{"id":"https://openalex.org/W7218345682","doi":"https://doi.org/10.12928/jpm.v9i3.13002","title":"Islamic financial literacy in the digital era to encourage the realization of financial well-being among Generation Z students in Kudus","display_name":"Islamic financial literacy in the digital era to encourage the realization of financial well-being among Generation Z students in Kudus","publication_year":2025,"publication_date":"2025-12-15","ids":{"openalex":"https://openalex.org/W7218345682","doi":"https://doi.org/10.12928/jpm.v9i3.13002"},"language":"en","primary_location":{"id":"doi:10.12928/jpm.v9i3.13002","doi":"https://doi.org/10.12928/jpm.v9i3.13002","is_oa":true,"landing_page_url":"https://doi.org/10.12928/jpm.v9i3.13002","pdf_url":null,"source":{"id":"https://openalex.org/S4210234290","display_name":"Jurnal Pemberdayaan Publikasi Hasil Pengabdian Kepada Masyarakat","issn_l":"2580-2569","issn":["2580-2569","2656-0542"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319805","host_organization_name":"Ahmad Dahlan University","host_organization_lineage":["https://openalex.org/P4310319805"],"host_organization_lineage_names":["Ahmad Dahlan University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.12928/jpm.v9i3.13002","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5015547535","display_name":"Ibnu Muttaqin","orcid":"https://orcid.org/0000-0003-1619-2812","observed_orcids":["https://orcid.org/0000-0003-1619-2812"]},"institutions":[{"id":"https://openalex.org/I4210150796","display_name":"IAIN Kudus","ror":"https://ror.org/05vhdrp61","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210150796"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ibnu Muttaqin","raw_affiliation_strings":["Institut Agama Islam Negeri Kudus"],"raw_orcid":"https://orcid.org/0000-0003-1619-2812","affiliations":[{"raw_affiliation_string":"Institut Agama Islam Negeri Kudus","institution_ids":["https://openalex.org/I4210150796"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5137509807","display_name":"M.Si. Irsad Andriyanto","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210150796","display_name":"IAIN Kudus","ror":"https://ror.org/05vhdrp61","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210150796"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Irsad Andriyanto","raw_affiliation_strings":["Institut Agama Islam Negeri Kudus"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institut Agama Islam Negeri Kudus","institution_ids":["https://openalex.org/I4210150796"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5120023826","display_name":"Rendy Firmansah","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210150796","display_name":"IAIN Kudus","ror":"https://ror.org/05vhdrp61","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210150796"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Rendy Firmansah","raw_affiliation_strings":["Institut Agama Islam Negeri Kudus"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institut Agama Islam Negeri Kudus","institution_ids":["https://openalex.org/I4210150796"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5069022279","display_name":"Jadzil Baihaqi","orcid":"https://orcid.org/0000-0003-0219-6687","observed_orcids":["https://orcid.org/0000-0003-0219-6687"]},"institutions":[{"id":"https://openalex.org/I4210150796","display_name":"IAIN Kudus","ror":"https://ror.org/05vhdrp61","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210150796"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Jadzil Baihaqi","raw_affiliation_strings":["Institut Agama Islam Negeri Kudus"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institut Agama Islam Negeri Kudus","institution_ids":["https://openalex.org/I4210150796"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210150796"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.61003665,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"9","issue":"3","first_page":"127","last_page":"138"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.7567999958992004,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.7567999958992004,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.14810000360012054,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14281","display_name":"Islamic Finance and Communication","score":0.07209999859333038,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/islamic-financial-literacy","display_name":"Islamic financial literacy","score":0.9950000047683716},{"id":"https://openalex.org/keywords/digital-financial-literacy","display_name":"digital financial literacy","score":0.9509999752044678},{"id":"https://openalex.org/keywords/generation-z","display_name":"Generation Z","score":0.7609999775886536},{"id":"https://openalex.org/keywords/financial-well-being","display_name":"financial well-being","score":0.8220000267028809},{"id":"https://openalex.org/keywords/santri","display_name":"Islamic boarding school students","score":0.9100000262260437},{"id":"https://openalex.org/keywords/sharia-principles","display_name":"sharia principles","score":0.6019999980926514},{"id":"https://openalex.org/keywords/online-gambling","display_name":"online gambling","score":0.996999979019165}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.6162999868392944},{"id":"https://openalex.org/C2991716581","wikidata":"https://www.wikidata.org/wiki/Q956129","display_name":"Digital era","level":3,"score":0.5760999917984009},{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.5217999815940857},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4867999851703644},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.4851999878883362},{"id":"https://openalex.org/C39549134","wikidata":"https://www.wikidata.org/wiki/Q133080","display_name":"Public relations","level":1,"score":0.4812000095844269},{"id":"https://openalex.org/C2777267654","wikidata":"https://www.wikidata.org/wiki/Q3519023","display_name":"Test (biology)","level":2,"score":0.4449000060558319},{"id":"https://openalex.org/C2781089630","wikidata":"https://www.wikidata.org/wiki/Q21856745","display_name":"Realization (probability)","level":2,"score":0.4239000082015991},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.420199990272522},{"id":"https://openalex.org/C2777646416","wikidata":"https://www.wikidata.org/wiki/Q242069","display_name":"Digital literacy","level":2,"score":0.41290000081062317},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3864000141620636},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.362199991941452},{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.35109999775886536},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.33629998564720154},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.3052999973297119},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.298799991607666},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.29429998993873596},{"id":"https://openalex.org/C2780333494","wikidata":"https://www.wikidata.org/wiki/Q1597965","display_name":"Service-learning","level":2,"score":0.2809999883174896},{"id":"https://openalex.org/C506796395","wikidata":"https://www.wikidata.org/wiki/Q4738155","display_name":"Financial management","level":2,"score":0.26910001039505005},{"id":"https://openalex.org/C191654821","wikidata":"https://www.wikidata.org/wiki/Q247506","display_name":"Financial instrument","level":2,"score":0.2587999999523163}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.12928/jpm.v9i3.13002","doi":"https://doi.org/10.12928/jpm.v9i3.13002","is_oa":true,"landing_page_url":"https://doi.org/10.12928/jpm.v9i3.13002","pdf_url":null,"source":{"id":"https://openalex.org/S4210234290","display_name":"Jurnal Pemberdayaan Publikasi Hasil Pengabdian Kepada Masyarakat","issn_l":"2580-2569","issn":["2580-2569","2656-0542"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319805","host_organization_name":"Ahmad Dahlan University","host_organization_lineage":["https://openalex.org/P4310319805"],"host_organization_lineage_names":["Ahmad Dahlan University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat","raw_type":"journal-article"},{"id":"pmh:oai:journal2.uad.ac.id:article/13002","doi":null,"is_oa":true,"landing_page_url":"http://journal2.uad.ac.id/index.php/jpmuad/article/view/13002","pdf_url":"http://journal2.uad.ac.id/index.php/jpmuad/article/download/13002/6506","source":{"id":"https://openalex.org/S4210234290","display_name":"Jurnal Pemberdayaan Publikasi Hasil Pengabdian Kepada Masyarakat","issn_l":"2580-2569","issn":["2580-2569","2656-0542"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319805","host_organization_name":"Ahmad Dahlan University","host_organization_lineage":["https://openalex.org/P4310319805"],"host_organization_lineage_names":["Ahmad Dahlan University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2580-2569","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.12928/jpm.v9i3.13002","doi":"https://doi.org/10.12928/jpm.v9i3.13002","is_oa":true,"landing_page_url":"https://doi.org/10.12928/jpm.v9i3.13002","pdf_url":null,"source":{"id":"https://openalex.org/S4210234290","display_name":"Jurnal Pemberdayaan Publikasi Hasil Pengabdian Kepada Masyarakat","issn_l":"2580-2569","issn":["2580-2569","2656-0542"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319805","host_organization_name":"Ahmad Dahlan University","host_organization_lineage":["https://openalex.org/P4310319805"],"host_organization_lineage_names":["Ahmad Dahlan University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Quality education","id":"https://metadata.un.org/sdg/4","score":0.8278999924659729}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7218345682.pdf","grobid_xml":"https://content.openalex.org/works/W7218345682.grobid-xml"},"referenced_works_count":18,"referenced_works":["https://openalex.org/W3046732577","https://openalex.org/W3081116190","https://openalex.org/W3124227247","https://openalex.org/W3167616535","https://openalex.org/W3199852738","https://openalex.org/W3208611964","https://openalex.org/W4384466661","https://openalex.org/W4386085189","https://openalex.org/W4386547903","https://openalex.org/W4391669657","https://openalex.org/W4400998565","https://openalex.org/W4401620110","https://openalex.org/W4402971505","https://openalex.org/W4404019724","https://openalex.org/W4408417778","https://openalex.org/W4410254052","https://openalex.org/W4410397813","https://openalex.org/W7131260069"],"related_works":["https://openalex.org/W7133135117","https://openalex.org/W4309604514","https://openalex.org/W7221512076","https://openalex.org/W7216703436","https://openalex.org/W7221585831","https://openalex.org/W7220530567","https://openalex.org/W7221824301","https://openalex.org/W7081988235","https://openalex.org/W7216874028","https://openalex.org/W7128728215"],"abstract_inverted_index":{"This":[0,123],"Community":[1],"Service":[2,72],"(PkM)":[3],"activity":[4,144],"aims":[5],"to":[6,52,112,137,174],"enhance":[7],"the":[8,35,46,65,103,110,115,126,129,143,152,166,186,190],"understanding":[9],"of":[10,38,55,128,142,151,158,162,168],"digital":[11,56,191],"financial":[12,57,159],"management":[13],"among":[14,45,171],"Islamic":[15],"boarding":[16],"school":[17],"students":[18],"(santri)":[19],"in":[20,25,94,102,109,114,131,184],"a":[21,53,70,79,91,118],"prudent":[22],"manner":[23],"and":[24,42,62,134,182],"accordance":[26],"with":[27,155],"sharia":[28],"principles.":[29],"The":[30,74,87,139],"initiative":[31],"is":[32],"motivated":[33],"by":[34,83,99,189],"rising":[36],"cases":[37],"online":[39,43],"loan":[40],"misuse":[41],"gambling":[44],"younger":[47],"generation,":[48],"including":[49],"santri,":[50],"due":[51],"lack":[54],"literacy.":[58],"With":[59],"73":[60],"participants":[61],"several":[63],"stakeholders,":[64],"program":[66,164],"was":[67,76],"designed":[68],"using":[69],"Learning":[71],"methodology.":[73],"material":[75],"delivered":[77],"through":[78],"practical":[80],"approach":[81],"supported":[82],"real-life":[84],"case":[85],"studies.":[86],"evaluation":[88],"results":[89],"demonstrated":[90],"significant":[92],"improvement":[93],"participants\u2019":[95],"understanding,":[96,148],"as":[97],"evidenced":[98],"an":[100],"increase":[101],"average":[104],"test":[105],"scores":[106],"from":[107],"74":[108],"pre-test":[111],"94":[113],"post-test,":[116],"representing":[117],"20":[119],"per":[120],"cent":[121],"gain..":[122],"finding":[124],"highlights":[125],"effectiveness":[127],"workshop":[130],"delivering":[132],"in-depth":[133],"applicable":[135],"insights":[136],"participants.":[138],"positive":[140],"impact":[141],"extended":[145],"beyond":[146],"improved":[147],"fostering":[149],"awareness":[150],"risks":[153],"associated":[154],"irresponsible":[156],"use":[157],"technology.The":[160],"outcomes":[161],"this":[163],"underscore":[165],"value":[167],"collaborative":[169],"efforts":[170],"various":[172],"stakeholders":[173],"develop":[175],"educational":[176],"initiatives":[177],"that":[178],"are":[179],"both":[180],"impactful":[181],"relevant":[183],"addressing":[185],"challenges":[187],"posed":[188],"era":[192]},"counts_by_year":[],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2026-10-04T00:00:00"}