{"id":"https://openalex.org/W7212355489","doi":"https://doi.org/10.37567/alwatzikhoebillah.v12i2.4908","title":"Pengaruh Literasi Keuangan Syariah, Kemudahan Penggunaan dan Manfaat Penggunaan QRIS terhadap Impulsive Buying pada Mahasiswa IAIN Pontianak","display_name":"Pengaruh Literasi Keuangan Syariah, Kemudahan Penggunaan dan Manfaat Penggunaan QRIS terhadap Impulsive Buying pada Mahasiswa IAIN Pontianak","publication_year":2026,"publication_date":"2026-09-12","ids":{"openalex":"https://openalex.org/W7212355489","doi":"https://doi.org/10.37567/alwatzikhoebillah.v12i2.4908"},"language":"en","primary_location":{"id":"doi:10.37567/alwatzikhoebillah.v12i2.4908","doi":"https://doi.org/10.37567/alwatzikhoebillah.v12i2.4908","is_oa":true,"landing_page_url":"https://doi.org/10.37567/alwatzikhoebillah.v12i2.4908","pdf_url":"https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/download/4908/4098","source":{"id":"https://openalex.org/S4210232822","display_name":"Jurnal Alwatzikhoebillah Kajian Islam Pendidikan Ekonomi Humaniora","issn_l":"2442-384X","issn":["2442-384X","2548-7396"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405273877","host_organization_name":"Universitas Sultan Muhammad Syafiuddin Sambas","host_organization_lineage":["https://openalex.org/I4405273877"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/download/4908/4098","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5123268120","display_name":"Teguh Imansyah","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405270063","display_name":"Institut Agama Islam Negeri Pontianak","ror":"https://ror.org/001cgfx04","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405270063"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Teguh Imansyah","raw_affiliation_strings":["Institut Agama Islam Negeri Pontianak"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institut Agama Islam Negeri Pontianak","institution_ids":["https://openalex.org/I4405270063"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5016703498","display_name":"Syahbudi Syahbudi","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405270063","display_name":"Institut Agama Islam Negeri Pontianak","ror":"https://ror.org/001cgfx04","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405270063"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Syahbudi Syahbudi","raw_affiliation_strings":["IAIN Pontianak"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"IAIN Pontianak","institution_ids":["https://openalex.org/I4405270063"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5046629734","display_name":"Sumin Sumin","orcid":"https://orcid.org/0000-0001-5410-7522","observed_orcids":["https://orcid.org/0000-0001-5410-7522"]},"institutions":[{"id":"https://openalex.org/I4405270063","display_name":"Institut Agama Islam Negeri Pontianak","ror":"https://ror.org/001cgfx04","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405270063"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Sumin Sumin","raw_affiliation_strings":["IAIN Pontianak"],"raw_orcid":"https://orcid.org/0000-0001-5410-7522","affiliations":[{"raw_affiliation_string":"IAIN Pontianak","institution_ids":["https://openalex.org/I4405270063"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5138808237","display_name":"Hayanuddin safri","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405270063","display_name":"Institut Agama Islam Negeri Pontianak","ror":"https://ror.org/001cgfx04","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405270063"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Hayanuddin Safri","raw_affiliation_strings":["IAIN Pontianak"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"IAIN Pontianak","institution_ids":["https://openalex.org/I4405270063"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4405270063"],"apc_list":null,"apc_paid":null,"fwci":6.0831,"has_fulltext":true,"cited_by_count":1,"citation_normalized_percentile":{"value":0.90775273,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":"12","issue":"2","first_page":"1277","last_page":"1290"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.8192999958992004,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.8192999958992004,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.11509999632835388,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.02889999933540821,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/islamic-financial-literacy","display_name":"Islamic financial literacy","score":0.9520000219345093},{"id":"https://openalex.org/keywords/qris","display_name":"QRIS","score":0.9929999709129333},{"id":"https://openalex.org/keywords/impulse-buying","display_name":"impulse buying","score":0.9179999828338623},{"id":"https://openalex.org/keywords/ease-of-use","display_name":"ease of use","score":0.8730000257492065},{"id":"https://openalex.org/keywords/perceived-usefulness","display_name":"perceived usefulness","score":0.9990000128746033},{"id":"https://openalex.org/keywords/electronic-payments","display_name":"digital payments","score":0.7289999723434448},{"id":"https://openalex.org/keywords/ethical-consumption","display_name":"ethical consumption","score":0.7099999785423279},{"id":"https://openalex.org/keywords/self-control","display_name":"self-control","score":0.753000020980835},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":0.7580000162124634},{"id":"https://openalex.org/keywords/islamic-economics","display_name":"Islamic economics","score":0.8700000047683716}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.6603999733924866},{"id":"https://openalex.org/C93225998","wikidata":"https://www.wikidata.org/wiki/Q1941972","display_name":"Moderation","level":2,"score":0.6438999772071838},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.5145000219345093},{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.5117999911308289},{"id":"https://openalex.org/C30772137","wikidata":"https://www.wikidata.org/wiki/Q5164762","display_name":"Consumption (sociology)","level":2,"score":0.45989999175071716},{"id":"https://openalex.org/C71104824","wikidata":"https://www.wikidata.org/wiki/Q1476639","display_name":"Structural equation modeling","level":2,"score":0.4462999999523163},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.44279998540878296},{"id":"https://openalex.org/C2779207338","wikidata":"https://www.wikidata.org/wiki/Q9240","display_name":"Indonesian","level":2,"score":0.42890000343322754},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.4009000062942505},{"id":"https://openalex.org/C124936454","wikidata":"https://www.wikidata.org/wiki/Q17086827","display_name":"Sobel test","level":3,"score":0.390500009059906},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.38989999890327454},{"id":"https://openalex.org/C196083921","wikidata":"https://www.wikidata.org/wiki/Q7915758","display_name":"Variance (accounting)","level":2,"score":0.36890000104904175},{"id":"https://openalex.org/C2777267654","wikidata":"https://www.wikidata.org/wiki/Q3519023","display_name":"Test (biology)","level":2,"score":0.36160001158714294},{"id":"https://openalex.org/C2778496695","wikidata":"https://www.wikidata.org/wiki/Q254128","display_name":"Dilemma","level":2,"score":0.3407999873161316},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.33869999647140503},{"id":"https://openalex.org/C2776185967","wikidata":"https://www.wikidata.org/wiki/Q112945","display_name":"Technology acceptance model","level":3,"score":0.3163999915122986},{"id":"https://openalex.org/C2775924081","wikidata":"https://www.wikidata.org/wiki/Q55608371","display_name":"Control (management)","level":2,"score":0.3142000138759613},{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.30250000953674316},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.299699991941452},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.2915000021457672},{"id":"https://openalex.org/C164516710","wikidata":"https://www.wikidata.org/wiki/Q1166072","display_name":"Financial transaction","level":3,"score":0.289000004529953},{"id":"https://openalex.org/C170130773","wikidata":"https://www.wikidata.org/wiki/Q216378","display_name":"Usability","level":2,"score":0.25679999589920044},{"id":"https://openalex.org/C2777159308","wikidata":"https://www.wikidata.org/wiki/Q1757948","display_name":"Formality","level":2,"score":0.2547999918460846}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.37567/alwatzikhoebillah.v12i2.4908","doi":"https://doi.org/10.37567/alwatzikhoebillah.v12i2.4908","is_oa":true,"landing_page_url":"https://doi.org/10.37567/alwatzikhoebillah.v12i2.4908","pdf_url":"https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/download/4908/4098","source":{"id":"https://openalex.org/S4210232822","display_name":"Jurnal Alwatzikhoebillah Kajian Islam Pendidikan Ekonomi Humaniora","issn_l":"2442-384X","issn":["2442-384X","2548-7396"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405273877","host_organization_name":"Universitas Sultan Muhammad Syafiuddin Sambas","host_organization_lineage":["https://openalex.org/I4405273877"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.37567/alwatzikhoebillah.v12i2.4908","doi":"https://doi.org/10.37567/alwatzikhoebillah.v12i2.4908","is_oa":true,"landing_page_url":"https://doi.org/10.37567/alwatzikhoebillah.v12i2.4908","pdf_url":"https://journal.iaisambas.ac.id/index.php/ALWATZIKHOEBILLAH/article/download/4908/4098","source":{"id":"https://openalex.org/S4210232822","display_name":"Jurnal Alwatzikhoebillah Kajian Islam Pendidikan Ekonomi Humaniora","issn_l":"2442-384X","issn":["2442-384X","2548-7396"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405273877","host_organization_name":"Universitas Sultan Muhammad Syafiuddin Sambas","host_organization_lineage":["https://openalex.org/I4405273877"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Alwatzikhoebillah : Kajian Islam, Pendidikan, Ekonomi, Humaniora","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7212355489.pdf","grobid_xml":"https://content.openalex.org/works/W7212355489.grobid-xml"},"referenced_works_count":12,"referenced_works":["https://openalex.org/W2964992591","https://openalex.org/W3084374199","https://openalex.org/W4390989869","https://openalex.org/W4391698160","https://openalex.org/W4395059268","https://openalex.org/W4400212502","https://openalex.org/W4402606575","https://openalex.org/W4403492084","https://openalex.org/W4404488702","https://openalex.org/W4406188176","https://openalex.org/W4412136292","https://openalex.org/W7215786454"],"related_works":["https://openalex.org/W7217288802","https://openalex.org/W7221227753","https://openalex.org/W7219828303","https://openalex.org/W7170991582","https://openalex.org/W7220682874","https://openalex.org/W7220485309","https://openalex.org/W7127182677","https://openalex.org/W7218557567","https://openalex.org/W7219630384","https://openalex.org/W7042529822"],"abstract_inverted_index":{"The":[0,116,156],"convenience":[1],"of":[2,20,29,39,59,64,66,71,107,124,126,131,149,164,190,198],"digital":[3,45],"payment":[4],"through":[5,100],"the":[6,17,27,57,88,113,150,160,188,196],"Quick":[7],"Response":[8],"Code":[9],"Indonesian":[10],"Standard":[11],"(QRIS)":[12],"has":[13,178],"raised":[14],"concerns":[15],"regarding":[16],"increasing":[18],"tendency":[19],"impulsive":[21,75,141,153,172],"buying,":[22],"which":[23],"may":[24],"conflict":[25],"with":[26],"principle":[28],"consumption":[30,50,184],"moderation":[31],"in":[32,152,170,207],"Islamic":[33,60,120,175,200,208],"economics.":[34,209],"Students,":[35],"as":[36,182],"active":[37,105],"users":[38],"QRIS,":[40,67,127],"face":[41],"a":[42,84,135,167,183],"dilemma":[43],"between":[44],"transaction":[46],"efficiency":[47],"and":[48,68,110,128,137,162],"ethical":[49],"self-control.":[51],"This":[52,81],"study":[53],"aims":[54],"to":[55,104],"analyze":[56],"influence":[58],"financial":[61,121,176,201],"literacy,":[62,122],"ease":[63,123,161],"use":[65,125,189],"perceived":[69,129],"usefulness":[70,130,163],"QRIS":[72,132,165,191],"on":[73,140,204],"students\u2019":[74],"buying":[76,154],"behavior":[77],"at":[78],"IAIN":[79,108],"Pontianak.":[80],"research":[82],"employs":[83],"quantitative":[85],"approach":[86],"using":[87,112],"Structural":[89],"Equation":[90],"Modeling\u2013Partial":[91],"Least":[92],"Square":[93],"(SEM-PLS)":[94],"method.":[95],"Primary":[96],"data":[97],"were":[98],"collected":[99],"Likert-scale":[101],"questionnaires":[102],"distributed":[103],"students":[106],"Pontianak":[109],"analyzed":[111],"SmartPLS":[114],"application.":[115],"results":[117],"indicate":[118],"that":[119,159],"each":[133],"have":[134],"positive":[136],"significant":[138],"effect":[139],"buying.":[142],"Simultaneously,":[143],"these":[144],"variables":[145],"explain":[146],"32.7":[147],"percent":[148],"variance":[151],"behavior.":[155],"findings":[157],"reveal":[158],"play":[166],"dominant":[168],"role":[169],"encouraging":[171],"behavior,":[173],"while":[174],"literacy":[177,202],"not":[179],"fully":[180],"functioned":[181],"control":[185],"mechanism.":[186],"Therefore,":[187],"should":[192],"be":[193],"accompanied":[194],"by":[195],"strengthening":[197],"applicable":[199],"based":[203],"self-control":[205],"principles":[206]},"counts_by_year":[{"year":2026,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2026-09-13T00:00:00"}