{"id":"https://openalex.org/W7220802108","doi":null,"title":"KAJIAN YURIDIS TERHADAP PENYELESAIAN KREDIT MACET PADA BANK SULTRA (Suatu Studi di Bank Sultra Kendari)","display_name":"KAJIAN YURIDIS TERHADAP PENYELESAIAN KREDIT MACET PADA BANK SULTRA (Suatu Studi di Bank Sultra Kendari)","publication_year":2022,"publication_date":"2022-10-30","ids":{"openalex":"https://openalex.org/W7220802108"},"language":"en","primary_location":{"id":"pmh:oai:ojs2.jurnal-unsultra.ac.id:article/1021","doi":null,"is_oa":true,"landing_page_url":"http://jurnal-unsultra.ac.id/index.php/sulrev/article/view/1021","pdf_url":"http://jurnal-unsultra.ac.id/index.php/sulrev/article/download/1021/667","source":{"id":"https://openalex.org/S7407066734","display_name":"Sultra Law Review","issn_l":"2685-208X","issn":["2685-208X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2685-208X","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"http://jurnal-unsultra.ac.id/index.php/sulrev/article/download/1021/667","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5157707170","display_name":"Irma Sukmawati Sanggo","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210113473","display_name":"Universitas Sulawesi Tenggara","ror":"https://ror.org/024d7eg57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210113473"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Sanggo, Irma Sukmawati","raw_affiliation_strings":["Universitas Sulawesi Tenggara"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Sulawesi Tenggara","institution_ids":["https://openalex.org/I4210113473"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5043484888","display_name":"Sri Khayati","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210113473","display_name":"Universitas Sulawesi Tenggara","ror":"https://ror.org/024d7eg57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210113473"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Khayati, Sri","raw_affiliation_strings":["Universitas Sulawesi Tenggara"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Sulawesi Tenggara","institution_ids":["https://openalex.org/I4210113473"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5157784320","display_name":"Djohar Abidin Arifin","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210113473","display_name":"Universitas Sulawesi Tenggara","ror":"https://ror.org/024d7eg57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210113473"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Arifin, Djohar","raw_affiliation_strings":["Universitas Sulawesi Tenggara"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Sulawesi Tenggara","institution_ids":["https://openalex.org/I4210113473"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210113473"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.74781811,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14291","display_name":"Indonesian Legal and Regulatory Studies","score":0.5062999725341797,"subfield":{"id":"https://openalex.org/subfields/3320","display_name":"Political Science and International Relations"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14291","display_name":"Indonesian Legal and Regulatory Studies","score":0.5062999725341797,"subfield":{"id":"https://openalex.org/subfields/3320","display_name":"Political Science and International Relations"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11876","display_name":"Legal Studies and Policies","score":0.2378000020980835,"subfield":{"id":"https://openalex.org/subfields/3308","display_name":"Law"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.1542000025510788,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bad-debts","display_name":"bad debts","score":0.7059999704360962},{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":0.7710000276565552},{"id":"https://openalex.org/keywords/loan-rescheduling","display_name":"loan rescheduling","score":0.7329999804496765},{"id":"https://openalex.org/keywords/loan-reconditioning","display_name":"loan reconditioning","score":0.9390000104904175},{"id":"https://openalex.org/keywords/loan-restructuring","display_name":"loan restructuring","score":0.9399999976158142},{"id":"https://openalex.org/keywords/banking-law","display_name":"banking law","score":0.5849999785423279}],"concepts":[{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.6686999797821045},{"id":"https://openalex.org/C2777063073","wikidata":"https://www.wikidata.org/wiki/Q1553237","display_name":"Settlement (finance)","level":3,"score":0.6600000262260437},{"id":"https://openalex.org/C68387754","wikidata":"https://www.wikidata.org/wiki/Q7271585","display_name":"Schedule","level":2,"score":0.5723000168800354},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5626000165939331},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.49309998750686646},{"id":"https://openalex.org/C2993078247","wikidata":"https://www.wikidata.org/wiki/Q182076","display_name":"Bank credit","level":2,"score":0.46869999170303345},{"id":"https://openalex.org/C200924035","wikidata":"https://www.wikidata.org/wiki/Q1674798","display_name":"Issuing bank","level":3,"score":0.4620000123977661},{"id":"https://openalex.org/C68842666","wikidata":"https://www.wikidata.org/wiki/Q1070699","display_name":"Credit history","level":2,"score":0.44699999690055847},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.436599999666214},{"id":"https://openalex.org/C2778114724","wikidata":"https://www.wikidata.org/wiki/Q1365583","display_name":"Bad debt","level":3,"score":0.41929998993873596},{"id":"https://openalex.org/C174957148","wikidata":"https://www.wikidata.org/wiki/Q5183765","display_name":"Credit card interest","level":4,"score":0.40139999985694885},{"id":"https://openalex.org/C61797465","wikidata":"https://www.wikidata.org/wiki/Q1188986","display_name":"Term (time)","level":2,"score":0.36469998955726624},{"id":"https://openalex.org/C24308983","wikidata":"https://www.wikidata.org/wiki/Q5183781","display_name":"Credit reference","level":3,"score":0.3643999993801117},{"id":"https://openalex.org/C2993791488","wikidata":"https://www.wikidata.org/wiki/Q676459","display_name":"Bank account","level":3,"score":0.33469998836517334},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.3100999891757965},{"id":"https://openalex.org/C2983515908","wikidata":"https://www.wikidata.org/wiki/Q42240","display_name":"Research method","level":2,"score":0.303600013256073},{"id":"https://openalex.org/C77783676","wikidata":"https://www.wikidata.org/wiki/Q15218588","display_name":"Credit analysis","level":4,"score":0.3009999990463257},{"id":"https://openalex.org/C133462117","wikidata":"https://www.wikidata.org/wiki/Q4929239","display_name":"Data collection","level":2,"score":0.3000999987125397},{"id":"https://openalex.org/C129454956","wikidata":"https://www.wikidata.org/wiki/Q1402508","display_name":"Field research","level":2,"score":0.29649999737739563},{"id":"https://openalex.org/C2780414751","wikidata":"https://www.wikidata.org/wiki/Q157470","display_name":"Debtor","level":4,"score":0.28110000491142273},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.2615000009536743},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.2565000057220459},{"id":"https://openalex.org/C3018587665","wikidata":"https://www.wikidata.org/wiki/Q7268696","display_name":"Qualitative analysis","level":3,"score":0.2531999945640564},{"id":"https://openalex.org/C9652623","wikidata":"https://www.wikidata.org/wiki/Q190109","display_name":"Field (mathematics)","level":2,"score":0.2526000142097473},{"id":"https://openalex.org/C205208723","wikidata":"https://www.wikidata.org/wiki/Q372765","display_name":"Credit rating","level":2,"score":0.2502000033855438}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:ojs2.jurnal-unsultra.ac.id:article/1021","doi":null,"is_oa":true,"landing_page_url":"http://jurnal-unsultra.ac.id/index.php/sulrev/article/view/1021","pdf_url":"http://jurnal-unsultra.ac.id/index.php/sulrev/article/download/1021/667","source":{"id":"https://openalex.org/S7407066734","display_name":"Sultra Law Review","issn_l":"2685-208X","issn":["2685-208X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2685-208X","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:ojs2.jurnal-unsultra.ac.id:article/1021","doi":null,"is_oa":true,"landing_page_url":"http://jurnal-unsultra.ac.id/index.php/sulrev/article/view/1021","pdf_url":"http://jurnal-unsultra.ac.id/index.php/sulrev/article/download/1021/667","source":{"id":"https://openalex.org/S7407066734","display_name":"Sultra Law Review","issn_l":"2685-208X","issn":["2685-208X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2685-208X","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[],"sustainable_development_goals_aurora":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7220802108.pdf","grobid_xml":"https://content.openalex.org/works/W7220802108.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7220809426","https://openalex.org/W4388743737","https://openalex.org/W1523002145","https://openalex.org/W7015946151","https://openalex.org/W4225140274","https://openalex.org/W4402116654","https://openalex.org/W4361299248","https://openalex.org/W2740769170","https://openalex.org/W4289827645","https://openalex.org/W7220110026"],"abstract_inverted_index":{"This":[0],"study":[1,157],"aims:":[2],"1)":[3,160],"To":[4,21],"find":[5,22],"out":[6,23,93],"and":[7,24,76,101,141,145,330],"understand":[8,25],"the":[9,26,43,49,52,62,65,71,83,99,102,108,116,129,132,149,170,177,190,193,198,206,215,235,238,248,270,285,288,292,304,339,353],"form":[10,178,293],"of":[11,13,37,64,131,138,155,192,217,234,237,269,287,294,303],"settlement":[12],"bad":[14,29,164,321],"debts":[15,30,165],"at":[16,31,42,166,324],"Bank":[17,32,44,167,325,340],"Sultra":[18,33,45,168,326],"Kendari.":[19,34],"2)":[20,316],"factors":[27,318,334,349],"causing":[28],"The":[35,153,317],"location":[36],"this":[38,156],"research":[39,75,122],"was":[40],"conducted":[41],"Kendari":[46,327],"Office,":[47],"on":[48],"grounds":[50],"that":[51,104,319],"Office":[53],"can":[54],"obtain":[55],"more":[56],"accurate":[57],"data":[58,68,113,139],"in":[59,143,176,291],"accordance":[60],"with":[61,312],"objectives":[63],"study.":[66],"All":[67],"obtained":[69,97],"from":[70,98],"study,":[72],"both":[73],"literature":[74,100],"field":[77,103],"research,":[78],"will":[79,118],"be":[80,119],"analyzed":[81],"using":[82],"method;":[84],"Qualitative":[85],"Analysis,":[86,126],"which":[87,127,134,182,223,241,277,309],"is":[88,128,135,183,224,278,310],"an":[89,184,225,279],"analysis":[90,133],"method":[91],"carried":[92],"by":[94,338,352],"selecting":[95],"materials":[96],"are":[105,242,258,328,335,350],"adjusted":[106],"to":[107,115,148,162,186,189,197,214,227,230,245,247,281,284],"problem":[109,117,150],"being":[110,151],"studied":[111],"(only":[112],"related":[114],"taken":[120],"as":[121,343],"data).":[123],"Furthermore,":[124],"Descriptive":[125],"result":[130],"a":[136],"collection":[137],"found":[140],"described":[142],"detail":[144],"then":[146],"connected":[147],"studied.":[152],"results":[154],"indicate":[158],"that:":[159],"efforts":[161,175],"resolve":[163],"Kendari,":[169],"bank":[171],"makes":[172],"credit":[173,194,199,203,239,252,262,271,289,305,322],"rescue":[174],"of;":[179],"(a)":[180],"Rescheduling,":[181],"effort":[185,226,280],"make":[187,228,282],"changes":[188,213,229,246,257,283],"terms":[191,236,286],"agreement":[195,240,290],"relating":[196],"repayment":[200],"schedule":[201,250],"or":[202,209,219,232,263,267,298,301,313,357],"term,":[204],"including":[205,212],"grace":[207,210],"period":[208],"period,":[211],"amount":[216],"installments":[218],"not,":[220],"(b)":[221],"Reconditioning,":[222],"some":[231],"all":[233,266,300],"not":[243],"limited":[244],"installment":[249],"and/or":[251],"term":[253],"only.":[254],"However,":[255],"these":[256],"without":[259,264,314],"providing":[260,295],"additional":[261,296],"converting":[265,299],"part":[268,302],"into":[272,306],"company":[273,307],"equity.":[274],"(c)":[275],"Restructuring,":[276],"credit,":[297],"equity,":[308],"done":[311],"Rescheduling.":[315],"cause":[320],"problems":[323],"internal":[329],"external":[331],"factors.":[332],"Internal":[333],"those":[336],"caused":[337,351],"itself,":[341],"such":[342],"errors":[344],"when":[345],"conducting":[346],"analysis.":[347],"External":[348],"creditor,":[354],"either":[355],"intentionally":[356],"unintentionally.":[358]},"counts_by_year":[],"updated_date":"2026-10-08T09:06:37.294493","created_date":"2026-10-07T00:00:00"}
