{"id":"https://openalex.org/W7221166765","doi":"https://doi.org/10.5281/zenodo.18268122","title":"\u0645\u062d\u062f\u062f\u0627\u062a \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0644\u064a\u0628\u064a\u0629 : \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 Tobit Regression Model \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 2010-2019","display_name":"\u0645\u062d\u062f\u062f\u0627\u062a \u0627\u0644\u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0644\u0644\u0645\u0635\u0627\u0631\u0641 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0627\u0644\u0644\u064a\u0628\u064a\u0629 : \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 Tobit Regression Model \u062e\u0644\u0627\u0644 \u0627\u0644\u0641\u062a\u0631\u0629 2010-2019","publication_year":2025,"publication_date":"2025-12-31","ids":{"openalex":"https://openalex.org/W7221166765","doi":"https://doi.org/10.5281/zenodo.18268122"},"language":"ar","primary_location":{"id":"pmh:oai:ojs2.accounting-studies.ly:article/131","doi":"https://doi.org/10.5281/zenodo.18268122","is_oa":true,"landing_page_url":"https://accounting-studies.ly/index.php/index/article/view/131","pdf_url":null,"source":{"id":"https://openalex.org/S7407075863","display_name":"Accounting Studies","issn_l":"2616-5848","issn":["2616-5848","3080-7034"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2616-5848","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://accounting-studies.ly/index.php/index/article/view/131","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5003161509","display_name":"\u0639\u0627\u062f\u0644 \u0627\u0644\u0643\u0627\u0633\u062d \u0625\u0646\u0628\u064a\u0629","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"\u0625\u0646\u0628\u064a\u0629 , \u0639\u0627\u062f\u0644 \u0627\u0644\u0643\u0627\u0633\u062d","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5003161509"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.59855722,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10357","display_name":"Efficiency Analysis Using DEA","score":0.9262999892234802,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10357","display_name":"Efficiency Analysis Using DEA","score":0.9262999892234802,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.057999998331069946,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.010400000028312206,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-efficiency","display_name":"bank efficiency","score":0.8190000057220459},{"id":"https://openalex.org/keywords/libyan-commercial-banks","display_name":"Libyan commercial banks","score":0.8500000238418579},{"id":"https://openalex.org/keywords/technical-efficiency","display_name":"technical efficiency","score":0.7400000095367432},{"id":"https://openalex.org/keywords/allocative-efficiency","display_name":"allocative efficiency","score":0.8700000047683716},{"id":"https://openalex.org/keywords/scale-efficiency","display_name":"scale efficiency","score":0.9210000038146973},{"id":"https://openalex.org/keywords/determinants-of-bank-efficiency","display_name":"determinants of bank efficiency","score":0.8700000047683716},{"id":"https://openalex.org/keywords/capital-adequacy","display_name":"capital adequacy","score":0.8069999814033508},{"id":"https://openalex.org/keywords/return-on-assets","display_name":"return on assets","score":0.9620000123977661},{"id":"https://openalex.org/keywords/liquidity","display_name":"liquidity","score":0.8960000276565552},{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.9909999966621399},{"id":"https://openalex.org/keywords/bank-size","display_name":"bank size","score":0.8889999985694885},{"id":"https://openalex.org/keywords/ownership-structure","display_name":"ownership structure","score":0.7250000238418579},{"id":"https://openalex.org/keywords/public-sector-efficiency","display_name":"administrative efficiency","score":0.875},{"id":"https://openalex.org/keywords/asset-quality","display_name":"asset quality","score":0.9850000143051147},{"id":"https://openalex.org/keywords/market-concentration","display_name":"market concentration","score":0.6399999856948853},{"id":"https://openalex.org/keywords/inflation","display_name":"inflation","score":0.7509999871253967},{"id":"https://openalex.org/keywords/tobit-model","display_name":"Tobit model","score":0.8410000205039978},{"id":"https://openalex.org/keywords/panel-data-models","display_name":"panel data models","score":0.4779999852180481}],"concepts":[{"id":"https://openalex.org/C166866094","wikidata":"https://www.wikidata.org/wiki/Q1307251","display_name":"Tobit model","level":2,"score":0.8988000154495239},{"id":"https://openalex.org/C152877465","wikidata":"https://www.wikidata.org/wiki/Q208042","display_name":"Regression analysis","level":2,"score":0.6419000029563904},{"id":"https://openalex.org/C22088475","wikidata":"https://www.wikidata.org/wiki/Q647974","display_name":"Data envelopment analysis","level":2,"score":0.5791000127792358},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.5601000189781189},{"id":"https://openalex.org/C2780009758","wikidata":"https://www.wikidata.org/wiki/Q6804172","display_name":"Measure (data warehouse)","level":2,"score":0.5425000190734863},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.5347999930381775},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.5331000089645386},{"id":"https://openalex.org/C93698799","wikidata":"https://www.wikidata.org/wiki/Q5428730","display_name":"Factor regression model","level":5,"score":0.5031999945640564},{"id":"https://openalex.org/C83546350","wikidata":"https://www.wikidata.org/wiki/Q1139051","display_name":"Regression","level":2,"score":0.453000009059906},{"id":"https://openalex.org/C90157343","wikidata":"https://www.wikidata.org/wiki/Q5188196","display_name":"Cross-sectional regression","level":4,"score":0.42289999127388},{"id":"https://openalex.org/C48921125","wikidata":"https://www.wikidata.org/wiki/Q10861030","display_name":"Linear regression","level":2,"score":0.3961000144481659}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:ojs2.accounting-studies.ly:article/131","doi":"https://doi.org/10.5281/zenodo.18268122","is_oa":true,"landing_page_url":"https://accounting-studies.ly/index.php/index/article/view/131","pdf_url":null,"source":{"id":"https://openalex.org/S7407075863","display_name":"Accounting Studies","issn_l":"2616-5848","issn":["2616-5848","3080-7034"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2616-5848","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:ojs2.accounting-studies.ly:article/131","doi":"https://doi.org/10.5281/zenodo.18268122","is_oa":true,"landing_page_url":"https://accounting-studies.ly/index.php/index/article/view/131","pdf_url":null,"source":{"id":"https://openalex.org/S7407075863","display_name":"Accounting Studies","issn_l":"2616-5848","issn":["2616-5848","3080-7034"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2616-5848","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"score":0.5263000130653381,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7124456126","https://openalex.org/W7124429804","https://openalex.org/W2183834857","https://openalex.org/W7220012951","https://openalex.org/W4287244055","https://openalex.org/W2142908391","https://openalex.org/W4415886049","https://openalex.org/W3084623412","https://openalex.org/W7143347406","https://openalex.org/W6931088532"],"abstract_inverted_index":{"\u0627\u0644\u0645\u0633\u062a\u062e\u0644\u0635:\u0647\u062f\u0641\u062a":[0],"\u0627\u0644\u062f\u0631\u0627\u0633\u0629":[1,23,34,62,93,128,195],"\u0625\u0644\u0649":[2,99],"\u0642\u064a\u0627\u0633":[3,29],"\u0627\u0644\u0643\u0641\u0627\u0621\u0629":[4,30,78,130,143,154,170,183],"\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629":[5],"\u0648\u062f\u0631\u0627\u0633\u0629":[6],"\u0623\u062b\u0631":[7],"\u0627\u0644\u0645\u062d\u062f\u062f\u0627\u062a":[8,55],"\u0627\u0644\u0645\u0624\u062b\u0631\u0629":[9],"\u0641\u064a\u0647\u0627":[10],"\u0644\u0639\u064a\u0646\u0629":[11],"\u0645\u0643\u0648\u0646\u0629":[12],"\u0645\u0646":[13,94,200],"\u062a\u0633\u0639":[14],"\u0645\u0635\u0627\u0631\u0641":[15],"\u062a\u062c\u0627\u0631\u064a\u0629":[16],"\u0644\u064a\u0628\u064a\u0629":[17],"\u062e\u0644\u0627\u0644":[18],"\u0627\u0644\u0641\u062a\u0631\u0629":[19],"2010-2019":[20],"\u060c":[21,141,162],"\u062a\u0645\u062a":[22],"\u0641\u064a":[24,58,169,202],"\u062e\u0637\u0648\u062a\u064a\u0646":[25],":":[26],"\u0627\u0644\u062e\u0637\u0648\u0629":[27,48],"\u0627\u0644\u0623\u0648\u0644\u0649":[28],"\u0627\u0644\u0641\u0646\u064a\u0629":[31],"\u0644\u0644\u0639\u064a\u0646\u0629":[32],"\u0645\u062d\u0644":[33,61],"\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645":[35],"\u062a\u062d\u0644\u064a\u0644":[36],"\u0645\u063a\u0644\u0641":[37],"\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a":[38],"DEA":[39],"\u0628\u0627\u0641\u062a\u0631\u0627\u0636":[40],"\u0646\u0645\u0648\u0630\u062c\u064a":[41],"\u0639\u0648\u0627\u0626\u062f":[42],"\u0627\u0644\u062d\u062c\u0645":[43],"\u0627\u0644\u062b\u0627\u0628\u062a\u0629":[44],"CRS":[45],"\u0648\u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0629":[46],"VRS\u060c":[47],"\u0627\u0644\u062b\u0627\u0646\u064a\u0629":[49],"\u0627\u0633\u062a\u062e\u062f\u0627\u0645":[50,117],"Tobit":[51,253],"Regression":[52],"Model":[53],"\u0644\u062a\u062d\u0644\u064a\u0644":[54],"\u0627\u0644\u062a\u064a":[56,167],"\u062a\u0624\u062b\u0631":[57,168],"\u0643\u0641\u0627\u0621\u0629":[59],"\u0627\u0644\u0645\u0635\u0627\u0631\u0641":[60,201],"\u0648\u0647\u064a":[63],"\u0645\u062d\u062f\u062f\u0627\u062a":[64,84],"\u062f\u0627\u062e\u0644\u064a\u0629":[65],"\u062a\u0634\u0645\u0644":[66,86],"(\u0643\u0641\u0627\u064a\u0629":[67],"\u0631\u0623\u0633":[68,175],"\u0627\u0644\u0645\u0627\u0644\u060c":[69],"\u0627\u0644\u0639\u0627\u0626\u062f":[70],"\u0639\u0644\u0649":[71,101,182],"\u0627\u0644\u0623\u0635\u0648\u0644\u060c":[72,81],"\u0627\u0644\u0633\u064a\u0648\u0644\u0629\u060c":[73],"\u0645\u062e\u0627\u0637\u0631":[74],"\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646\u060c":[75],"\u0627\u0644\u062d\u062c\u0645\u060c":[76],"\u0627\u0644\u0645\u0644\u0643\u064a\u0629\u060c":[77],"\u0627\u0644\u0627\u062f\u0627\u0631\u064a\u0629\u060c":[79],"\u062c\u0648\u062f\u0629":[80],"\u0627\u0644\u062a\u0631\u0643\u0632)\u060c":[82],"\u0648":[83,137,149,160],"\u062e\u0627\u0631\u062c\u064a\u0629":[85],"(":[87],"\u0627\u0644\u0646\u0627\u062a\u062c":[88],"\u0627\u0644\u0645\u062d\u0644\u064a":[89],"\u0627\u0644\u0627\u062c\u0645\u0627\u0644\u064a\u060c":[90],"\u0627\u0644\u062a\u0636\u062e\u0645).":[91],"\u0627\u0639\u062a\u0645\u062f\u062a":[92],"\u0623\u062c\u0644":[95],"\u062a\u062d\u0642\u064a\u0642":[96],"\u0623\u0647\u062f\u0627\u0641\u0647\u0627":[97],"\u0648\u0627\u0644\u0648\u0635\u0648\u0644":[98],"\u0627\u0644\u0646\u062a\u0627\u0626\u062c":[100],"\u0627\u0644\u0645\u0646\u0647\u062c":[102],"\u0627\u0644\u0648\u0635\u0641\u064a":[103],"\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u064a":[104],"\u062d\u064a\u062b":[105],"\u062a\u0645":[106],"\u0627\u062a\u0628\u0627\u0639":[107],"\u0637\u0631\u064a\u0642\u0629":[108],"\u0627\u0644\u062a\u062d\u0644\u064a\u0644":[109,119],"\u0627\u0644\u0642\u064a\u0627\u0633\u064a":[110],"\u0644\u0646\u0645\u0627\u0630\u062c":[111],"\u0627\u0644\u0633\u0644\u0627\u0633\u0644":[112],"\u0627\u0644\u0632\u0645\u0646\u064a\u0629":[113],"\u0627\u0644\u0645\u0642\u0637\u0639\u064a\u0629(panel":[114],"data)\u060c":[115],"\u0648\u062a\u0645":[116],"\u0628\u0631\u0646\u0627\u0645\u062c":[118],"\u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a(E-":[120],"view":[121,331],"13)":[122,332],"\u0644\u062a\u0642\u062f\u064a\u0631":[123],"\u0646\u0645\u0648\u0630\u062c":[124],"\u0627\u0644\u062f\u0631\u0627\u0633\u0629.":[125],"\u0648\u0623\u0634\u0627\u0631\u062a":[126],"\u0646\u062a\u0627\u0626\u062c":[127],"\u0623\u0646":[129],"\u0627\u0644\u0643\u0644\u064a\u0629":[131],"\u0644\u0644\u0645\u0635\u0627\u0631\u0641":[132],"\u0627\u0644\u0644\u064a\u0628\u064a\u0629":[133],"\u062a\u062a\u0631\u0627\u0648\u062d":[134,146],"\u0628\u064a\u0646":[135,147,158],"68.2%":[136],"95.8%":[138],"\u0628\u0645\u062a\u0648\u0633\u0637":[139],"83.3%":[140],"\u0623\u0645\u0627":[142,165],"\u0627\u0644\u062a\u0642\u0646\u064a\u0629":[144,184],"\u0627\u0644\u062e\u0627\u0644\u0635\u0629":[145],"78.8%":[148],"97.8%":[150,161],"\u0648\u0628\u0645\u062a\u0648\u0633\u0637":[151],"90.4%\u060c":[152],"\u0648\u062c\u0627\u0621\u062a":[153],"\u0627\u0644\u062d\u062c\u0645\u064a\u0629":[155],"\u0628\u0645\u0639\u062f\u0644\u0627\u062a":[156],"\u0645\u062a\u0641\u0627\u0648\u062a\u0629":[157],"85.2%":[159],"\u0648\u0628\u062a\u0645\u0648\u0633\u0637":[163],"91.7%.":[164],"\u0627\u0644\u0639\u0648\u0627\u0645\u0644":[166],"\u0641\u0625\u0646\u0647":[171],"\u0628\u0627\u0633\u062a\u062b\u0646\u0627\u0621":[172],"\u0645\u0624\u0634\u0631":[173],"\u0643\u0641\u0627\u064a\u0629":[174],"\u0627\u0644\u0645\u0627\u0644":[176],"\u0627\u0644\u0630\u064a":[177],"\u0644\u0647":[178],"\u062a\u0623\u062b\u064a\u0631":[179,192],"\u0645\u0648\u062c\u0628":[180],"\u0645\u0639\u0646\u0648\u064a":[181],"\u0628\u0623\u0628\u0639\u0627\u062f\u0647\u0627":[185],"\u0627\u0644\u062b\u0644\u0627\u062b\u0629\u060c":[186],"\u0641\u0627\u0646":[187],"\u0628\u0627\u0642\u064a":[188],"\u0627\u0644\u0645\u062a\u063a\u064a\u0631\u0627\u062a":[189],"\u0644\u064a\u0633":[190],"\u0644\u0647\u0627":[191],"\u0645\u0639\u0646\u0648\u064a.":[193],"\u062a\u0648\u0635\u064a":[194],"\u0645\u0633\u062a\u0642\u0628\u0644\u0627":[196],"\u0628\u0625\u062f\u062e\u0627\u0644":[197],"\u0639\u062f\u062f":[198],"\u0623\u0643\u0628\u0631":[199],"\u0627\u0644\u0639\u064a\u0646\u0629":[203],"\u0648\u0644\u0641\u062a\u0631\u0629":[204],"\u0632\u0645\u0646\u064a\u0629":[205],"\u0623\u0637\u0648\u0644":[206],"\u0648\u0623\u062d\u062f\u062b":[207],"\u062d\u062a\u0649":[208],"\u064a\u0645\u0643\u0646":[209],"\u062a\u0639\u0645\u064a\u0645":[210],"\u0627\u0644\u0646\u062a\u0627\u0626\u062c.":[211],"Abstract:The":[212],"main":[213],"aim":[214],"of":[215,224,226,259,312,315,364,374,389],"this":[216],"study":[217,232,303,338,397],"is":[218],"to":[219,246,256,271,294,335],"measure":[220],"and":[221,282,284,289,298,324,348],"analyses":[222],"determinants":[223,258,266,286,373],"efficiency":[225,262,347,363],"Libyan":[227,260,365],"banks":[228,366],"during":[229,368],"2010-2019.":[230],"The":[231,340,396],"adopts":[233],"two":[234],"steps:":[235],"First":[236],"step:":[237,250],"Using":[238],"Data":[239],"Envelopment":[240],"Analysis":[241],"(DEA)":[242],"CRT":[243],"&":[244],"VRS":[245],"evaluate":[247],"efficiency.":[248],"Second":[249],"using":[251],"the":[252,300,302,306,310,325,337,344,362,369,387,390],"regression":[254],"model":[255],"assess":[257],"banking":[261],"which":[263,359,379],"are":[264,354],"internal":[265],"include":[267,287],"(capital":[268],"adequacy,":[269,378],"return":[270],"assets,":[272],"liquidity,":[273],"credit":[274],"risk,":[275],"bank":[276],"size,":[277],"management":[278],"efficiency,":[279,375,386],"assets":[280],"quality,":[281],"concentration),":[283],"external":[285],"(GDP":[288],"inflation":[290],"rate).":[291],"In":[292],"order":[293],"achieve":[295],"its":[296,349],"objectives":[297],"reach":[299],"results,":[301],"relied":[304],"on":[305,385],"descriptive-analytical":[307],"approach,":[308],"where":[309],"method":[311],"standard":[313],"analysis":[314,327],"cross-sectional":[316],"time":[317],"series":[318],"models":[319],"(panel":[320],"data)":[321],"was":[322,333],"followed,":[323],"statistical":[326],"program":[328],"(E":[329],"-":[330],"used":[334],"estimate":[336],"model.":[339],"findings":[341],"show":[342],"that":[343,361],"average":[345],"technical":[346],"components":[350],"(TE,":[351],"PTE,":[352],"SE)":[353],"83.3%,":[355],"90.4,":[356],"91.7%":[357],"respectively,":[358],"means":[360],"improved":[367],"last":[370],"decade.":[371],"Regarding":[372],"except":[376],"capital":[377],"has":[380],"a":[381],"significant":[382,394],"positive":[383],"effect":[384],"rest":[388],"factors":[391],"have":[392],"no":[393],"impact.":[395],"recommends":[398],"more":[399],"studies":[400],"should":[401],"be":[402],"done.":[403]},"counts_by_year":[],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2026-10-10T00:00:00"}