{"id":"https://openalex.org/W7203686512","doi":"https://doi.org/10.67508/iub.ibr.v7n1.003","title":"The Impact of Credit Risk Analysis Practices on Risk Management in Indian Commercial Banks: An Empirical Investigation","display_name":"The Impact of Credit Risk Analysis Practices on Risk Management in Indian Commercial Banks: An Empirical Investigation","publication_year":2026,"publication_date":"2026-07-14","ids":{"openalex":"https://openalex.org/W7203686512","doi":"https://doi.org/10.67508/iub.ibr.v7n1.003"},"language":"en","primary_location":{"id":"doi:10.67508/iub.ibr.v7n1.003","doi":"https://doi.org/10.67508/iub.ibr.v7n1.003","is_oa":true,"landing_page_url":"https://doi.org/10.67508/iub.ibr.v7n1.003","pdf_url":null,"source":{"id":"https://openalex.org/S7407062911","display_name":"Independent Business Review","issn_l":"1996-3572","issn":["1996-3572","2521-2990"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Independent Business Review","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://doi.org/10.67508/iub.ibr.v7n1.003","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5086430535","display_name":"Swaranjeet Arora","orcid":"https://orcid.org/0000-0003-1051-7348","observed_orcids":["https://orcid.org/0000-0003-1051-7348"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Dr. Swaranjeet Arora Dr. Swaranjeet Arora","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5086430535"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.45986409,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"7","issue":"1","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.6226000189781189,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.6226000189781189,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.29350000619888306,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.06909999996423721,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/credit-risk-assessment","display_name":"credit risk assessment","score":0.9950000047683716},{"id":"https://openalex.org/keywords/risk-management","display_name":"risk management","score":0.8059999942779541},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.9819999933242798},{"id":"https://openalex.org/keywords/indian-banking-sector","display_name":"Indian banking sector","score":0.796999990940094},{"id":"https://openalex.org/keywords/bank-lending-practices","display_name":"bank lending practices","score":0.5130000114440918}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6248999834060669},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.5753999948501587},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.5611000061035156},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.4717999994754791},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.40070000290870667},{"id":"https://openalex.org/C112930515","wikidata":"https://www.wikidata.org/wiki/Q4389547","display_name":"Risk analysis (engineering)","level":1,"score":0.38690000772476196},{"id":"https://openalex.org/C43071985","wikidata":"https://www.wikidata.org/wiki/Q2906013","display_name":"Financial risk management","level":3,"score":0.3837999999523163},{"id":"https://openalex.org/C68842666","wikidata":"https://www.wikidata.org/wiki/Q1070699","display_name":"Credit history","level":2,"score":0.3564999997615814},{"id":"https://openalex.org/C12174686","wikidata":"https://www.wikidata.org/wiki/Q1058438","display_name":"Risk assessment","level":2,"score":0.3456999957561493},{"id":"https://openalex.org/C120936955","wikidata":"https://www.wikidata.org/wiki/Q2155640","display_name":"Empirical research","level":2,"score":0.33009999990463257},{"id":"https://openalex.org/C2984055962","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Default risk","level":3,"score":0.28610000014305115},{"id":"https://openalex.org/C24308983","wikidata":"https://www.wikidata.org/wiki/Q5183781","display_name":"Credit reference","level":3,"score":0.2825999855995178},{"id":"https://openalex.org/C18762648","wikidata":"https://www.wikidata.org/wiki/Q42213","display_name":"Work (physics)","level":2,"score":0.27570000290870667},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.26829999685287476},{"id":"https://openalex.org/C150241267","wikidata":"https://www.wikidata.org/wiki/Q7336285","display_name":"Risk management tools","level":3,"score":0.26510000228881836},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.2635999917984009},{"id":"https://openalex.org/C95609273","wikidata":"https://www.wikidata.org/wiki/Q5975208","display_name":"IT risk management","level":3,"score":0.25200000405311584},{"id":"https://openalex.org/C207209096","wikidata":"https://www.wikidata.org/wiki/Q848268","display_name":"Enterprise risk management","level":3,"score":0.2515999972820282}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.67508/iub.ibr.v7n1.003","doi":"https://doi.org/10.67508/iub.ibr.v7n1.003","is_oa":true,"landing_page_url":"https://doi.org/10.67508/iub.ibr.v7n1.003","pdf_url":null,"source":{"id":"https://openalex.org/S7407062911","display_name":"Independent Business Review","issn_l":"1996-3572","issn":["1996-3572","2521-2990"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Independent Business Review","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.67508/iub.ibr.v7n1.003","doi":"https://doi.org/10.67508/iub.ibr.v7n1.003","is_oa":true,"landing_page_url":"https://doi.org/10.67508/iub.ibr.v7n1.003","pdf_url":null,"source":{"id":"https://openalex.org/S7407062911","display_name":"Independent Business Review","issn_l":"1996-3572","issn":["1996-3572","2521-2990"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Independent Business Review","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2556558273","https://openalex.org/W3183814727","https://openalex.org/W2935852435","https://openalex.org/W3213350514","https://openalex.org/W3088855912","https://openalex.org/W2800167785","https://openalex.org/W2913648607","https://openalex.org/W2787335303","https://openalex.org/W2971562394","https://openalex.org/W2610587849"],"abstract_inverted_index":{"Independent":[0,11],"Business":[1],"Review":[2],"(IBR)":[3],"is":[4],"a":[5],"peer-reviewed":[6],"academic":[7],"journal":[8],"published":[9],"by":[10],"University,":[12],"Bangladesh":[13],"(IUB),":[14],"featuring":[15],"research":[16],"in":[17],"business,":[18],"management,":[19],"economics,":[20],"finance,":[21],"marketing,":[22],"entrepreneurship,":[23],"and":[24],"related":[25],"disciplines.":[26]},"counts_by_year":[],"updated_date":"2026-11-08T12:12:28.789561","created_date":"2026-08-19T00:00:00"}