{"id":"https://openalex.org/W7217301080","doi":null,"title":"Financial Condition Analysis Based on Profitability Ratios at XYZ Rural Bank in 2020-2022","display_name":"Financial Condition Analysis Based on Profitability Ratios at XYZ Rural Bank in 2020-2022","publication_year":2024,"publication_date":"2024-01-30","ids":{"openalex":"https://openalex.org/W7217301080"},"language":"en","primary_location":{"id":"pmh:oai:dinastipub.org:article/2211","doi":null,"is_oa":true,"landing_page_url":"https://dinastipub.org/DIJMS/article/view/2211","pdf_url":"https://dinastipub.org/DIJMS/article/download/2211/1495","source":{"id":"https://openalex.org/S4210205546","display_name":"Dinasti International Journal of Management Science","issn_l":"2686-5211","issn":["2686-5211","2686-522X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210134128","host_organization_name":"Universitas Ekasakti","host_organization_lineage":["https://openalex.org/I4210134128"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.31933/dijms.v5i3","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://dinastipub.org/DIJMS/article/download/2211/1495","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5018565415","display_name":"Endah Suci Damayanti","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Suci Damayanti , Endah","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5155342922","display_name":"N.N. Sawitri","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210093825","display_name":"Universitas Bhayangkara Jakarta Raya","ror":"https://ror.org/00kjhnt51","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210093825"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"N.N. Sawitri","raw_affiliation_strings":["Faculty of Economics and Business Bhayangkara University, Greater Jakarta, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics and Business Bhayangkara University, Greater Jakarta, Indonesia","institution_ids":["https://openalex.org/I4210093825"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5155799574","display_name":"Wahyu Wastam Hidayat","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Wastam Hidayat, Wahyu","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5156248117","display_name":"Sugeng Suroso","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210093825","display_name":"Universitas Bhayangkara Jakarta Raya","ror":"https://ror.org/00kjhnt51","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210093825"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Suroso, Sugeng","raw_affiliation_strings":["Faculty of Economics and Business Bhayangkara University, Greater Jakarta, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics and Business Bhayangkara University, Greater Jakarta, Indonesia","institution_ids":["https://openalex.org/I4210093825"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.67550662,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9843999743461609,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9843999743461609,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.012400000356137753,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.0026000000070780516,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/rural-banks","display_name":"rural banks","score":0.9089999794960022},{"id":"https://openalex.org/keywords/profitability-ratios","display_name":"profitability ratios","score":0.9380000233650208},{"id":"https://openalex.org/keywords/return-on-equity","display_name":"return on equity","score":1.0},{"id":"https://openalex.org/keywords/financial-performance","display_name":"financial performance","score":0.843999981880188},{"id":"https://openalex.org/keywords/financial-condition-analysis","display_name":"financial condition assessment","score":0.746999979019165}],"concepts":[{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.8852999806404114},{"id":"https://openalex.org/C155530773","wikidata":"https://www.wikidata.org/wiki/Q591174","display_name":"Return on equity","level":3,"score":0.6636999845504761},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.576200008392334},{"id":"https://openalex.org/C98014903","wikidata":"https://www.wikidata.org/wiki/Q832161","display_name":"Financial ratio","level":2,"score":0.529699981212616},{"id":"https://openalex.org/C29143872","wikidata":"https://www.wikidata.org/wiki/Q876690","display_name":"Business process reengineering","level":3,"score":0.4966000020503998},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4490000009536743},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.4377000033855438},{"id":"https://openalex.org/C199728807","wikidata":"https://www.wikidata.org/wiki/Q2578557","display_name":"Equity (law)","level":2,"score":0.42289999127388},{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.4081999957561493},{"id":"https://openalex.org/C2778631480","wikidata":"https://www.wikidata.org/wiki/Q17143022","display_name":"Research Object","level":2,"score":0.37139999866485596},{"id":"https://openalex.org/C182306322","wikidata":"https://www.wikidata.org/wiki/Q1779371","display_name":"Order (exchange)","level":2,"score":0.3569999933242798},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.33640000224113464},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3091000020503998},{"id":"https://openalex.org/C124972522","wikidata":"https://www.wikidata.org/wiki/Q1303176","display_name":"Equity ratio","level":4,"score":0.2632000148296356},{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.2628999948501587},{"id":"https://openalex.org/C133462117","wikidata":"https://www.wikidata.org/wiki/Q4929239","display_name":"Data collection","level":2,"score":0.25940001010894775}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:dinastipub.org:article/2211","doi":null,"is_oa":true,"landing_page_url":"https://dinastipub.org/DIJMS/article/view/2211","pdf_url":"https://dinastipub.org/DIJMS/article/download/2211/1495","source":{"id":"https://openalex.org/S4210205546","display_name":"Dinasti International Journal of Management Science","issn_l":"2686-5211","issn":["2686-5211","2686-522X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210134128","host_organization_name":"Universitas Ekasakti","host_organization_lineage":["https://openalex.org/I4210134128"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.31933/dijms.v5i3","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:dinastipub.org:article/2211","doi":null,"is_oa":true,"landing_page_url":"https://dinastipub.org/DIJMS/article/view/2211","pdf_url":"https://dinastipub.org/DIJMS/article/download/2211/1495","source":{"id":"https://openalex.org/S4210205546","display_name":"Dinasti International Journal of Management Science","issn_l":"2686-5211","issn":["2686-5211","2686-522X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210134128","host_organization_name":"Universitas Ekasakti","host_organization_lineage":["https://openalex.org/I4210134128"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.31933/dijms.v5i3","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"score":0.48510000109672546,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7217301080.pdf","grobid_xml":"https://content.openalex.org/works/W7217301080.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4400512440","https://openalex.org/W4408749270","https://openalex.org/W4407754912","https://openalex.org/W7216504134","https://openalex.org/W4410130704","https://openalex.org/W4312141873","https://openalex.org/W7165838209","https://openalex.org/W4379653337","https://openalex.org/W4384561842","https://openalex.org/W4380486891"],"abstract_inverted_index":{"Researchers":[0],"conducted":[1],"this":[2,41,66,75],"research,":[3],"namely":[4],"in":[5,16,27,40,65,128,162],"order":[6],"to":[7,87,92,98,133],"find":[8],"out":[9],"how":[10],"the":[11,37,79,99,102,104,108,122,145],"development":[12,123],"of":[13,18,46,56,74,82,101,126,140],"financial":[14,47,80],"performance":[15,81],"terms":[17],"profitability":[19,51,115,149],"ratios":[20,116,150],"using":[21],"return":[22],"on":[23,50,172],"equity":[24],"(ROE)":[25],"analysis":[26,45],"BPR":[28,34,83,129],"Banks.":[29],"The":[30,54,72],"subject":[31],"used":[32,39,58],"is":[33,43,59,156],"Bank":[35],"while":[36],"object":[38],"research":[42,67,76],"an":[44,137],"conditions":[48],"based":[49],"ratio":[52],"analysis.":[53],"type":[55],"data":[57],"quantitative":[60],"data.":[61],"Data":[62],"collection":[63],"methods":[64],"are":[68],"interviews":[69],"and":[70,124,142,158],"documentation.":[71],"results":[73,100,109],"illustrate":[77],"that":[78,117,151],"Banks":[84,130],"from":[85,131],"2020":[86,132],"2022":[88,134],"can":[89,110,159],"be":[90,93,160],"said":[91],"quite":[94],"good":[95],"because":[96],"according":[97],"calculations":[103],"author":[105],"has":[106,135,143],"made,":[107],"reach":[111],"industry":[112,146],"standards":[113],"for":[114,148],"have":[118,152],"been":[119,153],"set.":[120],"Therefore,":[121],"growth":[125],"ROE":[127],"created":[136],"average":[138],"value":[139],"14.90%":[141],"met":[144],"standard":[147],"set,":[154],"which":[155],"12.50%":[157],"categorized":[161],"a":[163],"healthy":[164],"condition.":[165],"Keyword:":[166],"Rural":[167],"Banks,":[168],"Profitability":[169],"Ratios,":[170],"Return":[171],"Equity":[173]},"counts_by_year":[],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2026-10-03T00:00:00"}
