{"id":"https://openalex.org/W7225327475","doi":"https://doi.org/10.62823/ijarcmss/9.4(i).9608","title":"Microfinance and the Socio-Economic Empowerment of Rural Women: Evidence from Pathanapuram Taluk, Kerala","display_name":"Microfinance and the Socio-Economic Empowerment of Rural Women: Evidence from Pathanapuram Taluk, Kerala","publication_year":2026,"publication_date":"2026-11-05","ids":{"openalex":"https://openalex.org/W7225327475","doi":"https://doi.org/10.62823/ijarcmss/9.4(i).9608"},"language":"en","primary_location":{"id":"doi:10.62823/ijarcmss/9.4(i).9608","doi":"https://doi.org/10.62823/ijarcmss/9.4(i).9608","is_oa":false,"landing_page_url":"https://doi.org/10.62823/ijarcmss/9.4(i).9608","pdf_url":null,"source":{"id":"https://openalex.org/S5407009782","display_name":"International Journal of Advanced Research in Commerce Management & Social Science","issn_l":"2581-7930","issn":["2581-7930"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210126241","host_organization_name":"Inspira","host_organization_lineage":["https://openalex.org/I4210126241"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Advanced Research in Commerce, Management &amp; Social Science","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5160735838","display_name":"C Ambily","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"C Ambily","raw_affiliation_strings":["St. Stephen\u2019s College, Pathanapuram"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"St. Stephen\u2019s College, Pathanapuram","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5160735838"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"09","issue":"04(I)","first_page":"18","last_page":"24"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":1.0,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11544","display_name":"Gender, Labor, and Family Dynamics","score":0.0,"subfield":{"id":"https://openalex.org/subfields/3318","display_name":"Gender Studies"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14473","display_name":"Social and Economic Development in India","score":0.0,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/microfinance","display_name":"microfinance","score":0.9990000128746033},{"id":"https://openalex.org/keywords/rural-women","display_name":"rural women","score":0.7929999828338623},{"id":"https://openalex.org/keywords/socioeconomic-empowerment","display_name":"socio-economic empowerment","score":0.9459999799728394},{"id":"https://openalex.org/keywords/kudumbashree","display_name":"Kudumbashree","score":0.8429999947547913},{"id":"https://openalex.org/keywords/microcredit-access","display_name":"microcredit access","score":0.6800000071525574},{"id":"https://openalex.org/keywords/financial-agency","display_name":"financial agency","score":0.531000018119812},{"id":"https://openalex.org/keywords/women-s-education","display_name":"women's education","score":0.4740000069141388},{"id":"https://openalex.org/keywords/interest-rates","display_name":"interest rates","score":0.5230000019073486},{"id":"https://openalex.org/keywords/kerala","display_name":"Kerala","score":0.6140000224113464}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.9384999871253967},{"id":"https://openalex.org/C20555606","wikidata":"https://www.wikidata.org/wiki/Q868575","display_name":"Empowerment","level":2,"score":0.7584999799728394},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5494999885559082},{"id":"https://openalex.org/C2780962165","wikidata":"https://www.wikidata.org/wiki/Q1351807","display_name":"Remittance","level":2,"score":0.532800018787384},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5274999737739563},{"id":"https://openalex.org/C2777262119","wikidata":"https://www.wikidata.org/wiki/Q932143","display_name":"Microinsurance","level":3,"score":0.5058000087738037},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.499099999666214},{"id":"https://openalex.org/C195487862","wikidata":"https://www.wikidata.org/wiki/Q850210","display_name":"Revenue","level":2,"score":0.4758000075817108},{"id":"https://openalex.org/C108170787","wikidata":"https://www.wikidata.org/wiki/Q3951828","display_name":"Agency (philosophy)","level":2,"score":0.4131999909877777},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.3598000109195709},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.34779998660087585},{"id":"https://openalex.org/C2775844827","wikidata":"https://www.wikidata.org/wiki/Q1057040","display_name":"Financial independence","level":2,"score":0.3472999930381775},{"id":"https://openalex.org/C189326681","wikidata":"https://www.wikidata.org/wiki/Q10294","display_name":"Poverty","level":2,"score":0.34310001134872437},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.30880001187324524},{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.3061999976634979},{"id":"https://openalex.org/C129047720","wikidata":"https://www.wikidata.org/wiki/Q175185","display_name":"Rural area","level":2,"score":0.29589998722076416},{"id":"https://openalex.org/C2776943663","wikidata":"https://www.wikidata.org/wiki/Q165687","display_name":"Human capital","level":2,"score":0.29510000348091125},{"id":"https://openalex.org/C2778770122","wikidata":"https://www.wikidata.org/wiki/Q1933764","display_name":"Net worth","level":3,"score":0.28279998898506165},{"id":"https://openalex.org/C2780623907","wikidata":"https://www.wikidata.org/wiki/Q106394435","display_name":"Disadvantaged","level":2,"score":0.2824999988079071},{"id":"https://openalex.org/C47768531","wikidata":"https://www.wikidata.org/wiki/Q1127188","display_name":"Development economics","level":1,"score":0.2809999883174896},{"id":"https://openalex.org/C68062652","wikidata":"https://www.wikidata.org/wiki/Q214693","display_name":"Social capital","level":2,"score":0.27889999747276306},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.2750999927520752},{"id":"https://openalex.org/C64089585","wikidata":"https://www.wikidata.org/wiki/Q944235","display_name":"Informal sector","level":2,"score":0.27239999175071716},{"id":"https://openalex.org/C35651441","wikidata":"https://www.wikidata.org/wiki/Q625303","display_name":"Independence (probability theory)","level":2,"score":0.2702000141143799},{"id":"https://openalex.org/C4249254","wikidata":"https://www.wikidata.org/wiki/Q3044431","display_name":"Demographic economics","level":1,"score":0.26809999346733093},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.26460000872612},{"id":"https://openalex.org/C87616379","wikidata":"https://www.wikidata.org/wiki/Q2477868","display_name":"International development","level":2,"score":0.25279998779296875},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.2524999976158142},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.25209999084472656}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.62823/ijarcmss/9.4(i).9608","doi":"https://doi.org/10.62823/ijarcmss/9.4(i).9608","is_oa":false,"landing_page_url":"https://doi.org/10.62823/ijarcmss/9.4(i).9608","pdf_url":null,"source":{"id":"https://openalex.org/S5407009782","display_name":"International Journal of Advanced Research in Commerce Management & Social Science","issn_l":"2581-7930","issn":["2581-7930"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210126241","host_organization_name":"Inspira","host_organization_lineage":["https://openalex.org/I4210126241"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Advanced Research in Commerce, Management &amp; Social Science","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"No poverty","id":"https://metadata.un.org/sdg/1","score":1.0},{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":1.0},{"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10","score":0.8974000215530396},{"display_name":"Gender equality","id":"https://metadata.un.org/sdg/5","score":0.7307999730110168}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4401757029","https://openalex.org/W2116525696","https://openalex.org/W6949229782","https://openalex.org/W7169517686","https://openalex.org/W6893173960","https://openalex.org/W7128790316","https://openalex.org/W7215500083","https://openalex.org/W3118370419","https://openalex.org/W7220730473","https://openalex.org/W7107960902"],"abstract_inverted_index":{"Microfinance":[0],"has":[1],"become":[2],"a":[3],"core":[4],"element":[5],"of":[6,47,65,88,186,215],"development":[7,64],"policy":[8,171],"worldwide,":[9],"aiming":[10],"to":[11,24,74,173,180,197,223],"offer":[12],"essential":[13],"financial":[14,206],"services":[15,23],"such":[16],"as":[17],"microloans,":[18],"savings,":[19],"insurance":[20],"and":[21,43,78,119,159,183,208,217],"remittance":[22],"people":[25],"who":[26],"remain":[27],"isolated":[28],"from":[29,71,121],"the":[30,37,44,58,62,69,92,131,134,143,175,184],"formal":[31,75],"banking":[32],"system.":[33],"This":[34],"study":[35],"examines":[36],"relationship":[38],"between":[39,177],"participation":[40],"in":[41,50,100,205,219],"microfinance":[42,198],"socio-economic":[45],"empowerment":[46,90,102],"rural":[48],"women":[49],"Pathanapuram":[51],"Taluk,":[52],"Kollam":[53],"district,":[54],"Kerala.":[55],"It":[56],"situates":[57],"local":[59],"inquiry":[60],"within":[61],"institutional":[63,220],"Indian":[66],"microfinance,":[67],"tracing":[68],"transition":[70],"community-based":[72],"initiatives":[73],"group-linked":[76],"lending":[77],"Kerala\u2019s":[79],"Kudumbashree":[80],"model.":[81],"The":[82,166,191],"findings":[83],"indicate":[84],"high":[85,109,153,188],"self-reported":[86],"levels":[87],"economic":[89],"across":[91,127],"sample.":[93],"Educational":[94],"attainment":[95],"was":[96],"associated":[97],"with":[98,104,169],"variation":[99],"several":[101],"measures,":[103],"post-graduate":[105],"respondents":[106],"recording":[107],"relatively":[108],"scores":[110],"for":[111],"income":[112],"growth,":[113],"household":[114],"contribution,":[115],"self-confidence,":[116],"legal":[117],"awareness":[118],"independence":[120],"moneylenders.":[122],"Differences":[123],"were":[124],"also":[125],"observed":[126],"household-income":[128],"groups.":[129],"At":[130],"same":[132],"time,":[133],"analysis":[135],"identifies":[136],"persistent":[137],"operational":[138],"constraints.":[139],"Complex":[140],"documentation":[141],"recorded":[142],"highest":[144],"overall":[145],"challenge":[146],"score":[147],"(M":[148,156,163],"=":[149,157,164],"4.00),":[150],"followed":[151],"by":[152,201],"interest":[154],"rates":[155],"3.84)":[158],"strict":[160],"repayment":[161],"schedules":[162],"3.68).":[165],"paper":[167],"concludes":[168],"specific":[170],"recommendations":[172],"narrow":[174],"gap":[176],"basic":[178],"access":[179,196],"micro":[181],"credit":[182,216],"growth":[185],"sustainable,":[187],"value":[189],"business.":[190],"evidence":[192],"therefore":[193],"suggests":[194],"that":[195],"is":[199],"accompanied":[200],"substantial":[202],"perceived":[203],"gains":[204],"agency":[207],"social":[209],"participation,":[210],"while":[211],"administrative":[212],"burden,":[213],"cost":[214],"limitations":[218],"support":[221],"continue":[222],"constrain":[224],"effective":[225],"use.":[226]},"counts_by_year":[],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2026-11-06T00:00:00"}
