{"id":"https://openalex.org/W7214765858","doi":"https://doi.org/10.31098/pba.v4i2.4425","title":"A Qualitative Study on the Personal Finance Experiences of Non-Business College Students in Internet Gaming: Basis for a Proposed Financial Planner","display_name":"A Qualitative Study on the Personal Finance Experiences of Non-Business College Students in Internet Gaming: Basis for a Proposed Financial Planner","publication_year":2026,"publication_date":"2026-09-29","ids":{"openalex":"https://openalex.org/W7214765858","doi":"https://doi.org/10.31098/pba.v4i2.4425"},"language":"en","primary_location":{"id":"doi:10.31098/pba.v4i2.4425","doi":"https://doi.org/10.31098/pba.v4i2.4425","is_oa":true,"landing_page_url":"https://doi.org/10.31098/pba.v4i2.4425","pdf_url":"https://journals.researchsynergypress.com/index.php/pba/article/download/4425/2356","source":{"id":"https://openalex.org/S4387289674","display_name":"People and Behavior Analysis","issn_l":"2986-9803","issn":["2986-9803","2988-0424"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"People and Behavior Analysis","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journals.researchsynergypress.com/index.php/pba/article/download/4425/2356","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5029202819","display_name":"Fe Rose-Anne Maramag","orcid":"https://orcid.org/0009-0004-1167-2387","observed_orcids":["https://orcid.org/0009-0004-1167-2387"]},"institutions":[{"id":"https://openalex.org/I4210161765","display_name":"University of Saint Louis","ror":"https://ror.org/059jntb51","country_code":"PH","type":"education","lineage":["https://openalex.org/I4210161765"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Fe Rose Anne Maramag","raw_affiliation_strings":["University of Saint Louis Tuguegarao"],"raw_orcid":"https://orcid.org/0009-0004-1167-2387","affiliations":[{"raw_affiliation_string":"University of Saint Louis Tuguegarao","institution_ids":["https://openalex.org/I4210161765"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5153415013","display_name":"Nina Atashi Huerta","orcid":"https://orcid.org/0009-0003-2235-1952","observed_orcids":["https://orcid.org/0009-0003-2235-1952"]},"institutions":[{"id":"https://openalex.org/I4210161765","display_name":"University of Saint Louis","ror":"https://ror.org/059jntb51","country_code":"PH","type":"education","lineage":["https://openalex.org/I4210161765"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Nina Atashi Huerta","raw_affiliation_strings":["University of Saint Louis Tuguegarao"],"raw_orcid":"https://orcid.org/0009-0003-2235-1952","affiliations":[{"raw_affiliation_string":"University of Saint Louis Tuguegarao","institution_ids":["https://openalex.org/I4210161765"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5153522206","display_name":"Liana Kharyle Ursolum","orcid":"https://orcid.org/0009-0009-3127-9933","observed_orcids":["https://orcid.org/0009-0009-3127-9933"]},"institutions":[{"id":"https://openalex.org/I4210161765","display_name":"University of Saint Louis","ror":"https://ror.org/059jntb51","country_code":"PH","type":"education","lineage":["https://openalex.org/I4210161765"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Liana Kharyle Ursolum","raw_affiliation_strings":["University of Saint Louis Tuguegarao"],"raw_orcid":"https://orcid.org/0009-0009-3127-9933","affiliations":[{"raw_affiliation_string":"University of Saint Louis Tuguegarao","institution_ids":["https://openalex.org/I4210161765"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5153430982","display_name":"Kimberly Kate Gammad","orcid":"https://orcid.org/0009-0001-1226-1940","observed_orcids":["https://orcid.org/0009-0001-1226-1940"]},"institutions":[{"id":"https://openalex.org/I4210161765","display_name":"University of Saint Louis","ror":"https://ror.org/059jntb51","country_code":"PH","type":"education","lineage":["https://openalex.org/I4210161765"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Kimberly Kate Gammad","raw_affiliation_strings":["University of Saint Louis Tuguegarao"],"raw_orcid":"https://orcid.org/0009-0001-1226-1940","affiliations":[{"raw_affiliation_string":"University of Saint Louis Tuguegarao","institution_ids":["https://openalex.org/I4210161765"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5074737039","display_name":"Mary Ann Bartolome","orcid":"https://orcid.org/0009-0001-2734-4108","observed_orcids":["https://orcid.org/0009-0001-2734-4108"]},"institutions":[{"id":"https://openalex.org/I4210161765","display_name":"University of Saint Louis","ror":"https://ror.org/059jntb51","country_code":"PH","type":"education","lineage":["https://openalex.org/I4210161765"]}],"countries":["PH"],"is_corresponding":false,"raw_author_name":"Mary Ann Bartolome","raw_affiliation_strings":["University of Saint Louis Tuguegarao"],"raw_orcid":"https://orcid.org/0009-0001-2734-4108","affiliations":[{"raw_affiliation_string":"University of Saint Louis Tuguegarao","institution_ids":["https://openalex.org/I4210161765"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210161765"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"4","issue":"2","first_page":"1","last_page":"31"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.861299991607666,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.861299991607666,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.12839999794960022,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.0024999999441206455,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/online-games","display_name":"online games","score":0.8790000081062317},{"id":"https://openalex.org/keywords/personal-finance","display_name":"personal finance","score":0.7689999938011169},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":0.7820000052452087},{"id":"https://openalex.org/keywords/spending-patterns","display_name":"spending behavior","score":0.7480000257492065},{"id":"https://openalex.org/keywords/budgeting-practices","display_name":"budgeting practices","score":0.8930000066757202},{"id":"https://openalex.org/keywords/financial-decision-making","display_name":"financial decision-making","score":0.9200000166893005},{"id":"https://openalex.org/keywords/impulse-buying","display_name":"impulse buying","score":0.968999981880188},{"id":"https://openalex.org/keywords/financial-education","display_name":"financial education","score":0.7300000190734863},{"id":"https://openalex.org/keywords/financial-vulnerability","display_name":"financial vulnerability","score":0.6779999732971191},{"id":"https://openalex.org/keywords/non-business-students","display_name":"non-business students","score":0.5429999828338623},{"id":"https://openalex.org/keywords/philippines","display_name":"Philippines","score":0.3009999990463257}],"concepts":[{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.6474000215530396},{"id":"https://openalex.org/C190248442","wikidata":"https://www.wikidata.org/wiki/Q839486","display_name":"Qualitative research","level":2,"score":0.6419000029563904},{"id":"https://openalex.org/C85973986","wikidata":"https://www.wikidata.org/wiki/Q1091731","display_name":"Exploratory research","level":2,"score":0.6237000226974487},{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.5813999772071838},{"id":"https://openalex.org/C2776999362","wikidata":"https://www.wikidata.org/wiki/Q2349274","display_name":"Planner","level":2,"score":0.5569999814033508},{"id":"https://openalex.org/C74196892","wikidata":"https://www.wikidata.org/wiki/Q7781188","display_name":"Thematic analysis","level":3,"score":0.5012000203132629},{"id":"https://openalex.org/C506796395","wikidata":"https://www.wikidata.org/wiki/Q4738155","display_name":"Financial management","level":2,"score":0.43309998512268066},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.39169999957084656},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.36970001459121704},{"id":"https://openalex.org/C70179600","wikidata":"https://www.wikidata.org/wiki/Q1416547","display_name":"Financial plan","level":2,"score":0.35589998960494995},{"id":"https://openalex.org/C87156501","wikidata":"https://www.wikidata.org/wiki/Q7268708","display_name":"Qualitative property","level":2,"score":0.3395000100135803},{"id":"https://openalex.org/C39549134","wikidata":"https://www.wikidata.org/wiki/Q133080","display_name":"Public relations","level":1,"score":0.33469998836517334},{"id":"https://openalex.org/C120912362","wikidata":"https://www.wikidata.org/wiki/Q136822","display_name":"Higher education","level":2,"score":0.3203999996185303},{"id":"https://openalex.org/C95713431","wikidata":"https://www.wikidata.org/wiki/Q631425","display_name":"Vulnerability (computing)","level":2,"score":0.3095000088214874},{"id":"https://openalex.org/C2779601481","wikidata":"https://www.wikidata.org/wiki/Q650241","display_name":"Financial institution","level":2,"score":0.3059000074863434},{"id":"https://openalex.org/C71199308","wikidata":"https://www.wikidata.org/wiki/Q2990807","display_name":"Accounting management","level":3,"score":0.3050999939441681},{"id":"https://openalex.org/C108578832","wikidata":"https://www.wikidata.org/wiki/Q7621835","display_name":"Strategic financial management","level":3,"score":0.30410000681877136},{"id":"https://openalex.org/C80245801","wikidata":"https://www.wikidata.org/wiki/Q1477475","display_name":"Semi-structured interview","level":3,"score":0.2851000130176544},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.27160000801086426},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.266400009393692},{"id":"https://openalex.org/C156325361","wikidata":"https://www.wikidata.org/wiki/Q1152864","display_name":"Grounded theory","level":3,"score":0.25459998846054077},{"id":"https://openalex.org/C100363876","wikidata":"https://www.wikidata.org/wiki/Q690661","display_name":"Nonprobability sampling","level":3,"score":0.2524999976158142},{"id":"https://openalex.org/C177291462","wikidata":"https://www.wikidata.org/wiki/Q423038","display_name":"Active listening","level":2,"score":0.2515000104904175},{"id":"https://openalex.org/C23925645","wikidata":"https://www.wikidata.org/wiki/Q5449731","display_name":"Financial modeling","level":2,"score":0.25110000371932983}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.31098/pba.v4i2.4425","doi":"https://doi.org/10.31098/pba.v4i2.4425","is_oa":true,"landing_page_url":"https://doi.org/10.31098/pba.v4i2.4425","pdf_url":"https://journals.researchsynergypress.com/index.php/pba/article/download/4425/2356","source":{"id":"https://openalex.org/S4387289674","display_name":"People and Behavior Analysis","issn_l":"2986-9803","issn":["2986-9803","2988-0424"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"People and Behavior Analysis","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.31098/pba.v4i2.4425","doi":"https://doi.org/10.31098/pba.v4i2.4425","is_oa":true,"landing_page_url":"https://doi.org/10.31098/pba.v4i2.4425","pdf_url":"https://journals.researchsynergypress.com/index.php/pba/article/download/4425/2356","source":{"id":"https://openalex.org/S4387289674","display_name":"People and Behavior Analysis","issn_l":"2986-9803","issn":["2986-9803","2988-0424"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"People and Behavior Analysis","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/4","score":0.6164000034332275,"display_name":"Quality education"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7214765858.pdf","grobid_xml":"https://content.openalex.org/works/W7214765858.grobid-xml"},"referenced_works_count":34,"referenced_works":["https://openalex.org/W1780778418","https://openalex.org/W1957890759","https://openalex.org/W1979290264","https://openalex.org/W2048795968","https://openalex.org/W2129660502","https://openalex.org/W2144951642","https://openalex.org/W2524597629","https://openalex.org/W2562600651","https://openalex.org/W2564290053","https://openalex.org/W2754799758","https://openalex.org/W2767423872","https://openalex.org/W2771402750","https://openalex.org/W2905526852","https://openalex.org/W2950504429","https://openalex.org/W2954017678","https://openalex.org/W2996597775","https://openalex.org/W3023942145","https://openalex.org/W3027231503","https://openalex.org/W3120111777","https://openalex.org/W3125065975","https://openalex.org/W3197525526","https://openalex.org/W3208645186","https://openalex.org/W4205548247","https://openalex.org/W4307758814","https://openalex.org/W4310607288","https://openalex.org/W4319836919","https://openalex.org/W4362552887","https://openalex.org/W4393364624","https://openalex.org/W4402377216","https://openalex.org/W4402785353","https://openalex.org/W4405872540","https://openalex.org/W4409320714","https://openalex.org/W4409864197","https://openalex.org/W6948823748"],"related_works":["https://openalex.org/W4407374839","https://openalex.org/W4405872540","https://openalex.org/W7164162175","https://openalex.org/W1821963038","https://openalex.org/W7117294600","https://openalex.org/W7202201155","https://openalex.org/W7216776962","https://openalex.org/W7133230997","https://openalex.org/W4409787322","https://openalex.org/W4409521262"],"abstract_inverted_index":{"This":[0],"exploratory":[1],"qualitative":[2,43],"study":[3,47,121,148,160],"investigated":[4],"the":[5,23,46,147,156,165,187],"personal":[6],"finance":[7],"experiences":[8],"of":[9,85,102,132,168],"non-business":[10,50,169],"college":[11,51],"students":[12,52,170],"engaged":[13],"in":[14,22,97,171],"internet":[15],"gaming":[16,38,75,98,173],"platforms":[17],"at":[18],"a":[19,41,150],"private":[20],"University":[21],"Philippines.":[24],"Specifically,":[25],"it":[26],"examined":[27],"their":[28],"spending":[29,78,141],"behaviors,":[30],"budgeting":[31,89],"practices,":[32,129],"and":[33,62,87,94,109,115,183],"financial":[34,81,103,113,127,133,151,166],"decision-making":[35],"processes":[36],"within":[37,186],"contexts.":[39],"Using":[40],"basic":[42],"research":[44],"design,":[45],"selected":[48],"twenty":[49],"through":[53],"purposive":[54],"sampling.":[55],"The":[56,68,120,159],"researchers":[57],"conducted":[58],"semi-structured":[59],"face-to-face":[60],"interviews":[61],"analyzed":[63],"them":[64],"using":[65],"thematic":[66],"analysis.":[67],"findings":[69],"revealed":[70],"five":[71],"major":[72],"themes:":[73],"(1)":[74],"as":[76],"entertainment-driven":[77],"with":[79],"occasional":[80],"intent;":[82],"(2)":[83],"prevalence":[84],"unstructured":[86],"mental":[88],"practices;":[90],"(3)":[91],"impulse":[92],"buying":[93],"emotional":[95],"triggers":[96],"expenditures;":[99],"(4)":[100],"awareness":[101,131],"consequences":[104,134],"but":[105],"inconsistent":[106],"behavioral":[107],"control;":[108],"(5)":[110],"limited":[111],"formal":[112],"education":[114,190],"reliance":[116],"on":[117,144],"informal":[118],"learning.":[119],"concludes":[122],"that":[123],"participants":[124],"demonstrated":[125],"fragmented":[126],"management":[128],"where":[130],"did":[135],"not":[136],"consistently":[137],"translate":[138],"into":[139,164],"responsible":[140],"behavior.":[142],"Based":[143],"these":[145],"findings,":[146],"proposed":[149],"planner":[152],"booklet":[153],"to":[154],"address":[155],"identified":[157],"challenges.":[158],"offers":[161],"contextual":[162],"insights":[163],"vulnerability":[167],"digital":[172],"environments.":[174],"It":[175],"provides":[176],"practical":[177],"implications":[178],"for":[179],"educational":[180],"institutions,":[181],"parents,":[182],"game":[184],"developers":[185],"Philippine":[188],"higher":[189],"context.":[191]},"counts_by_year":[],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2026-09-30T00:00:00"}