{"id":"https://openalex.org/W7221147876","doi":"https://doi.org/10.59086/jak.v4i2.1025","title":"Pengaruh Risiko Keuangan, Struktur Modal Dan Risiko Likuiditas Terhadap Profitabilitas Bank, Dengan Efisiensi Operasional Sebagai Variabel Mediasi","display_name":"Pengaruh Risiko Keuangan, Struktur Modal Dan Risiko Likuiditas Terhadap Profitabilitas Bank, Dengan Efisiensi Operasional Sebagai Variabel Mediasi","publication_year":2025,"publication_date":"2025-08-05","ids":{"openalex":"https://openalex.org/W7221147876","doi":"https://doi.org/10.59086/jak.v4i2.1025"},"language":"en","primary_location":{"id":"pmh:oai:ojs2.jurnal.risetilmiah.ac.id:article/1025","doi":"https://doi.org/10.59086/jak.v4i2.1025","is_oa":true,"landing_page_url":"https://jurnal.risetilmiah.ac.id/index.php/jak/article/view/1025","pdf_url":"https://jurnal.risetilmiah.ac.id/index.php/jak/article/download/1025/704","source":{"id":"https://openalex.org/S4387287839","display_name":"Mandiri Jurnal Akuntansi dan Keuangan","issn_l":"2829-9329","issn":["2829-9329"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.59086/jak.v4i2","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://jurnal.risetilmiah.ac.id/index.php/jak/article/download/1025/704","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5158005429","display_name":"Hadi Winarno","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405275392","display_name":"Universitas BPD","ror":"https://ror.org/03h6w2256","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405275392"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Winarno, Hadi","raw_affiliation_strings":["Universitas BPD Semarang"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas BPD Semarang","institution_ids":["https://openalex.org/I4405275392"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5086655676","display_name":"Suci Atiningsih","orcid":"https://orcid.org/0009-0006-7856-1838","observed_orcids":["https://orcid.org/0009-0006-7856-1838"]},"institutions":[{"id":"https://openalex.org/I4405275392","display_name":"Universitas BPD","ror":"https://ror.org/03h6w2256","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405275392"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Atiningsih, Suci","raw_affiliation_strings":["Universitas BPD Semarang"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas BPD Semarang","institution_ids":["https://openalex.org/I4405275392"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4405275392"],"apc_list":null,"apc_paid":null,"fwci":1.2327,"has_fulltext":true,"cited_by_count":2,"citation_normalized_percentile":{"value":0.76338054,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":95,"max":96},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.7509999871253967,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.7509999871253967,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.2395000010728836,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.003599999938160181,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-risk","display_name":"financial risk","score":0.8870000243186951},{"id":"https://openalex.org/keywords/capital-structure","display_name":"capital structure","score":0.9950000047683716},{"id":"https://openalex.org/keywords/liquidity-risk","display_name":"liquidity risk","score":1.0},{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.9990000128746033},{"id":"https://openalex.org/keywords/operational-efficiency","display_name":"operational efficiency","score":0.996999979019165},{"id":"https://openalex.org/keywords/mediating-effect","display_name":"mediating effect","score":0.8730000257492065},{"id":"https://openalex.org/keywords/state-owned-banks","display_name":"state-owned banks","score":0.9909999966621399}],"concepts":[{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.6635000109672546},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6438999772071838},{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.5516999959945679},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.4717000126838684},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.3747999966144562},{"id":"https://openalex.org/C149933338","wikidata":"https://www.wikidata.org/wiki/Q950816","display_name":"Capital structure","level":3,"score":0.3479999899864197},{"id":"https://openalex.org/C16969640","wikidata":"https://www.wikidata.org/wiki/Q1070805","display_name":"Capital adequacy ratio","level":3,"score":0.33550000190734863},{"id":"https://openalex.org/C73858035","wikidata":"https://www.wikidata.org/wiki/Q1164550","display_name":"Market risk","level":2,"score":0.30720001459121704},{"id":"https://openalex.org/C11489865","wikidata":"https://www.wikidata.org/wiki/Q944806","display_name":"Operational risk","level":3,"score":0.3043999969959259},{"id":"https://openalex.org/C189259953","wikidata":"https://www.wikidata.org/wiki/Q1042259","display_name":"Liquidity risk","level":3,"score":0.27900001406669617}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:ojs2.jurnal.risetilmiah.ac.id:article/1025","doi":"https://doi.org/10.59086/jak.v4i2.1025","is_oa":true,"landing_page_url":"https://jurnal.risetilmiah.ac.id/index.php/jak/article/view/1025","pdf_url":"https://jurnal.risetilmiah.ac.id/index.php/jak/article/download/1025/704","source":{"id":"https://openalex.org/S4387287839","display_name":"Mandiri Jurnal Akuntansi dan Keuangan","issn_l":"2829-9329","issn":["2829-9329"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.59086/jak.v4i2","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:ojs2.jurnal.risetilmiah.ac.id:article/1025","doi":"https://doi.org/10.59086/jak.v4i2.1025","is_oa":true,"landing_page_url":"https://jurnal.risetilmiah.ac.id/index.php/jak/article/view/1025","pdf_url":"https://jurnal.risetilmiah.ac.id/index.php/jak/article/download/1025/704","source":{"id":"https://openalex.org/S4387287839","display_name":"Mandiri Jurnal Akuntansi dan Keuangan","issn_l":"2829-9329","issn":["2829-9329"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.59086/jak.v4i2","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"score":0.7257999777793884,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7221147876.pdf","grobid_xml":"https://content.openalex.org/works/W7221147876.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W1901727344","https://openalex.org/W7077574848","https://openalex.org/W204716785","https://openalex.org/W4390620761","https://openalex.org/W3016431003","https://openalex.org/W4417353422","https://openalex.org/W2678191742","https://openalex.org/W7208823681","https://openalex.org/W3209207643","https://openalex.org/W3123386390"],"abstract_inverted_index":{"Penelitian":[0],"ini":[1,115],"bertujuan":[2],"menganalisis":[3],"pengaruh":[4,101,111],"risiko":[5,10,62,71,82,93,102,112,119],"keuangan,":[6],"struktur":[7,76,85,105],"modal,":[8],"dan":[9,53,64,84,104,120],"likuiditas":[11,72,94],"terhadap":[12,69,89,107],"profitabilitas":[13,124],"bank,":[14],"serta":[15],"peran":[16],"efisiensi":[17,65,90,121],"operasional":[18,66,98],"sebagai":[19],"variabel":[20],"mediasi":[21],"pada":[22],"bank":[23,41,142,269],"BUMN":[24,42],"di":[25],"Indonesia":[26,160],"periode":[27],"2019\u20132023.":[28,164],"Metode":[29],"yang":[30,43],"digunakan":[31],"adalah":[32],"regresi":[33],"data":[34,49,170,186],"panel":[35,169],"dengan":[36,55],"100":[37,173],"observasi":[38],"dari":[39],"lima":[40],"dipilih":[44],"melalui":[45],"purposive":[46,180],"sampling,":[47,181],"menggunakan":[48],"laporan":[50],"keuangan":[51,63,83,103],"triwulanan":[52],"diolah":[54],"EViews":[56,189],"12.":[57,190],"Hasil":[58],"penelitian":[59],"menunjukkan":[60,116],"bahwa":[61],"berpengaruh":[67,73,87,95],"negatif":[68],"profitabilitas,":[70,108],"positif,":[74],"sedangkan":[75],"modal":[77,86,106],"tidak":[78,99],"berpengaruh.":[79],"Selain":[80],"itu,":[81],"positif":[88],"operasional,":[91],"sementara":[92],"negatif.":[96],"Efisiensi":[97],"memediasi":[100,110],"tetapi":[109],"likuiditas.":[113],"Temuan":[114],"pentingnya":[117],"pengelolaan":[118],"untuk":[122],"meningkatkan":[123],"bank.":[125],"This":[126],"study":[127],"aims":[128],"to":[129],"analyze":[130],"the":[131,147,162,239,252,260],"effect":[132,203],"of":[133,149,241,254,262],"financial":[134,184,195,219,242],"risk,":[135],"capital":[136,213,222,245],"structure,":[137],"and":[138,197,221,244,265],"liquidity":[139,206,229,255],"risk":[140,196,207,220,230,243,263],"on":[141,204,247],"profitability,":[143,205],"as":[144,146,152],"well":[145],"role":[148],"operational":[150,198,226],"efficiency":[151,199,235,266],"a":[153,201,209],"mediating":[154],"variable":[155],"in":[156,159,267],"state-owned":[157],"banks":[158],"during":[161],"period":[163],"The":[165,191],"method":[166],"used":[167],"is":[168],"regression":[171],"with":[172,188],"observations":[174],"from":[175],"five":[176],"SOEs":[177],"selected":[178],"through":[179],"using":[182],"quarterly":[183],"statement":[185],"processed":[187],"results":[192],"show":[193],"that":[194],"have":[200],"negative":[202],"has":[208,215],"positive":[210],"effect,":[211],"while":[212,228],"structure":[214,223,246],"no":[216],"effect.":[217],"Additionally,":[218],"positively":[224],"influence":[225,240,253],"efficiency,":[227],"negatively":[231],"influences":[232],"it.":[233],"Operational":[234],"does":[236,250],"not":[237],"mediate":[238,251],"profitability":[248],"but":[249],"risk.":[256],"These":[257],"findings":[258],"highlight":[259],"importance":[261],"management":[264],"enhancing":[268],"profitability.":[270]},"counts_by_year":[{"year":2026,"cited_by_count":2}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2026-10-10T00:00:00"}