{"id":"https://openalex.org/W7217868239","doi":null,"title":"Peningkatan Keputusan Berinvestasi melalui Literasi Keuangan pada Generasi Z sebagai Upaya Persiapan Resesi 2023","display_name":"Peningkatan Keputusan Berinvestasi melalui Literasi Keuangan pada Generasi Z sebagai Upaya Persiapan Resesi 2023","publication_year":2022,"publication_date":"2022-12-19","ids":{"openalex":"https://openalex.org/W7217868239"},"language":"en","primary_location":{"id":"pmh:oai:ojs2.jurnal.stie-aas.ac.id:article/7297","doi":null,"is_oa":true,"landing_page_url":"https://jurnal.stie-aas.ac.id/index.php/jap/article/view/7297","pdf_url":"https://jurnal.stie-aas.ac.id/index.php/jap/article/download/7297/pdf","source":{"id":"https://openalex.org/S4210182126","display_name":"JURNAL AKUNTANSI DAN PAJAK","issn_l":"1412-629X","issn":["1412-629X","2579-3055"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1412-629X","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://jurnal.stie-aas.ac.id/index.php/jap/article/download/7297/pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5155896137","display_name":"Sri Mulyono","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405276691","display_name":"Institut Daarul Qur'an","ror":"https://ror.org/05xtefd76","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405276691"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Mulyono, Sri","raw_affiliation_strings":["Institut Daarul Qur'an Jakarta"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institut Daarul Qur'an Jakarta","institution_ids":["https://openalex.org/I4405276691"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5085043266","display_name":"Mohammad Sawir","orcid":"https://orcid.org/0000-0003-2169-6425","observed_orcids":["https://orcid.org/0000-0003-2169-6425"]},"institutions":[{"id":"https://openalex.org/I4405276343","display_name":"Universitas Madako Tolitoli","ror":"https://ror.org/057vcxh76","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405276343"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Sawir, Mohammad","raw_affiliation_strings":["Universitas Madako"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Madako","institution_ids":["https://openalex.org/I4405276343"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5053939475","display_name":"Bambang Surahman","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210123800","display_name":"Universitas Gajah Putih","ror":"https://ror.org/025eq1v74","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210123800"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Surahman, Bambang","raw_affiliation_strings":["Universitas Gajah Putih"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Gajah Putih","institution_ids":["https://openalex.org/I4210123800"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5025576796","display_name":"Erna Hendrawati","orcid":"https://orcid.org/0000-0002-8043-6212","observed_orcids":["https://orcid.org/0000-0002-8043-6212"]},"institutions":[{"id":"https://openalex.org/I4210094505","display_name":"Universitas Wijaya Kusuma Surabaya","ror":"https://ror.org/00n619376","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210094505"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Hendrawati, Erna","raw_affiliation_strings":["Universitas Wijaya Kusuma Surabaya"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Wijaya Kusuma Surabaya","institution_ids":["https://openalex.org/I4210094505"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5154699624","display_name":"Nurhidayati Nurhidayati","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4389425411","display_name":"Universitas Islam Negeri Jurai Siwo Lampung","ror":"https://ror.org/04cd4zm28","country_code":"ID","type":"education","lineage":["https://openalex.org/I4389425411"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Nurhidayati, Nurhidayati","raw_affiliation_strings":["IAIN Metro"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"IAIN Metro","institution_ids":["https://openalex.org/I4389425411"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":5,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.0006000000284984708,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9860000014305115},{"id":"https://openalex.org/keywords/investment-decisions","display_name":"investment decision-making","score":0.9300000071525574},{"id":"https://openalex.org/keywords/generation-z","display_name":"Generation Z","score":0.996999979019165},{"id":"https://openalex.org/keywords/2023-recession","display_name":"2023 recession","score":0.972000002861023},{"id":"https://openalex.org/keywords/expected-returns","display_name":"expected returns","score":0.6330000162124634},{"id":"https://openalex.org/keywords/investment-risk","display_name":"investment risk","score":0.9240000247955322},{"id":"https://openalex.org/keywords/return-risk-relationship","display_name":"return-risk relationship","score":0.7979999780654907},{"id":"https://openalex.org/keywords/credit-management","display_name":"credit management","score":0.8629999756813049},{"id":"https://openalex.org/keywords/financial-management-knowledge","display_name":"financial management knowledge","score":0.6349999904632568}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.691100001335144},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.6015999913215637},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.46209999918937683},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.39890000224113464},{"id":"https://openalex.org/C195742910","wikidata":"https://www.wikidata.org/wiki/Q176494","display_name":"Recession","level":2,"score":0.3962000012397766},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.375900000333786},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3675000071525574},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.35409998893737793},{"id":"https://openalex.org/C2778865806","wikidata":"https://www.wikidata.org/wiki/Q6060850","display_name":"Investment decisions","level":3,"score":0.3458000123500824},{"id":"https://openalex.org/C2777267654","wikidata":"https://www.wikidata.org/wiki/Q3519023","display_name":"Test (biology)","level":2,"score":0.3425999879837036},{"id":"https://openalex.org/C169549615","wikidata":"https://www.wikidata.org/wiki/Q939134","display_name":"Return on investment","level":3,"score":0.32820001244544983},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.32510000467300415},{"id":"https://openalex.org/C152877465","wikidata":"https://www.wikidata.org/wiki/Q208042","display_name":"Regression analysis","level":2,"score":0.30219998955726624},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.2847000062465668},{"id":"https://openalex.org/C3019953515","wikidata":"https://www.wikidata.org/wiki/Q277633","display_name":"Generation y","level":2,"score":0.27559998631477356},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.26739999651908875},{"id":"https://openalex.org/C182365436","wikidata":"https://www.wikidata.org/wiki/Q50701","display_name":"Variable (mathematics)","level":2,"score":0.2648000121116638}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:ojs2.jurnal.stie-aas.ac.id:article/7297","doi":null,"is_oa":true,"landing_page_url":"https://jurnal.stie-aas.ac.id/index.php/jap/article/view/7297","pdf_url":"https://jurnal.stie-aas.ac.id/index.php/jap/article/download/7297/pdf","source":{"id":"https://openalex.org/S4210182126","display_name":"JURNAL AKUNTANSI DAN PAJAK","issn_l":"1412-629X","issn":["1412-629X","2579-3055"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1412-629X","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:ojs2.jurnal.stie-aas.ac.id:article/7297","doi":null,"is_oa":true,"landing_page_url":"https://jurnal.stie-aas.ac.id/index.php/jap/article/view/7297","pdf_url":"https://jurnal.stie-aas.ac.id/index.php/jap/article/download/7297/pdf","source":{"id":"https://openalex.org/S4210182126","display_name":"JURNAL AKUNTANSI DAN PAJAK","issn_l":"1412-629X","issn":["1412-629X","2579-3055"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1412-629X","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7217868239.pdf","grobid_xml":"https://content.openalex.org/works/W7217868239.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7219149792","https://openalex.org/W4401629200","https://openalex.org/W7119026107","https://openalex.org/W4386781802","https://openalex.org/W7110559841","https://openalex.org/W7214807883","https://openalex.org/W4408456906","https://openalex.org/W7154681594","https://openalex.org/W4414439831","https://openalex.org/W7223159467"],"abstract_inverted_index":{"The":[0,15,86,100,110,156,169],"2023":[1,16,73,199],"recession":[2,17],"is":[3,29,77,91,97,114,140],"currently":[4],"a":[5,78,179],"hot":[6],"topic":[7],"of":[8,57,88,118,121,126,144,147,171,188],"discussion,":[9],"especially":[10,33,191],"in":[11,63],"economic":[12,41],"discussion":[13],"forums.":[14],"requires":[18],"efforts":[19],"to":[20,39,51,69,84,195,209],"prevent":[21],"and":[22,53,108,128,133,153,181],"reduce":[23],"risks":[24],"so":[25],"that":[26,175,204],"the":[27,55,72,119,124,129,136,185,198],"impact":[28,183],"not":[30],"too":[31],"pronounced,":[32],"for":[34,71,106,197],"Generation":[35,214],"Z":[36,94,215],"from":[37],"middle":[38],"lower":[40],"families":[42],"who":[43],"are":[44],"certainly":[45],"very":[46],"affected.":[47],"This":[48,75],"study":[49,80,173],"aims":[50],"test":[52],"analyze":[54],"improvement":[56],"investment":[58,111,154,186],"decisions":[59,187,211],"through":[60],"financial":[61,137,148,176,220],"literacy":[62,138,177],"generation":[64,93,189,206],"z":[65,207],"as":[66,192],"an":[67,193],"effort":[68,194],"prepare":[70,196],"recession.":[74,200],"research":[76,90],"quantitative":[79],"by":[81,116,142,161],"distributing":[82],"questionnaires":[83],"respondents.":[85],"sample":[87],"this":[89,172],"100":[92],"whose":[95],"sampling":[96],"done":[98],"randomly.":[99],"questionnaire":[101],"used":[102],"has":[103,178],"been":[104],"tested":[105],"validity":[107],"reliability.":[109],"decision":[112],"variable":[113,139],"measured":[115,141],"indicators":[117,143],"level":[120,125],"expected":[122],"return,":[123],"risk":[127],"relationship":[130],"between":[131],"return":[132],"risk.":[134],"While":[135],"basic":[145],"knowledge":[146],"management,":[149,151],"credit":[150],"savings":[152],"management.":[155],"data":[157],"collected":[158],"were":[159],"analyzed":[160],"simple":[162],"linear":[163],"regression":[164],"using":[165],"SPSS":[166],"version":[167],"23.":[168],"results":[170],"indicate":[174],"positive":[180],"significant":[182],"on":[184],"z,":[190],"These":[201],"findings":[202],"explain":[203],"if":[205],"wants":[208],"improve":[210,218],"In":[212],"investing,":[213],"must":[216],"also":[217],"their":[219],"literacy.":[221]},"counts_by_year":[],"updated_date":"2026-10-08T09:06:37.294493","created_date":"2026-10-03T00:00:00"}
