{"id":"https://openalex.org/W7204789579","doi":"https://doi.org/10.29228/jacademia.90632","title":"Transforming Financial Well-being: An Assessment from a Digital Banking Perspective","display_name":"Transforming Financial Well-being: An Assessment from a Digital Banking Perspective","publication_year":2026,"publication_date":"2026-01-01","ids":{"openalex":"https://openalex.org/W7204789579","doi":"https://doi.org/10.29228/jacademia.90632"},"language":"tr","primary_location":{"id":"doi:10.29228/jacademia.90632","doi":"https://doi.org/10.29228/jacademia.90632","is_oa":false,"landing_page_url":"https://doi.org/10.29228/jacademia.90632","pdf_url":null,"source":{"id":"https://openalex.org/S4386622068","display_name":"Uluslararas\u0131 Akademik \u00c7al\u0131\u015fmalar Dergisi","issn_l":"2792-0208","issn":["2792-0208"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["erih-plus"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Uluslararas\u0131 Akademik \u00c7al\u0131\u015fmalar Dergisi","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5023749912","display_name":"Meltem Keskin","orcid":"https://orcid.org/0000-0002-8536-4940","observed_orcids":["https://orcid.org/0000-0002-8536-4940"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Meltem Keskin","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-8536-4940","affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5004692891","display_name":"Mehmet Ali Akkaya","orcid":"https://orcid.org/0000-0003-2496-7315","observed_orcids":["https://orcid.org/0000-0003-2496-7315"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Mehmet Ali AKTA\u015e","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0003-2496-7315","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":12.2829,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.98365328,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":96},"biblio":{"volume":"6","issue":"2","first_page":"205","last_page":"218"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.7031000256538391,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.7031000256538391,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.09480000287294388,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.07760000228881836,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-well-being","display_name":"financial well-being","score":0.9300000071525574},{"id":"https://openalex.org/keywords/digital-banking","display_name":"digital banking","score":0.9990000128746033},{"id":"https://openalex.org/keywords/financial-security","display_name":"financial security","score":0.9210000038146973},{"id":"https://openalex.org/keywords/financial-control","display_name":"financial control","score":0.8989999890327454},{"id":"https://openalex.org/keywords/financial-stress","display_name":"financial stress","score":0.9919999837875366},{"id":"https://openalex.org/keywords/future-expectations","display_name":"future expectations","score":0.6769999861717224},{"id":"https://openalex.org/keywords/financial-decision-making","display_name":"financial decision-making","score":0.7710000276565552},{"id":"https://openalex.org/keywords/financial-behavior","display_name":"financial behavior","score":0.9020000100135803},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.6129999756813049},{"id":"https://openalex.org/keywords/consumer-spending","display_name":"consumer spending","score":0.4729999899864197},{"id":"https://openalex.org/keywords/borrowing","display_name":"borrowing","score":0.5059999823570251},{"id":"https://openalex.org/keywords/personalized-banking-services","display_name":"personalized banking services","score":0.5550000071525574}],"concepts":[{"id":"https://openalex.org/C12713177","wikidata":"https://www.wikidata.org/wiki/Q1900281","display_name":"Perspective (graphical)","level":2,"score":0.5985000133514404},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.41100001335144043},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.3465000092983246},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.3102000057697296},{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.2922999858856201},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2770000100135803},{"id":"https://openalex.org/C549774020","wikidata":"https://www.wikidata.org/wiki/Q851147","display_name":"Welfare economics","level":1,"score":0.2750000059604645},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.26969999074935913},{"id":"https://openalex.org/C2992735868","wikidata":"https://www.wikidata.org/wiki/Q66344","display_name":"Central bank","level":3,"score":0.25619998574256897},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.25369998812675476}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.29228/jacademia.90632","doi":"https://doi.org/10.29228/jacademia.90632","is_oa":false,"landing_page_url":"https://doi.org/10.29228/jacademia.90632","pdf_url":null,"source":{"id":"https://openalex.org/S4386622068","display_name":"Uluslararas\u0131 Akademik \u00c7al\u0131\u015fmalar Dergisi","issn_l":"2792-0208","issn":["2792-0208"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["erih-plus"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Uluslararas\u0131 Akademik \u00c7al\u0131\u015fmalar Dergisi","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.48510000109672546}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7167182293","https://openalex.org/W7201917065","https://openalex.org/W4297282888","https://openalex.org/W4387245068","https://openalex.org/W4403732041","https://openalex.org/W4408771705","https://openalex.org/W4200315284","https://openalex.org/W6999869362","https://openalex.org/W7161506986","https://openalex.org/W3135920559"],"abstract_inverted_index":{"Bu":[0,98],"\u00e7al\u0131\u015fma,":[1,100],"dijital":[2,21,107,124],"bankac\u0131l\u0131k":[3,19],"uygulamalar\u0131n\u0131n":[4],"yayg\u0131nla\u015fmas\u0131yla":[5],"birlikte":[6],"finansal":[7,25,31,38,42,69,73,91,109,125],"iyi":[8,39,92,110],"olma":[9,40,93,111],"h\u00e2linin":[10],"nas\u0131l":[11],"d\u00f6n\u00fc\u015ft\u00fc\u011f\u00fcn\u00fc":[12],"kavramsal":[13,150],"bir":[14,118,140],"\u00e7er\u00e7evede":[15],"incelemeyi":[16],"ama\u00e7lamaktad\u0131r.":[17],"Geleneksel":[18],"hizmetlerinden":[20],"platformlara":[22],"ge\u00e7i\u015f,":[23],"bireylerin":[24,68],"davran\u0131\u015flar\u0131n\u0131,":[26],"karar":[27],"alma":[28],"s\u00fcre\u00e7lerini":[29],"ve":[30,47,65,86,136,154],"refah":[32,128],"alg\u0131lar\u0131n\u0131":[33],"\u00f6nemli":[34],"\u00f6l\u00e7\u00fcde":[35],"etkilemektedir.":[36],"\u00c7al\u0131\u015fmada,":[37],"hali;":[41],"g\u00fcvenlik,":[43],"kontrol,":[44],"stres":[45],"d\u00fczeyi":[46],"gelece\u011fe":[48],"y\u00f6nelik":[49,159],"beklentiler":[50],"gibi":[51,89],"\u00e7ok":[52],"boyutlu":[53],"unsurlar":[54,90],"\u00fczerinden":[55],"ele":[56,142],"al\u0131nmaktad\u0131r.":[57],"Dijital":[58],"bankac\u0131l\u0131\u011f\u0131n":[59,108],"sundu\u011fu":[60],"kolay":[61],"eri\u015fim,":[62],"d\u00fc\u015f\u00fck":[63],"maliyet":[64],"ki\u015fiselle\u015ftirilmi\u015f":[66],"hizmetler,":[67],"y\u00f6netim":[70],"becerilerini":[71],"destekleyerek":[72],"refah\u0131":[74],"art\u0131rma":[75],"potansiyeli":[76],"ta\u015f\u0131maktad\u0131r.":[77],"Bununla":[78],"birlikte,":[79],"anl\u0131k":[80],"i\u015flem":[81],"kolayl\u0131\u011f\u0131,":[82],"t\u00fcketim":[83],"davran\u0131\u015flar\u0131n\u0131n":[84],"artmas\u0131":[85],"bor\u00e7lanman\u0131n":[87],"kolayla\u015fmas\u0131":[88],"h\u00e2lini":[94],"olumsuz":[95],"y\u00f6nde":[96],"etkileyebilmektedir.":[97],"ba\u011flamda":[99],"literat\u00fcrde":[101],"yer":[102],"alan":[103],"par\u00e7al\u0131":[104],"yakla\u015f\u0131mlar\u0131n":[105],"aksine,":[106],"hali":[112],"\u00fczerindeki":[113,129],"\u00e7ift":[114],"y\u00f6nl\u00fc":[115],"etkilerini":[116],"b\u00fct\u00fcnc\u00fcl":[117],"perspektifle":[119],"de\u011ferlendirmektedir.":[120],"Elde":[121],"edilen":[122],"bulgular,":[123],"hizmetlerin":[126],"bireysel":[127],"etkilerinin":[130],"ba\u011flamsal":[131],"olarak":[132],"farkl\u0131la\u015ft\u0131\u011f\u0131n\u0131":[133],"ortaya":[134],"koymakta":[135],"bu":[137,147],"etkilerin":[138],"dengeli":[139],"\u015fekilde":[141],"al\u0131nmas\u0131":[143],"gerekti\u011fini":[144],"g\u00f6stermektedir.":[145],"\u00c7al\u0131\u015fma,":[146],"y\u00f6n\u00fcyle":[148],"literat\u00fcrdeki":[149],"bo\u015flu\u011fu":[151],"doldurmay\u0131":[152],"hedeflemekte":[153],"politika":[155],"yap\u0131c\u0131lar":[156],"ile":[157],"uygulay\u0131c\u0131lara":[158],"\u00e7\u0131kar\u0131mlar":[160],"sunmaktad\u0131r.":[161]},"counts_by_year":[{"year":2026,"cited_by_count":1}],"updated_date":"2026-10-28T10:33:24.094632","created_date":"2026-09-01T00:00:00"}