{"id":"https://openalex.org/W7204307647","doi":null,"title":"El impacto de la digitalizaci\u00f3n sobre la inclusi\u00f3n y la educaci\u00f3n financiera de los j\u00f3venes en Argentina entre 2022 y 2024","display_name":"El impacto de la digitalizaci\u00f3n sobre la inclusi\u00f3n y la educaci\u00f3n financiera de los j\u00f3venes en Argentina entre 2022 y 2024","publication_year":2025,"publication_date":"2025-01-01","ids":{"openalex":"https://openalex.org/W7204307647"},"language":"es","primary_location":{"id":"pmh:oai:repositorio.utdt.edu:20.500.13098/13654","doi":null,"is_oa":true,"landing_page_url":"https://repositorio.utdt.edu/handle/20.500.13098/13654","pdf_url":"https://repositorio.utdt.edu/bitstreams/8a59b165-0753-48fa-ac27-62c41973c202/download","source":{"id":"https://openalex.org/S7407063924","display_name":"Repositorio Digital Universidad Torcuato Di Tella","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I232641801","host_organization_name":"Universidad Torcuato Di Tella","host_organization_lineage":["https://openalex.org/I232641801"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/bachelorThesis"},"volume":null,"type":"dissertation","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://repositorio.utdt.edu/bitstreams/8a59b165-0753-48fa-ac27-62c41973c202/download","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5148294037","display_name":"Iara Galetti","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Galetti, Iara","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5148311757","display_name":"Martina Kaed","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Kaed, Martina","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5148177177","display_name":"Mar\u00eda Juana Nieto","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Nieto, Mar\u00eda Juana","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5062172679","display_name":"Luc\u00eda Justiniano","orcid":"https://orcid.org/0000-0002-8409-4424","observed_orcids":["https://orcid.org/0000-0002-8409-4424"]},"institutions":[{"id":"https://openalex.org/I147729237","display_name":"Central Bank of Argentina","ror":"https://ror.org/00hn65a26","country_code":"AR","type":"other","lineage":["https://openalex.org/I147729237"]}],"countries":["AR"],"is_corresponding":false,"raw_author_name":"Justiniano, Luc\u00eda","raw_affiliation_strings":["Banco Central de la Rep\u00fablica Argentina","Dorna","El impacto de la digitalizaci\u00f3n sobre la inclusi\u00f3n y la educaci\u00f3n financiera de los j\u00f3venes en la inclusi\u00f3n y la educaci\u00f3n financiera de los j\u00f3venes en Argentina"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Banco Central de la Rep\u00fablica Argentina","institution_ids":["https://openalex.org/I147729237"]},{"raw_affiliation_string":"Dorna","institution_ids":[]},{"raw_affiliation_string":"El impacto de la digitalizaci\u00f3n sobre la inclusi\u00f3n y la educaci\u00f3n financiera de los j\u00f3venes en la inclusi\u00f3n y la educaci\u00f3n financiera de los j\u00f3venes en Argentina","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.47530001401901245,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.47530001401901245,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.22439999878406525,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.21070000529289246,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/digitalization","display_name":"digitalization","score":0.9760000109672546},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.871999979019165},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.7329999804496765},{"id":"https://openalex.org/keywords/youth","display_name":"youth","score":0.9190000295639038},{"id":"https://openalex.org/keywords/digital-wallets","display_name":"digital wallets","score":0.9589999914169312},{"id":"https://openalex.org/keywords/instant-payments","display_name":"instant payments","score":0.7059999704360962},{"id":"https://openalex.org/keywords/covid-19","display_name":"COVID-19 pandemic","score":0.8489999771118164},{"id":"https://openalex.org/keywords/argentina","display_name":"Argentina","score":0.7829999923706055}],"concepts":[{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.6172000169754028},{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.564300000667572},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.21529999375343323},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.16249999403953552},{"id":"https://openalex.org/C3020366717","wikidata":"https://www.wikidata.org/wiki/Q14075","display_name":"Free access","level":2,"score":0.14419999718666077},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.12189999967813492},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.12120000272989273},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.10450000315904617},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.10050000250339508},{"id":"https://openalex.org/C2991880234","wikidata":"https://www.wikidata.org/wiki/Q23058086","display_name":"Global challenges","level":2,"score":0.09539999812841415}],"mesh":[],"locations_count":1,"locations":[{"id":"pmh:oai:repositorio.utdt.edu:20.500.13098/13654","doi":null,"is_oa":true,"landing_page_url":"https://repositorio.utdt.edu/handle/20.500.13098/13654","pdf_url":"https://repositorio.utdt.edu/bitstreams/8a59b165-0753-48fa-ac27-62c41973c202/download","source":{"id":"https://openalex.org/S7407063924","display_name":"Repositorio Digital Universidad Torcuato Di Tella","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I232641801","host_organization_name":"Universidad Torcuato Di Tella","host_organization_lineage":["https://openalex.org/I232641801"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/bachelorThesis"}],"best_oa_location":{"id":"pmh:oai:repositorio.utdt.edu:20.500.13098/13654","doi":null,"is_oa":true,"landing_page_url":"https://repositorio.utdt.edu/handle/20.500.13098/13654","pdf_url":"https://repositorio.utdt.edu/bitstreams/8a59b165-0753-48fa-ac27-62c41973c202/download","source":{"id":"https://openalex.org/S7407063924","display_name":"Repositorio Digital Universidad Torcuato Di Tella","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I232641801","host_organization_name":"Universidad Torcuato Di Tella","host_organization_lineage":["https://openalex.org/I232641801"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc-sa","license_id":"https://openalex.org/licenses/cc-by-nc-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/bachelorThesis"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7204307647.pdf","grobid_xml":"https://content.openalex.org/works/W7204307647.grobid-xml"},"referenced_works_count":12,"referenced_works":["https://openalex.org/W1919216911","https://openalex.org/W2118502261","https://openalex.org/W2133494987","https://openalex.org/W2150291618","https://openalex.org/W2165144879","https://openalex.org/W2892053163","https://openalex.org/W2911554037","https://openalex.org/W3123047057","https://openalex.org/W3125685058","https://openalex.org/W4388303860","https://openalex.org/W4400050213","https://openalex.org/W4400155140"],"related_works":["https://openalex.org/W7220225019","https://openalex.org/W7199255399","https://openalex.org/W7172305384","https://openalex.org/W7046986249","https://openalex.org/W7169704305","https://openalex.org/W7131073525","https://openalex.org/W7204323139","https://openalex.org/W7204409063","https://openalex.org/W4414965696","https://openalex.org/W7048887557"],"abstract_inverted_index":{"En":[0],"los":[1,31,98],"\u00faltimos":[2],"a\u00f1os,":[3],"la":[4,15,23,39,112],"digitalizaci\u00f3n":[5],"en":[6],"Am\u00e9rica":[7],"Latina":[8],"experiment\u00f3":[9],"una":[10],"notable":[11],"aceleraci\u00f3n,":[12],"proceso":[13],"que":[14,46,83],"pandemia":[16],"intensific\u00f3":[17],"al":[18,26],"trasladar":[19],"gran":[20],"parte":[21],"de":[22,30,35,42,50,63,71,88,95,100,109,118,127,130,136],"vida":[24],"cotidiana":[25],"entorno":[27],"digital.":[28],"Uno":[29],"fen\u00f3menos":[32],"m\u00e1s":[33],"destacados":[34],"esta":[36,105],"transformaci\u00f3n":[37],"fue":[38],"r\u00e1pida":[40],"expansi\u00f3n":[41],"las":[43,48,72],"billeteras":[44],"digitales,":[45],"redefinieron":[47],"formas":[49],"acceder,":[51],"utilizar":[52],"y":[53,132],"administrar":[54],"el":[55,85],"dinero.":[56],"Un":[57],"reciente":[58],"informe":[59,94],"del":[60],"Banco":[61],"Central":[62],"Argentina":[64],"destaca":[65],"este":[66],"cambio:":[67],"casi":[68],"un":[69,93,125,134],"70%":[70],"transferencias":[73],"inmediatas":[74],"ya":[75],"se":[76],"realizan":[77],"desde":[78],"cuentas":[79,89],"virtuales":[80],"(CVUs),":[81],"mientras":[82],"s\u00f3lo":[84],"30%":[86],"provienen":[87],"bancarias":[90],"tradicionales.":[91],"Seg\u00fan":[92],"Mercado":[96],"Pago,":[97],"datos":[99],"2024":[101],"reflejan":[102],"con":[103,115],"claridad":[104],"tendencia:":[106],"hacia":[107],"finales":[108],"ese":[110],"a\u00f1o,":[111],"plataforma":[113],"contaba":[114],"61,2":[116],"millones":[117,129],"usuarios":[119],"activos":[120],"mensuales,":[121],"procesaba":[122],"pagos":[123],"por":[124,139],"total":[126],"196,7":[128],"d\u00f3lares":[131],"alcanzaba":[133],"promedio":[135],"360":[137],"transacciones":[138],"segundo":[140]},"counts_by_year":[],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2026-08-27T00:00:00"}
