{"id":"https://openalex.org/W7215380353","doi":null,"title":"The Impact of Utilizing the Bank of Algeria's Big Data on Forecasting Algerian Banking Stability via the Z-score Model (2009\u20132023)","display_name":"The Impact of Utilizing the Bank of Algeria's Big Data on Forecasting Algerian Banking Stability via the Z-score Model (2009\u20132023)","publication_year":2026,"publication_date":"2026-08-07","ids":{"openalex":"https://openalex.org/W7215380353"},"language":"en","primary_location":{"id":"pmh:oai:ojs2.fra.st:article/131","doi":null,"is_oa":true,"landing_page_url":"https://fra.st/rfm/article/view/131","pdf_url":"https://fra.st/rfm/article/download/131/163","source":{"id":"https://openalex.org/S7407065650","display_name":"Review of Futures Markets","issn_l":"1933-7116","issn":["1933-7116"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["abdc-b","anvur-scientific"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1933-7116","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://fra.st/rfm/article/download/131/163","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5153915058","display_name":"Serir Abdelkadir","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210160578","display_name":"Universit\u00e9 Djilali Bounaama Khemis Miliana","ror":"https://ror.org/05n2gzs35","country_code":"DZ","type":"education","lineage":["https://openalex.org/I4210160578"]}],"countries":["DZ"],"is_corresponding":false,"raw_author_name":"Serir Abdelkadir","raw_affiliation_strings":["University Of Djilali Bounaama, Khemis Miliana (Algeria)"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University Of Djilali Bounaama, Khemis Miliana (Algeria)","institution_ids":["https://openalex.org/I4210160578"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5153808861","display_name":"ilifi saida","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210103375","display_name":"Tissemsilt University","ror":"https://ror.org/01mc1cc12","country_code":"DZ","type":"education","lineage":["https://openalex.org/I4210103375"]}],"countries":["DZ"],"is_corresponding":false,"raw_author_name":"Saida Ilifi","raw_affiliation_strings":["University of Tissemsilt (Algeria)"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Tissemsilt (Algeria)","institution_ids":["https://openalex.org/I4210103375"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5150718822","display_name":"SAMIRA HAMADOUCHE","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210164694","display_name":"Hassiba Benbouali University of Chlef","ror":"https://ror.org/04yymzm67","country_code":"DZ","type":"education","lineage":["https://openalex.org/I4210164694"]}],"countries":["DZ"],"is_corresponding":false,"raw_author_name":"Samira Hamadouche","raw_affiliation_strings":["Hassiba Ben Bouali University Of Chlef, (Algeria)"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Hassiba Ben Bouali University Of Chlef, (Algeria)","institution_ids":["https://openalex.org/I4210164694"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5153845438","display_name":"Dr Nabil Guebli","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210160578","display_name":"Universit\u00e9 Djilali Bounaama Khemis Miliana","ror":"https://ror.org/05n2gzs35","country_code":"DZ","type":"education","lineage":["https://openalex.org/I4210160578"]}],"countries":["DZ"],"is_corresponding":false,"raw_author_name":"Nabil Guebli","raw_affiliation_strings":["University Of Djilali Bounaama, Khemis Miliana (Algeria)"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University Of Djilali Bounaama, Khemis Miliana (Algeria)","institution_ids":["https://openalex.org/I4210160578"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.8339999914169312,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.8339999914169312,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.14790000021457672,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.00570000009611249,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-stability","display_name":"bank stability","score":0.8870000243186951},{"id":"https://openalex.org/keywords/altman-z-score","display_name":"Altman Z-score","score":0.8610000014305115},{"id":"https://openalex.org/keywords/bank-failure-prediction","display_name":"bank failure prediction","score":0.5649999976158142},{"id":"https://openalex.org/keywords/algerian-banking-sector","display_name":"Algerian banking sector","score":0.8700000047683716},{"id":"https://openalex.org/keywords/big-data","display_name":"big data","score":0.7860000133514404},{"id":"https://openalex.org/keywords/bank-default-risk","display_name":"bank default risk","score":0.5170000195503235},{"id":"https://openalex.org/keywords/financial-distress","display_name":"financial distress","score":0.3449999988079071}],"concepts":[{"id":"https://openalex.org/C199728807","wikidata":"https://www.wikidata.org/wiki/Q2578557","display_name":"Equity (law)","level":2,"score":0.5094000101089478},{"id":"https://openalex.org/C2992337254","wikidata":"https://www.wikidata.org/wiki/Q31275820","display_name":"Financial stability","level":2,"score":0.4959999918937683},{"id":"https://openalex.org/C112972136","wikidata":"https://www.wikidata.org/wiki/Q7595718","display_name":"Stability (learning theory)","level":2,"score":0.4876999855041504},{"id":"https://openalex.org/C75684735","wikidata":"https://www.wikidata.org/wiki/Q858810","display_name":"Big data","level":2,"score":0.48590001463890076},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4551999866962433},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.4205999970436096},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3984000086784363},{"id":"https://openalex.org/C2775997480","wikidata":"https://www.wikidata.org/wiki/Q586277","display_name":"Degree (music)","level":2,"score":0.33820000290870667},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3294000029563904},{"id":"https://openalex.org/C22679943","wikidata":"https://www.wikidata.org/wiki/Q159375","display_name":"Standard deviation","level":2,"score":0.32829999923706055},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.32179999351501465},{"id":"https://openalex.org/C2992735868","wikidata":"https://www.wikidata.org/wiki/Q66344","display_name":"Central bank","level":3,"score":0.31949999928474426},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3172000050544739},{"id":"https://openalex.org/C2779806880","wikidata":"https://www.wikidata.org/wiki/Q778470","display_name":"Probability of default","level":3,"score":0.3165999948978424},{"id":"https://openalex.org/C2983734796","wikidata":"https://www.wikidata.org/wiki/Q848507","display_name":"Commercial bank","level":2,"score":0.3084000051021576},{"id":"https://openalex.org/C2993119956","wikidata":"https://www.wikidata.org/wiki/Q848507","display_name":"Commercial banking","level":2,"score":0.3027999997138977},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.27000001072883606},{"id":"https://openalex.org/C2986587452","wikidata":"https://www.wikidata.org/wiki/Q938438","display_name":"Statistical analysis","level":2,"score":0.2680000066757202},{"id":"https://openalex.org/C61797465","wikidata":"https://www.wikidata.org/wiki/Q1188986","display_name":"Term (time)","level":2,"score":0.26669999957084656},{"id":"https://openalex.org/C2986226071","wikidata":"https://www.wikidata.org/wiki/Q22687","display_name":"Banking industry","level":2,"score":0.26170000433921814}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:ojs2.fra.st:article/131","doi":null,"is_oa":true,"landing_page_url":"https://fra.st/rfm/article/view/131","pdf_url":"https://fra.st/rfm/article/download/131/163","source":{"id":"https://openalex.org/S7407065650","display_name":"Review of Futures Markets","issn_l":"1933-7116","issn":["1933-7116"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["abdc-b","anvur-scientific"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1933-7116","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"pmh:oai:ojs2.fra.st:article/131","doi":null,"is_oa":true,"landing_page_url":"https://fra.st/rfm/article/view/131","pdf_url":"https://fra.st/rfm/article/download/131/163","source":{"id":"https://openalex.org/S7407065650","display_name":"Review of Futures Markets","issn_l":"1933-7116","issn":["1933-7116"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["abdc-b","anvur-scientific"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1933-7116","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7215380353.pdf","grobid_xml":"https://content.openalex.org/works/W7215380353.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2290184743","https://openalex.org/W7163816384","https://openalex.org/W7044040932","https://openalex.org/W7155174698","https://openalex.org/W3114905988","https://openalex.org/W7216608561","https://openalex.org/W4405623116","https://openalex.org/W4403839964","https://openalex.org/W4415389765","https://openalex.org/W2899350369"],"abstract_inverted_index":{"The":[0],"aim":[1],"of":[2,10,12,37,45,49,69,100],"this":[3],"study":[4],"was":[5,27],"to":[6,64,85],"determine":[7],"the":[8,13,18,24,35,51,57,72,92,107],"degree":[9,99],"stability":[11],"Algerian":[14,58,93],"banking":[15,59,94],"system":[16,95],"during":[17],"period":[19],"2009\u20132023.":[20],"To":[21],"achieve":[22],"this,":[23],"z-score":[25],"method":[26],"used,":[28],"based":[29],"on":[30,34],"big":[31],"data":[32],"compiled":[33],"Bank":[36],"Algeria\u2019s":[38],"website,":[39],"which":[40,80],"serves":[41],"as":[42,102],"a":[43,67],"source":[44],"open":[46],"data.The":[47],"results":[48],"applying":[50],"Z-score":[52],"indicator":[53],"have":[54],"shown":[55],"that":[56,91],"sector\u2019s":[60],"profits":[61],"would":[62,81],"need":[63],"fall":[65],"by":[66],"factor":[68],"70.45":[70],"times":[71],"standard":[73],"deviation":[74],"before":[75],"equity":[76],"is":[77],"completely":[78],"eroded,":[79],"mean":[82],"an":[83,97],"inability":[84],"meet":[86],"financial":[87],"obligations.":[88],"This":[89],"suggests":[90],"enjoys":[96],"acceptable":[98],"stability,":[101],"it":[103],"remains":[104],"far":[105],"from":[106],"risk":[108],"levels":[109],"associated":[110],"with":[111],"default":[112],"or":[113],"bankruptcy.":[114]},"counts_by_year":[],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2026-10-02T00:00:00"}