{"id":"https://openalex.org/W7220100675","doi":null,"title":"\u0e04\u0e27\u0e32\u0e21\u0e15\u0e31\u0e49\u0e07\u0e43\u0e08\u0e43\u0e19\u0e01\u0e32\u0e23\u0e43\u0e0a\u0e49\u0e1a\u0e23\u0e34\u0e01\u0e32\u0e23\u0e2a\u0e34\u0e19\u0e40\u0e0a\u0e37\u0e48\u0e2d\u0e17\u0e35\u0e48\u0e2d\u0e22\u0e39\u0e48\u0e2d\u0e32\u0e28\u0e31\u0e22\u0e1c\u0e39\u0e49\u0e2a\u0e39\u0e07\u0e2d\u0e32\u0e22\u0e38","display_name":"\u0e04\u0e27\u0e32\u0e21\u0e15\u0e31\u0e49\u0e07\u0e43\u0e08\u0e43\u0e19\u0e01\u0e32\u0e23\u0e43\u0e0a\u0e49\u0e1a\u0e23\u0e34\u0e01\u0e32\u0e23\u0e2a\u0e34\u0e19\u0e40\u0e0a\u0e37\u0e48\u0e2d\u0e17\u0e35\u0e48\u0e2d\u0e22\u0e39\u0e48\u0e2d\u0e32\u0e28\u0e31\u0e22\u0e1c\u0e39\u0e49\u0e2a\u0e39\u0e07\u0e2d\u0e32\u0e22\u0e38","publication_year":2024,"publication_date":"2024-05-29","ids":{"openalex":"https://openalex.org/W7220100675"},"language":"th","primary_location":{"id":"pmh:oai:so03.tci-thaijo.org:article/277450","doi":null,"is_oa":true,"landing_page_url":"https://so03.tci-thaijo.org/index.php/jhssrru/article/view/277450","pdf_url":"https://so03.tci-thaijo.org/index.php/jhssrru/article/download/277450/183453","source":{"id":"https://openalex.org/S7407062490","display_name":"\u0e27\u0e32\u0e23\u0e2a\u0e32\u0e23\u0e21\u0e19\u0e38\u0e29\u0e22\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c\u0e41\u0e25\u0e30\u0e2a\u0e31\u0e07\u0e04\u0e21\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c \u0e21\u0e2b\u0e32\u0e27\u0e34\u0e17\u0e22\u0e32\u0e25\u0e31\u0e22\u0e23\u0e32\u0e0a\u0e20\u0e31\u0e0f\u0e2a\u0e38\u0e23\u0e34\u0e19\u0e17\u0e23\u0e4c","issn_l":"3027-8724","issn":["3027-8724","3027-8732"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210154509","host_organization_name":"Surindra Rajabhat University","host_organization_lineage":["https://openalex.org/I4210154509"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"3027-8724","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://so03.tci-thaijo.org/index.php/jhssrru/article/download/277450/183453","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5156870599","display_name":"Pijittra Thongsa","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I72091625","display_name":"Ubon Ratchathani University","ror":"https://ror.org/045nemn19","country_code":"TH","type":"education","lineage":["https://openalex.org/I72091625"]}],"countries":["TH"],"is_corresponding":false,"raw_author_name":"Thongsa, Pijittra","raw_affiliation_strings":["\u0e04\u0e13\u0e30\u0e1a\u0e23\u0e34\u0e2b\u0e32\u0e23\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c \u0e21\u0e2b\u0e32\u0e27\u0e34\u0e17\u0e22\u0e32\u0e25\u0e31\u0e22\u0e2d\u0e38\u0e1a\u0e25\u0e23\u0e32\u0e0a\u0e18\u0e32\u0e19\u0e35"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u0e04\u0e13\u0e30\u0e1a\u0e23\u0e34\u0e2b\u0e32\u0e23\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c \u0e21\u0e2b\u0e32\u0e27\u0e34\u0e17\u0e22\u0e32\u0e25\u0e31\u0e22\u0e2d\u0e38\u0e1a\u0e25\u0e23\u0e32\u0e0a\u0e18\u0e32\u0e19\u0e35","institution_ids":["https://openalex.org/I72091625"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5118216767","display_name":"Arunrat Sawettham","orcid":"https://orcid.org/0000-0002-6081-6349","observed_orcids":["https://orcid.org/0000-0002-6081-6349"]},"institutions":[{"id":"https://openalex.org/I72091625","display_name":"Ubon Ratchathani University","ror":"https://ror.org/045nemn19","country_code":"TH","type":"education","lineage":["https://openalex.org/I72091625"]}],"countries":["TH"],"is_corresponding":false,"raw_author_name":"Sawettham, Arunrat","raw_affiliation_strings":["\u0e04\u0e13\u0e30\u0e1a\u0e23\u0e34\u0e2b\u0e32\u0e23\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c \u0e21\u0e2b\u0e32\u0e27\u0e34\u0e17\u0e22\u0e32\u0e25\u0e31\u0e22\u0e2d\u0e38\u0e1a\u0e25\u0e23\u0e32\u0e0a\u0e18\u0e32\u0e19\u0e35"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u0e04\u0e13\u0e30\u0e1a\u0e23\u0e34\u0e2b\u0e32\u0e23\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c \u0e21\u0e2b\u0e32\u0e27\u0e34\u0e17\u0e22\u0e32\u0e25\u0e31\u0e22\u0e2d\u0e38\u0e1a\u0e25\u0e23\u0e32\u0e0a\u0e18\u0e32\u0e19\u0e35","institution_ids":["https://openalex.org/I72091625"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5118216768","display_name":"Paweena Khampukka","orcid":"https://orcid.org/0009-0004-2607-1381","observed_orcids":["https://orcid.org/0009-0004-2607-1381"]},"institutions":[{"id":"https://openalex.org/I72091625","display_name":"Ubon Ratchathani University","ror":"https://ror.org/045nemn19","country_code":"TH","type":"education","lineage":["https://openalex.org/I72091625"]}],"countries":["TH"],"is_corresponding":false,"raw_author_name":"Khampukka, Paweena","raw_affiliation_strings":["\u0e04\u0e13\u0e30\u0e1a\u0e23\u0e34\u0e2b\u0e32\u0e23\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c \u0e21\u0e2b\u0e32\u0e27\u0e34\u0e17\u0e22\u0e32\u0e25\u0e31\u0e22\u0e2d\u0e38\u0e1a\u0e25\u0e23\u0e32\u0e0a\u0e18\u0e32\u0e19\u0e35"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u0e04\u0e13\u0e30\u0e1a\u0e23\u0e34\u0e2b\u0e32\u0e23\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c \u0e21\u0e2b\u0e32\u0e27\u0e34\u0e17\u0e22\u0e32\u0e25\u0e31\u0e22\u0e2d\u0e38\u0e1a\u0e25\u0e23\u0e32\u0e0a\u0e18\u0e32\u0e19\u0e35","institution_ids":["https://openalex.org/I72091625"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I72091625"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9419000148773193,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9419000148773193,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.038100000470876694,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.0066999997943639755,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/reverse-mortgage","display_name":"reverse mortgage","score":0.8529999852180481},{"id":"https://openalex.org/keywords/older-adults","display_name":"older adults","score":0.7300000190734863},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.8100000023841858},{"id":"https://openalex.org/keywords/bequest-motive","display_name":"bequest motive","score":0.8859999775886536},{"id":"https://openalex.org/keywords/saving-behavior","display_name":"saving behavior","score":0.9269999861717224},{"id":"https://openalex.org/keywords/spending-patterns","display_name":"spending behavior","score":0.9860000014305115},{"id":"https://openalex.org/keywords/financial-attitude","display_name":"financial attitude","score":0.8180000185966492},{"id":"https://openalex.org/keywords/financial-knowledge","display_name":"financial knowledge","score":0.8460000157356262}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.7871999740600586},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6085000038146973},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.5634999871253967},{"id":"https://openalex.org/C2781185075","wikidata":"https://www.wikidata.org/wiki/Q211557","display_name":"Bequest","level":2,"score":0.5526000261306763},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5281000137329102},{"id":"https://openalex.org/C85973986","wikidata":"https://www.wikidata.org/wiki/Q1091731","display_name":"Exploratory research","level":2,"score":0.517300009727478},{"id":"https://openalex.org/C165957694","wikidata":"https://www.wikidata.org/wiki/Q5421350","display_name":"Exploratory factor analysis","level":3,"score":0.44780001044273376},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.43309998512268066},{"id":"https://openalex.org/C2777910564","wikidata":"https://www.wikidata.org/wiki/Q694563","display_name":"Collateral","level":2,"score":0.43160000443458557},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.42719998955726624},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.382999986410141},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.35839998722076416},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.34599998593330383},{"id":"https://openalex.org/C70179600","wikidata":"https://www.wikidata.org/wiki/Q1416547","display_name":"Financial plan","level":2,"score":0.3228999972343445},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.30880001187324524},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.30809998512268066},{"id":"https://openalex.org/C2992893599","wikidata":"https://www.wikidata.org/wiki/Q1210094","display_name":"Mortgage loan","level":3,"score":0.29989999532699585},{"id":"https://openalex.org/C3018260909","wikidata":"https://www.wikidata.org/wiki/Q1322871","display_name":"Exploratory analysis","level":2,"score":0.29989999532699585},{"id":"https://openalex.org/C191654821","wikidata":"https://www.wikidata.org/wiki/Q247506","display_name":"Financial instrument","level":2,"score":0.2870999872684479},{"id":"https://openalex.org/C96250715","wikidata":"https://www.wikidata.org/wiki/Q965330","display_name":"Estimation","level":2,"score":0.2831999957561493}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:so03.tci-thaijo.org:article/277450","doi":null,"is_oa":true,"landing_page_url":"https://so03.tci-thaijo.org/index.php/jhssrru/article/view/277450","pdf_url":"https://so03.tci-thaijo.org/index.php/jhssrru/article/download/277450/183453","source":{"id":"https://openalex.org/S7407062490","display_name":"\u0e27\u0e32\u0e23\u0e2a\u0e32\u0e23\u0e21\u0e19\u0e38\u0e29\u0e22\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c\u0e41\u0e25\u0e30\u0e2a\u0e31\u0e07\u0e04\u0e21\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c \u0e21\u0e2b\u0e32\u0e27\u0e34\u0e17\u0e22\u0e32\u0e25\u0e31\u0e22\u0e23\u0e32\u0e0a\u0e20\u0e31\u0e0f\u0e2a\u0e38\u0e23\u0e34\u0e19\u0e17\u0e23\u0e4c","issn_l":"3027-8724","issn":["3027-8724","3027-8732"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210154509","host_organization_name":"Surindra Rajabhat University","host_organization_lineage":["https://openalex.org/I4210154509"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"3027-8724","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:so03.tci-thaijo.org:article/277450","doi":null,"is_oa":true,"landing_page_url":"https://so03.tci-thaijo.org/index.php/jhssrru/article/view/277450","pdf_url":"https://so03.tci-thaijo.org/index.php/jhssrru/article/download/277450/183453","source":{"id":"https://openalex.org/S7407062490","display_name":"\u0e27\u0e32\u0e23\u0e2a\u0e32\u0e23\u0e21\u0e19\u0e38\u0e29\u0e22\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c\u0e41\u0e25\u0e30\u0e2a\u0e31\u0e07\u0e04\u0e21\u0e28\u0e32\u0e2a\u0e15\u0e23\u0e4c \u0e21\u0e2b\u0e32\u0e27\u0e34\u0e17\u0e22\u0e32\u0e25\u0e31\u0e22\u0e23\u0e32\u0e0a\u0e20\u0e31\u0e0f\u0e2a\u0e38\u0e23\u0e34\u0e19\u0e17\u0e23\u0e4c","issn_l":"3027-8724","issn":["3027-8724","3027-8732"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210154509","host_organization_name":"Surindra Rajabhat University","host_organization_lineage":["https://openalex.org/I4210154509"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"3027-8724","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7220100675.pdf","grobid_xml":"https://content.openalex.org/works/W7220100675.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7215271911","https://openalex.org/W4411782288","https://openalex.org/W2733731620","https://openalex.org/W4408840165","https://openalex.org/W7208346880","https://openalex.org/W7112972665","https://openalex.org/W2736723620","https://openalex.org/W7154810058","https://openalex.org/W4401833147","https://openalex.org/W7219473534"],"abstract_inverted_index":{"This":[0],"research":[1,55,79],"aims":[2],"to":[3,31,132,165],"1)":[4,83],"analyze":[5],"the":[6,14,29,38,78,130,139,163],"exploratory":[7,69,85],"factor":[8,70],"of":[9,16,37,44,77,138,177],"financial":[10,17,86,99,110,120,145,151],"literacy,":[11,18],"2)":[12,123],"study":[13],"influence":[15,128],"bequest":[19,153],"motive,":[20,154],"and":[21,49,61,72,119,155],"attitude":[22,156],"towards":[23,157],"reverse":[24,33,134,167],"mortgage":[25,34,135,168],"loan":[26,35,136,169],"services":[27,36,137,170],"on":[28,129],"intention":[30,131,164],"use":[32,133,166],"elderly.":[39],"The":[40,54,84],"sample":[41],"group":[42],"consists":[43],"Thai":[45],"nationals,":[46],"aged":[47],"20":[48],"above,":[50],"totaling":[51],"592":[52],"individuals.":[53],"tool":[56],"used":[57],"is":[58],"a":[59,174],"questionnaire,":[60],"statistical":[62],"analysis":[63],"includes":[64],"percentages,":[65],"means,":[66],"standard":[67],"deviations,":[68],"analysis,":[71],"multiple":[73],"regression":[74],"analysis.":[75],"Results":[76],"objectives":[80],"show":[81],"that":[82],"literacy":[87,100],"can":[88],"be":[89],"analyzed":[90],"into":[91],"5":[92,96],"factors":[93,97],"with":[94],"all":[95],"explaining":[98],"at":[101,173],"58.71%":[102],"as":[103],"follows:":[104],"behavior":[105],"in":[106],"debt":[107,142],"creation":[108,143],"(33.54%);":[109],"attitude,":[111,146],"(11.31%);":[112],"saving":[113,147],"behavior,":[114,117,144,148,150],"(5.09%);":[115],"spending":[116,149],"(4.98%);":[118],"knowledge,":[121,152],"(3.79%).":[122],"Study":[124],"results":[125],"for":[126],"their":[127],"elderly,":[140],"including":[141],"loans,":[158],"which":[159],"statistically":[160],"significantly":[161],"affected":[162],"by":[171],"49.5%":[172],"significance":[175],"level":[176],"0.05.":[178]},"counts_by_year":[],"updated_date":"2026-11-08T12:12:28.789561","created_date":"2026-10-05T00:00:00"}
