{"id":"https://openalex.org/W7203580462","doi":"https://doi.org/10.67015/ijsds.242","title":"The Role of AI in Shaping Decentralized Financial Products: Implications for Global Economic Inequality","display_name":"The Role of AI in Shaping Decentralized Financial Products: Implications for Global Economic Inequality","publication_year":2026,"publication_date":"2026-08-16","ids":{"openalex":"https://openalex.org/W7203580462","doi":"https://doi.org/10.67015/ijsds.242"},"language":"en","primary_location":{"id":"doi:10.67015/ijsds.242","doi":"https://doi.org/10.67015/ijsds.242","is_oa":true,"landing_page_url":"https://doi.org/10.67015/ijsds.242","pdf_url":"https://ndpapublishing.com/index.php/ijsds/article/download/242/188","source":{"id":"https://openalex.org/S7407063707","display_name":"International Journal of Sustainable Development & Society","issn_l":"3108-4907","issn":["3108-4907"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Sustainable Development & Society","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://ndpapublishing.com/index.php/ijsds/article/download/242/188","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5067444706","display_name":"Sani Abdullahi Sule","orcid":"https://orcid.org/0000-0002-0335-0925","observed_orcids":["https://orcid.org/0000-0002-0335-0925"]},"institutions":[{"id":"https://openalex.org/I4210138822","display_name":"Sa'adatu Rimi College of Education","ror":"https://ror.org/04s3t8g44","country_code":"NG","type":"education","lineage":["https://openalex.org/I4210138822"]}],"countries":["NG"],"is_corresponding":true,"raw_author_name":"Sani Abdullahi Sule","raw_affiliation_strings":["Department of Economics, Saadatu Rimi College of Education, Kano"],"raw_orcid":"https://orcid.org/0000-0002-0335-0925","affiliations":[{"raw_affiliation_string":"Department of Economics, Saadatu Rimi College of Education, Kano","institution_ids":["https://openalex.org/I4210138822"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5067444706"],"corresponding_institution_ids":["https://openalex.org/I4210138822"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"3","issue":null,"first_page":"1","last_page":"8"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.823199987411499,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.823199987411499,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.10530000180006027,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.061500001698732376,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"artificial intelligence","score":0.9760000109672546},{"id":"https://openalex.org/keywords/decentralized-finance","display_name":"decentralized finance","score":0.9990000128746033},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.7770000100135803},{"id":"https://openalex.org/keywords/economic-inequality","display_name":"economic inequality","score":0.9700000286102295},{"id":"https://openalex.org/keywords/algorithmic-bias","display_name":"algorithmic bias","score":0.9980000257492065},{"id":"https://openalex.org/keywords/technological-inequality","display_name":"technological inequality","score":0.7900000214576721},{"id":"https://openalex.org/keywords/blockchain","display_name":"blockchain","score":0.5329999923706055},{"id":"https://openalex.org/keywords/digital-literacy","display_name":"digital literacy","score":0.7820000052452087},{"id":"https://openalex.org/keywords/emerging-markets","display_name":"emerging markets","score":0.7369999885559082},{"id":"https://openalex.org/keywords/financial-services-access","display_name":"financial services access","score":0.6000000238418579},{"id":"https://openalex.org/keywords/fraud-detection","display_name":"fraud detection","score":0.7160000205039978},{"id":"https://openalex.org/keywords/predictive-analytics","display_name":"predictive analytics","score":0.6970000267028809},{"id":"https://openalex.org/keywords/financial-regulation","display_name":"financial regulation","score":0.5070000290870667}],"concepts":[{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.7760000228881836},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5799999833106995},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.49390000104904175},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4731000065803528},{"id":"https://openalex.org/C27548731","wikidata":"https://www.wikidata.org/wiki/Q88272","display_name":"Investment (military)","level":3,"score":0.46970000863075256},{"id":"https://openalex.org/C45555294","wikidata":"https://www.wikidata.org/wiki/Q28113351","display_name":"Inequality","level":2,"score":0.4553999900817871},{"id":"https://openalex.org/C70587473","wikidata":"https://www.wikidata.org/wiki/Q7834111","display_name":"Transformative learning","level":2,"score":0.435699999332428},{"id":"https://openalex.org/C513380476","wikidata":"https://www.wikidata.org/wiki/Q5055020","display_name":"Economic inequality","level":3,"score":0.40049999952316284},{"id":"https://openalex.org/C510755694","wikidata":"https://www.wikidata.org/wiki/Q281095","display_name":"Financial regulation","level":2,"score":0.398499995470047},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.39579999446868896},{"id":"https://openalex.org/C98965940","wikidata":"https://www.wikidata.org/wiki/Q877496","display_name":"Transaction cost","level":2,"score":0.38429999351501465},{"id":"https://openalex.org/C147077947","wikidata":"https://www.wikidata.org/wiki/Q1515895","display_name":"Socioeconomic status","level":3,"score":0.3695000112056732},{"id":"https://openalex.org/C100001284","wikidata":"https://www.wikidata.org/wiki/Q2248246","display_name":"Public economics","level":1,"score":0.3625999987125397},{"id":"https://openalex.org/C2780082420","wikidata":"https://www.wikidata.org/wiki/Q4672483","display_name":"Access to finance","level":2,"score":0.35850000381469727},{"id":"https://openalex.org/C76073288","wikidata":"https://www.wikidata.org/wiki/Q1337875","display_name":"Financial risk","level":2,"score":0.34439998865127563},{"id":"https://openalex.org/C199728807","wikidata":"https://www.wikidata.org/wiki/Q2578557","display_name":"Equity (law)","level":2,"score":0.3440000116825104},{"id":"https://openalex.org/C164516710","wikidata":"https://www.wikidata.org/wiki/Q1166072","display_name":"Financial transaction","level":3,"score":0.3264999985694885},{"id":"https://openalex.org/C65146658","wikidata":"https://www.wikidata.org/wiki/Q1416431","display_name":"Financial intermediary","level":2,"score":0.32440000772476196},{"id":"https://openalex.org/C2778430866","wikidata":"https://www.wikidata.org/wiki/Q3061848","display_name":"Unbanked","level":4,"score":0.30790001153945923},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.30640000104904175},{"id":"https://openalex.org/C23925645","wikidata":"https://www.wikidata.org/wiki/Q5449731","display_name":"Financial modeling","level":2,"score":0.30149999260902405},{"id":"https://openalex.org/C2779015050","wikidata":"https://www.wikidata.org/wiki/Q574833","display_name":"Global financial system","level":3,"score":0.298799991607666},{"id":"https://openalex.org/C121087249","wikidata":"https://www.wikidata.org/wiki/Q546395","display_name":"Emerging markets","level":2,"score":0.2770000100135803},{"id":"https://openalex.org/C70179600","wikidata":"https://www.wikidata.org/wiki/Q1416547","display_name":"Financial plan","level":2,"score":0.2669000029563904},{"id":"https://openalex.org/C191654821","wikidata":"https://www.wikidata.org/wiki/Q247506","display_name":"Financial instrument","level":2,"score":0.2619999945163727},{"id":"https://openalex.org/C189326681","wikidata":"https://www.wikidata.org/wiki/Q10294","display_name":"Poverty","level":2,"score":0.26019999384880066},{"id":"https://openalex.org/C19244329","wikidata":"https://www.wikidata.org/wiki/Q208697","display_name":"Financial market","level":2,"score":0.2574000060558319},{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.25609999895095825},{"id":"https://openalex.org/C130731218","wikidata":"https://www.wikidata.org/wiki/Q1363554","display_name":"Financial analysis","level":2,"score":0.2547999918460846}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.67015/ijsds.242","doi":"https://doi.org/10.67015/ijsds.242","is_oa":true,"landing_page_url":"https://doi.org/10.67015/ijsds.242","pdf_url":"https://ndpapublishing.com/index.php/ijsds/article/download/242/188","source":{"id":"https://openalex.org/S7407063707","display_name":"International Journal of Sustainable Development & Society","issn_l":"3108-4907","issn":["3108-4907"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Sustainable Development & Society","raw_type":"journal-article"},{"id":"pmh:oai:oai.ndpapublishing.com:article/242","doi":null,"is_oa":false,"landing_page_url":"https://ndpapublishing.com/index.php/ijsds/article/view/242","pdf_url":null,"source":{"id":"https://openalex.org/S7407063707","display_name":"International Journal of Sustainable Development & Society","issn_l":"3108-4907","issn":["3108-4907"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"3108-4907","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.67015/ijsds.242","doi":"https://doi.org/10.67015/ijsds.242","is_oa":true,"landing_page_url":"https://doi.org/10.67015/ijsds.242","pdf_url":"https://ndpapublishing.com/index.php/ijsds/article/download/242/188","source":{"id":"https://openalex.org/S7407063707","display_name":"International Journal of Sustainable Development & Society","issn_l":"3108-4907","issn":["3108-4907"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Sustainable Development & Society","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Reduced inequalities","score":1.0,"id":"https://metadata.un.org/sdg/10"}],"study_designs":[],"awards":[],"funders":[{"id":"https://openalex.org/F4320321688","display_name":"Erciyes \u00dcniversitesi","ror":"https://ror.org/047g8vk19"}],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W7203580462.pdf","grobid_xml":"https://content.openalex.org/works/W7203580462.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W4407226198","https://openalex.org/W4395001227","https://openalex.org/W7222715065","https://openalex.org/W7143516617","https://openalex.org/W7221160940","https://openalex.org/W7131643568","https://openalex.org/W7140046708","https://openalex.org/W7128681320","https://openalex.org/W7138407857","https://openalex.org/W7165537317"],"abstract_inverted_index":{"This":[0],"study":[1,27,68,146],"examines":[2,76],"the":[3,26,67],"transformative":[4],"potential":[5],"of":[6,25,79],"Artificial":[7],"Intelligence":[8],"(AI)":[9],"and":[10,19,44,60,75,81,100,123,135,159,192],"Decentralized":[11],"Finance":[12],"(DeFi)":[13],"in":[14,116,153,189],"reshaping":[15],"global":[16],"financial":[17,36,46,121,127,194],"systems":[18,110],"reducing":[20],"economic":[21,113],"inequality.":[22],"The":[23,84,104,145],"purpose":[24],"is":[28],"to":[29,41,126,161,167,171,185],"explore":[30],"how":[31,88],"AI-driven":[32],"DeFi":[33,82,91,109],"can":[34,111],"improve":[35],"inclusion":[37],"by":[38,119],"expanding":[39],"access":[40,125,170],"secure,":[42],"transparent,":[43],"decentralized":[45],"services":[47],"for":[48],"underserved":[49],"populations":[50],"while":[51],"addressing":[52],"challenges":[53],"such":[54],"as":[55],"algorithmic":[56,163],"bias,":[57],"technological":[58],"inequality,":[59],"regulatory":[61],"uncertainty.":[62],"Using":[63],"a":[64],"qualitative":[65],"methodology,":[66],"reviews":[69],"existing":[70,140],"literature,":[71],"analyzes":[72],"emerging":[73,117],"trends,":[74],"selected":[77],"applications":[78,180],"AI":[80,89],"technologies.":[83],"analysis":[85],"focuses":[86],"on":[87],"enhances":[90],"through":[92],"automation,":[93],"predictive":[94],"analytics,":[95],"personalized":[96],"services,":[97],"fraud":[98],"detection,":[99],"transaction":[101],"cost":[102],"optimization.":[103],"findings":[105],"show":[106],"that":[107,148],"AI-powered":[108],"promote":[112],"empowerment,":[114],"particularly":[115],"economies,":[118],"lowering":[120],"barriers":[122],"increasing":[124],"services.":[128],"However,":[129],"inadequate":[130],"infrastructure,":[131,158],"limited":[132],"digital":[133,154],"literacy,":[134,155],"biased":[136],"algorithms":[137],"may":[138],"deepen":[139],"inequalities":[141],"if":[142],"left":[143],"unaddressed.":[144],"concludes":[147],"inclusive":[149,191],"policy":[150],"frameworks,":[151],"investment":[152],"stronger":[156],"blockchain":[157],"measures":[160],"reduce":[162],"bias":[164],"are":[165],"necessary":[166],"ensure":[168],"equitable":[169],"AI-DeFi":[172,179],"innovations.":[173],"Future":[174],"research":[175],"should":[176],"empirically":[177],"evaluate":[178],"across":[181],"different":[182],"socioeconomic":[183],"contexts":[184],"determine":[186],"their":[187],"effectiveness":[188],"building":[190],"resilient":[193],"systems.":[195]},"counts_by_year":[],"updated_date":"2026-10-03T13:16:28.481748","created_date":"2026-08-17T00:00:00"}