{"id":"https://openalex.org/W7217013049","doi":null,"title":"Financial, Public and Regional Economics","display_name":"Financial, Public and Regional Economics","publication_year":2021,"publication_date":"2021-05-27","ids":{"openalex":"https://openalex.org/W7217013049"},"language":"en","primary_location":{"id":"pmh:oai:dj.univ-danubius.ro:article/1070","doi":null,"is_oa":true,"landing_page_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/view/1070","pdf_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/download/1070/1991","source":{"id":"https://openalex.org/S4306500574","display_name":"Acta Universitatis Danubius. OEconomica","issn_l":"2065-0175","issn":["2065-0175","2067-340X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","erih-plus"],"host_organization":"https://openalex.org/I4210097017","host_organization_name":"Danubius International University","host_organization_lineage":["https://openalex.org/I4210097017"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2065-0175","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/download/1070/1991","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5104912524","display_name":"Collective Authors","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Collective Authors","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5104912524"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9707000255584717,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9707000255584717,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13867","display_name":"Economic Growth and Development","score":0.025299999862909317,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0010000000474974513,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":1.0},{"id":"https://openalex.org/keywords/per-capita-income","display_name":"per capita income","score":0.9950000047683716},{"id":"https://openalex.org/keywords/deposit-rates","display_name":"deposit interest rates","score":0.7639999985694885},{"id":"https://openalex.org/keywords/internet-access","display_name":"internet access","score":0.9980000257492065},{"id":"https://openalex.org/keywords/african-economies","display_name":"African economies","score":0.5640000104904175},{"id":"https://openalex.org/keywords/banking-access","display_name":"banking access","score":0.328000009059906}],"concepts":[{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.7016000151634216},{"id":"https://openalex.org/C127598652","wikidata":"https://www.wikidata.org/wiki/Q558635","display_name":"Per capita","level":3,"score":0.6072999835014343},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5655999779701233},{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.45879998803138733},{"id":"https://openalex.org/C160443848","wikidata":"https://www.wikidata.org/wiki/Q45918","display_name":"Per capita income","level":2,"score":0.4320000112056732},{"id":"https://openalex.org/C83646750","wikidata":"https://www.wikidata.org/wiki/Q193893","display_name":"Capital (architecture)","level":2,"score":0.40470001101493835},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.38449999690055847},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.3797999918460846},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.35179999470710754},{"id":"https://openalex.org/C2777747085","wikidata":"https://www.wikidata.org/wiki/Q5449743","display_name":"Financial sector development","level":3,"score":0.3497999906539917},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.3488999903202057},{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.3458000123500824},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3319999873638153},{"id":"https://openalex.org/C96250715","wikidata":"https://www.wikidata.org/wiki/Q965330","display_name":"Estimation","level":2,"score":0.31040000915527344},{"id":"https://openalex.org/C32768728","wikidata":"https://www.wikidata.org/wiki/Q1728567","display_name":"Capital account","level":2,"score":0.3075000047683716},{"id":"https://openalex.org/C47768531","wikidata":"https://www.wikidata.org/wiki/Q1127188","display_name":"Development economics","level":1,"score":0.2971999943256378},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2865000069141388},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.2822999954223633},{"id":"https://openalex.org/C160050368","wikidata":"https://www.wikidata.org/wiki/Q132453","display_name":"Developed country","level":3,"score":0.28209999203681946},{"id":"https://openalex.org/C2776943663","wikidata":"https://www.wikidata.org/wiki/Q165687","display_name":"Human capital","level":2,"score":0.2728999853134155},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.27129998803138733},{"id":"https://openalex.org/C44750222","wikidata":"https://www.wikidata.org/wiki/Q1897397","display_name":"Financial capital","level":3,"score":0.2694999873638153},{"id":"https://openalex.org/C65146658","wikidata":"https://www.wikidata.org/wiki/Q1416431","display_name":"Financial intermediary","level":2,"score":0.26109999418258667},{"id":"https://openalex.org/C147859227","wikidata":"https://www.wikidata.org/wiki/Q294217","display_name":"Public sector","level":2,"score":0.2583000063896179},{"id":"https://openalex.org/C58202505","wikidata":"https://www.wikidata.org/wiki/Q5035700","display_name":"Capital formation","level":4,"score":0.2572999894618988}],"mesh":[],"locations_count":6,"locations":[{"id":"pmh:oai:dj.univ-danubius.ro:article/1070","doi":null,"is_oa":true,"landing_page_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/view/1070","pdf_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/download/1070/1991","source":{"id":"https://openalex.org/S4306500574","display_name":"Acta Universitatis Danubius. OEconomica","issn_l":"2065-0175","issn":["2065-0175","2067-340X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","erih-plus"],"host_organization":"https://openalex.org/I4210097017","host_organization_name":"Danubius International University","host_organization_lineage":["https://openalex.org/I4210097017"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2065-0175","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:dj.univ-danubius.ro:article/1090","doi":null,"is_oa":true,"landing_page_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/view/1090","pdf_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/download/1090/2003","source":{"id":"https://openalex.org/S4306500574","display_name":"Acta Universitatis Danubius. OEconomica","issn_l":"2065-0175","issn":["2065-0175","2067-340X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","erih-plus"],"host_organization":"https://openalex.org/I4210097017","host_organization_name":"Danubius International University","host_organization_lineage":["https://openalex.org/I4210097017"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2065-0175","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:dj.univ-danubius.ro:article/1122","doi":null,"is_oa":true,"landing_page_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/view/1122","pdf_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/download/1122/1910","source":{"id":"https://openalex.org/S4306500574","display_name":"Acta Universitatis Danubius. OEconomica","issn_l":"2065-0175","issn":["2065-0175","2067-340X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","erih-plus"],"host_organization":"https://openalex.org/I4210097017","host_organization_name":"Danubius International University","host_organization_lineage":["https://openalex.org/I4210097017"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2065-0175","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:dj.univ-danubius.ro:article/1141","doi":null,"is_oa":true,"landing_page_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/view/1141","pdf_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/download/1141/1929","source":{"id":"https://openalex.org/S4306500574","display_name":"Acta Universitatis Danubius. OEconomica","issn_l":"2065-0175","issn":["2065-0175","2067-340X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","erih-plus"],"host_organization":"https://openalex.org/I4210097017","host_organization_name":"Danubius International University","host_organization_lineage":["https://openalex.org/I4210097017"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2065-0175","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:dj.univ-danubius.ro:article/1083","doi":null,"is_oa":true,"landing_page_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/view/1083","pdf_url":null,"source":{"id":"https://openalex.org/S4306500574","display_name":"Acta Universitatis Danubius. OEconomica","issn_l":"2065-0175","issn":["2065-0175","2067-340X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","erih-plus"],"host_organization":"https://openalex.org/I4210097017","host_organization_name":"Danubius International University","host_organization_lineage":["https://openalex.org/I4210097017"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2065-0175","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:dj.univ-danubius.ro:article/1166","doi":null,"is_oa":true,"landing_page_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/view/1166","pdf_url":null,"source":{"id":"https://openalex.org/S4306500574","display_name":"Acta Universitatis Danubius. OEconomica","issn_l":"2065-0175","issn":["2065-0175","2067-340X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","erih-plus"],"host_organization":"https://openalex.org/I4210097017","host_organization_name":"Danubius International University","host_organization_lineage":["https://openalex.org/I4210097017"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2065-0175","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:dj.univ-danubius.ro:article/1070","doi":null,"is_oa":true,"landing_page_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/view/1070","pdf_url":"https://dj.univ-danubius.ro/index.php/AUDOE/article/download/1070/1991","source":{"id":"https://openalex.org/S4306500574","display_name":"Acta Universitatis Danubius. OEconomica","issn_l":"2065-0175","issn":["2065-0175","2067-340X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","erih-plus"],"host_organization":"https://openalex.org/I4210097017","host_organization_name":"Danubius International University","host_organization_lineage":["https://openalex.org/I4210097017"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2065-0175","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/10","display_name":"Reduced inequalities","score":0.7578999996185303},{"id":"https://metadata.un.org/sdg/1","display_name":"No poverty","score":0.666700005531311},{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.6452000141143799}],"study_designs":[],"awards":[],"funders":[{"id":"https://openalex.org/F4320320300","display_name":"European Commission","ror":"https://ror.org/00k4n6c32"}],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7217013049.pdf","grobid_xml":"https://content.openalex.org/works/W7217013049.grobid-xml"},"referenced_works_count":7,"referenced_works":["https://openalex.org/W1993502446","https://openalex.org/W2045274883","https://openalex.org/W2135049359","https://openalex.org/W2341640820","https://openalex.org/W2619362615","https://openalex.org/W2748602838","https://openalex.org/W6929467385"],"related_works":["https://openalex.org/W2895502639","https://openalex.org/W2763347569","https://openalex.org/W2755815515","https://openalex.org/W2754674509","https://openalex.org/W4310878393","https://openalex.org/W2783397135","https://openalex.org/W7020818675","https://openalex.org/W7027799257","https://openalex.org/W4392946421","https://openalex.org/W7126190690"],"abstract_inverted_index":{"Do":[0],"higher":[1,7,75,82],"per":[2,57,76,104],"capita":[3,105],"incomes":[4,78],"translate":[5],"into":[6],"financial":[8,71,95,135],"inclusion":[9,96],"in":[10,45,86,130,165],"Africa?":[11],"Ourapplication":[12],"of":[13,42,84,134,139,144,161],"the":[14,20,48,54,64,108,132,159],"Bayesian":[15],"VAR":[16],"estimation":[17],"approach":[18,38],"to":[19,32,52,92,113,123,126,146],"World":[21],"Bank":[22],"Development":[23],"Indicatorsdatasets":[24],"for":[25,39],"15":[26,43],"African":[27],"countries":[28,44],"provides":[29],"affirmative":[30],"evidence":[31],"this":[33,140],"question.":[34],"Using":[35],"a":[36,40,99,115],"BayesianVAR":[37],"panel":[41],"Africa":[46],"over":[47],"period":[49],"from":[50],"2005":[51],"2014,":[53],"findingsshow":[55],"that":[56,94,118],"capital":[58,77],"incomes,":[59],"deposit":[60],"interest":[61],"rate":[62],"and":[63,68,150],"internet":[65,109,128],"has":[66],"positive":[67,100],"significant":[69],"impacton":[70],"inclusion.":[72,136],"That":[73],"is,":[74,89],"is":[79,97,110,121],"associated":[80],"with":[81],"levels":[83],"financialinclusion":[85],"Africa.":[87],"It":[88],"however,":[90],"interesting":[91],"note":[93],"having":[98],"butinsignificant":[101],"impact":[102],"on":[103],"income.":[106],"Moreover,":[107],"coming":[111],"out":[112],"be":[114,124,143],"significantvariable":[116],"indicating":[117],"more":[119],"attention":[120],"required":[122],"paid":[125],"developing":[127],"access":[129],"Africafor":[131],"advancement":[133],"The":[137],"findings":[138],"study":[141],"should":[142],"help":[145],"Africancentral":[147],"banks\u201f":[148],"policymakers":[149],"commercial":[151],"bankers":[152],"as":[153],"they":[154],"advance":[155],"innovative":[156],"approaches":[157],"toenhance":[158],"involvement":[160],"excluded":[162],"poor":[163],"people":[164],"formal":[166],"finance.":[167]},"counts_by_year":[],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2026-10-03T00:00:00"}