{"id":"https://openalex.org/W7219938655","doi":null,"title":"\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0634\u0627\u0631\u0643\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0628\u0639\u0642\u062f \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629","display_name":"\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629 \u0627\u0644\u0645\u062f\u0646\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062a\u0634\u0627\u0631\u0643\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0628\u0639\u0642\u062f \u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629 \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629","publication_year":2023,"publication_date":"2023-09-12","ids":{"openalex":"https://openalex.org/W7219938655"},"language":"ar","primary_location":{"id":"pmh:oai:revues.imist.ma:article/42900","doi":null,"is_oa":true,"landing_page_url":"https://revues.imist.ma/index.php/index/article/view/42900","pdf_url":null,"source":{"id":"https://openalex.org/S7407075529","display_name":"La revue \u00e9lectronique de recherche juridique","issn_l":"7476-2605","issn":["7476-2605"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"7476-2605","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://revues.imist.ma/index.php/index/article/view/42900","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5156986161","display_name":"\u0639\u0627\u0626\u0634\u0629 \u062e\u064a\u0633\u064a","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"\u062e\u064a\u0633\u064a, \u0639\u0627\u0626\u0634\u0629","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5156986161"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.49490687,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.6586999893188477,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.6586999893188477,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12669","display_name":"Comparative International Legal Studies","score":0.33570000529289246,"subfield":{"id":"https://openalex.org/subfields/3308","display_name":"Law"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11876","display_name":"Legal Studies and Policies","score":0.0024999999441206455,"subfield":{"id":"https://openalex.org/subfields/3308","display_name":"Law"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/civil-liability","display_name":"civil liability","score":0.8700000047683716},{"id":"https://openalex.org/keywords/cooperative-banks","display_name":"cooperative banks","score":0.5590000152587891},{"id":"https://openalex.org/keywords/murabaha-contract","display_name":"murabaha contract","score":0.7699999809265137},{"id":"https://openalex.org/keywords/real-estate-finance","display_name":"real estate finance","score":0.8569999933242798},{"id":"https://openalex.org/keywords/banking-law","display_name":"banking law","score":0.5490000247955322},{"id":"https://openalex.org/keywords/causation-law","display_name":"causation (law)","score":0.5989999771118164},{"id":"https://openalex.org/keywords/damages","display_name":"damages","score":0.6069999933242798},{"id":"https://openalex.org/keywords/sales-contracts","display_name":"contract of sale","score":0.3160000145435333},{"id":"https://openalex.org/keywords/consumer-protection","display_name":"consumer protection","score":0.546999990940094},{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.4180000126361847},{"id":"https://openalex.org/keywords/economic-development","display_name":"economic development","score":0.39800000190734863}],"concepts":[{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.3628000020980835},{"id":"https://openalex.org/C48103436","wikidata":"https://www.wikidata.org/wiki/Q599031","display_name":"State (computer science)","level":2,"score":0.29580000042915344},{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.2687000036239624},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.26420000195503235},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.20340000092983246},{"id":"https://openalex.org/C163258240","wikidata":"https://www.wikidata.org/wiki/Q25342","display_name":"Power (physics)","level":2,"score":0.19519999623298645},{"id":"https://openalex.org/C2778775528","wikidata":"https://www.wikidata.org/wiki/Q5135432","display_name":"Closing (real estate)","level":2,"score":0.1826000064611435},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.18209999799728394},{"id":"https://openalex.org/C95457728","wikidata":"https://www.wikidata.org/wiki/Q309","display_name":"History","level":0,"score":0.1737000048160553},{"id":"https://openalex.org/C182306322","wikidata":"https://www.wikidata.org/wiki/Q1779371","display_name":"Order (exchange)","level":2,"score":0.16920000314712524}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:revues.imist.ma:article/42900","doi":null,"is_oa":true,"landing_page_url":"https://revues.imist.ma/index.php/index/article/view/42900","pdf_url":null,"source":{"id":"https://openalex.org/S7407075529","display_name":"La revue \u00e9lectronique de recherche juridique","issn_l":"7476-2605","issn":["7476-2605"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"7476-2605","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:revues.imist.ma:article/42900","doi":null,"is_oa":true,"landing_page_url":"https://revues.imist.ma/index.php/index/article/view/42900","pdf_url":null,"source":{"id":"https://openalex.org/S7407075529","display_name":"La revue \u00e9lectronique de recherche juridique","issn_l":"7476-2605","issn":["7476-2605"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"7476-2605","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"display_name":"Peace, justice, and strong institutions","id":"https://metadata.un.org/sdg/16","score":0.8046000003814697}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7220078966","https://openalex.org/W4407287903","https://openalex.org/W7221116866","https://openalex.org/W7220273460","https://openalex.org/W3197326434","https://openalex.org/W6928110767","https://openalex.org/W7220150240","https://openalex.org/W7220158535","https://openalex.org/W7219933050","https://openalex.org/W7220100112"],"abstract_inverted_index":{"\u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629":[0,85,110,184,215],"\u0627\u0644\u0645\u062f\u0646\u064a\u0629":[1,86,111,130,185],"\u0644\u0644\u0628\u0646\u0648\u0643":[2,38,131],"\u0627\u0644\u062a\u0634\u0627\u0631\u0643\u064a\u0629":[3,39,132],"\u0641\u064a":[4,22,32,78,133,170,182],"\u0627\u0644\u062a\u0645\u0648\u064a\u0644":[5,134],"\u0628\u0639\u0642\u062f":[6],"\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629":[7,36,190,213],"\u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629Responsabilit\u00e9":[8],"civile":[9,312,334,368,424],"des":[10,233,241,261,274,301,303,342,345,363,369,439],"banques":[11,257,285,370],"cofinanceuses":[12],"Contrat":[13],"immobilier":[14],"Murabaha\u0645\u0644\u062e\u0635":[15],"\u0627\u0644\u0645\u0642\u0627\u0644":[16,153],"\u0628\u0627\u0644\u0644\u063a\u0629":[17],"\u0627\u0644\u0639\u0631\u0628\u064a\u0629:\u062a\u062a\u0637\u0644\u0628":[18],"\u0627\u0644\u062a\u0646\u0645\u064a\u0629":[19,195],"\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629":[20,196],"\u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629":[21],"\u0645\u0639\u0638\u0645\u0647\u0627":[23],"\u0648\u062c\u0648\u062f":[24],"\u0645\u0635\u0627\u062f\u0631":[25],"\u062a\u0645\u0648\u064a\u0644\u064a\u0629\u060c":[26],"\u0648\u0630\u0644\u0643":[27,47,91,140],"\u0627\u0633\u062a\u062c\u0627\u0628\u0629":[28],"\u0644\u062d\u0627\u062c\u0627\u062a":[29],"\u0627\u0644\u0641\u0631\u062f":[30],"\u062e\u0627\u0635\u0629":[31],"\u0627\u0644\u0645\u062c\u0627\u0644":[33],"\u0627\u0644\u0639\u0642\u0627\u0631\u064a.":[34],"\u0648\u0635\u064a\u063a\u0629":[35],"\u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629":[37,136,191],"\u062a\u0639\u062f":[40],"\u0648\u0633\u064a\u0644\u0629":[41],"\u0645\u0646":[42,57,74,114,142,155,197,208],"\u0648\u0633\u0627\u0626\u0644":[43],"\u062a\u062d\u0642\u064a\u0642":[44],"\u0647\u0630\u0647":[45,103],"\u0627\u0644\u062a\u0646\u0645\u064a\u0629\u060c":[46],"\u0648\u0641\u0642":[48],"\u0636\u0648\u0627\u0628\u0637":[49],"\u0642\u0627\u0646\u0648\u0646\u064a\u0629":[50],"\u0648\u0634\u0631\u0639\u064a\u0629":[51],"\u064a\u0633\u062a\u0644\u0632\u0645":[52],"\u0627\u0644\u0623\u0645\u0631":[53,202],"\u0627\u062d\u062a\u0631\u0627\u0645\u0647\u0627":[54],"\u0648\u0627\u0644\u062a\u0642\u064a\u062f":[55],"\u0628\u0647\u0627":[56],"\u0637\u0631\u0641":[58,75],"\u0627\u0644\u0645\u0624\u0633\u0633\u0629":[59],"\u0627\u0644\u0628\u0646\u0643\u064a\u0629\u060c":[60],"\u062d\u062a\u0649":[61],"\u064a\u062a\u0645":[62],"\u0628\u0644\u0648\u063a":[63],"\u0627\u0644\u0647\u062f\u0641":[64],"\u0627\u0644\u0645\u0646\u0634\u0648\u062f.":[65],"\u0648\u0641\u064a":[66],"\u0638\u0644":[67],"\u0630\u0644\u0643":[68,149],"\u0641\u0625\u0646":[69,128],"\u0623\u064a":[70],"\u062e\u0637\u0623":[71],"\u0623\u0648":[72,89],"\u0625\u062e\u0644\u0627\u0644":[73],"\u0627\u0644\u0628\u0646\u0643":[76],"\u0627\u0644\u062a\u0634\u0627\u0631\u0643\u064a":[77,187],"\u062d\u0642":[79],"\u0627\u0644\u0639\u0645\u064a\u0644":[80],"\u0633\u064a\u0624\u062f\u064a":[81],"\u0644\u0627":[82],"\u0645\u062d\u0627\u0644\u0629":[83],"\u0644\u0625\u062b\u0627\u0631\u0629":[84],"\u0628\u0634\u0642\u064a\u0647\u0627":[87],"\u0627\u0644\u062a\u0642\u0635\u064a\u0631\u064a":[88],"\u0627\u0644\u0639\u0642\u062f\u064a":[90],"\u0643\u0644\u0645\u0627":[92],"\u062a\u0648\u0641\u0631\u062a":[93],"\u0623\u0631\u0643\u0627\u0646":[94],"\u0648\u0634\u0631\u0648\u0637":[95],"\u0625\u062b\u0627\u0631\u062a\u0647\u0627.":[96],"\u0646\u0627\u0647\u064a\u0643":[97],"\u0639\u0646":[98,101,188],"\u0627\u0644\u0622\u062b\u0627\u0631":[99],"\u0627\u0644\u0645\u062a\u0631\u062a\u0628\u0629":[100],"\u0625\u0642\u0631\u0627\u0631":[102],"\u0627\u0644\u0623\u062e\u064a\u0631\u0629":[104],"\u0644\u0644\u0628\u0646\u0643":[105,186],"\u0627\u0644\u062a\u0634\u0627\u0631\u0643\u064a.":[106],"\u0639\u0644\u0649":[107],"\u0627\u0639\u062a\u0628\u0627\u0631":[108],"\u0623\u0646":[109],"\u0644\u0647\u0630\u0647":[112,145],"\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a":[113],"\u0628\u064a\u0646":[115],"\u0627\u0644\u0622\u0644\u064a\u0627\u062a":[116],"\u0627\u0644\u0643\u0641\u064a\u0644\u0629":[117],"\u0628\u062a\u062d\u0633\u064a\u0646":[118],"\u0623\u062f\u0627\u0621":[119],"\u0627\u0644\u062e\u062f\u0645\u0627\u062a":[120],"\u0627\u0644\u0628\u0646\u0643\u064a\u0629":[121],"\u0648\u0645\u0648\u0627\u0643\u0628\u0629":[122],"\u0645\u062a\u0637\u0644\u0628\u0627\u062a":[123],"\u0648\u062a\u0637\u0648\u0631":[124],"\u0627\u0644\u0638\u0631\u0648\u0641":[125],"\u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629.":[126],"\u0644\u0630\u0627":[127],"\u0645\u0633\u0624\u0648\u0644\u064a\u0629":[129],"\u0628\u0627\u0644\u0645\u0631\u0627\u0628\u062d\u0629":[135],"\u064a\u0643\u062a\u0633\u064a":[137],"\u0623\u0647\u0645\u064a\u0629":[138],"\u0628\u0627\u0644\u063a\u0629\u060c":[139],"\u0627\u0646\u0637\u0644\u0627\u0642\u0627":[141],"\u0627\u0644\u0648\u0627\u0642\u0639":[143],"\u0627\u0644\u0639\u0645\u0644\u064a":[144],"\u0627\u0644\u0639\u0642\u0648\u062f.":[146],"\u0648\u0645\u0646":[147],"\u0643\u0644":[148],"\u064a\u0637\u0631\u062d":[150],"\u0645\u0648\u0636\u0648\u0639":[151],"\u0647\u0630\u0627":[152],"\u062b\u0644\u0629":[154],"\u0627\u0644\u0645\u0634\u0627\u0643\u0644":[156],"\u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629":[157],"\u0627\u0644\u062a\u064a":[158],"\u0623\u062f\u062a":[159],"\u0625\u0644\u0649":[160],"\u0637\u0631\u062d":[161,203],"\u0627\u0644\u0625\u0634\u0643\u0627\u0644\u064a\u0629":[162],"\u0627\u0644\u062a\u0627\u0644\u064a\u0629":[163],"\u0648\u0647\u064a:":[164],"\u0639\u062f\u0645":[165],"\u0643\u0641\u0627\u064a\u0629":[166],"\u0627\u0644\u0645\u0642\u062a\u0636\u064a\u0627\u062a":[167],"\u0648\u0627\u0644\u0642\u0648\u0627\u0639\u062f":[168],"\u0627\u0644\u0645\u0646\u0638\u0645\u0629":[169],"\u0625\u0637\u0627\u0631":[171],"\u0627\u0644\u0642\u0627\u0646\u0648\u0646":[172],"\u0627\u0644\u0628\u0646\u0643\u064a":[173],"\u0631\u0642\u0645103.12":[174],"\u0648\u0645\u0646\u0634\u0648\u0631":[175],"\u0648\u0627\u0644\u064a":[176],"\u0628\u0646\u0643":[177],"\u0627\u0644\u0645\u063a\u0631\u0628":[178],"\u0631\u0642\u0645":[179],"1/":[180],"\u0648/17":[181],"\u062a\u0642\u0631\u064a\u0631":[183],"\u0639\u0642\u062f":[189,212],"\u062d\u0645\u0627\u064a\u0629":[192],"\u0644\u0644\u0639\u0645\u0644\u0627\u0621":[193],"\u0648\u0644\u062a\u062d\u0642\u064a\u0642":[194],"\u0627\u0644\u0646\u0627\u062d\u064a\u0629":[198],"\u0627\u0644\u0648\u0627\u0642\u0639\u064a\u0629.":[199],"\u0645\u0645\u0627":[200],"\u0627\u0642\u062a\u0636\u0649":[201],"\u0641\u0631\u0636\u064a\u0629":[204],"\u0644\u0644\u0645\u0648\u0636\u0648\u0639":[205],"\u0643\u0645\u0627":[206],"\u0633\u064a\u0638\u0647\u0631":[207],"\u062e\u0644\u0627\u0644":[209],"\u062a\u062d\u0644\u064a\u0644\u0647.\u0627\u0644\u0643\u0644\u0645\u0627\u062a":[210],"\u0627\u0644\u0645\u0641\u062a\u0627\u062d\u064a\u0629:\u0627\u0644\u062a\u0645\u0648\u064a\u0644\u060c":[211],"\u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629\u060c":[214],"\u0627\u0644\u0645\u062f\u0646\u064a\u0629\u060c":[216],"\u0627\u0644\u062e\u0637\u0623":[217],"\u0627\u0644\u0628\u0646\u0643\u064a\u060c":[218],"\u0627\u0644\u0636\u0631\u0631\u060c":[219],"\u0627\u0644\u0639\u0644\u0627\u0642\u0629":[220],"\u0627\u0644\u0633\u0628\u0628\u064a\u0629\u060c":[221],"\u0627\u0644\u0623\u062b\u0627\u0631.R\u00e9sum\u00e9":[222],"de":[223,335,360,390,396,405,414,425,467,473,484],"l\u2019article":[224],"en":[225],"langue":[226],"fran\u00e7aise:Le":[227],"d\u00e9veloppement":[228,446],"socio-\u00e9conomique":[229],"n\u00e9cessite":[230],"la":[231,251,281,306,332,361,366,373,406,422,426,437,474,479],"mobilisation":[232],"ressources":[234],"financi\u00e8res":[235],"suffisantes":[236],"pour":[237,267],"r\u00e9pondre":[238],"aux":[239,350],"besoins":[240],"individus,":[242],"notamment":[243],"dans":[244,372,464],"le":[245,383,465],"secteur":[246],"immobilier.":[247],"Dans":[248,449],"ce":[249,314,356,450],"sens,":[250,357],"Mourabaha":[252,374,433],"immobili\u00e8re":[253,375],"offertes":[254],"par":[255,305],"les":[256,264,292,322,325,403,410,431],"participatives":[258,371],"constitue":[259],"l\u2019un":[260,341],"instruments":[262],"financiers":[263],"plus":[265],"importants":[266],"booster":[268],"l\u2019\u00e9conomie":[269],"et":[270,277,324,348,358,409,418,441],"ce,":[271],"gr\u00e2ce,":[272],"\u00e0":[273,280,288,421],"normes":[275],"l\u00e9gales":[276],"d\u2019autres":[278],"li\u00e9es":[279],"Charia":[282],"que":[283,313,321,331],"ces":[284,336],"sont":[286,327],"tenues":[287],"respecter":[289],"afin":[290],"d\u2019atteindre":[291],"r\u00e9sultats":[293],"escompt\u00e9s.":[294],"Par":[295],"ailleurs,":[296],"toute":[297],"erreur":[298],"ou":[299,317],"inex\u00e9cution":[300],"droits":[302],"clients":[304,440],"banque":[307,427],"participative,":[308],"engagera":[309],"sa":[310],"responsabilit\u00e9":[311,333,367,423,477],"soit":[315],"d\u00e9lictuelle":[316],"contractuelle,":[318],"d\u00e8s":[319],"lors":[320],"\u00e9l\u00e9ments":[323],"conditions":[326],"r\u00e9unis,":[328],"\u00e9tant":[329],"donn\u00e9":[330],"institutions":[337],"est":[338],"consid\u00e9r\u00e9e":[339],"comme":[340,400],"m\u00e9canismes":[343],"d\u2019am\u00e9lioration":[344],"services":[346],"bancaires":[347],"d\u2019adaptation":[349],"nouvelles":[351],"exigences":[352],"du":[353,412],"tissu":[354],"\u00e9conomique.Dans":[355],"partant":[359],"pratique":[362],"contrats":[364,432],"Mourabaha,":[365],"s\u2019av\u00e8re":[376],"d\u2019une":[377,461],"importance":[378],"cruciale.":[379],"C\u2019est":[380],"ainsi":[381],"que,":[382],"pr\u00e9sent":[384],"article":[385],"\u00e9voque":[386],"un":[387],"certain":[388],"nombre":[389],"probl\u00e8mes":[391],"d\u2019ordre":[392],"juridique,":[393],"constituant":[394],"l\u2019origine":[395],"notre":[397],"probl\u00e9matique":[398],"formul\u00e9e":[399],"suit":[401],":":[402],"dispositions":[404],"loi":[407],"12.103":[408],"circulaires":[411],"gouverneur":[413],"Bank":[415],"Al-Maghrib":[416],"n\u00b01":[417],"n\u00b017":[419],"relatives":[420],"participative":[428],"inscrite":[429],"sur":[430],"ne":[434],"permettent":[435],"pas":[436],"protection":[438],"in":[442],"fine,":[443],"l\u2019atteinte":[444],"d\u2019un":[445],"\u00e9conomique":[447],"p\u00e9renne.":[448],"sens":[451],"nous":[452],"avons":[453],"formul\u00e9":[454],"une":[455],"hypoth\u00e8se":[456],"qui":[457],"va":[458],"faire":[459],"l\u2019objet":[460],"analyse":[462],"approfondie":[463],"cadre":[466],"cet":[468],"articleMots":[469],"Cl\u00e9s":[470],":Financement,":[471],"contrat":[472],"Murabaha":[475],"fonci\u00e8re,":[476],"civile,":[478],"faute":[480],"bancaire,":[481],"dommage,":[482],"lien":[483],"causalit\u00e9,":[485],"effets.":[486]},"counts_by_year":[],"updated_date":"2026-10-06T10:28:23.643775","created_date":"2026-10-05T00:00:00"}