{"id":"https://openalex.org/W7225401733","doi":"https://doi.org/10.63447/jmt.v3i2.2120","title":"Pengaruh CAR, BOPO, dan Inflasi terhadap ROA pada PT Bank Syariah Indonesia Tbk. Periode 2021\u20132025","display_name":"Pengaruh CAR, BOPO, dan Inflasi terhadap ROA pada PT Bank Syariah Indonesia Tbk. Periode 2021\u20132025","publication_year":2026,"publication_date":"2026-11-06","ids":{"openalex":"https://openalex.org/W7225401733","doi":"https://doi.org/10.63447/jmt.v3i2.2120"},"language":"en","primary_location":{"id":"doi:10.63447/jmt.v3i2.2120","doi":"https://doi.org/10.63447/jmt.v3i2.2120","is_oa":true,"landing_page_url":"https://doi.org/10.63447/jmt.v3i2.2120","pdf_url":"https://journal.stmiki.ac.id/index.php/jmt/article/download/2120/1417","source":{"id":"https://openalex.org/S5407046832","display_name":"Jurnal Manajemen dan Teknologi","issn_l":"3047-8251","issn":["3047-8251","3047-826X"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Manajemen dan Teknologi","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://journal.stmiki.ac.id/index.php/jmt/article/download/2120/1417","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5161099731","display_name":"Naina Zulfa Firdaus","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210157166","display_name":"Universitas Pamulang","ror":"https://ror.org/05x6rt433","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210157166"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Naina Zulfa Firdaus","raw_affiliation_strings":["Universitas Pamulang"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pamulang","institution_ids":["https://openalex.org/I4210157166"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5005489133","display_name":"Nurwita Nurwita","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210157166","display_name":"Universitas Pamulang","ror":"https://ror.org/05x6rt433","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210157166"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Nurwita Nurwita","raw_affiliation_strings":["Universitas Pamulang"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pamulang","institution_ids":["https://openalex.org/I4210157166"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210157166"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"3","issue":"2","first_page":"271","last_page":"283"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9326000213623047,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9326000213623047,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.05079999938607216,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.009499999694526196,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/return-on-assets","display_name":"return on assets","score":0.7739999890327454},{"id":"https://openalex.org/keywords/capital-adequacy-ratio","display_name":"capital adequacy ratio","score":0.9860000014305115},{"id":"https://openalex.org/keywords/operating-expenses-to-operating-income","display_name":"operating expenses to operating income","score":0.9269999861717224},{"id":"https://openalex.org/keywords/inflation","display_name":"inflation","score":0.9100000262260437},{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.8600000143051147},{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.7870000004768372},{"id":"https://openalex.org/keywords/bank-syariah-indonesia","display_name":"Bank Syariah Indonesia","score":0.9490000009536743},{"id":"https://openalex.org/keywords/operational-efficiency","display_name":"operational efficiency","score":0.578000009059906}],"concepts":[{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.6876000165939331},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.6699000000953674},{"id":"https://openalex.org/C200941418","wikidata":"https://www.wikidata.org/wiki/Q273508","display_name":"Inflation (cosmology)","level":2,"score":0.6189000010490417},{"id":"https://openalex.org/C16969640","wikidata":"https://www.wikidata.org/wiki/Q1070805","display_name":"Capital adequacy ratio","level":3,"score":0.5519000291824341},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5501999855041504},{"id":"https://openalex.org/C155530773","wikidata":"https://www.wikidata.org/wiki/Q591174","display_name":"Return on equity","level":3,"score":0.49300000071525574},{"id":"https://openalex.org/C100363876","wikidata":"https://www.wikidata.org/wiki/Q690661","display_name":"Nonprobability sampling","level":3,"score":0.45320001244544983},{"id":"https://openalex.org/C170974965","wikidata":"https://www.wikidata.org/wiki/Q720862","display_name":"Earnings before interest and taxes","level":2,"score":0.42570000886917114},{"id":"https://openalex.org/C85079727","wikidata":"https://www.wikidata.org/wiki/Q3560114","display_name":"Quarter (Canadian coin)","level":2,"score":0.4230000078678131},{"id":"https://openalex.org/C195487862","wikidata":"https://www.wikidata.org/wiki/Q850210","display_name":"Revenue","level":2,"score":0.41850000619888306},{"id":"https://openalex.org/C83646750","wikidata":"https://www.wikidata.org/wiki/Q193893","display_name":"Capital (architecture)","level":2,"score":0.4138999879360199},{"id":"https://openalex.org/C98014903","wikidata":"https://www.wikidata.org/wiki/Q832161","display_name":"Financial ratio","level":2,"score":0.40619999170303345},{"id":"https://openalex.org/C171884676","wikidata":"https://www.wikidata.org/wiki/Q1755687","display_name":"Return on capital employed","level":5,"score":0.4041000008583069},{"id":"https://openalex.org/C87450203","wikidata":"https://www.wikidata.org/wiki/Q831940","display_name":"Operating expense","level":2,"score":0.391400009393692},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.3589000105857849},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.33390000462532043},{"id":"https://openalex.org/C86637286","wikidata":"https://www.wikidata.org/wiki/Q7317264","display_name":"Rate of return","level":2,"score":0.32350000739097595},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.3206999897956848},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.3109999895095825},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.29670000076293945},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.29600000381469727},{"id":"https://openalex.org/C138262166","wikidata":"https://www.wikidata.org/wiki/Q570938","display_name":"Net income","level":2,"score":0.29499998688697815},{"id":"https://openalex.org/C37917861","wikidata":"https://www.wikidata.org/wiki/Q507477","display_name":"Internal rate of return","level":3,"score":0.2888999879360199},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.28139999508857727},{"id":"https://openalex.org/C70388272","wikidata":"https://www.wikidata.org/wiki/Q5968558","display_name":"IBM","level":2,"score":0.27459999918937683},{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.2727999985218048},{"id":"https://openalex.org/C129489539","wikidata":"https://www.wikidata.org/wiki/Q3383101","display_name":"Net interest income","level":3,"score":0.27059999108314514},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.26350000500679016},{"id":"https://openalex.org/C107584723","wikidata":"https://www.wikidata.org/wiki/Q1460626","display_name":"Risk-adjusted return on capital","level":5,"score":0.262800008058548},{"id":"https://openalex.org/C172497479","wikidata":"https://www.wikidata.org/wiki/Q302208","display_name":"Capital expenditure","level":2,"score":0.2549000084400177},{"id":"https://openalex.org/C169549615","wikidata":"https://www.wikidata.org/wiki/Q939134","display_name":"Return on investment","level":3,"score":0.25099998712539673}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.63447/jmt.v3i2.2120","doi":"https://doi.org/10.63447/jmt.v3i2.2120","is_oa":true,"landing_page_url":"https://doi.org/10.63447/jmt.v3i2.2120","pdf_url":"https://journal.stmiki.ac.id/index.php/jmt/article/download/2120/1417","source":{"id":"https://openalex.org/S5407046832","display_name":"Jurnal Manajemen dan Teknologi","issn_l":"3047-8251","issn":["3047-8251","3047-826X"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Manajemen dan Teknologi","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.63447/jmt.v3i2.2120","doi":"https://doi.org/10.63447/jmt.v3i2.2120","is_oa":true,"landing_page_url":"https://doi.org/10.63447/jmt.v3i2.2120","pdf_url":"https://journal.stmiki.ac.id/index.php/jmt/article/download/2120/1417","source":{"id":"https://openalex.org/S5407046832","display_name":"Jurnal Manajemen dan Teknologi","issn_l":"3047-8251","issn":["3047-8251","3047-826X"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Manajemen dan Teknologi","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Decent work and economic growth","score":0.5263000130653381,"id":"https://metadata.un.org/sdg/8"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7225401733.pdf","grobid_xml":"https://content.openalex.org/works/W7225401733.grobid-xml"},"referenced_works_count":9,"referenced_works":["https://openalex.org/W1737079355","https://openalex.org/W4236747690","https://openalex.org/W4291449236","https://openalex.org/W4310494045","https://openalex.org/W4393019109","https://openalex.org/W4402886948","https://openalex.org/W4415564171","https://openalex.org/W7155185914","https://openalex.org/W7216121579"],"related_works":["https://openalex.org/W6927791472","https://openalex.org/W4413088542","https://openalex.org/W4409384198","https://openalex.org/W2416484754","https://openalex.org/W3207902875","https://openalex.org/W2920971365","https://openalex.org/W2842109933","https://openalex.org/W7160177230","https://openalex.org/W6986304166","https://openalex.org/W7035831246"],"abstract_inverted_index":{"The":[0,66,76,136,165,222],"profitability":[1,227],"of":[2,19,40,80,85,108,114,151,161,228],"PT":[3,57,86,131,229],"Bank":[4,58,87,132,230],"Syariah":[5,59,88,133,231],"Indonesia":[6,60,89,97,134,232],"Tbk.,":[7],"as":[8],"proxied":[9],"by":[10,95,240],"Return":[11,53,180,196,207,219],"on":[12,52,54,179,181,195,197,206,208,218,220],"Assets,":[13,182],"fluctuated":[14],"during":[15,234],"the":[16,26,38,41,63,81,105,111,149,153,156,159,169,211,226,235],"post-merger":[17],"period":[18,237],"2021\u20132025,":[20],"making":[21],"it":[22],"necessary":[23],"to":[24,36,47,110,126,186],"analyze":[25,37],"internal":[27],"and":[28,50,91,155,176,192,243],"external":[29],"factors":[30],"affecting":[31],"it.":[32],"This":[33,122],"study":[34,67,123,223,236],"aims":[35],"effect":[39,178,194,205,217],"Capital":[42,170],"Adequacy":[43,171],"Ratio,":[44],"Operating":[45,48,184,187],"Expenses":[46,185],"Income,":[49],"Inflation":[51,199],"Assets":[55],"at":[56],"Tbk.":[61,90,135,233],"for":[62],"2021\u20132025":[64],"period.":[65],"employs":[68],"a":[69,118,127,174,190,201,215,251],"quantitative":[70],"method":[71],"with":[72,158],"an":[73],"associative":[74],"approach.":[75],"secondary":[77],"data":[78,93,137],"consist":[79],"quarterly":[82],"financial":[83],"statements":[84],"inflation":[92,247],"published":[94],"Statistics":[96],"(Badan":[98],"Pusat":[99],"Statistik),":[100],"comprising":[101],"20":[102],"observations":[103],"from":[104],"first":[106],"quarter":[107,113],"2021":[109],"fourth":[112],"2025,":[115],"selected":[116],"using":[117,140],"purposive":[119],"sampling":[120],"technique.":[121],"is":[124],"limited":[125],"single":[128],"company,":[129],"namely":[130],"were":[138],"analyzed":[139],"descriptive":[141],"statistics,":[142],"classical":[143],"assumption":[144],"tests,":[145],"multiple":[146],"linear":[147],"regression,":[148],"coefficient":[150],"determination,":[152],"t-test,":[154],"F-test":[157],"aid":[160],"IBM":[162],"SPSS":[163],"25.":[164],"results":[166],"show":[167,250],"that":[168,225],"Ratio":[172],"has":[173,189,200],"positive":[175,202],"significant":[177,193,216,252],"whereas":[183],"Income":[188],"negative":[191],"Assets.":[198,209,221],"but":[203],"insignificant":[204],"Simultaneously,":[210],"three":[212],"variables":[213],"have":[214],"concludes":[224],"was":[238],"influenced":[239],"capital":[241],"adequacy":[242],"operational":[244],"efficiency,":[245],"while":[246],"did":[248],"not":[249],"effect.":[253]},"counts_by_year":[],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2026-11-07T00:00:00"}