215],"implies":[217,244],"increase":[219,225,340],"these":[221],"variables":[222],"lead":[223],"output":[228,253],"production":[231,290],"all":[232],"things":[233],"being":[234],"equal.":[235],"coefficient":[237],"determination":[239],"R2":[240],"0.77":[242],"which":[243],"77%":[246],"variations":[249],"explained":[255],"explanatory":[258],"variables.":[259],"indicates":[261],"has":[264],"great":[266],"rural":[275],"as":[277,306],"most":[278],"invested":[280],"used":[282],"loans":[285],"they":[286],"procured":[287],"activities.":[291],"Therefore,":[292],"Commercial":[293],"banks":[294],"other":[296],"institutions":[298],"should":[299,320],"improve":[300],"upon":[301],"their":[302,315,332,342],"procedures,":[304],"so":[305],"grasp":[308],"more":[309],"have":[312],"access":[313],"be":[321],"disbursed":[322],"minimum":[326],"delay":[327],"will":[328],"enable":[329],"meet":[331],"needs":[334],"right":[337],"season":[338],"output.":[344]},"counts_by_year":[{"year":2026,"cited_by_count":1}],"updated_date":"2026-11-11T12:16:26.678958","created_date":"2026-11-11T00:00:00"}