{"id":"https://openalex.org/W7204159396","doi":"https://doi.org/10.5281/zenodo.22095981","title":"A Study on Assessing the Financial Literacy of Residents with Reference to Adityapur, Jamshedpur, Jharkhand","display_name":"A Study on Assessing the Financial Literacy of Residents with Reference to Adityapur, Jamshedpur, Jharkhand","publication_year":2026,"publication_date":"2026-08-25","ids":{"openalex":"https://openalex.org/W7204159396","doi":"https://doi.org/10.5281/zenodo.22095981"},"language":"en","primary_location":{"id":"doi:10.5281/zenodo.22095981","doi":"https://doi.org/10.5281/zenodo.22095981","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.22095981","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"JournalArticle"},"volume":null,"type":"article","indexed_in":["datacite"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.5281/zenodo.22095981","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5148087173","display_name":"Mousumi Rawani","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Mousumi Rawani","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5148148985","display_name":"Dr. Rakesh Kumar","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Dr. Rakesh Kumar","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.62705662,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.7261000275611877,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.7261000275611877,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.2720000147819519,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.0013000000035390258,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/household-financial-well-being","display_name":"household financial well-being","score":0.8140000104904175},{"id":"https://openalex.org/keywords/saving-behavior","display_name":"saving behavior","score":0.75},{"id":"https://openalex.org/keywords/investment-behavior","display_name":"investment behavior","score":0.9890000224113464},{"id":"https://openalex.org/keywords/financial-planning","display_name":"financial planning","score":0.9789999723434448},{"id":"https://openalex.org/keywords/formal-financial-services","display_name":"formal financial services","score":0.7940000295639038},{"id":"https://openalex.org/keywords/digital-financial-services","display_name":"digital financial services","score":0.9919999837875366},{"id":"https://openalex.org/keywords/financial-security","display_name":"financial security","score":0.6169999837875366},{"id":"https://openalex.org/keywords/financial-education","display_name":"financial education","score":0.9340000152587891},{"id":"https://openalex.org/keywords/jamshedpur","display_name":"Jamshedpur","score":0.9929999709129333}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8686000108718872},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.6783999800682068},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.6725999712944031},{"id":"https://openalex.org/C71199308","wikidata":"https://www.wikidata.org/wiki/Q2990807","display_name":"Accounting management","level":3,"score":0.6366999745368958},{"id":"https://openalex.org/C70179600","wikidata":"https://www.wikidata.org/wiki/Q1416547","display_name":"Financial plan","level":2,"score":0.6254000067710876},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.5616999864578247},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5608999729156494},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5156000256538391},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.49390000104904175},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.47450000047683716},{"id":"https://openalex.org/C85973986","wikidata":"https://www.wikidata.org/wiki/Q1091731","display_name":"Exploratory research","level":2,"score":0.43860000371932983},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.4352000057697296},{"id":"https://openalex.org/C98014903","wikidata":"https://www.wikidata.org/wiki/Q832161","display_name":"Financial ratio","level":2,"score":0.42329999804496765},{"id":"https://openalex.org/C2992423588","wikidata":"https://www.wikidata.org/wiki/Q5449744","display_name":"Financial security","level":2,"score":0.41179999709129333},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.4023999869823456},{"id":"https://openalex.org/C108578832","wikidata":"https://www.wikidata.org/wiki/Q7621835","display_name":"Strategic financial management","level":3,"score":0.3806000053882599},{"id":"https://openalex.org/C191654821","wikidata":"https://www.wikidata.org/wiki/Q247506","display_name":"Financial instrument","level":2,"score":0.3783999979496002},{"id":"https://openalex.org/C506796395","wikidata":"https://www.wikidata.org/wiki/Q4738155","display_name":"Financial management","level":2,"score":0.34940001368522644},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.335999995470047},{"id":"https://openalex.org/C196390999","wikidata":"https://www.wikidata.org/wiki/Q11655436","display_name":"Indirect finance","level":3,"score":0.30239999294281006},{"id":"https://openalex.org/C2779601481","wikidata":"https://www.wikidata.org/wiki/Q650241","display_name":"Financial institution","level":2,"score":0.2992999851703644},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.2904999852180481},{"id":"https://openalex.org/C198082294","wikidata":"https://www.wikidata.org/wiki/Q3399648","display_name":"Position (finance)","level":2,"score":0.28690001368522644},{"id":"https://openalex.org/C65146658","wikidata":"https://www.wikidata.org/wiki/Q1416431","display_name":"Financial intermediary","level":2,"score":0.2818000018596649},{"id":"https://openalex.org/C3020299011","wikidata":"https://www.wikidata.org/wiki/Q626608","display_name":"Life insurance","level":2,"score":0.27880001068115234},{"id":"https://openalex.org/C76178495","wikidata":"https://www.wikidata.org/wiki/Q4808784","display_name":"Asset (computer security)","level":2,"score":0.27549999952316284},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.2745000123977661},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.27140000462532043},{"id":"https://openalex.org/C2778705799","wikidata":"https://www.wikidata.org/wiki/Q2823610","display_name":"Financial asset","level":2,"score":0.2517000138759613}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.5281/zenodo.22095981","doi":"https://doi.org/10.5281/zenodo.22095981","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.22095981","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":null,"raw_source_name":null,"raw_type":"JournalArticle"},{"id":"doi:10.5281/zenodo.22095982","doi":"https://doi.org/10.5281/zenodo.22095982","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.22095982","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":null,"raw_source_name":null,"raw_type":"JournalArticle"}],"best_oa_location":{"id":"doi:10.5281/zenodo.22095981","doi":"https://doi.org/10.5281/zenodo.22095981","is_oa":true,"landing_page_url":"https://doi.org/10.5281/zenodo.22095981","pdf_url":null,"source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"JournalArticle"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/1","score":0.41670000553131104,"display_name":"No poverty"}],"sustainable_development_goals_aurora":[{"id":"https://metadata.un.org/sdg/4","score":0.7585811018943787,"display_name":"Quality education"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":[],"abstract_inverted_index":{"Financial":[0,45],"literacy":[1,46,86],"has":[2,31],"emerged":[3],"as":[4,122],"an":[5,228],"important":[6],"component":[7],"of":[8,18,84,89,100,146,182,197,219,230,238],"financial":[9,13,40,51,63,74,85,102,110,135,148,153,156,198,232,236,251,262,274],"inclusion":[10],"and":[11,28,42,65,72,98,104,109,128,144,155,164,195,211,235,255,266,269],"household":[12],"well-being.":[14],"The":[15,76,93,159,200,222,244],"increasing":[16],"availability":[17],"banking":[19],"facilities,":[20],"digital":[21,152],"payment":[22],"systems,":[23],"insurance":[24],"products,":[25,52,151],"investment":[26,60,150,267],"avenues,":[27],"credit":[29],"services":[30],"made":[32],"it":[33],"necessary":[34],"for":[35,260],"individuals":[36],"to":[37,49,116,141,172,180,226],"possess":[38],"adequate":[39],"knowledge":[41],"decision-making":[43],"skills.":[44],"enables":[47],"people":[48],"understand":[50],"plan":[53],"their":[54,70,106],"expenditure,":[55],"develop":[56],"saving":[57,265],"habits,":[58],"evaluate":[59],"alternatives,":[61],"manage":[62],"risks,":[64],"make":[66],"informed":[67],"decisions":[68],"concerning":[69],"present":[71,77],"future":[73],"requirements.":[75],"study":[78,94,160,223,242],"focuses":[79],"on":[80],"assessing":[81],"the":[82,217,220,231,241],"level":[83],"among":[87],"residents":[88,181,239],"Adityapur,":[90,183],"Jamshedpur,":[91],"Jharkhand.":[92],"examines":[95],"residents'":[96,142],"awareness":[97,143,252],"understanding":[99,229],"basic":[101],"concepts":[103],"investigates":[105],"saving,":[107],"investment,":[108],"planning":[111],"practices.":[112],"It":[113],"also":[114],"attempts":[115],"examine":[117],"whether":[118],"demographic":[119],"characteristics":[120],"such":[121],"age,":[123],"gender,":[124],"educational":[125],"qualification,":[126],"occupation,":[127],"income":[129],"are":[130],"associated":[131],"with":[132],"differences":[133],"in":[134,240,272],"literacy.":[136],"Particular":[137],"attention":[138],"is":[139,170,187,224],"given":[140],"use":[145],"formal":[147,273],"services,":[149,154],"security":[157],"mechanisms.":[158],"adopts":[161],"a":[162,176],"descriptive":[163],"exploratory":[165],"research":[166,191],"design.":[167],"Primary":[168],"information":[169,186],"proposed":[171],"be":[173,204],"collected":[174,201],"through":[175,206],"structured":[177],"questionnaire":[178],"administered":[179],"while":[184],"secondary":[185],"obtained":[188],"from":[189],"books,":[190],"articles,":[192],"government":[193],"publications,":[194],"reports":[196],"institutions.":[199],"data":[202],"may":[203,246,256],"analysed":[205],"frequency":[207],"distributions,":[208],"percentages,":[209],"cross-tabulation,":[210],"appropriate":[212],"statistical":[213],"techniques":[214],"depending":[215],"upon":[216],"nature":[218],"data.":[221],"expected":[225],"provide":[227,257],"knowledge,":[233],"attitudes,":[234],"practices":[237],"area.":[243],"findings":[245],"help":[247],"identify":[248],"areas":[249],"where":[250],"remains":[253],"inadequate":[254],"useful":[258],"suggestions":[259],"strengthening":[261],"education,":[263],"responsible":[264],"behaviour,":[268],"effective":[270],"participation":[271],"systems.":[275]},"counts_by_year":[],"updated_date":"2026-10-07T09:51:55.459714","created_date":"2026-08-26T00:00:00"}
