{"id":"https://openalex.org/W7225744530","doi":"https://doi.org/10.65339/ijggsd.v1.i1.49","title":"Determinants of Digital Wallet Adoption among Electronic Money Users in Metro Manila: Basis for a Digital Payment Service Enhancement Framework","display_name":"Determinants of Digital Wallet Adoption among Electronic Money Users in Metro Manila: Basis for a Digital Payment Service Enhancement Framework","publication_year":2026,"publication_date":"2026-11-10","ids":{"openalex":"https://openalex.org/W7225744530","doi":"https://doi.org/10.65339/ijggsd.v1.i1.49"},"language":"en","primary_location":{"id":"doi:10.65339/ijggsd.v1.i1.49","doi":"https://doi.org/10.65339/ijggsd.v1.i1.49","is_oa":true,"landing_page_url":"https://doi.org/10.65339/ijggsd.v1.i1.49","pdf_url":null,"source":{"id":"https://openalex.org/S7407121621","display_name":"International Journal of Global Goals and Sustainable Development","issn_l":"3155-7716","issn":["3155-7716"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Global Goals and Sustainable Development","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://doi.org/10.65339/ijggsd.v1.i1.49","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5161417204","display_name":"Richard A. Bonsol","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I2799614505","display_name":"University of Perpetual Help System DALTA","ror":"https://ror.org/05vx7wd63","country_code":"PH","type":"education","lineage":["https://openalex.org/I2799614505"]}],"countries":["PH"],"is_corresponding":true,"raw_author_name":"Richard A. Bonsol","raw_affiliation_strings":["Doctor of Business Administration, University of Perpetual Help Systems DALTA - Las Pi\u00f1as Campus, Las Pi\u00f1as City, Metro Manila, Philippines"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Doctor of Business Administration, University of Perpetual Help Systems DALTA - Las Pi\u00f1as Campus, Las Pi\u00f1as City, Metro Manila, Philippines","institution_ids":["https://openalex.org/I2799614505"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5161417204"],"corresponding_institution_ids":["https://openalex.org/I2799614505"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"1","issue":"1","first_page":"557","last_page":"568"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9961000084877014,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9961000084877014,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14416","display_name":"Health, Technology, Consumer Behavior","score":0.003100000089034438,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.6844000220298767},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6129999756813049},{"id":"https://openalex.org/C122941539","wikidata":"https://www.wikidata.org/wiki/Q10836209","display_name":"Electronic money","level":3,"score":0.571399986743927},{"id":"https://openalex.org/C27158222","wikidata":"https://www.wikidata.org/wiki/Q5532422","display_name":"Generalizability theory","level":2,"score":0.5396999716758728},{"id":"https://openalex.org/C164516710","wikidata":"https://www.wikidata.org/wiki/Q1166072","display_name":"Financial transaction","level":3,"score":0.5365999937057495},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.5281000137329102},{"id":"https://openalex.org/C100363876","wikidata":"https://www.wikidata.org/wiki/Q690661","display_name":"Nonprobability sampling","level":3,"score":0.5041999816894531},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.44909998774528503},{"id":"https://openalex.org/C116537","wikidata":"https://www.wikidata.org/wiki/Q2169973","display_name":"Service provider","level":3,"score":0.4415999948978424},{"id":"https://openalex.org/C185822510","wikidata":"https://www.wikidata.org/wiki/Q1956140","display_name":"Payment service provider","level":3,"score":0.4018999934196472},{"id":"https://openalex.org/C48220719","wikidata":"https://www.wikidata.org/wiki/Q10836209","display_name":"Digital currency","level":3,"score":0.3831999897956848},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.37630000710487366},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.3635999858379364},{"id":"https://openalex.org/C147077947","wikidata":"https://www.wikidata.org/wiki/Q1515895","display_name":"Socioeconomic status","level":3,"score":0.36320000886917114},{"id":"https://openalex.org/C2776983043","wikidata":"https://www.wikidata.org/wiki/Q986008","display_name":"Payment system","level":3,"score":0.3596000075340271},{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.3580999970436096},{"id":"https://openalex.org/C160949748","wikidata":"https://www.wikidata.org/wiki/Q1365703","display_name":"Mobile payment","level":3,"score":0.3456999957561493},{"id":"https://openalex.org/C108827166","wikidata":"https://www.wikidata.org/wiki/Q175975","display_name":"Internet privacy","level":1,"score":0.34529998898506165},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.30160000920295715},{"id":"https://openalex.org/C78597825","wikidata":"https://www.wikidata.org/wiki/Q484847","display_name":"E-commerce","level":2,"score":0.2992999851703644},{"id":"https://openalex.org/C142853389","wikidata":"https://www.wikidata.org/wiki/Q744778","display_name":"Association (psychology)","level":2,"score":0.29789999127388},{"id":"https://openalex.org/C127722929","wikidata":"https://www.wikidata.org/wiki/Q7833714","display_name":"Transaction data","level":3,"score":0.27570000290870667},{"id":"https://openalex.org/C2776185967","wikidata":"https://www.wikidata.org/wiki/Q112945","display_name":"Technology acceptance model","level":3,"score":0.26499998569488525},{"id":"https://openalex.org/C131158328","wikidata":"https://www.wikidata.org/wiki/Q1307337","display_name":"Social influence","level":2,"score":0.2628999948501587},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.2587999999523163},{"id":"https://openalex.org/C23213687","wikidata":"https://www.wikidata.org/wiki/Q301468","display_name":"Consumer behaviour","level":2,"score":0.25529998540878296},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.25519999861717224},{"id":"https://openalex.org/C133462117","wikidata":"https://www.wikidata.org/wiki/Q4929239","display_name":"Data collection","level":2,"score":0.25}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.65339/ijggsd.v1.i1.49","doi":"https://doi.org/10.65339/ijggsd.v1.i1.49","is_oa":true,"landing_page_url":"https://doi.org/10.65339/ijggsd.v1.i1.49","pdf_url":null,"source":{"id":"https://openalex.org/S7407121621","display_name":"International Journal of Global Goals and Sustainable Development","issn_l":"3155-7716","issn":["3155-7716"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Global Goals and Sustainable Development","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.65339/ijggsd.v1.i1.49","doi":"https://doi.org/10.65339/ijggsd.v1.i1.49","is_oa":true,"landing_page_url":"https://doi.org/10.65339/ijggsd.v1.i1.49","pdf_url":null,"source":{"id":"https://openalex.org/S7407121621","display_name":"International Journal of Global Goals and Sustainable Development","issn_l":"3155-7716","issn":["3155-7716"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Global Goals and Sustainable Development","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":18,"referenced_works":["https://openalex.org/W4214510813","https://openalex.org/W4220913129","https://openalex.org/W4309757932","https://openalex.org/W4323655951","https://openalex.org/W4385566552","https://openalex.org/W4386418926","https://openalex.org/W4391321900","https://openalex.org/W4399011282","https://openalex.org/W4402461038","https://openalex.org/W4403318897","https://openalex.org/W4404120437","https://openalex.org/W4404915678","https://openalex.org/W4412966881","https://openalex.org/W4413064846","https://openalex.org/W4413761794","https://openalex.org/W7083294045","https://openalex.org/W7117555037","https://openalex.org/W7169774237"],"related_works":[],"abstract_inverted_index":{"This":[0],"study":[1],"examined":[2],"the":[3,105,143,195],"determinants":[4],"of":[5,99],"digital":[6,168,211],"wallet":[7,169],"adoption":[8,65],"and":[9,18,41,58,73,86,116,140,150,174,183,194,200,214,223,227],"usage":[10,76],"among":[11],"electronic":[12],"money":[13],"users":[14,35],"in":[15],"Metro":[16],"Manila":[17],"developed":[19],"a":[20,46,117],"Digital":[21],"Payment":[22],"Service":[23],"Enhancement":[24],"Framework.":[25],"A":[26],"quantitative":[27],"explanatory-correlational":[28],"design":[29,197],"was":[30],"employed":[31],"with":[32,93,108,120],"385":[33],"existing":[34],"selected":[36],"through":[37,225],"geographic":[38],"quota":[39],"sampling":[40],"purposive":[42],"screening.":[43],"Data":[44],"from":[45],"validated,":[47],"self-administered":[48],"questionnaire":[49],"were":[50,89],"analyzed":[51],"using":[52],"descriptive":[53],"statistics,":[54],"structural":[55],"equation":[56],"modeling,":[57],"Bonferroni-adjusted":[59],"Kruskal\u2013Wallis":[60],"tests.":[61],"Respondents":[62],"reported":[63,167],"favorable":[64,172],"perceptions,":[66],"strong":[67],"behavioral":[68],"intention":[69,109],"(M":[70,77],"=":[71,78,111,124,134],"3.53),":[72],"frequent":[74],"self-reported":[75,192],"3.52).":[79],"Performance":[80],"Expectancy,":[81,83],"Effort":[82],"Social":[84],"Influence,":[85],"Facilitating":[87,102],"Conditions":[88,103],"all":[90],"significantly":[91],"associated":[92],"Behavioral":[94,130],"Intention,":[95],"collectively":[96],"explaining":[97],"62.3%":[98],"its":[100],"variance.":[101],"showed":[104,142],"strongest":[106],"association":[107,119],"(\u03b2":[110,123,133],".354,":[112],"p":[113,126,136],"<":[114,127,137],".001)":[115,128],"stronger":[118],"Actual":[121],"Usage":[122],".312,":[125],"than":[129],"Intention":[131],"did":[132],".174,":[135],".001).":[138],"Age":[139],"occupation":[141],"broadest":[144],"demographic":[145],"differences,":[146],"while":[147,186],"security":[148,184],"confidence":[149],"customer":[151],"support":[152],"received":[153],"comparatively":[154],"weaker":[155],"assessments.":[156],"The":[157,203],"findings":[158],"indicate":[159],"that":[160],"practical":[161],"enabling":[162],"conditions":[163],"are":[164],"central":[165],"to":[166],"use":[170],"alongside":[171],"perceptions":[173],"intentions.":[175],"Providers":[176],"should":[177],"prioritize":[178],"reliable":[179],"infrastructure,":[180],"accessible":[181],"support,":[182],"communication":[185],"maintaining":[187],"transaction":[188],"convenience.":[189],"Nonprobability":[190],"sampling,":[191],"usage,":[193],"correlational":[196],"limit":[198],"generalizability":[199],"causal":[201],"inference.":[202],"proposed":[204],"framework":[205],"offers":[206],"evidence-based":[207],"priorities":[208],"for":[209],"improving":[210],"payment":[212],"services":[213],"potentially":[215],"advancing":[216],"financial":[217],"inclusion,":[218],"supporting":[219],"SDGs":[220],"8,":[221],"9,":[222],"10":[224],"socioeconomic":[226],"technological":[228],"sustainability.":[229]},"counts_by_year":[],"updated_date":"2026-11-11T12:16:26.678958","created_date":"2026-11-11T00:00:00"}