{"id":"https://openalex.org/W7220172391","doi":null,"title":"Pengaruh Laporan Keuangan Terhadap Keputusan Pemberian Kredit Modal Kerja Perusahaan Pada Pt Bank Bca Cabang Taman Kopo Indah","display_name":"Pengaruh Laporan Keuangan Terhadap Keputusan Pemberian Kredit Modal Kerja Perusahaan Pada Pt Bank Bca Cabang Taman Kopo Indah","publication_year":2025,"publication_date":"2025-05-27","ids":{"openalex":"https://openalex.org/W7220172391"},"language":"en","primary_location":{"id":"pmh:oai:ojs3.127.0.0.1:article/160","doi":null,"is_oa":true,"landing_page_url":"https://publisher.unwim.ac.id/abinawa/article/view/160","pdf_url":"https://publisher.unwim.ac.id/abinawa/article/download/160/143","source":{"id":"https://openalex.org/S7407081336","display_name":"Abinawa","issn_l":"3088-9855","issn":["3088-9855"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210130181","host_organization_name":"Universitas Winaya Mukti","host_organization_lineage":["https://openalex.org/I4210130181"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"3088-9855","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://publisher.unwim.ac.id/abinawa/article/download/160/143","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5157088511","display_name":"Meita Candra Devi","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Candra Devi, Meita","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5073409465","display_name":"Hendri Maulana","orcid":"https://orcid.org/0009-0008-3347-7645","observed_orcids":["https://orcid.org/0009-0008-3347-7645"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Maulana, Hendri","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5048282930","display_name":"Moch Zakaria","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Zakaria, Moch","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5097928948","display_name":"Febriyani Damayanti","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Damayanti, Febriyani","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5007394119","display_name":"Indri Nuryasintia","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Nuryasintia, Indri","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.64748802,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12544","display_name":"Working Capital and Financial Performance","score":0.3433000147342682,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12544","display_name":"Working Capital and Financial Performance","score":0.3433000147342682,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.20260000228881836,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.1534000039100647,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-statements","display_name":"financial statements","score":0.7350000143051147},{"id":"https://openalex.org/keywords/working-capital-loans","display_name":"working capital loans","score":0.8330000042915344},{"id":"https://openalex.org/keywords/credit-decisions","display_name":"credit decision-making","score":0.6800000071525574},{"id":"https://openalex.org/keywords/current-ratio","display_name":"current ratio","score":0.9559999704360962},{"id":"https://openalex.org/keywords/debt-equity-ratio","display_name":"debt to equity ratio","score":0.9980000257492065},{"id":"https://openalex.org/keywords/asset-turnover","display_name":"asset turnover","score":0.9580000042915344},{"id":"https://openalex.org/keywords/financial-ratios","display_name":"financial ratios","score":0.9049999713897705},{"id":"https://openalex.org/keywords/bank-lending","display_name":"bank lending","score":0.699999988079071}],"concepts":[{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.8574000000953674},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6503000259399414},{"id":"https://openalex.org/C37621935","wikidata":"https://www.wikidata.org/wiki/Q3606845","display_name":"Agricultural science","level":1,"score":0.24539999663829803},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.21330000460147858},{"id":"https://openalex.org/C21547014","wikidata":"https://www.wikidata.org/wiki/Q1423657","display_name":"Operations management","level":1,"score":0.18050000071525574},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.17229999601840973},{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.17159999907016754},{"id":"https://openalex.org/C199728807","wikidata":"https://www.wikidata.org/wiki/Q2578557","display_name":"Equity (law)","level":2,"score":0.16910000145435333},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.16869999468326569},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.15719999372959137}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:ojs3.127.0.0.1:article/160","doi":null,"is_oa":true,"landing_page_url":"https://publisher.unwim.ac.id/abinawa/article/view/160","pdf_url":"https://publisher.unwim.ac.id/abinawa/article/download/160/143","source":{"id":"https://openalex.org/S7407081336","display_name":"Abinawa","issn_l":"3088-9855","issn":["3088-9855"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210130181","host_organization_name":"Universitas Winaya Mukti","host_organization_lineage":["https://openalex.org/I4210130181"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"3088-9855","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:ojs3.127.0.0.1:article/160","doi":null,"is_oa":true,"landing_page_url":"https://publisher.unwim.ac.id/abinawa/article/view/160","pdf_url":"https://publisher.unwim.ac.id/abinawa/article/download/160/143","source":{"id":"https://openalex.org/S7407081336","display_name":"Abinawa","issn_l":"3088-9855","issn":["3088-9855"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210130181","host_organization_name":"Universitas Winaya Mukti","host_organization_lineage":["https://openalex.org/I4210130181"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"3088-9855","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.48510000109672546}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7220172391.pdf","grobid_xml":"https://content.openalex.org/works/W7220172391.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7023779074","https://openalex.org/W6986289752","https://openalex.org/W2737181063","https://openalex.org/W6997002021","https://openalex.org/W2777603683","https://openalex.org/W2966214933","https://openalex.org/W7214951910","https://openalex.org/W2259943424","https://openalex.org/W2715787134","https://openalex.org/W7215509155"],"abstract_inverted_index":{"Dalam":[0],"dunia":[1],"bisnis":[2],"modern,":[3],"laporan":[4,87,145],"keuangan":[5,13,88,104,146],"menjadi":[6],"salah":[7],"satu":[8],"alat":[9],"utama":[10],"bagi":[11],"lembaga":[12],"dalam":[14,152],"menilai":[15],"kelayakan":[16],"pemberian":[17,45],"kredit":[18,46,109,134,157],"modal":[19,158],"kerja":[20,159],"kepada":[21],"perusahaan.":[22],"Penelitian":[23],"ini":[24,142],"bertujuan":[25],"untuk":[26],"menganalisis":[27],"pengaruh":[28,118],"rasio":[29,103],"keuangan\u2014yaitu":[30],"Current":[31],"Ratio":[32,37],"(CR),":[33],"Debt":[34],"to":[35],"Equity":[36],"(DER),":[38],"dan":[39,65,90,115],"Total":[40],"Asset":[41],"Turnover":[42],"(TATO)\u2014terhadap":[43],"keputusan":[44,108,133],"pada":[47,75],"PT":[48],"Bank":[49],"BCA":[50],"Cabang":[51],"Taman":[52],"Kopo":[53],"Indah.":[54],"Metode":[55],"yang":[56,73,78,147],"digunakan":[57],"adalah":[58],"pendekatan":[59],"kuantitatif":[60],"dengan":[61],"jenis":[62],"penelitian":[63,99],"deskriptif":[64],"asosiatif.":[66],"Sampel":[67],"terdiri":[68],"dari":[69,86,160],"30":[70],"perusahaan":[71,155],"nasabah":[72],"aktif":[74],"tahun":[76],"2018\u20132019,":[77],"dipilih":[79],"menggunakan":[80,96],"teknik":[81],"purposive":[82],"sampling.":[83],"Data":[84],"diperoleh":[85],"sekunder,":[89],"dianalisis":[91],"melalui":[92],"regresi":[93],"linier":[94],"berganda":[95],"SPSS.":[97],"Hasil":[98],"menunjukkan":[100],"bahwa":[101,131,144],"ketiga":[102,138],"berpengaruh":[105,122],"signifikan":[106],"terhadap":[107],"secara":[110],"parsial,":[111],"di":[112],"mana":[113],"CR":[114],"TATO":[116],"memiliki":[117],"positif,":[119],"sedangkan":[120],"DER":[121],"negatif.":[123],"Nilai":[124],"koefisien":[125],"determinasi":[126],"(R\u00b2)":[127],"sebesar":[128],"0,610":[129],"mengindikasikan":[130],"61%":[132],"dapat":[135],"dijelaskan":[136],"oleh":[137],"variabel":[139],"tersebut.":[140],"Temuan":[141],"menegaskan":[143],"sehat":[148],"memainkan":[149],"peranan":[150],"penting":[151],"meningkatkan":[153],"peluang":[154],"memperoleh":[156],"pihak":[161],"bank.":[162]},"counts_by_year":[],"updated_date":"2026-10-21T09:56:26.102985","created_date":"2026-10-05T00:00:00"}
