{"id":"https://openalex.org/W7215799341","doi":"https://doi.org/10.30651/jms.v8i2.19940","title":"Analisis Faktor-Faktor yang Mempengaruhi Minat Bertransaksi Masyarakat Non Muslim pada Bank Syariah (Studi pada Bank Syariah)","display_name":"Analisis Faktor-Faktor yang Mempengaruhi Minat Bertransaksi Masyarakat Non Muslim pada Bank Syariah (Studi pada Bank Syariah)","publication_year":2023,"publication_date":"2023-08-15","ids":{"openalex":"https://openalex.org/W7215799341","doi":"https://doi.org/10.30651/jms.v8i2.19940"},"language":"en","primary_location":{"id":"pmh:oai:journal.um-surabaya.ac.id:article/19940","doi":"https://doi.org/10.30651/jms.v8i2.19940","is_oa":true,"landing_page_url":"https://journal.um-surabaya.ac.id/Mas/article/view/19940","pdf_url":"https://journal.um-surabaya.ac.id/Mas/article/download/19940/pdf","source":{"id":"https://openalex.org/S4210228151","display_name":"Jurnal Masharif al-Syariah Jurnal Ekonomi dan Perbankan Syariah","issn_l":"2527-6344","issn":["2527-6344","2580-5800"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314993","host_organization_name":"UMSurabaya Publishing","host_organization_lineage":["https://openalex.org/P4310314993"],"host_organization_lineage_names":["UMSurabaya Publishing"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2527-6344","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journal.um-surabaya.ac.id/Mas/article/download/19940/pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5104904733","display_name":"Siti Arawiyyah Ardi","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Ardi, Siti Arawiyyah","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5156314666","display_name":"Maulana Alghifari","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Alghifari, Maulana","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5155425966","display_name":"Restu Tumanggor","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Tumanggor, Restu","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5084482213","display_name":"Enika Diana Batubara","orcid":"https://orcid.org/0009-0008-8441-4441","observed_orcids":["https://orcid.org/0009-0008-8441-4441"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Batubara, Enika Diana","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12651","display_name":"Halal products and consumer behavior","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.9399999976158142},{"id":"https://openalex.org/keywords/non-muslim-consumers","display_name":"non-Muslim customers","score":0.9369999766349792},{"id":"https://openalex.org/keywords/transaction-interest","display_name":"transaction interest","score":0.7419999837875366},{"id":"https://openalex.org/keywords/customer-purchase-behavior","display_name":"customer purchase behavior","score":0.4129999876022339},{"id":"https://openalex.org/keywords/information","display_name":"information","score":0.3490000069141388},{"id":"https://openalex.org/keywords/product","display_name":"product","score":0.8550000190734863},{"id":"https://openalex.org/keywords/price","display_name":"price","score":0.9089999794960022},{"id":"https://openalex.org/keywords/promotion","display_name":"promotion","score":0.9980000257492065},{"id":"https://openalex.org/keywords/bank-location","display_name":"bank location","score":0.7419999837875366},{"id":"https://openalex.org/keywords/islamic-banking-in-indonesia","display_name":"Islamic banking in Indonesia","score":0.5649999976158142}],"concepts":[{"id":"https://openalex.org/C2993700298","wikidata":"https://www.wikidata.org/wiki/Q457753","display_name":"Islamic banking","level":3,"score":0.7379999756813049},{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.7300999760627747},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.642300009727478},{"id":"https://openalex.org/C2779207338","wikidata":"https://www.wikidata.org/wiki/Q9240","display_name":"Indonesian","level":2,"score":0.6355000138282776},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5224000215530396},{"id":"https://openalex.org/C139569457","wikidata":"https://www.wikidata.org/wiki/Q1666223","display_name":"Intermediary","level":2,"score":0.44449999928474426},{"id":"https://openalex.org/C182365436","wikidata":"https://www.wikidata.org/wiki/Q50701","display_name":"Variable (mathematics)","level":2,"score":0.38850000500679016},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.36730000376701355},{"id":"https://openalex.org/C16051113","wikidata":"https://www.wikidata.org/wiki/Q828814","display_name":"Market share","level":2,"score":0.3634999990463257},{"id":"https://openalex.org/C189722922","wikidata":"https://www.wikidata.org/wiki/Q667481","display_name":"Open market operation","level":3,"score":0.3384000062942505},{"id":"https://openalex.org/C54750564","wikidata":"https://www.wikidata.org/wiki/Q26643","display_name":"Commerce","level":1,"score":0.3052999973297119},{"id":"https://openalex.org/C136264566","wikidata":"https://www.wikidata.org/wiki/Q159810","display_name":"Economy","level":1,"score":0.3009999990463257},{"id":"https://openalex.org/C2992735868","wikidata":"https://www.wikidata.org/wiki/Q66344","display_name":"Central bank","level":3,"score":0.29440000653266907},{"id":"https://openalex.org/C2776299755","wikidata":"https://www.wikidata.org/wiki/Q432449","display_name":"Carry (investment)","level":2,"score":0.28850001096725464},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.26570001244544983},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.26510000228881836},{"id":"https://openalex.org/C2983734796","wikidata":"https://www.wikidata.org/wiki/Q848507","display_name":"Commercial bank","level":2,"score":0.25699999928474426},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.2567000091075897}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:journal.um-surabaya.ac.id:article/19940","doi":"https://doi.org/10.30651/jms.v8i2.19940","is_oa":true,"landing_page_url":"https://journal.um-surabaya.ac.id/Mas/article/view/19940","pdf_url":"https://journal.um-surabaya.ac.id/Mas/article/download/19940/pdf","source":{"id":"https://openalex.org/S4210228151","display_name":"Jurnal Masharif al-Syariah Jurnal Ekonomi dan Perbankan Syariah","issn_l":"2527-6344","issn":["2527-6344","2580-5800"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314993","host_organization_name":"UMSurabaya Publishing","host_organization_lineage":["https://openalex.org/P4310314993"],"host_organization_lineage_names":["UMSurabaya Publishing"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2527-6344","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:journal.um-surabaya.ac.id:article/19940","doi":"https://doi.org/10.30651/jms.v8i2.19940","is_oa":true,"landing_page_url":"https://journal.um-surabaya.ac.id/Mas/article/view/19940","pdf_url":"https://journal.um-surabaya.ac.id/Mas/article/download/19940/pdf","source":{"id":"https://openalex.org/S4210228151","display_name":"Jurnal Masharif al-Syariah Jurnal Ekonomi dan Perbankan Syariah","issn_l":"2527-6344","issn":["2527-6344","2580-5800"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314993","host_organization_name":"UMSurabaya Publishing","host_organization_lineage":["https://openalex.org/P4310314993"],"host_organization_lineage_names":["UMSurabaya Publishing"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2527-6344","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7215799341.pdf","grobid_xml":"https://content.openalex.org/works/W7215799341.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4224234419","https://openalex.org/W2757768298","https://openalex.org/W7064174115","https://openalex.org/W4409384260","https://openalex.org/W7039563749","https://openalex.org/W3009865119","https://openalex.org/W7035948794","https://openalex.org/W2972083289","https://openalex.org/W2588553637","https://openalex.org/W2928491122"],"abstract_inverted_index":{"AbstrakIslamic":[0],"banks":[1],"are":[2],"sharia-based":[3],"intermediaries":[4],"that":[5,67,86,89],"serve":[6],"both":[7],"Muslims":[8],"and":[9,25,40,50,99],"non-Muslims.":[10],"The":[11,34,80],"Islamic":[12,27,44,78,91,117],"banking":[13,28,45],"system":[14,29],"is":[15,38,48,56],"based":[16],"on":[17],"a":[18,22,103,113],"profit-sharing":[19],"system,":[20],"namely":[21],"modern,":[23],"universal,":[24],"open":[26],"for":[30],"all":[31],"Indonesian":[32],"people.":[33],"domestic":[35],"industrial":[36],"market":[37,54],"heterogeneous":[39],"has":[41],"different":[42],"beliefs.":[43],"in":[46,74,77],"Indonesia":[47],"growing":[49],"developing,":[51],"although":[52],"its":[53],"share":[55],"still":[57],"small":[58],"at":[59],"around":[60],"4.9%.":[61],"This":[62],"study":[63,84],"analyzes":[64],"the":[65,69,83,87,107],"factors":[66,88],"influence":[68,90],"interest":[70],"of":[71,82],"non-Muslim":[72],"students":[73],"doing":[75],"business":[76],"banks.":[79],"results":[81],"show":[85],"bank":[92],"transactions":[93],"are.":[94],"variable":[95,109],"information,":[96],"product,":[97],"price":[98],"promotion,":[100],"clearly":[101],"have":[102,112],"positive":[104,115],"effect.":[105],"However,":[106],"location":[108],"does":[110],"not":[111],"significant":[114],"effect.Keywords:":[116],"Banks,":[118],"Non-Muslims,":[119],"Multiple":[120],"Linear":[121],"Regression.":[122]},"counts_by_year":[],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2026-10-03T00:00:00"}
