{"id":"https://openalex.org/W7225468137","doi":"https://doi.org/10.48175/ijarsct-40710","title":"Finlet AI: An Evidence-Driven Multi-Agent Financial Intelligence Platform Using Model Context Protocol and Deterministic Risk Governance","display_name":"Finlet AI: An Evidence-Driven Multi-Agent Financial Intelligence Platform Using Model Context Protocol and Deterministic Risk Governance","publication_year":2026,"publication_date":"2026-11-07","ids":{"openalex":"https://openalex.org/W7225468137","doi":"https://doi.org/10.48175/ijarsct-40710"},"language":"en","primary_location":{"id":"doi:10.48175/ijarsct-40710","doi":"https://doi.org/10.48175/ijarsct-40710","is_oa":true,"landing_page_url":"https://doi.org/10.48175/ijarsct-40710","pdf_url":"https://doi.org/10.48175/ijarsct-40710","source":{"id":"https://openalex.org/S4210201094","display_name":"International Journal of Advanced Research in Science Communication and Technology","issn_l":"2581-9429","issn":["2581-9429"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4376906117","host_organization_name":"Shivkrupa Publication's","host_organization_lineage":["https://openalex.org/P4376906117"],"host_organization_lineage_names":["Shivkrupa Publication's"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Advanced Research in Science Communication and Technology","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.48175/ijarsct-40710","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5161198991","display_name":"Sanika Sarode, Purva Shinde, Renuka Sahane","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405262704","display_name":"Jaihind College of Engineering","ror":"https://ror.org/04rftj768","country_code":"IN","type":"education","lineage":["https://openalex.org/I4405262704"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Sanika Sarode, Purva Shinde, Renuka Sahane","raw_affiliation_strings":["Jaihind College of Engineering, Kuran"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Jaihind College of Engineering, Kuran","institution_ids":["https://openalex.org/I4405262704"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5071949239","display_name":"Rutuja Sonawane","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405262704","display_name":"Jaihind College of Engineering","ror":"https://ror.org/04rftj768","country_code":"IN","type":"education","lineage":["https://openalex.org/I4405262704"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Rutuja Sonawane","raw_affiliation_strings":["Jaihind College of Engineering, Kuran"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Jaihind College of Engineering, Kuran","institution_ids":["https://openalex.org/I4405262704"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4405262704"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"69","last_page":"69"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11326","display_name":"Stock Market Forecasting Methods","score":0.8041999936103821,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11326","display_name":"Stock Market Forecasting Methods","score":0.8041999936103821,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.045099999755620956,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13904","display_name":"Artificial Intelligence Applications","score":0.03579999879002571,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/multi-agent-systems","display_name":"multi-agent systems","score":0.906000018119812},{"id":"https://openalex.org/keywords/financial-intelligence","display_name":"financial intelligence","score":0.7390000224113464},{"id":"https://openalex.org/keywords/equity-research","display_name":"equity research","score":0.8679999709129333},{"id":"https://openalex.org/keywords/model-context-protocol","display_name":"Model Context Protocol","score":0.703000009059906},{"id":"https://openalex.org/keywords/news-sentiment-analysis","display_name":"news sentiment analysis","score":0.6259999871253967},{"id":"https://openalex.org/keywords/volatility","display_name":"volatility","score":0.597000002861023},{"id":"https://openalex.org/keywords/human-in-the-loop-validation","display_name":"human-in-the-loop validation","score":0.6159999966621399},{"id":"https://openalex.org/keywords/document-retrieval","display_name":"document retrieval","score":0.3400000035762787},{"id":"https://openalex.org/keywords/reliance-industries","display_name":"Reliance Industries","score":0.5910000205039978}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.6270999908447266},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.44339999556541443},{"id":"https://openalex.org/C199728807","wikidata":"https://www.wikidata.org/wiki/Q2578557","display_name":"Equity (law)","level":2,"score":0.4311999976634979},{"id":"https://openalex.org/C199521495","wikidata":"https://www.wikidata.org/wiki/Q181487","display_name":"Audit","level":2,"score":0.41290000081062317},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.40220001339912415},{"id":"https://openalex.org/C39389867","wikidata":"https://www.wikidata.org/wiki/Q380767","display_name":"Corporate governance","level":2,"score":0.400299996137619},{"id":"https://openalex.org/C91602232","wikidata":"https://www.wikidata.org/wiki/Q756115","display_name":"Volatility (finance)","level":2,"score":0.37400001287460327},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.3684000074863434},{"id":"https://openalex.org/C9233905","wikidata":"https://www.wikidata.org/wiki/Q3276328","display_name":"Bidding","level":2,"score":0.3458999991416931},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3443000018596649},{"id":"https://openalex.org/C30589699","wikidata":"https://www.wikidata.org/wiki/Q624028","display_name":"Credit default swap","level":3,"score":0.3400000035762787},{"id":"https://openalex.org/C19244329","wikidata":"https://www.wikidata.org/wiki/Q208697","display_name":"Financial market","level":2,"score":0.33739998936653137},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.33469998836517334},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.33070001006126404},{"id":"https://openalex.org/C2780233690","wikidata":"https://www.wikidata.org/wiki/Q535347","display_name":"Transparency (behavior)","level":2,"score":0.3147999942302704},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.31299999356269836},{"id":"https://openalex.org/C183115368","wikidata":"https://www.wikidata.org/wiki/Q856577","display_name":"Weighting","level":2,"score":0.3025999963283539},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.2964000105857849},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2962000072002411},{"id":"https://openalex.org/C71199308","wikidata":"https://www.wikidata.org/wiki/Q2990807","display_name":"Accounting management","level":3,"score":0.2872999906539917},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.28299999237060547},{"id":"https://openalex.org/C2776007630","wikidata":"https://www.wikidata.org/wiki/Q2798912","display_name":"Accountability","level":2,"score":0.2809000015258789},{"id":"https://openalex.org/C195487862","wikidata":"https://www.wikidata.org/wiki/Q850210","display_name":"Revenue","level":2,"score":0.2806999981403351},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.27129998803138733},{"id":"https://openalex.org/C2777382242","wikidata":"https://www.wikidata.org/wiki/Q6017816","display_name":"Index (typography)","level":2,"score":0.26089999079704285},{"id":"https://openalex.org/C120757647","wikidata":"https://www.wikidata.org/wiki/Q381136","display_name":"Shareholder","level":3,"score":0.259799987077713},{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.25850000977516174},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.2574999928474426},{"id":"https://openalex.org/C48406656","wikidata":"https://www.wikidata.org/wiki/Q534112","display_name":"Martingale (probability theory)","level":2,"score":0.25619998574256897},{"id":"https://openalex.org/C517642484","wikidata":"https://www.wikidata.org/wiki/Q2388514","display_name":"Intelligence analysis","level":2,"score":0.25589999556541443},{"id":"https://openalex.org/C198104137","wikidata":"https://www.wikidata.org/wiki/Q974688","display_name":"Communication source","level":2,"score":0.2515999972820282},{"id":"https://openalex.org/C2780759654","wikidata":"https://www.wikidata.org/wiki/Q809934","display_name":"Basel II","level":4,"score":0.2515000104904175}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.48175/ijarsct-40710","doi":"https://doi.org/10.48175/ijarsct-40710","is_oa":true,"landing_page_url":"https://doi.org/10.48175/ijarsct-40710","pdf_url":"https://doi.org/10.48175/ijarsct-40710","source":{"id":"https://openalex.org/S4210201094","display_name":"International Journal of Advanced Research in Science Communication and Technology","issn_l":"2581-9429","issn":["2581-9429"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4376906117","host_organization_name":"Shivkrupa Publication's","host_organization_lineage":["https://openalex.org/P4376906117"],"host_organization_lineage_names":["Shivkrupa Publication's"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Advanced Research in Science Communication and Technology","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.48175/ijarsct-40710","doi":"https://doi.org/10.48175/ijarsct-40710","is_oa":true,"landing_page_url":"https://doi.org/10.48175/ijarsct-40710","pdf_url":"https://doi.org/10.48175/ijarsct-40710","source":{"id":"https://openalex.org/S4210201094","display_name":"International Journal of Advanced Research in Science Communication and Technology","issn_l":"2581-9429","issn":["2581-9429"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4376906117","host_organization_name":"Shivkrupa Publication's","host_organization_lineage":["https://openalex.org/P4376906117"],"host_organization_lineage_names":["Shivkrupa Publication's"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Advanced Research in Science Communication and Technology","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7225468137.pdf","grobid_xml":"https://content.openalex.org/works/W7225468137.grobid-xml"},"referenced_works_count":6,"referenced_works":["https://openalex.org/W2970636124","https://openalex.org/W2970641574","https://openalex.org/W4382998379","https://openalex.org/W4398160938","https://openalex.org/W4401863645","https://openalex.org/W4415800455"],"related_works":["https://openalex.org/W7140139820","https://openalex.org/W7223030314","https://openalex.org/W7138984481","https://openalex.org/W7136693580","https://openalex.org/W7221798898","https://openalex.org/W7160768852","https://openalex.org/W7204444340","https://openalex.org/W7161472937","https://openalex.org/W7213857256","https://openalex.org/W7203681921"],"abstract_inverted_index":{"Standalone":[0],"conversational":[1],"language":[2],"models":[3],"struggle":[4],"to":[5,23,207],"satisfy":[6],"audit":[7],"and":[8,53,81,120,140,169,177,189,230,253],"compliance":[9],"standards":[10],"in":[11,195],"institutional":[12],"equity":[13,17],"research.":[14],"When":[15],"an":[16,20,89],"analyst":[18],"prompts":[19],"ungrounded":[21],"model":[22,35],"evaluate":[24],"a":[25,70,99,217,254,268],"listed":[26],"company,":[27],"three":[28,108],"operational":[29],"defects":[30],"appear":[31],"almost":[32],"immediately:":[33],"the":[34,276],"quotes":[36],"outdated":[37],"share":[38],"prices":[39],"from":[40,84,149,185],"its":[41],"pre-training":[42],"cutoff,":[43],"invents":[44],"page":[45,182,184],"or":[46],"footnote":[47],"numbers":[48],"when":[49,59],"summarizing":[50],"regulatory":[51],"filings,":[52],"produces":[54],"inconsistent":[55],"numerical":[56],"risk":[57,205,227,256],"ratings":[58],"executed":[60],"repeatedly":[61],"on":[62,237],"identical":[63],"inputs.":[64],"This":[65],"paper":[66],"presents":[67],"Finlet":[68],"AI,":[69],"twelve-layer":[71],"multi-agent":[72],"financial":[73,117],"intelligence":[74],"platform":[75],"that":[76],"decouples":[77],"quantitative":[78],"market":[79],"arithmetic":[80],"primary-source":[82],"retrieval":[83],"neural":[85],"text":[86],"synthesis.":[87],"Once":[88],"analytical":[90],"query":[91],"is":[92],"submitted":[93],"through":[94,164],"our":[95,211],"asynchronous":[96],"FastAPI":[97],"gateway,":[98],"stateful":[100],"LangGraph":[101],"supervisor":[102],"triggers":[103],"concurrent":[104],"parallel":[105],"fan-out":[106],"across":[107],"specialized":[109],"domain":[110],"workers":[111],"covering":[112],"historical":[113],"price":[114,134],"series,":[115],"live":[116],"news":[118,160,225],"feeds,":[119],"statutory":[121],"annual":[122,191],"reports":[123,192],"isolated":[124],"behind":[125],"standardized":[126],"Model":[127],"Context":[128],"Protocol":[129],"(MCP)":[130],"tool":[131],"interfaces.":[132],"Technical":[133],"action,":[135],"20-day":[136],"volume":[137,251],"momentum":[138],"ratios,":[139],"30-day":[141],"annualized":[142,248],"volatility":[143,222],"(\u03c3":[144],")":[145],"are":[146,162,180],"computed":[147],"directly":[148],"three-month":[150],"30d":[151],"Open-High-Low-Close-Volume":[152],"(OHLCV)":[153],"series":[154],"fetched":[155],"via":[156],"Yahoo":[157],"Finance.":[158],"Real-time":[159],"catalysts":[161],"gathered":[163],"Google":[165],"News":[166],"RSS":[167],"syndication":[168],"sanitized":[170],"of":[171,258],"HTML":[172],"markup,":[173],"while":[174,261],"balance-sheet":[175],"debt":[176],"liquidity":[178],"disclosures":[179],"extracted":[181],"by":[183],"SEC":[186],"Form":[187],"10-K":[188],"Indian":[190],"indexed":[193],"locally":[194],"ChromaDB":[196],"using":[197],"384-dimensional":[198],"all-MiniLM-L6-v2":[199],"sentence":[200],"embeddings.":[201],"Rather":[202],"than":[203],"delegating":[204],"scoring":[206],"subjective":[208],"prompt":[209],"completion,":[210],"Risk":[212],"&":[213],"Governance":[214],"module":[215],"evaluates":[216],"bounded":[218],"mathematical":[219],"index":[220],"weighting":[221],"(45%":[223],"weight),":[224,229],"sentiment":[226],"(35%":[228],"filing":[231],"flags":[232],"(20%":[233],"weight).":[234],"Live":[235],"validation":[236],"Reliance":[238],"Industries":[239],"(RELIANCE.NS)":[240],"demonstrates":[241],"real-time":[242],"tracking":[243],"at":[244,267],"\u20b91,184.50":[245],"(\u22122.03%),":[246],"23.1%":[247],"volatility,":[249],"1.0x":[250],"momentum,":[252],"deterministic":[255],"score":[257],"0.365":[259],"(LOW),":[260],"high-risk":[262],"runs":[263],"(\u2265":[264],"0.65)":[265],"pause":[266],"persistent":[269],"SQLite":[270],"Human-in-the-Loop":[271],"(HITL)":[272],"checkpoint":[273],"before":[274],"compiling":[275],"final":[277],"ReportLab":[278],"PDF":[279],"dossier..":[280]},"counts_by_year":[],"updated_date":"2026-11-09T13:22:03.289127","created_date":"2026-11-08T00:00:00"}