{"id":"https://openalex.org/W7214054331","doi":"https://doi.org/10.64818/pijmess.3107.4626.0070","title":"A Century in Transition: Governance, Technology, and Growth Strategy at Karnataka Bank Limited","display_name":"A Century in Transition: Governance, Technology, and Growth Strategy at Karnataka Bank Limited","publication_year":2026,"publication_date":"2026-09-21","ids":{"openalex":"https://openalex.org/W7214054331","doi":"https://doi.org/10.64818/pijmess.3107.4626.0070"},"language":"en","primary_location":{"id":"doi:10.64818/pijmess.3107.4626.0070","doi":"https://doi.org/10.64818/pijmess.3107.4626.0070","is_oa":true,"landing_page_url":"https://doi.org/10.64818/pijmess.3107.4626.0070","pdf_url":"https://www.poornaprajnapublication.com/index.php/pijmess/article/download/269/256/517","source":{"id":"https://openalex.org/S5407052926","display_name":"Poornaprajna International Journal of Management Education & Social Science (PIJMESS)","issn_l":"3107-4626","issn":["3107-4626"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405259281","host_organization_name":"Poornaprajna Institute of Management","host_organization_lineage":["https://openalex.org/I4405259281"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Poornaprajna International Journal of Management Education &amp; Social Science (PIJMESS)","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://www.poornaprajnapublication.com/index.php/pijmess/article/download/269/256/517","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5099978252","display_name":"Isha Devadiga","orcid":"https://orcid.org/0009-0000-5533-0320","observed_orcids":["https://orcid.org/0009-0000-5533-0320"]},"institutions":[{"id":"https://openalex.org/I4405259281","display_name":"Poornaprajna Institute of Management","ror":"https://ror.org/020rj4143","country_code":"IN","type":"education","lineage":["https://openalex.org/I4405259281"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Isha Devadiga","raw_affiliation_strings":["MBA Scholar, Poornaprajna Institute of Management, Udupi,576 101, India"],"raw_orcid":"https://orcid.org/0009-0000-5533-0320","affiliations":[{"raw_affiliation_string":"MBA Scholar, Poornaprajna Institute of Management, Udupi,576 101, India","institution_ids":["https://openalex.org/I4405259281"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5042518168","display_name":"P. S. Aithal","orcid":"https://orcid.org/0000-0002-4691-8736","observed_orcids":["https://orcid.org/0000-0002-4691-8736"]},"institutions":[{"id":"https://openalex.org/I4405259281","display_name":"Poornaprajna Institute of Management","ror":"https://ror.org/020rj4143","country_code":"IN","type":"education","lineage":["https://openalex.org/I4405259281"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"P. S. Aithal","raw_affiliation_strings":["Professor, Poornaprajna Institute of Management, Udupi - 576101, India"],"raw_orcid":"https://orcid.org/0000-0002-4691-8736","affiliations":[{"raw_affiliation_string":"Professor, Poornaprajna Institute of Management, Udupi - 576101, India","institution_ids":["https://openalex.org/I4405259281"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4405259281"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":"359","last_page":"359"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9965999722480774,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9965999722480774,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.0019000000320374966,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.0010999999940395355,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-governance","display_name":"bank governance","score":0.7289999723434448},{"id":"https://openalex.org/keywords/digital-banking","display_name":"digital banking","score":0.7110000252723694},{"id":"https://openalex.org/keywords/growth-strategy","display_name":"growth strategy","score":0.7429999709129333},{"id":"https://openalex.org/keywords/financial-performance","display_name":"financial performance","score":0.7229999899864197},{"id":"https://openalex.org/keywords/swot-analysis","display_name":"SWOT analysis","score":0.6679999828338623},{"id":"https://openalex.org/keywords/abcd-analysis","display_name":"ABCD analysis","score":0.7609999775886536},{"id":"https://openalex.org/keywords/technology-strategy","display_name":"technology strategy","score":0.5419999957084656},{"id":"https://openalex.org/keywords/cybersecurity","display_name":"cybersecurity","score":0.843999981880188},{"id":"https://openalex.org/keywords/customer-satisfaction","display_name":"customer satisfaction","score":0.8560000061988831},{"id":"https://openalex.org/keywords/asset-quality","display_name":"asset quality","score":0.5709999799728394},{"id":"https://openalex.org/keywords/bank-competition","display_name":"bank competition","score":0.3709999918937683}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6438000202178955},{"id":"https://openalex.org/C2779601481","wikidata":"https://www.wikidata.org/wiki/Q650241","display_name":"Financial institution","level":2,"score":0.5645999908447266},{"id":"https://openalex.org/C85973986","wikidata":"https://www.wikidata.org/wiki/Q1091731","display_name":"Exploratory research","level":2,"score":0.538100004196167},{"id":"https://openalex.org/C76178495","wikidata":"https://www.wikidata.org/wiki/Q4808784","display_name":"Asset (computer security)","level":2,"score":0.5236999988555908},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.5055999755859375},{"id":"https://openalex.org/C126082660","wikidata":"https://www.wikidata.org/wiki/Q4252370","display_name":"Digital transformation","level":2,"score":0.5055000185966492},{"id":"https://openalex.org/C134632028","wikidata":"https://www.wikidata.org/wiki/Q6134482","display_name":"Sustainable growth rate","level":2,"score":0.40119999647140503},{"id":"https://openalex.org/C2775930393","wikidata":"https://www.wikidata.org/wiki/Q1941439","display_name":"Mobile banking","level":2,"score":0.39989998936653137},{"id":"https://openalex.org/C121017731","wikidata":"https://www.wikidata.org/wiki/Q11661","display_name":"Information technology","level":2,"score":0.3772999942302704},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.34139999747276306},{"id":"https://openalex.org/C58546491","wikidata":"https://www.wikidata.org/wiki/Q1150207","display_name":"Competitive advantage","level":2,"score":0.3379000127315521},{"id":"https://openalex.org/C190248442","wikidata":"https://www.wikidata.org/wiki/Q839486","display_name":"Qualitative research","level":2,"score":0.33070001006126404},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.3215000033378601},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.29820001125335693},{"id":"https://openalex.org/C544072693","wikidata":"https://www.wikidata.org/wiki/Q6144385","display_name":"Technology strategy","level":3,"score":0.2973000109195709},{"id":"https://openalex.org/C56739046","wikidata":"https://www.wikidata.org/wiki/Q192060","display_name":"Knowledge management","level":1,"score":0.296099990606308},{"id":"https://openalex.org/C180198813","wikidata":"https://www.wikidata.org/wiki/Q121182","display_name":"Information system","level":2,"score":0.28119999170303345},{"id":"https://openalex.org/C191511416","wikidata":"https://www.wikidata.org/wiki/Q999278","display_name":"Customer satisfaction","level":2,"score":0.28119999170303345},{"id":"https://openalex.org/C156152238","wikidata":"https://www.wikidata.org/wiki/Q1548025","display_name":"Retail banking","level":2,"score":0.2775999903678894},{"id":"https://openalex.org/C87858587","wikidata":"https://www.wikidata.org/wiki/Q730675","display_name":"Quantitative research","level":2,"score":0.27300000190734863},{"id":"https://openalex.org/C2776950860","wikidata":"https://www.wikidata.org/wiki/Q2914681","display_name":"Originality","level":3,"score":0.27079999446868896},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.2678000032901764},{"id":"https://openalex.org/C98825075","wikidata":"https://www.wikidata.org/wiki/Q485643","display_name":"Customer relationship management","level":2,"score":0.26600000262260437},{"id":"https://openalex.org/C195094911","wikidata":"https://www.wikidata.org/wiki/Q14167904","display_name":"Process management","level":1,"score":0.25850000977516174},{"id":"https://openalex.org/C2780637533","wikidata":"https://www.wikidata.org/wiki/Q25047722","display_name":"Strategy implementation","level":2,"score":0.2565000057220459},{"id":"https://openalex.org/C2986226071","wikidata":"https://www.wikidata.org/wiki/Q22687","display_name":"Banking industry","level":2,"score":0.25589999556541443},{"id":"https://openalex.org/C2780762989","wikidata":"https://www.wikidata.org/wiki/Q1323528","display_name":"Digital strategy","level":4,"score":0.25540000200271606},{"id":"https://openalex.org/C87156501","wikidata":"https://www.wikidata.org/wiki/Q7268708","display_name":"Qualitative property","level":2,"score":0.2538999915122986},{"id":"https://openalex.org/C31367271","wikidata":"https://www.wikidata.org/wiki/Q5196444","display_name":"Customer advocacy","level":4,"score":0.25189998745918274}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.64818/pijmess.3107.4626.0070","doi":"https://doi.org/10.64818/pijmess.3107.4626.0070","is_oa":true,"landing_page_url":"https://doi.org/10.64818/pijmess.3107.4626.0070","pdf_url":"https://www.poornaprajnapublication.com/index.php/pijmess/article/download/269/256/517","source":{"id":"https://openalex.org/S5407052926","display_name":"Poornaprajna International Journal of Management Education & Social Science (PIJMESS)","issn_l":"3107-4626","issn":["3107-4626"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405259281","host_organization_name":"Poornaprajna Institute of Management","host_organization_lineage":["https://openalex.org/I4405259281"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Poornaprajna International Journal of Management Education &amp; Social Science (PIJMESS)","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.64818/pijmess.3107.4626.0070","doi":"https://doi.org/10.64818/pijmess.3107.4626.0070","is_oa":true,"landing_page_url":"https://doi.org/10.64818/pijmess.3107.4626.0070","pdf_url":"https://www.poornaprajnapublication.com/index.php/pijmess/article/download/269/256/517","source":{"id":"https://openalex.org/S5407052926","display_name":"Poornaprajna International Journal of Management Education & Social Science (PIJMESS)","issn_l":"3107-4626","issn":["3107-4626"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405259281","host_organization_name":"Poornaprajna Institute of Management","host_organization_lineage":["https://openalex.org/I4405259281"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Poornaprajna International Journal of Management Education &amp; Social Science (PIJMESS)","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Industry, innovation and infrastructure","score":0.6773999929428101,"id":"https://metadata.un.org/sdg/9"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7214054331.pdf","grobid_xml":"https://content.openalex.org/works/W7214054331.grobid-xml"},"referenced_works_count":85,"referenced_works":["https://openalex.org/W1559919701","https://openalex.org/W1596216439","https://openalex.org/W1599922864","https://openalex.org/W1964481706","https://openalex.org/W1967212578","https://openalex.org/W1968798157","https://openalex.org/W1976064357","https://openalex.org/W1981001294","https://openalex.org/W1983981789","https://openalex.org/W1996931332","https://openalex.org/W1997790437","https://openalex.org/W2001157338","https://openalex.org/W2003659299","https://openalex.org/W2006005370","https://openalex.org/W2010598419","https://openalex.org/W2011781531","https://openalex.org/W2012870513","https://openalex.org/W2020779031","https://openalex.org/W2020848494","https://openalex.org/W2022444195","https://openalex.org/W2037955071","https://openalex.org/W2039958286","https://openalex.org/W2056370415","https://openalex.org/W2057452612","https://openalex.org/W2066780201","https://openalex.org/W2071734341","https://openalex.org/W2079080967","https://openalex.org/W2079686265","https://openalex.org/W2098842217","https://openalex.org/W2121658201","https://openalex.org/W2124532504","https://openalex.org/W2124632886","https://openalex.org/W2134624639","https://openalex.org/W2136739561","https://openalex.org/W2141951329","https://openalex.org/W2148965563","https://openalex.org/W2149752847","https://openalex.org/W2158532042","https://openalex.org/W2162739315","https://openalex.org/W2167928095","https://openalex.org/W2174253539","https://openalex.org/W2177997627","https://openalex.org/W2228432800","https://openalex.org/W2602176121","https://openalex.org/W2757745367","https://openalex.org/W2784257089","https://openalex.org/W2804848912","https://openalex.org/W2912800036","https://openalex.org/W2916708259","https://openalex.org/W2949677898","https://openalex.org/W2964225793","https://openalex.org/W2978346165","https://openalex.org/W2983878501","https://openalex.org/W3018431753","https://openalex.org/W3020399690","https://openalex.org/W3045180311","https://openalex.org/W3082862618","https://openalex.org/W3093869790","https://openalex.org/W3096406963","https://openalex.org/W3124344732","https://openalex.org/W3126004169","https://openalex.org/W3127907757","https://openalex.org/W3166950072","https://openalex.org/W3167873468","https://openalex.org/W3170554175","https://openalex.org/W3172204415","https://openalex.org/W3175811957","https://openalex.org/W4205551451","https://openalex.org/W4238438618","https://openalex.org/W4285044403","https://openalex.org/W4286508854","https://openalex.org/W4293573100","https://openalex.org/W4297241261","https://openalex.org/W4362733294","https://openalex.org/W4382753988","https://openalex.org/W4386213613","https://openalex.org/W4386619681","https://openalex.org/W4388741826","https://openalex.org/W4390270380","https://openalex.org/W4391538485","https://openalex.org/W4391867067","https://openalex.org/W4391886695","https://openalex.org/W4394776569","https://openalex.org/W4395667493","https://openalex.org/W4402759743"],"related_works":["https://openalex.org/W7214366665","https://openalex.org/W7213652277","https://openalex.org/W7213759926","https://openalex.org/W6930864868","https://openalex.org/W7214003928","https://openalex.org/W7214647236","https://openalex.org/W7167421313","https://openalex.org/W7217682611","https://openalex.org/W7202202615","https://openalex.org/W4412772480"],"abstract_inverted_index":{"Purpose:":[0],"The":[1,29,91,115,150,206],"purpose":[2],"of":[3,13,109,176,225],"this":[4],"paper":[5,171],"is":[6,198],"to":[7,40,200],"conduct":[8],"an":[9,63,194],"exploratory":[10,64],"case":[11,66],"study":[12,30,61,67,151,207],"Karnataka":[14,118,177],"Bank":[15,178],"Limited":[16,179],"by":[17,180],"examining":[18],"its":[19],"historical":[20],"development,":[21,55],"financial":[22,34,82,98,128],"performance,":[23,129],"technology,":[24],"governance,":[25,185],"and":[26,36,45,56,87,100,130,146,164,188,203,216],"growth":[27],"strategy.":[28],"applies":[31],"SWOC,":[32,96],"ABCD,":[33,97],"analysis,":[35,99],"technological":[37,101],"strategy":[38,102],"analysis":[39,103,116,175],"evaluate":[41],"the":[42,107,110],"Bank's":[43,119],"capabilities":[44],"challenges.":[46],"It":[47,191],"further":[48],"provides":[49,172,208],"suggestions":[50],"for":[51,211],"customer":[52,122,142,162,189],"satisfaction,":[53],"digital":[54,132,147,154,201],"sustainable":[57,221],"growth.":[58,223],"Methodology:":[59],"This":[60,170],"adopts":[62],"qualitative":[65],"approach.":[68],"Information":[69],"was":[70,93],"collected":[71],"from":[72],"scholarly":[73],"articles,":[74],"Google":[75],"Scholar,":[76],"official":[77],"company":[78],"publications,":[79],"annual":[80],"reports,":[81,83],"authenticated":[84],"online":[85],"sources,":[86],"AI-assisted":[88],"research":[89],"tools.":[90],"information":[92],"analysed":[94],"using":[95],"in":[104,220],"accordance":[105],"with":[106],"objectives":[108],"study.":[111],"Analysis":[112],"&":[113],"Suggestions:":[114],"highlights":[117],"strong":[120],"heritage,":[121],"relationships,":[123],"diversified":[124],"banking":[125,196,213,222],"activities,":[126],"improving":[127],"growing":[131],"capabilities.":[133],"Key":[134],"challenges":[135],"include":[136],"competition,":[137],"cybersecurity,":[138],"technology":[139],"investment,":[140],"changing":[141],"expectations,":[143],"asset":[144],"quality,":[145],"skill":[148],"requirements.":[149],"recommends":[152],"strengthening":[153],"banking,":[155],"MSME-focused":[156],"products,":[157],"strategic":[158],"partnerships,":[159],"employee":[160],"capabilities,":[161],"feedback,":[163],"responsible":[165],"governance.":[166],"Originality":[167],"/":[168],"Value:":[169],"a":[173],"holistic":[174],"integrating":[181],"strategic,":[182],"financial,":[183],"technological,":[184],"human":[186],"resource,":[187],"perspectives.":[190],"examines":[192],"how":[193],"established":[195],"institution":[197],"adapting":[199],"transformation":[202],"competitive":[204],"changes.":[205],"useful":[209],"insights":[210],"researchers,":[212],"professionals,":[214],"policymakers,":[215],"other":[217],"stakeholders":[218],"interested":[219],"Type":[224],"Paper:":[226],"Case":[227],"Study":[228],"based":[229],"on":[230],"Exploratory":[231],"Research.":[232]},"counts_by_year":[],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2026-09-23T00:00:00"}
