{"id":"https://openalex.org/W7218108105","doi":null,"title":"The Impact of microinsurance in achieving insurance inclusion : Applied research in the Iraqi General Insurance Company","display_name":"The Impact of microinsurance in achieving insurance inclusion : Applied research in the Iraqi General Insurance Company","publication_year":2025,"publication_date":"2025-03-31","ids":{"openalex":"https://openalex.org/W7218108105"},"language":"ar","primary_location":{"id":"pmh:oai:jpgiafs.uobaghdad.edu.iq:article/2169","doi":null,"is_oa":true,"landing_page_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/2169","pdf_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/download/2169/1427","source":{"id":"https://openalex.org/S4210234403","display_name":"\u0645\u062c\u0644\u0629 \u062f\u0631\u0627\u0633\u0627\u062a \u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0645\u0627\u0644\u064a\u0629","issn_l":"1818-9431","issn":["1818-9431","2617-9849"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319170","host_organization_name":"University of Baghdad","host_organization_lineage":["https://openalex.org/P4310319170"],"host_organization_lineage_names":["University of Baghdad"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1818-9431","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/download/2169/1427","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5154707440","display_name":"\u0639\u0645\u0631 \u062f\u0627\u0648\u062f \u062e\u0644\u064a\u0644","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"\u062f\u0627\u0648\u062f \u062e\u0644\u064a\u0644, \u0639\u0645\u0631","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5155446487","display_name":"\u0623. \u062f. \u0628\u064a\u062f\u0627\u0621 \u0633\u062a\u0627\u0631 \u0644\u0641\u062a\u0629","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"\u0633\u062a\u0627\u0631 \u0644\u0641\u062a\u0629, \u0623. \u062f. \u0628\u064a\u062f\u0627\u0621","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5107419307","display_name":"Omer Dawood Khaleel","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"dawood Khaeel AL-Khazraji, omer","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5156241777","display_name":"Prof. Dr. Baydaa Sattar Lafta","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Sattar Lafta, Prof. Dr. Baydaa","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.62296743,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.6348000168800354,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.6348000168800354,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.3452000021934509,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11886","display_name":"Agricultural risk and resilience","score":0.006099999882280827,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/microinsurance","display_name":"microinsurance","score":0.9950000047683716},{"id":"https://openalex.org/keywords/access-to-insurance","display_name":"insurance access","score":0.7409999966621399},{"id":"https://openalex.org/keywords/high-income-groups","display_name":"high-income groups","score":0.796999990940094},{"id":"https://openalex.org/keywords/insurance-premiums","display_name":"insurance premiums","score":0.44999998807907104},{"id":"https://openalex.org/keywords/insurance-coverage","display_name":"insurance coverage","score":0.8009999990463257},{"id":"https://openalex.org/keywords/insurance-company-management","display_name":"insurance company management","score":0.48899999260902405}],"concepts":[{"id":"https://openalex.org/C2777262119","wikidata":"https://www.wikidata.org/wiki/Q932143","display_name":"Microinsurance","level":3,"score":0.9355000257492065},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.6431999802589417},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6421999931335449},{"id":"https://openalex.org/C14293393","wikidata":"https://www.wikidata.org/wiki/Q2663825","display_name":"General insurance","level":3,"score":0.603600025177002},{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.4341999888420105},{"id":"https://openalex.org/C172195485","wikidata":"https://www.wikidata.org/wiki/Q4443488","display_name":"Business interruption insurance","level":5,"score":0.41119998693466187},{"id":"https://openalex.org/C33364599","wikidata":"https://www.wikidata.org/wiki/Q6042300","display_name":"Insurability","level":5,"score":0.4025000035762787},{"id":"https://openalex.org/C22738907","wikidata":"https://www.wikidata.org/wiki/Q3813256","display_name":"Casualty insurance","level":3,"score":0.39399999380111694},{"id":"https://openalex.org/C29513703","wikidata":"https://www.wikidata.org/wiki/Q6398174","display_name":"Key person insurance","level":3,"score":0.38199999928474426},{"id":"https://openalex.org/C68799949","wikidata":"https://www.wikidata.org/wiki/Q977871","display_name":"Insurance policy","level":2,"score":0.37049999833106995},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.35530000925064087},{"id":"https://openalex.org/C3020299011","wikidata":"https://www.wikidata.org/wiki/Q626608","display_name":"Life insurance","level":2,"score":0.35089999437332153},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3465999960899353},{"id":"https://openalex.org/C101615574","wikidata":"https://www.wikidata.org/wiki/Q17055997","display_name":"Income protection insurance","level":4,"score":0.3231000006198883},{"id":"https://openalex.org/C3019869117","wikidata":"https://www.wikidata.org/wiki/Q42240","display_name":"Original research","level":2,"score":0.3215999901294708},{"id":"https://openalex.org/C5891342","wikidata":"https://www.wikidata.org/wiki/Q2868302","display_name":"Property insurance","level":4,"score":0.321399986743927},{"id":"https://openalex.org/C2777626755","wikidata":"https://www.wikidata.org/wiki/Q28797","display_name":"Applied research","level":2,"score":0.30869999527931213},{"id":"https://openalex.org/C2984333267","wikidata":"https://www.wikidata.org/wiki/Q43183","display_name":"Insurance industry","level":2,"score":0.30059999227523804},{"id":"https://openalex.org/C102139631","wikidata":"https://www.wikidata.org/wiki/Q4406896","display_name":"Self-insurance","level":4,"score":0.28529998660087585}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:jpgiafs.uobaghdad.edu.iq:article/2169","doi":null,"is_oa":true,"landing_page_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/2169","pdf_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/download/2169/1427","source":{"id":"https://openalex.org/S4210234403","display_name":"\u0645\u062c\u0644\u0629 \u062f\u0631\u0627\u0633\u0627\u062a \u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0645\u0627\u0644\u064a\u0629","issn_l":"1818-9431","issn":["1818-9431","2617-9849"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319170","host_organization_name":"University of Baghdad","host_organization_lineage":["https://openalex.org/P4310319170"],"host_organization_lineage_names":["University of Baghdad"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1818-9431","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:jpgiafs.uobaghdad.edu.iq:article/2169","doi":null,"is_oa":true,"landing_page_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/2169","pdf_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/download/2169/1427","source":{"id":"https://openalex.org/S4210234403","display_name":"\u0645\u062c\u0644\u0629 \u062f\u0631\u0627\u0633\u0627\u062a \u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0645\u0627\u0644\u064a\u0629","issn_l":"1818-9431","issn":["1818-9431","2617-9849"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319170","host_organization_name":"University of Baghdad","host_organization_lineage":["https://openalex.org/P4310319170"],"host_organization_lineage_names":["University of Baghdad"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1818-9431","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/1","display_name":"No poverty","score":0.666700005531311},{"id":"https://metadata.un.org/sdg/10","display_name":"Reduced inequalities","score":0.4074000120162964}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[{"id":"https://openalex.org/F4320310603","display_name":"University of Baghdad","ror":"https://ror.org/007f1da21"}],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7218108105.pdf","grobid_xml":"https://content.openalex.org/works/W7218108105.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4409194115","https://openalex.org/W4402648382","https://openalex.org/W4399287992","https://openalex.org/W7218207992","https://openalex.org/W4411820313","https://openalex.org/W7216889424","https://openalex.org/W7216641663","https://openalex.org/W4399287130","https://openalex.org/W1508978306","https://openalex.org/W6960444825"],"abstract_inverted_index":{"\u064a\u0647\u062f\u0641":[0],"\u0627\u0644\u0628\u062d\u062b":[1,32,54,62,119],"\u0627\u0644\u0649":[2,120],"\u0642\u064a\u0627\u0633":[3],"\u062a\u0623\u062b\u064a\u0631":[4,129],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646":[5,43,57],"\u0645\u062a\u0646\u0627\u0647\u064a":[6,44,132],"\u0627\u0644\u0635\u063a\u0631":[7,45,133],"\u0628\u0623\u0628\u0639\u0627\u062f\u0647":[8,134],"\u0628\u0640\u0640":[9],"(\u0627\u0644\u0641\u0626\u0627\u062a":[10],"\u0630\u0627\u062a":[11],"\u0627\u0644\u062f\u062e\u0644":[12],"\u0627\u0644\u0645\u0646\u062e\u0641\u0636\u060c":[13,18],"\u0627\u0644\u062a\u0643\u0644\u0641\u0629":[14],"\u0627\u0644\u0645\u0639\u0642\u0648\u0644\u0629":[15],"\u060c":[16,60,102,107,114],"\u0627\u0644\u0642\u0633\u0637":[17],"\u0627\u0644\u062a\u063a\u0637\u064a\u0629":[19],"\u0627\u0644\u0645\u0646\u062e\u0641\u0636\u0629)":[20],"\u0641\u064a":[21,47,55,72,97,136],"\u062a\u062d\u0642\u064a\u0642":[22,48,137],"\u0627\u0644\u0634\u0645\u0648\u0644":[23,49,138],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a":[24],"\u0648\u0628\u0639\u062f\u064a\u0647":[25],"\u0627\u0644\u0645\u062a\u0645\u062b\u0644\u064a\u0646":[26],"\u0628\u0640":[27],"(\u0627\u0644\u0648\u0635\u0648\u0644\u060c":[28],"\u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645)\u060c":[29],"\u0648\u0628\u0631\u0632\u062a":[30],"\u0645\u0634\u0643\u0644\u0629":[31],"\u0628\u0623\u062b\u0627\u0631\u0629":[33],"\u0627\u0644\u062a\u0633\u0627\u0624\u0644":[34],"\u0627\u0644\u0631\u0626\u064a\u0633":[35],"\u0648\u0647\u0648":[36],"\u0647\u0644":[37],"\u062a\u062f\u0631\u0643":[38],"\u0627\u062f\u0627\u0631\u0629":[39],"\u0627\u0644\u0634\u0631\u0643\u0629":[40],"\u0627\u0644\u0645\u0628\u062d\u0648\u062b\u0629":[41],"\u0628\u0623\u0647\u0645\u064a\u0629":[42],"\u0648\u062a\u0623\u062b\u064a\u0631\u0629":[46],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u061f":[50],"\u0627\u0630":[51,140],"\u062a\u0645":[52],"\u062a\u0637\u0628\u064a\u0642":[53],"\u0634\u0631\u0643\u0629":[56],"\u0627\u0644\u0639\u0631\u0627\u0642\u064a\u0629":[58],"\u0627\u0644\u0639\u0627\u0645\u0629":[59],"\u0648\u0627\u0639\u062a\u0645\u062f":[61],"\u0639\u0644\u0649":[63],"\u0627\u0644\u0645\u0646\u0647\u062c":[64],"\u0627\u0644\u0648\u0635\u0641\u064a":[65],"\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u064a":[66],"\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645":[67],"\u0627\u0644\u0627\u0633\u062a\u0628\u0627\u0646\u0629":[68],"\u0628\u0648\u0635\u0641\u0647\u0627":[69],"\u0627\u0644\u0627\u062f\u0627\u0629":[70],"\u0627\u0644\u0631\u0626\u064a\u0633\u0629":[71],"\u062c\u0645\u0639":[73],"\u0628\u064a\u0627\u0646\u0627\u062a\u0647":[74],"\u0645\u0646":[75,122,125],"\u0627\u0644\u0645\u062c\u062a\u0645\u0639":[76],"\u0627\u0644\u0628\u0627\u0644\u063a":[77],"\u0639\u062f\u062f\u0647":[78],"(55)":[79],"\u0634\u062e\u0635\u0627":[80],"\u064b\u0645\u0645\u0646":[81],"\u0647\u0645":[82],"\u0628\u0627\u0644\u0645\u0633\u062a\u0648\u064a\u0627\u062a":[83],"\u0627\u0644\u0627\u062f\u0627\u0631\u064a\u0629":[84],"(\u0627\u0644\u0639\u0644\u064a\u0627\u060c":[85],"\u0627\u0644\u0648\u0633\u0637\u0649\u060c":[86],"\u0627\u0644\u062a\u0646\u0641\u064a\u0630\u064a\u0629)":[87],"\u0628\u0627\u0639\u062a\u0645\u0627\u062f":[88],"\u0627\u0633\u0644\u0648\u0628":[89],"\u0627\u0644\u062d\u0635\u0631":[90],"\u0627\u0644\u0634\u0627\u0645\u0644":[91],"\u0648\u0643\u0630\u0644\u0643":[92],"\u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c":[93],"\u0627\u0644\u0627\u062d\u0635\u0627\u0626\u064a":[94],"(spss":[95],"v.28)":[96],"\u0627\u062d\u062a\u0633\u0627\u0628":[98],"(":[99],"\u0627\u0644\u0648\u0633\u0637":[100],"\u0627\u0644\u062d\u0633\u0627\u0628\u064a":[101],"\u0627\u0644\u0627\u0646\u062d\u0631\u0627\u0641":[103],"\u0627\u0644\u0645\u0639\u064a\u0627\u0631\u064a\u060c":[104],"\u0645\u0639\u0627\u0645\u0644":[105,108,110],"\u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0641":[106],"\u0627\u0644\u0627\u0646\u062d\u062f\u0627\u0631\u060c":[109],"\u0627\u0644\u062a\u0641\u0633\u064a\u0631":[111],"\u0627\u0644\u0645\u0635\u062d\u062d":[112],"AR2":[113],"\u0627\u062e\u062a\u0628\u0627\u0631":[115],"t\u060c":[116],"\u0627\u062e\u062a\u0628\u0627\u0631F)\u060c":[117],"\u0648\u062a\u0648\u0635\u0644":[118],"\u0639\u062f\u062f":[121],"\u0627\u0644\u0646\u062a\u0627\u0626\u062c":[123],"\u0648\u0643\u0627\u0646":[124],"\u0623\u0628\u0631\u0632\u0647\u0627":[126],":":[127],"\u0647\u0646\u0627\u0643":[128],"\u0645\u0639\u0646\u0648\u064a":[130],"\u0644\u0644\u062a\u0623\u0645\u064a\u0646":[131],"\u0645\u062c\u062a\u0645\u0639\u0629":[135],"\u0627\u0644\u062a\u0623\u0645\u064a\u0646\u064a\u060c":[139],"\u0628\u0644\u063a\u062a":[141],"\u0646\u0633\u0628\u0629":[142],"\u0627\u0644\u062a\u0623\u062b\u064a\u0631(67.2%).":[143]},"counts_by_year":[],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2026-10-03T00:00:00"}
