{"id":"https://openalex.org/W7214712735","doi":"https://doi.org/10.2139/ssrn.7523218","title":"Financial Behaviour and Financial Peace: Examining the Mediating Role of Financial Stress and the Moderating Effect of Financial Literacy","display_name":"Financial Behaviour and Financial Peace: Examining the Mediating Role of Financial Stress and the Moderating Effect of Financial Literacy","publication_year":2026,"publication_date":"2026-01-01","ids":{"openalex":"https://openalex.org/W7214712735","doi":"https://doi.org/10.2139/ssrn.7523218"},"language":"en","primary_location":{"id":"doi:10.2139/ssrn.7523218","doi":"https://doi.org/10.2139/ssrn.7523218","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.7523218","pdf_url":"https://doi.org/10.2139/ssrn.7523218","source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.7523218","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5120102236","display_name":"Prakash Bhatnagar","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405265151","display_name":"COER University","ror":"https://ror.org/040m46366","country_code":"IN","type":"education","lineage":["https://openalex.org/I4405265151"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Prakash Bhatnagar","raw_affiliation_strings":["College of Business Studies , COER University , Haridwar , Uttarakhand , India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"College of Business Studies , COER University , Haridwar , Uttarakhand , India","institution_ids":["https://openalex.org/I4405265151"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5153455839","display_name":"Dr. Veera Lakshmi B","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Dr. Veera Lakshmi B","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5135341872","display_name":"himani sharma","orcid":"https://orcid.org/0000-0003-3796-8501","observed_orcids":["https://orcid.org/0000-0003-3796-8501"]},"institutions":[{"id":"https://openalex.org/I4405265151","display_name":"COER University","ror":"https://ror.org/040m46366","country_code":"IN","type":"education","lineage":["https://openalex.org/I4405265151"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Dr. Himani Sharma","raw_affiliation_strings":["College of Business Studies , COER University , Haridwar , Uttarakhand , India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"College of Business Studies , COER University , Haridwar , Uttarakhand , India","institution_ids":["https://openalex.org/I4405265151"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.6079000234603882,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.6079000234603882,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.3833000063896179,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10475","display_name":"Psychological Well-being and Life Satisfaction","score":0.002400000113993883,"subfield":{"id":"https://openalex.org/subfields/3207","display_name":"Social Psychology"},"field":{"id":"https://openalex.org/fields/32","display_name":"Psychology"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-behavior","display_name":"financial behavior","score":0.9549999833106995},{"id":"https://openalex.org/keywords/financial-stress","display_name":"financial stress","score":0.996999979019165},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/subjective-financial-well-being","display_name":"subjective financial well-being","score":0.8740000128746033},{"id":"https://openalex.org/keywords/moderated-mediation","display_name":"moderated mediation","score":0.8389999866485596},{"id":"https://openalex.org/keywords/theory-of-planned-behavior","display_name":"theory of planned behavior","score":0.9290000200271606},{"id":"https://openalex.org/keywords/financial-resilience","display_name":"financial resilience","score":0.746999979019165},{"id":"https://openalex.org/keywords/university-faculty","display_name":"university faculty","score":0.5950000286102295},{"id":"https://openalex.org/keywords/financial-well-being","display_name":"financial well-being","score":0.6639999747276306}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8395000100135803},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.7348999977111816},{"id":"https://openalex.org/C196390999","wikidata":"https://www.wikidata.org/wiki/Q11655436","display_name":"Indirect finance","level":3,"score":0.5857999920845032},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.5336999893188477},{"id":"https://openalex.org/C108578832","wikidata":"https://www.wikidata.org/wiki/Q7621835","display_name":"Strategic financial management","level":3,"score":0.5199999809265137},{"id":"https://openalex.org/C65146658","wikidata":"https://www.wikidata.org/wiki/Q1416431","display_name":"Financial intermediary","level":2,"score":0.48069998621940613},{"id":"https://openalex.org/C71199308","wikidata":"https://www.wikidata.org/wiki/Q2990807","display_name":"Accounting management","level":3,"score":0.47510001063346863},{"id":"https://openalex.org/C48235672","wikidata":"https://www.wikidata.org/wiki/Q17076708","display_name":"Geography of finance","level":3,"score":0.46790000796318054},{"id":"https://openalex.org/C98014903","wikidata":"https://www.wikidata.org/wiki/Q832161","display_name":"Financial ratio","level":2,"score":0.43720000982284546},{"id":"https://openalex.org/C506796395","wikidata":"https://www.wikidata.org/wiki/Q4738155","display_name":"Financial management","level":2,"score":0.398499995470047},{"id":"https://openalex.org/C201033333","wikidata":"https://www.wikidata.org/wiki/Q6046020","display_name":"Inter-dealer broker","level":4,"score":0.3862000107765198},{"id":"https://openalex.org/C510755694","wikidata":"https://www.wikidata.org/wiki/Q281095","display_name":"Financial regulation","level":2,"score":0.3614000082015991},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.35899999737739563},{"id":"https://openalex.org/C70179600","wikidata":"https://www.wikidata.org/wiki/Q1416547","display_name":"Financial plan","level":2,"score":0.3555999994277954},{"id":"https://openalex.org/C23925645","wikidata":"https://www.wikidata.org/wiki/Q5449731","display_name":"Financial modeling","level":2,"score":0.3434000015258789},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.33160001039505005},{"id":"https://openalex.org/C67616677","wikidata":"https://www.wikidata.org/wiki/Q657107","display_name":"Financial econometrics","level":4,"score":0.3314000070095062},{"id":"https://openalex.org/C179420905","wikidata":"https://www.wikidata.org/wiki/Q223871","display_name":"Mediation","level":2,"score":0.3151000142097473},{"id":"https://openalex.org/C137176749","wikidata":"https://www.wikidata.org/wiki/Q4105337","display_name":"Psychological resilience","level":2,"score":0.31040000915527344},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.2897000014781952},{"id":"https://openalex.org/C191654821","wikidata":"https://www.wikidata.org/wiki/Q247506","display_name":"Financial instrument","level":2,"score":0.28929999470710754},{"id":"https://openalex.org/C24614281","wikidata":"https://www.wikidata.org/wiki/Q17086331","display_name":"Moderated mediation","level":2,"score":0.28850001096725464},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.2759000062942505},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.27489998936653137},{"id":"https://openalex.org/C19263331","wikidata":"https://www.wikidata.org/wiki/Q3826223","display_name":"Financial market participants","level":4,"score":0.26759999990463257},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.26339998841285706},{"id":"https://openalex.org/C2777267654","wikidata":"https://www.wikidata.org/wiki/Q3519023","display_name":"Test (biology)","level":2,"score":0.2603999972343445},{"id":"https://openalex.org/C2779601481","wikidata":"https://www.wikidata.org/wiki/Q650241","display_name":"Financial institution","level":2,"score":0.2515000104904175},{"id":"https://openalex.org/C21364161","wikidata":"https://www.wikidata.org/wiki/Q741435","display_name":"Assets under management","level":4,"score":0.2502000033855438}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.2139/ssrn.7523218","doi":"https://doi.org/10.2139/ssrn.7523218","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.7523218","pdf_url":"https://doi.org/10.2139/ssrn.7523218","source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"}],"best_oa_location":{"id":"doi:10.2139/ssrn.7523218","doi":"https://doi.org/10.2139/ssrn.7523218","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.7523218","pdf_url":"https://doi.org/10.2139/ssrn.7523218","source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7214712735.pdf","grobid_xml":"https://content.openalex.org/works/W7214712735.grobid-xml"},"referenced_works_count":23,"referenced_works":["https://openalex.org/W1204404493","https://openalex.org/W2004821090","https://openalex.org/W2071666535","https://openalex.org/W2099697766","https://openalex.org/W2105846236","https://openalex.org/W2108897328","https://openalex.org/W2124733286","https://openalex.org/W2131568786","https://openalex.org/W2342790915","https://openalex.org/W2602831653","https://openalex.org/W2767423872","https://openalex.org/W2793738252","https://openalex.org/W2898380667","https://openalex.org/W3011865677","https://openalex.org/W3023865532","https://openalex.org/W3125685058","https://openalex.org/W4210779074","https://openalex.org/W4211239526","https://openalex.org/W4235678817","https://openalex.org/W4241502104","https://openalex.org/W4248161867","https://openalex.org/W4283726047","https://openalex.org/W4292480755"],"related_works":["https://openalex.org/W7116630162","https://openalex.org/W7125709864","https://openalex.org/W7115370804","https://openalex.org/W4323043694","https://openalex.org/W4206700004","https://openalex.org/W4415762560","https://openalex.org/W4321602573","https://openalex.org/W6891386874","https://openalex.org/W7084873550","https://openalex.org/W7160391428"],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-11-09T13:22:03.289127","created_date":"2026-09-30T00:00:00"}
