{"id":"https://openalex.org/W7219661985","doi":"https://doi.org/10.61722/jipm.v2i6.557","title":"SOSIALISASI LITERASI KEUANGAN UNTUK SISWA: MENGHINDARI JEBAKAN PINJAMAN ONLINE ILLEGAL DAN JUDI ONLINE DI SMA AS SALAM AMBON","display_name":"SOSIALISASI LITERASI KEUANGAN UNTUK SISWA: MENGHINDARI JEBAKAN PINJAMAN ONLINE ILLEGAL DAN JUDI ONLINE DI SMA AS SALAM AMBON","publication_year":2024,"publication_date":"2024-12-04","ids":{"openalex":"https://openalex.org/W7219661985","doi":"https://doi.org/10.61722/jipm.v2i6.557"},"language":"en","primary_location":{"id":"pmh:oai:ojs2.ejurnal.kampusakademik.my.id:article/557","doi":"https://doi.org/10.61722/jipm.v2i6.557","is_oa":true,"landing_page_url":"https://ejurnal.kampusakademik.my.id/index.php/jipm/article/view/557","pdf_url":"https://ejurnal.kampusakademik.my.id/index.php/jipm/article/download/557/502","source":{"id":"https://openalex.org/S4389157985","display_name":"JURNAL ILMIAH PENELITIAN MAHASISWA","issn_l":"3025-5465","issn":["3025-5465","3025-7964"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.61722/jipm.v2i6","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://ejurnal.kampusakademik.my.id/index.php/jipm/article/download/557/502","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5157242786","display_name":"Wati La Basiru","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3133131564","display_name":"Universitas Pattimura","ror":"https://ror.org/0091hm651","country_code":"ID","type":"education","lineage":["https://openalex.org/I3133131564"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Wati La Basiru","raw_affiliation_strings":["Universitas Pattimura"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pattimura","institution_ids":["https://openalex.org/I3133131564"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5157310966","display_name":"Ratiningsih Rumalutur","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3133131564","display_name":"Universitas Pattimura","ror":"https://ror.org/0091hm651","country_code":"ID","type":"education","lineage":["https://openalex.org/I3133131564"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ratiningsih Rumalutur","raw_affiliation_strings":["Universitas Pattimura"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pattimura","institution_ids":["https://openalex.org/I3133131564"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5156948142","display_name":"Putri Faradila Elwuar","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3133131564","display_name":"Universitas Pattimura","ror":"https://ror.org/0091hm651","country_code":"ID","type":"education","lineage":["https://openalex.org/I3133131564"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Putri Faradila Elwuar","raw_affiliation_strings":["Universitas Pattimura"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pattimura","institution_ids":["https://openalex.org/I3133131564"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5157177579","display_name":"Riskawati Dasmasela","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3133131564","display_name":"Universitas Pattimura","ror":"https://ror.org/0091hm651","country_code":"ID","type":"education","lineage":["https://openalex.org/I3133131564"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Riskawati Dasmasela","raw_affiliation_strings":["Universitas Pattimura"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pattimura","institution_ids":["https://openalex.org/I3133131564"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5156892579","display_name":"Ambar Wulan Ode","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3133131564","display_name":"Universitas Pattimura","ror":"https://ror.org/0091hm651","country_code":"ID","type":"education","lineage":["https://openalex.org/I3133131564"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ambar Wulan Ode","raw_affiliation_strings":["Universitas Pattimura"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pattimura","institution_ids":["https://openalex.org/I3133131564"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5043736891","display_name":"Kevin Hermanto Tupamahu","orcid":"https://orcid.org/0000-0003-2443-0278","observed_orcids":["https://orcid.org/0000-0003-2443-0278"]},"institutions":[{"id":"https://openalex.org/I3133131564","display_name":"Universitas Pattimura","ror":"https://ror.org/0091hm651","country_code":"ID","type":"education","lineage":["https://openalex.org/I3133131564"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Kevin Hermanto Tupamahu","raw_affiliation_strings":["Universitas Pattimura"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Pattimura","institution_ids":["https://openalex.org/I3133131564"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I3133131564"],"apc_list":null,"apc_paid":null,"fwci":0.9685,"has_fulltext":true,"cited_by_count":2,"citation_normalized_percentile":{"value":0.72713141,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":95},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9980000257492065,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9980000257492065,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.0010000000474974513,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13602","display_name":"Educational Methods and Media Use","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/3304","display_name":"Education"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9729999899864197},{"id":"https://openalex.org/keywords/secondary-school-students","display_name":"high school students","score":0.7390000224113464},{"id":"https://openalex.org/keywords/illegal-online-loans","display_name":"illegal online loans","score":0.9210000038146973},{"id":"https://openalex.org/keywords/online-gambling","display_name":"online gambling","score":0.9980000257492065},{"id":"https://openalex.org/keywords/financial-risk-awareness","display_name":"financial risk awareness","score":0.7110000252723694},{"id":"https://openalex.org/keywords/financial-decision-making","display_name":"financial decision-making","score":0.621999979019165}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.9111999869346619},{"id":"https://openalex.org/C25032326","wikidata":"https://www.wikidata.org/wiki/Q185467","display_name":"Socialization","level":2,"score":0.7682999968528748},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5185999870300293},{"id":"https://openalex.org/C2777646416","wikidata":"https://www.wikidata.org/wiki/Q242069","display_name":"Digital literacy","level":2,"score":0.505299985408783},{"id":"https://openalex.org/C39549134","wikidata":"https://www.wikidata.org/wiki/Q133080","display_name":"Public relations","level":1,"score":0.4415999948978424},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.36230000853538513},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.33959999680519104},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.3052999973297119},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.2964000105857849},{"id":"https://openalex.org/C56995899","wikidata":"https://www.wikidata.org/wiki/Q1126687","display_name":"Focus group","level":2,"score":0.2815999984741211},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.26510000228881836},{"id":"https://openalex.org/C2983612474","wikidata":"https://www.wikidata.org/wiki/Q48967837","display_name":"Technological literacy","level":3,"score":0.2524000108242035}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:ojs2.ejurnal.kampusakademik.my.id:article/557","doi":"https://doi.org/10.61722/jipm.v2i6.557","is_oa":true,"landing_page_url":"https://ejurnal.kampusakademik.my.id/index.php/jipm/article/view/557","pdf_url":"https://ejurnal.kampusakademik.my.id/index.php/jipm/article/download/557/502","source":{"id":"https://openalex.org/S4389157985","display_name":"JURNAL ILMIAH PENELITIAN MAHASISWA","issn_l":"3025-5465","issn":["3025-5465","3025-7964"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.61722/jipm.v2i6","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:ojs2.ejurnal.kampusakademik.my.id:article/557","doi":"https://doi.org/10.61722/jipm.v2i6.557","is_oa":true,"landing_page_url":"https://ejurnal.kampusakademik.my.id/index.php/jipm/article/view/557","pdf_url":"https://ejurnal.kampusakademik.my.id/index.php/jipm/article/download/557/502","source":{"id":"https://openalex.org/S4389157985","display_name":"JURNAL ILMIAH PENELITIAN MAHASISWA","issn_l":"3025-5465","issn":["3025-5465","3025-7964"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.61722/jipm.v2i6","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"display_name":"Quality education","score":0.9235000014305115,"id":"https://metadata.un.org/sdg/4"},{"display_name":"Peace, justice, and strong institutions","score":0.46149998903274536,"id":"https://metadata.un.org/sdg/16"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7219661985.pdf","grobid_xml":"https://content.openalex.org/works/W7219661985.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4405199445","https://openalex.org/W7214484207","https://openalex.org/W7215406279","https://openalex.org/W4412683292","https://openalex.org/W7219982285","https://openalex.org/W7172441055","https://openalex.org/W4412966718","https://openalex.org/W7221185175","https://openalex.org/W7117974874","https://openalex.org/W4413408107"],"abstract_inverted_index":{"Financial":[0],"literacy":[1,54,128],"socialization":[2,79],"is":[3,50],"a":[4],"strategic":[5],"step":[6],"in":[7,93,160],"addressing":[8],"the":[9,14,29,144,161,165],"digital":[10,111,139],"challenges":[11],"faced":[12],"by":[13,124],"younger":[15],"generation,":[16],"particularly":[17],"high":[18],"school":[19],"students.":[20],"This":[21,151],"program":[22,104],"aims":[23],"to":[24,44,51,109,118,134,164],"raise":[25],"students'":[26,94],"awareness":[27,137],"of":[28,31,96,138,147,167],"dangers":[30],"illegal":[32],"online":[33,36],"loans":[34],"and":[35,76,84,99,142,170],"gambling,":[37],"which":[38],"have":[39],"become":[40],"increasingly":[41],"prevalent":[42],"due":[43],"technological":[45],"advancements.":[46],"The":[47,66,78,103],"primary":[48],"focus":[49],"provide":[52],"financial":[53,97,121,127,140,149],"education":[55],"through":[56],"an":[57,91],"interactive":[58],"approach,":[59],"targeting":[60],"students":[61,108,133],"at":[62],"SMA":[63],"As-Salam":[64],"Ambon.":[65],"implementation":[67],"methods":[68],"include":[69],"needs":[70],"analysis,":[71],"material":[72],"preparation,":[73],"activity":[74],"coordination,":[75],"evaluation.":[77],"sessions":[80],"utilize":[81],"discussions,":[82],"Q&A,":[83],"relevant":[85],"case":[86],"studies.":[87],"Evaluation":[88],"results":[89],"indicate":[90],"improvement":[92],"understanding":[95],"risks":[98],"appropriate":[100],"prevention":[101],"strategies.":[102],"not":[105],"only":[106],"equips":[107],"identify":[110],"traps":[112],"but":[113],"also":[114],"strengthens":[115],"their":[116],"ability":[117],"make":[119],"prudent":[120],"decisions.":[122],"Furthermore,":[123],"introducing":[125],"comprehensive":[126],"concepts,":[129],"this":[130],"initiative":[131],"encourages":[132],"develop":[135],"critical":[136],"information":[141],"avoid":[143],"negative":[145],"impacts":[146],"risky":[148],"behaviors.":[150],"article":[152],"provides":[153],"practical":[154],"guidance":[155],"for":[156],"implementing":[157],"similar":[158],"programs":[159],"future,":[162],"contributing":[163],"development":[166],"financially":[168],"literate":[169],"digitally":[171],"protected":[172],"young":[173],"generations.":[174]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2026-10-05T00:00:00"}
