{"id":"https://openalex.org/W7214244276","doi":"https://doi.org/10.62643/ijerst.2026.v22.n3.4661","title":"AI-POWERED PERSONAL FINANANCIAL HEALTH AND PREDICTIVE DECISION SUPPORT DASHBOARD","display_name":"AI-POWERED PERSONAL FINANANCIAL HEALTH AND PREDICTIVE DECISION SUPPORT DASHBOARD","publication_year":2026,"publication_date":"2026-09-24","ids":{"openalex":"https://openalex.org/W7214244276","doi":"https://doi.org/10.62643/ijerst.2026.v22.n3.4661"},"language":"en","primary_location":{"id":"doi:10.62643/ijerst.2026.v22.n3.4661","doi":"https://doi.org/10.62643/ijerst.2026.v22.n3.4661","is_oa":true,"landing_page_url":"https://doi.org/10.62643/ijerst.2026.v22.n3.4661","pdf_url":"https://ijerst.org/index.php/ijerst/article/download/4661/4303","source":{"id":"https://openalex.org/S5406990484","display_name":"International Journal of Engineering Research and Science & Technology","issn_l":"2319-5991","issn":["2319-5991"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Engineering Research and Science &amp; Technology","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://ijerst.org/index.php/ijerst/article/download/4661/4303","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5152636787","display_name":"K Madhunika","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"K Madhunika","raw_affiliation_strings":["Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5152700463","display_name":"G Laxmi","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"G Laxmi","raw_affiliation_strings":["Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5152590658","display_name":"J Shiva Kumar","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"J Shiva Kumar","raw_affiliation_strings":["Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5152591836","display_name":"M Sai Ram","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"M Sai Ram","raw_affiliation_strings":["Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5152700956","display_name":"D Madhavan","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"D Madhavan","raw_affiliation_strings":["Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Students Department of CSE(AIML) Siddhartha Institute of Technology & Sciences , Narapally","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"22","issue":"3","first_page":"2030","last_page":"2038"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11734","display_name":"Decision Support System Applications","score":0.9326000213623047,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11734","display_name":"Decision Support System Applications","score":0.9326000213623047,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.008500000461935997,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.007000000216066837,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/personal-financial-management","display_name":"personal finance management","score":0.8870000243186951},{"id":"https://openalex.org/keywords/transaction-categorization","display_name":"transaction categorization","score":0.9110000133514404},{"id":"https://openalex.org/keywords/spending-patterns","display_name":"spending behavior","score":0.7429999709129333},{"id":"https://openalex.org/keywords/budgeting","display_name":"budgeting","score":0.8069999814033508},{"id":"https://openalex.org/keywords/cash-flow-forecasting","display_name":"cash flow forecasting","score":0.8320000171661377},{"id":"https://openalex.org/keywords/financial-health-indicators","display_name":"financial health indicators","score":0.7710000276565552},{"id":"https://openalex.org/keywords/scenario-analysis","display_name":"scenario analysis","score":0.7590000033378601}],"concepts":[{"id":"https://openalex.org/C33499554","wikidata":"https://www.wikidata.org/wiki/Q1417134","display_name":"Dashboard","level":2,"score":0.8378999829292297},{"id":"https://openalex.org/C107327155","wikidata":"https://www.wikidata.org/wiki/Q330268","display_name":"Decision support system","level":2,"score":0.5855000019073486},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5564000010490417},{"id":"https://openalex.org/C70179600","wikidata":"https://www.wikidata.org/wiki/Q1416547","display_name":"Financial plan","level":2,"score":0.4909999966621399},{"id":"https://openalex.org/C83209312","wikidata":"https://www.wikidata.org/wiki/Q1053367","display_name":"Predictive analytics","level":2,"score":0.48539999127388},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.4738999903202057},{"id":"https://openalex.org/C198082294","wikidata":"https://www.wikidata.org/wiki/Q3399648","display_name":"Position (finance)","level":2,"score":0.414000004529953},{"id":"https://openalex.org/C36464697","wikidata":"https://www.wikidata.org/wiki/Q451553","display_name":"Visualization","level":2,"score":0.3986000120639801},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.39800000190734863},{"id":"https://openalex.org/C2778083465","wikidata":"https://www.wikidata.org/wiki/Q693464","display_name":"Cash","level":2,"score":0.37400001287460327},{"id":"https://openalex.org/C23925645","wikidata":"https://www.wikidata.org/wiki/Q5449731","display_name":"Financial modeling","level":2,"score":0.36629998683929443},{"id":"https://openalex.org/C71199308","wikidata":"https://www.wikidata.org/wiki/Q2990807","display_name":"Accounting management","level":3,"score":0.3490000069141388},{"id":"https://openalex.org/C172367668","wikidata":"https://www.wikidata.org/wiki/Q6504956","display_name":"Data visualization","level":3,"score":0.337799996137619},{"id":"https://openalex.org/C79158427","wikidata":"https://www.wikidata.org/wiki/Q485396","display_name":"Analytics","level":2,"score":0.3310000002384186},{"id":"https://openalex.org/C75684735","wikidata":"https://www.wikidata.org/wiki/Q858810","display_name":"Big data","level":2,"score":0.3269999921321869},{"id":"https://openalex.org/C506796395","wikidata":"https://www.wikidata.org/wiki/Q4738155","display_name":"Financial management","level":2,"score":0.31119999289512634},{"id":"https://openalex.org/C2988821698","wikidata":"https://www.wikidata.org/wiki/Q16338","display_name":"Personal computer","level":2,"score":0.2847000062465668},{"id":"https://openalex.org/C204304583","wikidata":"https://www.wikidata.org/wiki/Q950847","display_name":"Executive information system","level":4,"score":0.27549999952316284},{"id":"https://openalex.org/C168167062","wikidata":"https://www.wikidata.org/wiki/Q1117970","display_name":"Component (thermodynamics)","level":2,"score":0.27399998903274536},{"id":"https://openalex.org/C98014903","wikidata":"https://www.wikidata.org/wiki/Q832161","display_name":"Financial ratio","level":2,"score":0.26980000734329224},{"id":"https://openalex.org/C180198813","wikidata":"https://www.wikidata.org/wiki/Q121182","display_name":"Information system","level":2,"score":0.26669999957084656},{"id":"https://openalex.org/C45804977","wikidata":"https://www.wikidata.org/wiki/Q7239673","display_name":"Predictive modelling","level":2,"score":0.2623000144958496},{"id":"https://openalex.org/C19244329","wikidata":"https://www.wikidata.org/wiki/Q208697","display_name":"Financial market","level":2,"score":0.25859999656677246},{"id":"https://openalex.org/C2522767166","wikidata":"https://www.wikidata.org/wiki/Q2374463","display_name":"Data science","level":1,"score":0.25619998574256897}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.62643/ijerst.2026.v22.n3.4661","doi":"https://doi.org/10.62643/ijerst.2026.v22.n3.4661","is_oa":true,"landing_page_url":"https://doi.org/10.62643/ijerst.2026.v22.n3.4661","pdf_url":"https://ijerst.org/index.php/ijerst/article/download/4661/4303","source":{"id":"https://openalex.org/S5406990484","display_name":"International Journal of Engineering Research and Science & Technology","issn_l":"2319-5991","issn":["2319-5991"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Engineering Research and Science &amp; Technology","raw_type":"journal-article"},{"id":"pmh:oai:ojs2.ijerst.org:article/4661","doi":null,"is_oa":true,"landing_page_url":"https://ijerst.org/index.php/ijerst/article/view/4661","pdf_url":null,"source":{"id":"https://openalex.org/S5406990484","display_name":"International Journal of Engineering Research and Science & Technology","issn_l":"2319-5991","issn":["2319-5991"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2319-5991","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.62643/ijerst.2026.v22.n3.4661","doi":"https://doi.org/10.62643/ijerst.2026.v22.n3.4661","is_oa":true,"landing_page_url":"https://doi.org/10.62643/ijerst.2026.v22.n3.4661","pdf_url":"https://ijerst.org/index.php/ijerst/article/download/4661/4303","source":{"id":"https://openalex.org/S5406990484","display_name":"International Journal of Engineering Research and Science & Technology","issn_l":"2319-5991","issn":["2319-5991"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Engineering Research and Science &amp; Technology","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7214244276.pdf","grobid_xml":"https://content.openalex.org/works/W7214244276.grobid-xml"},"referenced_works_count":8,"referenced_works":["https://openalex.org/W3196802117","https://openalex.org/W4390824042","https://openalex.org/W4406041923","https://openalex.org/W4410036313","https://openalex.org/W4413447158","https://openalex.org/W7134954745","https://openalex.org/W7160880166","https://openalex.org/W7161837189"],"related_works":["https://openalex.org/W7202112429","https://openalex.org/W7162256485","https://openalex.org/W7171423573","https://openalex.org/W4411396024","https://openalex.org/W7155003824","https://openalex.org/W7125261124","https://openalex.org/W7164928530","https://openalex.org/W4412196153","https://openalex.org/W7153528930","https://openalex.org/W4416451433"],"abstract_inverted_index":{"The":[0,50,62,98,132,163],"AI-Powered":[1],"Personal":[2],"Financial":[3],"Health":[4],"and":[5,23,35,48,73,94,119,129,151,178,189,236,247,273],"Predictive":[6],"Decision":[7],"Support":[8],"Dashboard":[9],"is":[10,43],"an":[11],"intelligent":[12],"financial-management":[13],"system":[14,63,99,133,223],"designed":[15],"to":[16,76,103,171,251],"help":[17,156],"individuals":[18,248],"understand":[19,158],"their":[20,159,253],"financial":[21,27,36,55,79,92,111,114,161,169,218,229,267],"position":[22],"make":[24],"better-informed":[25],"personal":[26,78,254],"decisions.":[28],"Managing":[29],"income,":[30,86],"expenses,":[31,87,126,177],"savings,":[32,88],"budgets,":[33,89],"investments,":[34],"goals":[37],"can":[38,82,134,166,186,240,258],"become":[39],"difficult":[40],"when":[41],"information":[42,56,84,102],"distributed":[44],"across":[45],"different":[46],"accounts":[47],"records.":[49],"proposed":[51,222],"dashboard":[52,227],"brings":[53],"important":[54],"together":[57],"in":[58,197],"a":[59,105,225],"single":[60],"interface.":[61],"uses":[64],"Artificial":[65],"Intelligence,":[66],"Machine":[67],"Learning,":[68],"data":[69,214],"analytics,":[70],"predictive":[71,164,234],"analysis,":[72,191,232],"visualization":[74],"techniques":[75],"analyze":[77,167],"data.":[80],"Users":[81],"provide":[83,187],"about":[85],"recurring":[90,125],"payments,":[91],"goals,":[93],"other":[95],"relevant":[96],"transactions.":[97],"processes":[100],"this":[101],"generate":[104,135],"structured":[106],"view":[107],"of":[108],"the":[109,221],"users":[110,157],"activities.":[112],"A":[113],"analytics":[115],"module":[116],"categorizes":[117],"transactions":[118],"identifies":[120],"spending":[121,199],"patterns,":[122],"income":[123],"trends,":[124],"savings":[127,147,202],"behavior,":[128],"budget":[130,149,180],"utilization.":[131],"financial-health":[136],"indicators":[137,155],"based":[138,210],"on":[139,211],"clearly":[140],"defined":[141],"metrics":[142],"such":[143,192],"as":[144,193,208],"spending-to-income":[145],"ratio,":[146],"rate,":[148],"adherence,":[150],"emergency-fund":[152],"progress.":[153],"These":[154],"current":[160],"situation.":[162],"component":[165],"historical":[168,213],"patterns":[170],"estimate":[172],"future":[173],"cash":[174],"flow,":[175],"upcoming":[176],"potential":[179],"deviations.":[181],"An":[182],"AI-based":[183],"decisionsupport":[184],"layer":[185],"explanations":[188],"scenario":[190,269],"showing":[194],"how":[195],"changes":[196],"monthly":[198],"could":[200],"affect":[201],"over":[203],"time.":[204],"Predictions":[205],"are":[206],"presented":[207],"estimates":[209],"available":[212],"rather":[215],"than":[216],"guaranteed":[217],"outcomes.":[219],"Overall,":[220],"provides":[224],"centralized":[226],"for":[228,243],"monitoring,":[230],"trend":[231],"budgeting,":[233],"insights,":[235],"goal":[237],"tracking.":[238],"It":[239],"be":[241],"useful":[242],"students,":[244],"employees,":[245],"families,":[246],"who":[249],"want":[250],"organize":[252],"finances.":[255],"Future":[256],"enhancements":[257],"include":[259],"secure":[260],"bank-data":[261],"integration,":[262],"advanced":[263],"anomaly":[264],"detection,":[265],"personalized":[266],"education,":[268],"simulation,":[270],"multilingual":[271],"assistance,":[272],"improved":[274],"forecasting":[275],"models.":[276]},"counts_by_year":[],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2026-09-25T00:00:00"}
