{"id":"https://openalex.org/W7225149182","doi":"https://doi.org/10.5281/zenodo.23919650","title":"A Reference Model for Governed Agentic Artificial Intelligence on the Mainframe: Contract and Terms Governance for Community Banks and Credit Unions","display_name":"A Reference Model for Governed Agentic Artificial Intelligence on the Mainframe: Contract and Terms Governance for Community Banks and Credit Unions","publication_year":2026,"publication_date":"2026-11-03","ids":{"openalex":"https://openalex.org/W7225149182","doi":"https://doi.org/10.5281/zenodo.23919650"},"language":"en","primary_location":{"id":"doi:10.5281/zenodo.23919650","doi":"https://doi.org/10.5281/zenodo.23919650","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.23919650","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article-journal"},"volume":null,"type":"article","indexed_in":["datacite"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.5281/zenodo.23919650","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5160545534","display_name":"Glauciene Bentes Duarte","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Bentes Duarte, Glauciene","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5160545534"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.88968266,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10883","display_name":"Ethics and Social Impacts of AI","score":0.5332000255584717,"subfield":{"id":"https://openalex.org/subfields/3311","display_name":"Safety Research"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10883","display_name":"Ethics and Social Impacts of AI","score":0.5332000255584717,"subfield":{"id":"https://openalex.org/subfields/3311","display_name":"Safety Research"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11572","display_name":"Information Technology Governance and Strategy","score":0.09359999746084213,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13904","display_name":"Artificial Intelligence Applications","score":0.0723000019788742,"subfield":{"id":"https://openalex.org/subfields/1702","display_name":"Artificial Intelligence"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/agentic-ai","display_name":"agentic AI","score":0.9559999704360962},{"id":"https://openalex.org/keywords/ai-governance","display_name":"AI governance","score":0.9829999804496765},{"id":"https://openalex.org/keywords/mainframe-computers","display_name":"mainframe computers","score":0.7940000295639038},{"id":"https://openalex.org/keywords/community-banks","display_name":"community banks","score":0.7570000290870667},{"id":"https://openalex.org/keywords/credit-unions","display_name":"credit unions","score":1.0},{"id":"https://openalex.org/keywords/data-access-control","display_name":"data access control","score":0.5989999771118164},{"id":"https://openalex.org/keywords/agent-orchestration","display_name":"agent orchestration","score":0.8859999775886536},{"id":"https://openalex.org/keywords/human-oversight","display_name":"human oversight","score":0.7360000014305115},{"id":"https://openalex.org/keywords/traceability","display_name":"traceability","score":0.7570000290870667},{"id":"https://openalex.org/keywords/accountability","display_name":"accountability","score":0.9890000224113464},{"id":"https://openalex.org/keywords/model-conformance","display_name":"model conformance","score":0.5820000171661377}],"concepts":[{"id":"https://openalex.org/C39389867","wikidata":"https://www.wikidata.org/wiki/Q380767","display_name":"Corporate governance","level":2,"score":0.5809999704360962},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.508899986743927},{"id":"https://openalex.org/C105339364","wikidata":"https://www.wikidata.org/wiki/Q2297740","display_name":"Software deployment","level":2,"score":0.4986000061035156},{"id":"https://openalex.org/C150189527","wikidata":"https://www.wikidata.org/wiki/Q356674","display_name":"Reference model","level":2,"score":0.4259999990463257},{"id":"https://openalex.org/C2777710495","wikidata":"https://www.wikidata.org/wiki/Q5527195","display_name":"Gateway (web page)","level":2,"score":0.3865000009536743},{"id":"https://openalex.org/C2777904410","wikidata":"https://www.wikidata.org/wiki/Q7397","display_name":"Software","level":2,"score":0.34940001368522644},{"id":"https://openalex.org/C195094911","wikidata":"https://www.wikidata.org/wiki/Q14167904","display_name":"Process management","level":1,"score":0.3402999937534332},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.33970001339912415},{"id":"https://openalex.org/C2775924081","wikidata":"https://www.wikidata.org/wiki/Q55608371","display_name":"Control (management)","level":2,"score":0.33640000224113464},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.32910001277923584},{"id":"https://openalex.org/C120936955","wikidata":"https://www.wikidata.org/wiki/Q2155640","display_name":"Empirical research","level":2,"score":0.31189998984336853},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.31119999289512634},{"id":"https://openalex.org/C153876917","wikidata":"https://www.wikidata.org/wiki/Q899704","display_name":"Traceability","level":2,"score":0.2944999933242798},{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.29350000619888306},{"id":"https://openalex.org/C2779777834","wikidata":"https://www.wikidata.org/wiki/Q4202277","display_name":"Enforcement","level":2,"score":0.2930000126361847},{"id":"https://openalex.org/C2775941552","wikidata":"https://www.wikidata.org/wiki/Q25212305","display_name":"Isolation (microbiology)","level":2,"score":0.28949999809265137},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2890999913215637},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.28760001063346863},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.2874000072479248},{"id":"https://openalex.org/C206345919","wikidata":"https://www.wikidata.org/wiki/Q20380951","display_name":"Resource (disambiguation)","level":2,"score":0.2854999899864197},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.28369998931884766},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.2827000021934509},{"id":"https://openalex.org/C196879817","wikidata":"https://www.wikidata.org/wiki/Q872685","display_name":"Data governance","level":4,"score":0.28029999136924744},{"id":"https://openalex.org/C166052673","wikidata":"https://www.wikidata.org/wiki/Q83021","display_name":"Empirical evidence","level":2,"score":0.27970001101493835},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.26930001378059387},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.2662000060081482},{"id":"https://openalex.org/C2776007630","wikidata":"https://www.wikidata.org/wiki/Q2798912","display_name":"Accountability","level":2,"score":0.26089999079704285},{"id":"https://openalex.org/C85890633","wikidata":"https://www.wikidata.org/wiki/Q929673","display_name":"Capability Maturity Model","level":3,"score":0.2590000033378601},{"id":"https://openalex.org/C2776214188","wikidata":"https://www.wikidata.org/wiki/Q408386","display_name":"Inference","level":2,"score":0.2551000118255615},{"id":"https://openalex.org/C98965940","wikidata":"https://www.wikidata.org/wiki/Q877496","display_name":"Transaction cost","level":2,"score":0.2517000138759613},{"id":"https://openalex.org/C2780759654","wikidata":"https://www.wikidata.org/wiki/Q809934","display_name":"Basel II","level":4,"score":0.2513999938964844}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.5281/zenodo.23919650","doi":"https://doi.org/10.5281/zenodo.23919650","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.23919650","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article-journal"},{"id":"doi:10.5281/zenodo.23919651","doi":"https://doi.org/10.5281/zenodo.23919651","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.23919651","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article-journal"}],"best_oa_location":{"id":"doi:10.5281/zenodo.23919650","doi":"https://doi.org/10.5281/zenodo.23919650","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.23919650","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article-journal"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7203442327","https://openalex.org/W7212029999","https://openalex.org/W7158515963","https://openalex.org/W7171667692","https://openalex.org/W4416436704","https://openalex.org/W7167632795","https://openalex.org/W7165131116","https://openalex.org/W7161683047","https://openalex.org/W7171634916","https://openalex.org/W7171560291"],"abstract_inverted_index":{"Agentic":[0],"artificial":[1],"intelligence":[2],"connects":[3],"model-generated":[4],"recommendations":[5],"to":[6,114,146,250],"enterprise":[7,62],"data":[8,70,94],"and":[9,32,41,76,79,96,101,121,133,149,164,173,181,193,196,220,236,246],"tools,":[10],"creating":[11],"a":[12,24,48,198,211],"need":[13],"for":[14,27,89,139,170],"governance":[15,75,166,213],"that":[16,51],"remains":[17],"enforceable":[18],"throughout":[19],"execution.":[20],"Financial":[21],"institutions":[22],"require":[23],"common":[25,108],"method":[26],"assigning":[28],"authority,":[29,130],"limiting":[30],"actions":[31],"preserving":[33,230],"evidence":[34],"as":[35,233],"information":[36],"moves":[37],"between":[38],"models,":[39],"applications":[40],"systems":[42],"of":[43,60,261],"record.":[44],"This":[45],"paper":[46],"proposes":[47],"reference":[49],"model":[50,65,92,189],"addresses":[52],"those":[53],"relationships":[54],"while":[55],"retaining":[56],"the":[57,140],"operational":[58,244],"authority":[59],"established":[61,252],"platforms.":[63],"The":[64,185,207],"comprises":[66],"four":[67,128],"layers:":[68],"policy-governed":[69],"access,":[71],"bounded":[72],"agent":[73],"orchestration,":[74],"risk":[77],"controls,":[78],"accountable":[80,122],"human":[81],"oversight.":[82],"An":[83],"AI":[84,262],"Gateway":[85],"enforces":[86],"inference":[87,148],"policy":[88],"identity,":[90],"purpose,":[91],"selection,":[93],"handling":[95],"resource":[97],"consumption.":[98],"Source-access":[99],"services":[100,151],"tool":[102],"brokers":[103],"retain":[104],"independent":[105],"authorization.":[106],"A":[107,135],"execution":[109,119],"lifecycle":[110],"binds":[111],"material":[112],"outcomes":[113],"source":[115],"versions,":[116],"applicable":[117],"policy,":[118],"configuration":[120],"decisions.":[123],"Conformance":[124],"is":[125,210],"assessed":[126],"through":[127,253],"invariants:":[129],"containment,":[131],"traceability":[132],"accountability.":[134],"first":[136],"deployment":[137,191],"profile,":[138],"mainframe,":[141],"maps":[142],"these":[143],"logical":[144],"functions":[145],"local":[147],"gateway":[150],"running":[152],"in":[153,229],"isolated":[154],"Linux":[155],"on":[156],"IBM":[157],"Z":[158],"environments":[159],"alongside":[160],"legacy":[161],"workloads.":[162],"Contract":[163],"terms":[165],"illustrates":[167],"an":[168,216,221],"application":[169,194,223],"community":[171],"banks":[172],"credit":[174],"unions,":[175],"with":[176,215],"clause-level":[177],"evidence,":[178],"specialist":[179],"review":[180],"controlled":[182],"exception":[183],"handling.":[184],"methodological":[186],"approach":[187],"separates":[188],"conformance,":[190],"qualification":[192],"performance,":[195],"specifies":[197],"prospective":[199],"comparative":[200],"evaluation":[201],"rather":[202],"than":[203],"reporting":[204],"completed":[205],"experiments.":[206],"resulting":[208],"contribution":[209],"reusable":[212],"structure":[214],"explicit":[217],"implementation":[218],"mapping":[219],"initial":[222],"profile.":[224],"Its":[225],"potential":[226],"value":[227,248],"lies":[228],"institutional":[231],"control":[232,242],"software":[234],"components":[235],"use":[237],"cases":[238],"change.":[239],"Analytical":[240],"accuracy,":[241],"effectiveness,":[243],"isolation":[245],"economic":[247],"remain":[249],"be":[251],"empirical":[254],"validation":[255],"before":[256],"production":[257],"adoption":[258],"or":[259],"expansion":[260],"authority.":[263]},"counts_by_year":[],"updated_date":"2026-11-05T12:25:35.769452","created_date":"2026-11-04T00:00:00"}
